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Not necessarily. Insurance carriers require that you list the primary driver of the vehicle for rating purposes.

If you deliberately omit a high risk driver in order to save on premiums they may decline coverage if there is an accident.

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Q: Does the car that you are driving regularly need to be insured in your name?
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Can you have a car in your name with no license but some else driving it with a license and insured on it too?

Some insurance companies will allow the named insured to be excluded depending on the reason. The policy would need to be in your name if the vehicle is in your name. Any drivers must be listed as drivers on the policy but not as the insured.


Is your boyfriend insured driving your car?

You need to add him to your insurance or he must have his own. Your boyfriend is not automatically insured.


Do you need to insure a driver with a learners permit in CO?

If they're going to be driving, they need to be insured.


In Columbus does a car need to be in your name to be insured?

No


Do you need insurance with a learner's permit?

Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.


Do you have to be the owner of the vehicle to be insured on it?

You do not need to be the owner of the vehicle in order to be insured while driving the vehicle. Most states require all drivers of a vehicle to be included in the insurance policy.


Auot insurance in MA and have no insurance?

If you do not own a car or live in a household with a car owner who is related to you, you don't actually need your own insurance as long as the person whose car you are driving has insurance. However, that is only true for the occasional trip in a friend's car. If you regularly use the vehicle you would need to get insured.


Driving in New York City?

You need to be licensed, insured and properly inspected to operate a vehicle in NYC, and obey the rules.


A teenage driver does not have a car does he need to be insured if he cannot drive the parents car?

If he's not driving the parents car then he should not need to be insured for it. He should however be insured for whatever car he "Is" driving. All drivers are required to carry financial responsibility, regardless of who's car they are driving. This can be accomplished by being a scheduled driver on the car owner's policy, or in some cases by a non owners policy. Also bare in mind that parents and legal gaurdians can be held financially liable for the acts of minors.


Do Americans need to purchase insurance to drive in Canada?

If you are insured with AAA in California and driving a vehicle you own that is insured on your policy,AAA will extend the coverage to that car while you are driving in Canada.You need to bring your evidence of insurance with you along with a Canada Non-resident inter-province(IP) liability card. These Canada IP cards are provided at your local AAA office,at no charge,I might add!If your not insured with AAA well you should be!


If you need to get personally insured so you can practice driving in another persons car to take the driving test what do you do to do that?

To drive another person's car you must be a named driver on the vehicle's insurance policy.


If your 15-year-old sister is getting her license but not a car will she need car insurance in California?

She will need to be insured for any car that she is driving. Generally the insurance "follows" the car not the driver but there are exceptions. For example, if she is driving the family car she will need to be included in the policy coverage.