Renters insurance is similar to condo insurance. It typically covers the personal contents inside but there is the option to obtain dwelling coverage to protect the structure of the items that are secured to the inner walls of the rented space. This is good for protecting kitchen and bathrooms when renting a single family home or extra large apartment.
I hope this helps clarify the question.
If your renters policy covers Sewer Backup then it will cover damage to personal property.
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
No, renters insurance is coverage specific to property that belongs to the named insured.If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
In general, no. Renter's insurance covers the property of the renter, not the property of the landlord.
Pests, Insects, fumigation and bug spraying are part of a property owners usual and expected maintenance costs. Homeowners insurance does not cover maintenance.
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Homeowners insurance No. But a landlords Dwelling Policy yes.
No, the property owners coverage does not provide coverage for a tenants property or liability.
Renters insurance covers all of your belongings that are inside your dwelling in the case that something bad happens (like a flood or a fire). It is kind of like homeowners insurance but for renters. If you cause damage to the landlords property you will be covered.If you cause damage and you do not have renters insurance,the land lords insurance will cover him or her and after the property has been repaired,the landlords insurance company will demand that you pay for the damages,if you do not they will and can sue you and even attach your wages. I am NOT an insurance agent, i am a landlord and i highly recommend that my tenants buy this insurance it is cheep.If they don't,and something happens and its their fault,i am covered but they will be left holding the bag. I hope this helps you. Covers furniture plus more Go ask your account if you Can or type money and for a sake of it in google