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Does your insurance company pay for your car?

Answer:

If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."

First answer by Simplemary. Last edit by Simplemary. Contributor trust: 2547 [recommend contributor recommended]. Question popularity: 7 [recommend question].

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