No not necessarily. Your credit score is determined by your history of paying back accounts from lenders. While you don't need a credit card they tend to be how most people build credit. To get a...
Borrowing money for any purchase, and making regular payments as scheduled until the debt is discharged will start or maintain good credit. Keeping credit cards less than 35% of the allowable credit...
This is difficult but not impossible. Depending on the time that has elapsed since the repossession, it can get easier. Immediately after the repossession, you may have to go to a "Buy here/Pay here"...