GO to your county health department and see if they have any suggestions. I know in my county there are substance and other abuse clinics that run on a daily basis. If the health department cant help...
You may ask your landlord for an extension. And assuming you are working, the high cost of living needs to be crashed down. Like no cable or net access. Reduced electrical, heat and water usage. No...
No money is "lost", it is merely redistributed from the pockets of those who are stupid enough to risk it, to those who are greedy enough to exploit them