Repossession

Call the bank and ask. They will not lie about it. If your car has been repo'd, call your local law enforcement agency....

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The only two ways to have a negative item removed from your credit report is by disputing the negative item with the credit...

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There is no simple way to repossess your car. The easiest way in England is to find a decent lawyer. If your car has been...

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It stays on your credit report for 7 years to the day the loan became delinquent. Say you made your last complete up to date car...

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That varies from state to state, but in your case about 10 to 14 days. Its time of proces is counted on importance.

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So, someone owes you money? Don't rush to the courthouse to file a lien, yet. There are basically two types of liens. A lawyer...

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Anytime you borrow money to buy a car, you should know that: The lender can repossess if you miss a payment or for any default...

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Here is a variety of advice: If I were you I would check out your county for repossessions to be sold they generally sale...

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Even though you don't have the car doesn't mean you don't have to pay back the money that you borrowed to purchase the car. You...

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Title insurance rates vary from state to state and market to market. In some states, the fees are set by the AGENT, and are...

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You may have a certain right, known as a right to cure, whereby you are given a grace period to resume the original contract...

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http://www.dca.ca.gov/bsis/bsiscons.htm CHAPTER 11. REPOSSESSORS Article 1. General Provisions...

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I am a co-signer for a large car loan for one of my adult children. I wanted to know what rights I had when it came to my...

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after car has been repoed in what time frame can u get your car back

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Maybe you shouldn't buy what you can't afford. The longer you don't pay the harder it will be to reclaim it (should you try), and...

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In 9 (nine) states the leinholder has to send you a "right to cure" letter before they can repo. The time given ranges from 5 to...

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Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...

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The co-signer of any loan has the same financial obligations and liabilities as the creditor! They can be sued and have their...

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Keri, I suggest you think long and hard before you let it go back. The results are not nice at all on your credit rating. Read...

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Here are answers and opinions from FAQ Farmers: IN THE EVENT OF FAILURE TO MAKE A PAYMENT OR IF THE VEHICLE IS INVOLVED IN AN...

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Personal Property in the Vehicle According to the FTC: Regardless of the method used to dispose of a repossessed car, a...

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Yes they can take you to court, try to get a judgement, and then try to garnish wages, put leins on property, etc. THis varies...

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Bottom line: YES it can. Although many things could factor into this answer, such as, have they given you anything in...

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In Texas, when your car is impounded, it is best to go immediately and retrieve your car. The towing charge and daily storage...

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The only time I've ever had the law on my side while in the process of a repossession is when it's been court ordered. For...

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this can vary by state, but in most if they get a judgement against you by taking you to court, then can - but there are rules...

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http://www.leginfo.ca.gov/cgi-bin/calawquery?codesection=bpc&codebody=&hits=20 first go get a cheese berger then go eat...

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It is not legal to hide a vehicle from repossession! Regardless of your intent, you are obligated by contract, and by law, to...

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My car is about to be repossessed. I spoke to the lender who has the second mortgage on our house concerning how bad this would...

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You definitely have rights in this manner. I recently went through the same thing you are going through and found my answers...

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Jo, the odds are NOT good unless you are or have access to a mechanic. BUT, you may have bought a repo before. It depends on...

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Well, "repo man", a bankruptcy will allow folks to get their car back - even after repo. The clincher is, if the car was...

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EZ - call your finance company. If you are behind on your payments more than 60 days there is a good chance they got it. You can...

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They generally do not keep the keys, as it would be too many keys to keep track of. Each vehicle usually has a special code that...

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I was told a voluntary car repo is worse, because that will be on your credit report as repo. With bankruptcy (Chapter 13) you...

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You must get the finance company to agree to terms. You can't get the car back by any means other than getting the finance...

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NO THE ORDER IS GIVEN FROM THE LENDER TO RECOVERY AGENT THE POLICE NEVER GET THIS INFO? The police only know when the tow...

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That is a repossession. Anytime the lender get's the car back instead of the money agreed to on the contract, it's a...

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although it is unlikely they would know about it (unless they called her and she told them) the only way to be completly safe is...

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You can also contact me! I represent an Industry driven Program that was designed to package all of the coverages that are...

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Kris, in MOST cases, you are responsible for the BALANCE DUE. Read the contract you signed to find out more on it.Its NOT...

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Beware of this situation: You can't pay your mortgage and face foreclosure. A "lender" contacts you, offering help. First, the...

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You could get an answer from your state court consumer protection division re this question. But my common sense would be...

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I don't have an answer for you, but I can tell you that you are not alone. The repo man who picked up my truck was midway through...

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I'm not in California but I'm guessing you will need at least, a business license, and a tow vehicle license for hauling...

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http://www.capitol.state.tx.us/statutes/statutes.html Business & Commerce Code self-help repo allowed NO breach of...

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After a judgment, a creditor can take other property of yours (even your house) in some states. Each state has different...

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Most places cannot repo a car that has another lein on it, such as in your case. You will have to check your local law. In...

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Yes - but before you pay it off in full you can try get the finanance company to change what it says on your credit bureau by...

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First, talk to the lender and find out where they would want the car brought to, Second, before you take it there, make sure...

