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If you have liability insurance, you are covered, but only for liability. Liability insurance basically provides personal coverage for you while you are in a rental car. Your insurance company will cover any damages you cause to anyone else (property and injury) or any other vehicle, up to the minimum legal limits required by law or the limits on your policy,if different. It does not cover damage to the rental car. If you decline LDW at the rental counter and rely on your personal coverages, you probably would be responsible for paying your usual deductible if you were in an accident with the rental car. Also, a loss-of-use fee is not normally covered by personal auto insurance policies. And, personal auto policies that extend collision coverage to a rental car may only provide a coverage limit equal to the value of your own vehicle. If the value of your personal vehicle is less than that of the rental vehicle, you could still incur some damage responsibility.
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Should I get the rental car insurance?
Most auto insurance companies will extend the coverage on your personal auto policy to a rental car. The important fact is whether you have a statement or not.
What happens if you hit someone while driving an uninsured rental car?
If you have an auto insurance policy that covers non-owned vehicles - then your liability and collision coverage would likely extend to your rental car. If you don't have collision coverage - then you will be on the hook to repair the rental car. If you don't have any auto insurance - then you can be sued for a lot of money by both the rental car company and the person you hit.
Will your met life auto insurance cover a rental car in puerto rico?
amica auto insurance cover a rental car in Puerto Rico
Does Arbella auto insurance cover a rental car in Ireland?
Hi, Arbella auto insurance does not cover insurance for car rental in Ireland. You can buy insurance at http://watchliveauctions.com/car_insurance
How do you get collision insurance for a rented car for more than a month?
you can buy it from the rental company or it can extend from you personal auto insurance policy at no extra cost if your insurance company provides this coverage.
Who has rental car insurance in Virginia?
Virginia Auto Insurance can help you with car insurance, as well as rental car insurance for a low rate and cheaply too. Virginia Car Insurance Center can also help.
What cheaper Non Owner insurance of the insurance at a car rental store?
Non Owners auto insurance does not cover rental cars at all. You will need to buy insurance from the rental car company to be covered.
Does Allstate auto insurance cover rental car insurance in the US?
They do it on your demand of coverage. Car rental companies dont add you insurance in car rental amount, Its just like you book flight ticket there is option of choosing insurance or not.
Is purchasing a limited time insurance required to get an auto rental?
Yes, a limited time insurance is absolutely necessary to get an auto rental. When driving a rental car, one must be adequately insured in case of a collision. Rental car companies provide this auto insurance although it tends to be pricey. Thus, if one uses rental cars often, they may consider a non-owned auto liability insurance.
Does your personal car insurance cover car rentals?
If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com
Can you transfer insurance to rental car?
Some auto insurance policies transfer to rental cars, and some do not. You need to ask your insurance agent about the details of your insurance policy, and the specifics of coverage while you are driving a rental car.
What kind of rental insurance is required in Texas when renting a car?
In Texas, when you are renting a car, it is required that you have both auto insurance, and home owner's insurance. If you submit proof of both, there is no problem with the car rental.
