Wiki Answers > Categories > Business and Finance > Personal Finance Questions

Personal Finance Questions

Subcategories of personal finance and money issues:



Total questions: 9662

Will a judgement stay on after 10 years if you never paid and if not does it come off automatically?
Popularity: 47

If a judgement is still accruing interest can a payment be applied to the original amount of the debt stop the agency from adding any more interest?
Popularity: 47

If you have a debt over 8 years old and a year ago an attorney filed a judgement on that debt can they do that?
Popularity: 47

Can a pediatrician bill from the birth of your child be put on your credit report if you are 15?
Popularity: 47

Are indirect or direct costs easier to allocate?
Popularity: 46

What credit cards will allow you to have a cosigner?
Popularity: 46

Can a lien be put on ones house to pay back credit card debt?
Popularity: 46

Can a collection agency freeze your bank account if you get Social Security Disability checks in the state of ar?
Popularity: 46

What does 'chargeoff' mean?
Popularity: 46

Can a collection agency report an unpaid balance on your credit report under public records that you received no subpoena for?
Popularity: 46

If you have a credit score below 550 what are the best ways to improve it in a year?
Popularity: 46

How long does an unpaid long distance bill stay on your credit?
Popularity: 46

How do you put a lien on a car?
Popularity: 46

Is it better to have an account removed from your credit report completely or to negotiate for 'Paid As Agreed'?
Popularity: 46

Will late payments to utility companies such as electric gas etc from 7 years ago affect your credit ratings or credit checks?
Popularity: 46

How many months is a person required to pay installments on a product?
Popularity: 45

What should you look for when applying for a credit card?
Popularity: 45

Is it true that in some minor cases collection agencies will sometimes remove a collection from your record?
Popularity: 45

Is it possible for a collection agency to remove the Sent to Collection Agency on your credit report?
Popularity: 45

Is it illegal for a credit repair lawyer to take bad credit off of your credit record?
Popularity: 45

Why aren't utility bills reported to credit agencies if they are paid on time?
Popularity: 45

Can you still be contacted on a debt that was written off in 1993?
Popularity: 45

Can a company in Michigan deny anyone a position based upon past credit problems?
Popularity: 45

What are the credit card judgment laws?
Popularity: 44

Who are the top ten richest people in the world?
Popularity: 44

What is the average interest rate on a car loan after a chapter 7 has been discharged?
Popularity: 44

How could you improve your credit score after filing Chapter thirteen and converting to Chapter seven once the Chapter seven bankruptcy has been discharged?
Popularity: 44

Can a collection agency do an asset investigation?
Popularity: 44

Can you use your spouse's income as a second income without using your spouse's credit?
Popularity: 44

How many points does a 30 day late payment two years ago detract from your credit?
Popularity: 44

Can delinquent membership dues in a timeshare be reported to a credit agency?
Popularity: 44

When paying a settlement is the credit score different if the credit report states 'paid' 'paid in full' or 'settled for less than original amount'?
Popularity: 44

How do you determine the date of last activity on your credit report?
Popularity: 44

Does it hurt your credit to close a credit card account that has a zero balance and is in good standing?
Popularity: 44

Does every charge off go on your credit or only those over a certain amount?
Popularity: 44

If a date of birth is incorrect on a credit report does that person have to pay what is listed on the credit report?
Popularity: 44

Is there any way to clear a repossession from your credit?
Popularity: 44

Will paying off a few newer accounts in collections help your credit score or will it hurt by staying on your credit report even longer?
Popularity: 44

Can you recover money stolen from your bank account due to identity theft?
Popularity: 44

Should you pay off 3 year old open collection accounts?
Popularity: 44

If you pay off your past due accounts will the negative report remain on your credit and how does that look when you apply for a new account?
Popularity: 44

Once you have all negative remarks removed from your credit report how drastic will the change in your score be from a 450-?
Popularity: 44

Is it legal for an original creditor and a collection agency to have a listing each on the same account?
Popularity: 44

What is the Bank Identification Code - BIC for Bank Central Asia in Indonesia Need the code for international money transfer?
Popularity: 43

How much does Bill Gates earn a year?
Popularity: 43

Can you tell me the winners of the 2007 North-American Sweepstakes Lottery?
Popularity: 43

How many pennies are made each year?
Popularity: 43

If you paid your installment loan on the 30th day after it was due but before the next month was due is it reported as delinquent to the credit bureau?
Popularity: 43

What is considered a good credit score?
Popularity: 43

If you pay off a debt listed on your CR how long will it take for that zero balance to be reflected on your CR?
Popularity: 43

How much money should a twenty seven year old person have saved?
Popularity: 43

When a creditor reports account information to a finance company and they report it as late does this imply that you were 30 days late?
Popularity: 43

If you have a judgement against you in the state of Texas can they take assets from an IRA or a personal corporation?
Popularity: 43

What is a paid charge off?
Popularity: 43

What is the statute of limitations once the charged off debt is sold to a 3rd party?
Popularity: 43

How do you report your judgment to the credit reporting agencies?
Popularity: 43

If you are buying a home paying off collections will only hurt you instead of helping you?
Popularity: 43

If there is a primary borrower and co-borrower on an auto loan do both get credit reported?
Popularity: 43

Is there any way you can repair your bad credit caused by an ex-husband after a divorce was filed?
Popularity: 43

What does it mean to have a delinquent debt?
Popularity: 43

If your customer breaks a written contract how can you have it reflected on their credit if they do not pay the balance of the contract?
Popularity: 43

If paid will old charge off accounts with small balances raise your credit score?
Popularity: 42

Can the original creditor responsible for putting a judgment on a credit report have it removed if an agreement was made?
Popularity: 42

If the collection agency amount is more than the creditor amount which amount do you legally have to pay?
Popularity: 42

If you are in NJ and have been awarded a judgement in SC how can you collect?
Popularity: 42

Can a collection agency legally threaten to come to your house if the debt is not repaid?
Popularity: 42

What is the SOL on vehicle loan purchased at a buy-here-pay-dealer in Indiana?
Popularity: 42

In the long term would it be a good thing to pay off debts from a long time ago or let them go before you get a new mortgage?
Popularity: 42

If you try to accept a settlement offer from a creditor after the expiration date can they deny you the settlement amount and garnish your wages?
Popularity: 42

Is there a different affect on your credit if there is a consent judgment or a settlement order entered?
Popularity: 42



Help answer questions

Please click on a question to help answer it. You don't need to be an expert and you don't need to sign up for anything. You just need to give a few minutes of your time.

Even if you don't have new information to contribute, you may be able to help improve someone else's answer. This is cooperative Personal Finance Q&A that is constantly being improved by like you.

Click here to browse the new personal finance and money issues questions or all unanswered business and finance questions.

Help answer future personal finance and money issues questions

Please share your personal finance and money issues knowledge, however humble, by helping to answer future questions. Click here to watch Personal Finance so that you'll be alerted when there are new questions and changes.