Does your personal credit score affect your business credit score?

No, not unless you fraudulently use your child's identity in obtaining credit in their name.

All inquiries in excess of 3 in one year negatively affect your credit. The more you do it the lower it will get.

Credit counseling helps people by putting them on a plan to get out of credit card debt. Without this, most people would have no clue as to how get out of debt.

When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look...

No, in fact Congress passed the Fair Credit Reporting Act a few years ago that allows you to check your score for free. Wouldn't that be a bummer if they dinged you for checking your score?