0
Does your premium go up if someone without insurance had permission to drive your car and gets into an accident that was their fault in NJ?
Wiki User
∙ 18y ago
Generally speaking, if your insurance has to pay out, then there probably will be an increase. Good luck.
Wiki User
∙ 18y ago
Add your answer:
Earn +20 pts
If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission.
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
Will AARP cover a minor accident if someone else was driving your car?
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
If your car was lent to someone with a restricted license without your permission resulting in an accident and they are covered under their parents insurance who's insurance should pay?
In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.
If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?
While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).
What can you do if you have liability who was hit by someone with liability insurance?
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
What type of car insurance is needed if you injure someone else in an accident?
naidu insurance
What if someone drives your car and has an accident?
Your insurance rate will increase.
Will your insurance cover an accident if someone else was driving your car with a revoked license?
Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.
Can someone go and buy insurance from another agency immediately after an accident to avoid the increase in the insurance premium?
Many people do this, but it is not recommended. It is still considered an attempt to defraud. I recommend that you use this situation to check around for cheaper insurance with the new accident as a part of your quote. Some insurance agents will pull your record and not see it, and not include it in the quote, you may fly under the radar for that first year, and enjoy a lower premium, but let that be something that they do. Just be careful with disclosure laws, many insurance companies deny claims when people leave things out.
