Wiki Answers > Categories > Business and Finance > Personal Finance Questions

Personal Finance Questions

Subcategories of personal finance and money issues:



Total questions: 9725

What are debtor's exemptions?
Popularity: 37

If you leased expensive equipment for your business in your business name would it effect your personal credit file?
Popularity: 37

How often do creditorslenders report late payments to your credit report once twice a month?
Popularity: 37

How many American dollars are spent every day throughout the world?
Popularity: 37

How much does a judgement drop your credit score?
Popularity: 37

If you satisfy a judgement today that was filed in 99 in AL how long will it show on your credit report?
Popularity: 37

Can a company send you to collections after 11 years?
Popularity: 37

What is the minimum FICO score needed to get a car loan at a dealership as opposed to a buy-here-pay-here lot?
Popularity: 37

How do you deal with a collector or lawyer who continues to harass your disabled husband for a debt he cannot repay?
Popularity: 37

What is the difference between your credit score and your beacon score?
Popularity: 37

If you are trying to rent a house should you wait until your student loan consolidation has been reported to the credit bureau?
Popularity: 37

If someone has old judgements charge-offs and various tax problems and liens where do they start to get things cleared up?
Popularity: 37

Can the creditor start the clock again concerning your 7-year period on your credit report?
Popularity: 37

If a credit card payment made just 4 days late can the payment legally be reported as 30 days late?
Popularity: 37

How can you fix your credit when you are broke?
Popularity: 37

Does a secondary owner get penalized for a forecloseure for homes in Ohio?
Popularity: 37

Can a vehicle repossession affect your credit bad enough to prevent you from being able to purchase a new home?
Popularity: 37

Can a credit card be transferred from one person to another?
Popularity: 37

How long can something stay on your credit report after another creditor bought the account?
Popularity: 37

Do you have any right to request a copy of your joint credit report with your husband?
Popularity: 37

Is it true that as of December 1 2004 California residents may obtain a free credit report from all three credit reporting agencies?
Popularity: 37

Can a charge off be removed due to paying off the debt in full?
Popularity: 37

Are you liable for a charge-off after 10 years?
Popularity: 37

How can you remove a medical collection that is no longer listed with the collection agency but has been returned to the original creditor?
Popularity: 37

How do you dispute a credit charge off that occurred more than seven years ago?
Popularity: 37

After a chargeoff has been placed on your report can it be sold after three years and restart the 7 years with some other company for nonpayment?
Popularity: 37

What is the statute of limitations for a finance company to collect on a past due account?
Popularity: 37

Will sending letters from former landlords stating that your rent was on time to the credit agencies help raise your credit score?
Popularity: 37

Can one use purchased debt of the trustee to pay off a judgement against them by the trust?
Popularity: 37

How would a minor whose parent has been using her name on delinquent accounts for years go about getting a free credit report?
Popularity: 37

If you dispute items on your credit report are they removed temporarily while they are being verified by the credit companies?
Popularity: 37

What is a judgment?
Popularity: 37

Is there a consumer law allowing you to refuse to pay late fees if you pay off the original principal in one lump-sum payment?
Popularity: 37

How does having a repossession removed from your credit report affect your credit?
Popularity: 37

If you come into a small inheritance enough to pay off your debts is it better to pay them now or over time with a credit counselor company?
Popularity: 37

Can a 501 FICO score be repaired when you have a car loan charge off and several medical accounts open in collection which are all 2 years old?
Popularity: 37

If you refuse to pay a doctor referred by a 'if we do not win you do not pay' lawyer who took a car accident case will it hurt your credit?
Popularity: 37

What can you do with a large check if you have poor credit and cannot open a bank account?
Popularity: 37

When you have a charged off account and they sell that account can they still take you to court over it?
Popularity: 37

What should one do when a credit card company adversely changes the terms of one's account?
Popularity: 37

Is it legal for collection agencies and creditors to report the information on your credit report?
Popularity: 37

If you settle with a credit company how will Equifax and Experian know?
Popularity: 37

What happens if a parent passes away with unsecured credit card debt but she had money in an IRA which has been distributed to her children?
Popularity: 37

Can a collection company do business in one name and report it in another?
Popularity: 37

Which are HiRA's health care investors retirement accounts?
Popularity: 36

Why is China trying to hold down the values of the yuan?
Popularity: 36

How can you find out if a Visa traveler's check is valid?
Popularity: 36

Name something you sniff before buying?
Popularity: 36

Is fraudulant transfer act a criminal offense or a civil offense?
Popularity: 36

What are the different denominations of US currency?
Popularity: 36

How do you become a millionaire?
Popularity: 36

What is the worst thing that can happen in Pennsylvania if you owe credit card debt and don't pay it?
Popularity: 36

Is minimizing weighted average cost of capital by having a largely debt-based capital structure a high-risk strategy given the threat of bankruptcy in an over leveraged business?
Popularity: 36

How do credit cards work?
Popularity: 36

What is the absolute minimum job history one needs to obtain a decent mortgage with good credit?
Popularity: 36

How does an agreement on a Chase credit card debt settlement offer affect your credit rating?
Popularity: 36

Is a contract valid if the peson is a minor?
Popularity: 36

How many points will be deducted from your credit score for an unpaid judgment?
Popularity: 36

If you have a terrible credit rating in the UK and move to the USA will they be able to check this?
Popularity: 36

If it's been over 7 years should you pay off an old credit card debt from a collection agency or just let it go?
Popularity: 36

Can a collection agency come after you after 22 years?
Popularity: 36

If creditors haven't sued you after two years since charge-offs what is the likelyhood that they will sue in the near future?
Popularity: 36

Can you sell your house if you have charged-off credit cards and can your creditors find out if you are selling your house and sue you?
Popularity: 36

If you filed Chapter 13 but it was withdrawn and dismissed how do you get this removed from the CRA's since you did not go bankrupt?
Popularity: 36

Can a company like Transsouth garnish your wages on a repo in 1999 that was written off?
Popularity: 36

How do you remove items from your report where the most recent activity on them is over 7 years old?
Popularity: 36

What would cause a credit score to drop 27 points within 1 month when there was no negative action?
Popularity: 36

A loan company you have borrowed from has checked your credit repeatedly during the past year can they do this?
Popularity: 36

How do you contact old debt collectors to clear your name and pay outstanding bills?
Popularity: 36

If you pay off a judgment against you within 10 days does it still show on your credit report?
Popularity: 36



Help answer questions

Please click on a question to help answer it. You don't need to be an expert and you don't need to sign up for anything. You just need to give a few minutes of your time.

Even if you don't have new information to contribute, you may be able to help improve someone else's answer. This is cooperative Personal Finance Q&A that is constantly being improved by like you.

Click here to browse the new personal finance and money issues questions or all unanswered business and finance questions.

Help answer future personal finance and money issues questions

Please share your personal finance and money issues knowledge, however humble, by helping to answer future questions. Click here to watch Personal Finance so that you'll be alerted when there are new questions and changes.