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yes - I am suprised they didn't force place insurance coverage on the car when they found out you had no insurance. I am also...

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If they are accepting payments - that will reflect negatively on them if they try to take you to court on a deficiency balance,...

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Sell it, simple as that. People sell cars before they're paid-off all the time. Just call the finance company and see what...

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There are a lot of significant tools for asset recovery and skip tracing, however the trick to the trade is having the right...

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The financial institutions use auctions for such issues. They, for the most part, do not have lots where they will attempt to...

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NO, the city CANT repossess your car. They can impound it for a violation of a city law. The only one who can repo a car is the...

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There is no set fee for a repo. I charged 375.00 per car if it was a good address. 150.00 and up if i had to locate the car. and...

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yeah i got my vehicle reposessed and got it back next day possible. trust me you're not getting in the situation than trying to...

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TITLE STATE: Yes. SECURITY INTERESTS: Shown on title, held by first lien holder. LICENSE REGISTRATION: Delaware Division of Motor...

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To the best of my knowledge there is no limit. This is their way of robbing people and unfortunatly the city usually just wants...

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41.024 - Sale of Excess. An officer holding an execution sale of property of a judgment debtor whose homestead had been...

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Yes, you can voluntarily give up one of your vehicles but still continue the payments on the other. It will, however, affect your...

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Your contract most likely states that the lender can demand payment in full at anytime. This means they can repossess the...

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The bank or finance company must sell the vehicle in a commercially reasonable manner. It is important to remember that when you...

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In most cases YES. You should talk to an attorney in your area for state specific advice. Yes, if the lender obtains a...

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That is a case of damage to your property by them and you would have to make that claim against them. Obviously they can go on...

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As you likely know by now, the lender has the right to accelerate the balance due when the car is repoed. Usually this is upon...

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Yes, they can repo it it you have paid everything except one red cent. You put the car up for collertal. It doesn't matter if...

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Most likely. If you file before the vehicle is sold, the Automatic Stay that gets imposed stops the sale. You can then go back...

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In Texas, you can return the car within a timely period. It does vary depending upon problems with the vehicle, but not just...

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Better is not the best word, but a chapter 7 could wipe out the car debt and your other debt. If you just to the repo - they can...

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the finance company won't let you get your name off of it. That way they can keep you on the hook since he can't pay for it. it...

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That really depends on the terms of the proposed stipulation. Without adequate protection such as a court-ordered repayment...

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This could vary by state, but in every one I have lived in only your Mortgage company can take your home. Other's can only place...

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Michele,you must be sponsored by an "E" agent. For more info go to this link, FLORIDA DEPARTMENT OF AGRICULTURE & CONSUMER...

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Well, it all depends on the agency and the going rates of your state. Unless a "repo man" owns his own company he is only...

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Simple. Ask to see the title. If it has the name of the person selling it, he/she has full ownership. If it has a bank name or...

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It depends on the laws in the state where you live. You need to contact your lawyer. I suggest you file Chapter 13 if you...

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There are several ways of doing it but the most effective way is to WITHOLD the title first of all then draw up a formal legally...

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well You see it all depends on what the car was Impounded for if its for a felony offense they can keep it if they want to if it...

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A car can be repossessed after one late payment, that is considered default on the aggreement. If a person is still driving...

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The smartest way to get in the business is starting to work for another company. There are many laws and regulations that very...

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Recovery Requirements: Self help repossessions permitted as long as there is no breach of the peace. Deficiency balence:...

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The automotive manufacture has two options when repossessing a vehicle. They will either tell you to keep the vehicle and they...

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yes.. Answer They will have to notify you in writing that they have repossessed your car. They could have made a...

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The question is a little vague, however here's what I can say: IF, and it should have been, the repossession was first put on his...

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In MOST states, the answer is YES. A few states require a liscense.

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The creditor first has to get permission from the courts to do so. It takes up to two years for the process. But it could take as...

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The decision to sue a consumer to recover debt within SOL is often made with collectability and profitability in mind. The...

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I don't know what state you are in, but in Illinois the bank by law has to provide you with a calculation of deficiency. We are...

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Supposedly there are nine recovery agent schools in Fla. See the links to the right.

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Suzette, what are the details on your purchase? Such as what state? One reason for repo before ist payment due is a person...

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yes In some states, yes it is specifically. In others, no. You are NOT hiding from the repoman, you are hiding from yourself....

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http://www.moga.state.mo.us/STATUTES/STATUTES.HTM http://www.moga.state.mo.us/STATUTES/STATUTES.HTM#T22 Missouri...

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Read the fine print of your contract carefully. I have never heard of a vehicle leasing/purchasing contract NOT having a first...

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Good question...how did you find out about the repo fee?? Have you been repoed before?? Are you in default now?? If you're not...

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the answer is yes they can,the question is why is your name still on the title after the divorce are you keeping the property...

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No, they can not touch the car while anyone is in it, that would be kidnapping. But be careful they might call the police and if...

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YES its bad you dont get the lowest interest rates IF lenders will loan to you 7-10 years

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It depends on the state. Here in Utah, the mortgage company notifies you with a notice of default. This is when you haven't...

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