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No the parent is not bound to carry the medical insurance for an adult child unless they want to put them on the policy and if the insurance company even allows that. Most do if they are full time students. If you choose to do this, have the 18 yr. old kick in the difference for putting them on the policy and any copays when they visit the doctor. Where else could a 18yr. college student get that kind of privilege, no where else. Get it in writing, too from all parties..That is called covering your butt.

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Q: Does the parent of an 18-year-old have to carry medical insurance on an adult child who is a full time student and living in the household?
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Related questions

Where can one purchase student medical insurance?

One can purchase a student medical insurance from the following online insurance companies; HCC Medical Insurance Services, Aetna Medical Insurance, and United Healthcare.


Where did i get the best medical insurance for students?

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Where can I buy medical insurance for college students?

Healthcare.gov can help you find the right insurance for your student. It is a government medical program and there are a few qualifications that you have to make sure you adhere to.


How much does medical insurance cost?

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What is student insurance and is it necessary?

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Is it mandatory to add a 19 year old to my car insurance policy if he doesn't live with me?

If he is a member of your household or if he drives your vehicle then yes he must be added to your insurance policy. A member of your household includes students away at college. A student at college does not count as not living with you because their residence is still your house.


Where to Find inexpensive car insurance for college student?

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Do you have to add your child to your car insurance if they do not live with you?

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Will Medical Insurance drop a teenager if she is only taking one college class?

AnswerPossibly, most policies require a student to be full time.


Can you get medical insurance with your parents if you are independent?

Some times, if you are a full time student, or if you are disabled in some way. But if you are an independent adult, I would doubt it.


Is there a special student travel insurance plan?

There is International Student Insurance. Learn more at www.internationalstudentinsurance.com


Where can one get student dental insurance?

One can get student dental insurance when one approaches the insurance company called United Healthcare that offers flexible student health and dental plans.