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Does renters insurance cover loss of property using a moving company?
The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!
What is a company which offers cheap household insurance?
A company that offers cheap household insurance is a company that provides insurance for more household items than the average insurance company at a lower rate. An example of such a company is GEICO.
What does nonsolicitation mean?
Not to attempt sale of items (outside a store), or begging of money.
Does homeowners insurance cover anything stolen on your property even if you are not the owner of the stolen items and they are not related to you?
Yes, If your plan embodies that kind of coverage. If personal property is located on the premises, then the insurance should cover it, regardless of who it belongs to (within reason). However, it is difficult to prove exactly what a homeowner had or did not have on their property at any given time. With that being said, insuarnce companies seem to be very cautious when accepting liability. It is often not worth claiming such a loss, unleess it is very significant, and is typical for a home to have (like a jewelry box). Often, homeowners will not report losses unless they are very significant, due to the deductable they may have to pay and/or the risk of their insurance premium increasing from their claim. **I am not an expert by any means, so calling the insurance company that holds the policy will provide you with an accurate explanation.
What insurance companies offer cargo insurance of 50000 or more?
Cargo insurance above 50k limit isn't uncommon and there are tons of insurance carriers who will write it. What might make it more difficult to find an insurance carrier for this would be if the cargo was high theft risk, high fire risk, etc. An insurance broker should very easily be able to help you buy cargo insurance. We have previously written cargo insurance up to 2M limits with no issues on high risk items, so it shouldn't be tough for you to line up 50k worth of coverage.
Does renters insurance cover your stuff when outside your house?
There are different types of insurance, may be the insurance cover you are opting doesn't cover your stuff when you are outside the house premises. In that case you should ask your insurance agent to provide that insurance to you.
If you have comprehensive insurance and your car was totally lost in a fire will the insurance cover the items inside IE GPS ipod that was lost?
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
Does renters insurance cover items stored in garage?
If the items are scheduled on your homeowners insurance policy for coverage, the items belong to you and the garage is the same one at the insured home, then you should have no problem with coverage.
Does renters insurance cover car contents if stolen?
In general no, vandalism of an automobile is covered by the vehicles auto insurance policy. However you may have coverage for certain household belongings while outside the premises so check your policy or contact you agent if some of the stolen items were household items.
How To Save On Renters Insurance?
Getting renters insurance makes a lot of sense to be sure, but you don't have to kill yourself financially to make it happen. One smart move for people taking out renters insurance is to insure only large items. Many people gets renters insurance to cover every possession, but this is a large expense. If you just cover large items, you will be protected in case of disaster, while also saving some money. This is a value proposition that only you can answer, but it is a good way to keep costs down as you try to save money each month.
Does renters insurance cover loss of property using a moving company?
The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!
What is the difference in renter and landlord insurance?
The diiference between landlord & renters insurance is that landlord insurance is a policy that covers property owner from financial losses with their property.Renters insurance is policy that cover the renter from financial losses or personal items.
Can you share renters insurance with your roommates?
Renters insurance is definitely worth getting. Most agents or brokers from whom homeowners insurance can be purchased can also write renters insurance. As for renters insurance being shared... since you are renting the premises, renters insurance covers contents only (not the structure of the building). The policy that you buy will specify the meetes and bounds of what is covered. It is important that you list on the application or other document tendered by the agent, the items that you wish to insure. The value of the items will determine the amount of coverage that you buy. If you are buying the insurance with your roomate, be sure that both of you are shown to be insureds on the policy. Keep in mind, though, that if you part ways, the policy may have to be altered for the person who moved because the risk has changed (the property insured will be relocated to a new location). Get receipts, photos, and descriptions ready for each of the items, especially the expensive items, and tell your renters insurance company that you want to add additional items to your renters insurance policy.
Can a renter insure the structure he lives in?
There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.
Does renters insurance cover damage to your own property?
Renters insurance is similar to condo insurance. It typically covers the personal contents inside but there is the option to obtain dwelling coverage to protect the structure of the items that are secured to the inner walls of the rented space. This is good for protecting kitchen and bathrooms when renting a single family home or extra large apartment. I hope this helps clarify the question.
Cost for LA renters insurance per month?
Your renters insurance quotes do not depend solely on your region (Los Angeles) but a number of other factors, most importantly: which valuable items that you own do you want to insure with personal property coverage? Here is an informative article I found on how to find affordable renters insurance anywhere in the country: http://www.insuranceagents.com/free-renters-quotes.html
Does RAC cover insurance on items?
RAC does cover insurance on items when one has subscribed to their Personal Valuable Insurance. Items that can be covered include digital camera, jewelry, laptops, watches and many others.
