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First, why is the apartment unlocked? An unlocked apartment can look suspicious to an insurance company. Whether or not the apartment was unlocked, insurance companies are primarily interested in the police report. The police report will determine if there is any indication of fraud.

Second, your items may be covered at up to 10% of the personal property coverage on your home insurance policy. Example: if your home insurance covers personal property contents at $100,000, then you would have up to $10,000 for personal property at another residence. However, b/c this is a secondary residence your items may not be covered b/c you are expected to have a separate secondary insurance policy.

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16y ago
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Wiki User

15y ago

It should. Read your insurance policy, or call your agent.

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Q: Does home insurance cover stolen items from an unlocked apartment that I am co-renting?
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Related questions

Which type of insurance would pay for the replacement of a computer stolen from an apartment?

renter's insurence


Will insurance still cover your car if its running and gets stolen?

Probably but that's not very smart to leave your vehicle running and unlocked in an area where it may be stolen. You do have an obligation to mitigate damages to your property.


What are the types of insurance and the situations they cover?

Life insurance: When you want to provide for your family after you die; Renter's insurance: When your personal possessions are stolen from your apartment; Disability insurance: When you have to take a month off from work because of an injury or illness; Liability insurance: When you cause a car accident that injures other people.


Match each type of insurance with a situation in which the insurance would be useful.?

Life insurance: When you want to provide for your family after you die; Renter's insurance: When your personal possessions are stolen from your apartment; Disability insurance: When you have to take a month off from work because of an injury or illness; Liability insurance: When you cause a car accident that injures other people.


Do you have to continue paying your insurance if your car is stolen?

No, as long as you have let your insurance company know they car is stolen.


What did sydelle discover was stolen from her apartment when she and Angela returned?

the maccaron


What would you never leave unlocked?

The doors to your car in case it got stolen.


Does homeowners insurance cover stolen motorcycles?

Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!


How do you get a car stolen?

Leave the car where there are a bunch of cars stolen at, and leave the keys in it and the doors unlocked, then wait a couple of days and it should be gone.


What percentage of stolen vehicles is attributed of having unlocked doors?

Between 40-50%


What percentage of stolen vehicles is attributed to having unlocked doors?

Between 40-50%


How can one get premise comprehensive general liability insurance so one can get a satellite dish installed in your apartment. management wants tenants to get that insurance?

Renters insurance is inexpensive and offered by most insurance companies. This policy would cover your personal property in your apt, including the sat dish, in case it was stolen, damaged by storm or fire, etc.