Your credit score can possibly affect your interest rate when you apply for home financing. If you have a low credit score, you are considered a higher risk to the bank, and therefore, they may raise your interest rate.
It can affect you for short time. If you want to build your credit, probably the best method is to apply for a secure credit card (Bank of America for example). This card works like a regular credit...
No, it won't affect my score, she's not my wife.
Just kidding.
Credit may be obtained individually (even in community property states) by law. Therefore your spouse can apply without you, meaning...
Yes it can. If you have a bad credit score it means you haven;t always paid your bills, or haven't paid them on time. Sometimes you don't have enough credit history. Either way your interest can be...