No the parent is not bound to carry the medical insurance for an adult child unless they want to put them on the policy and if the insurance company even allows that. Most do if they are full time students. If you choose to do this, have the 18 yr. old kick in the difference for putting them on the policy and any copays when they visit the doctor. Where else could a 18yr. college student get that kind of privilege, no where else. Get it in writing, too from all parties..That is called covering your butt.
One can purchase a student medical insurance from the following online insurance companies; HCC Medical Insurance Services, Aetna Medical Insurance, and United Healthcare.
Actually there are a lot of different insurance companies who provides you the best medical insurance for the students. In last month only i purchased the insurance for my son and i found that medical insurance for students is really very important.There is a Georgia institute of technology student insurance.
Healthcare.gov can help you find the right insurance for your student. It is a government medical program and there are a few qualifications that you have to make sure you adhere to.
It all depends on who your buying from and what your medical record is like.It also depends on you are buying for whom, There are a lot of different options for the medical insurance.Now a day's it is very important to have medical insurance , so last month only i purchased medical student insurance for my son as he is staying away from us so he in need of this kind of insurance.
It is insurance for medical purposes for collage students. It is necessary, because you never know what kind of accidents can happen. Its better to be safe instead of sorry.
If he is a member of your household or if he drives your vehicle then yes he must be added to your insurance policy. A member of your household includes students away at college. A student at college does not count as not living with you because their residence is still your house.
Inexpensive car insurance for a college student can be found by having the student's insurance on the parent's policy. Some states allow for the parent to have a college student on their insurance until they graduate.
IF they live with you, are a member of your household, or if they drive any of your vehicles, ever. If they are a student away at college or boarding school, they are still a member of your household and must be added or excluded. If they ever drive your vehicles they must be added.
AnswerPossibly, most policies require a student to be full time.
Some times, if you are a full time student, or if you are disabled in some way. But if you are an independent adult, I would doubt it.
There is International Student Insurance. Learn more at www.internationalstudentinsurance.com
One can get student dental insurance when one approaches the insurance company called United Healthcare that offers flexible student health and dental plans.