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Credit and Debit Cards Questions

Total questions: 2548

Will paying your bill in full every month build your credit and insure you do not pay an APR?
Popularity: 48

Can you build credit if your guardian adds your name to their credit card?
Popularity: 47

What will happen if you leave England with an unpaid credit card debt of 7000 pounds?
Popularity: 47

Can a collection agency garnish your wages if you don't respond to a summons served in CA?
Popularity: 47

Is there a relationship between acquiring a visa to enter the US and unpaid credit card debt?
Popularity: 47

Are there any credit cards that you can apply for online and instantly receive an account online?
Popularity: 47

In Illinois if someone passes away leaving debts are his or her children responsible for those debts?
Popularity: 47

How do you close a spousal credit card account?
Popularity: 47

Does replacing a lost or stolen card count as opening a new account for credit scoring purposes?
Popularity: 47

Can your good credit rating and score transfer from the UK to the USA now that you have moved here?
Popularity: 47

How do you report a credit card that you never knew about?
Popularity: 47

Once you have completely paid off credit card debt should you throw away your credit cards or will this mess with your credit?
Popularity: 47

If you are sued for a credit card that was charged off in 2000 can they garnish your wages in Florida?
Popularity: 47

What can you do to repair your credit if you have 2 credit cards that you took out in 2000 that you never paid and are charged off?
Popularity: 46

Is it legal for an employer to require an employee to use a 'corporate card' for expenses?
Popularity: 46

Can they garnish your wages in Pennsylvania for an unpaid balance on an unsecured credit card?
Popularity: 46

If you are not a US citizen and have to return to your country but you have a lot of CC debt what should you do?
Popularity: 46

Do you have to show on your tax return if you transfer a huge amount using the balance transfer check from a credit card into your checking account?
Popularity: 46

How many credit cards are too many?
Popularity: 46

Can a credit card company garnish wages in the state of Nevada?
Popularity: 46

Can family be held responsible when the card holder goes into a nursing home?
Popularity: 46

If a credit card company closes your account and then lets a store put a charge on it 6 years later are you liable to pay the credit card plus interest and card fees too?
Popularity: 45

Is there any way to find out which credit card companies check your credit with Equifax instead of Transunion?
Popularity: 45

Can you get an American credit card if you are not an American?
Popularity: 45

What are the statutes of limitations on credit debt in GA and MS?
Popularity: 45

How does a guardian of an incompetent person stop credit card companies from sending her more credit cards?
Popularity: 45

How soon after the first call from a collections person will they try to sue you and garnish your wages?
Popularity: 45

What is the best course of action if you are being sued by a collection agency and have to appear in court in a few weeks?
Popularity: 45

What is the liability of a husband when his wife opens a credit card in his name without his knowledge?
Popularity: 45

When was the first credit card issued?
Popularity: 45

Does a spouse owe American Express the balance of a deceased husband's American Express card balance when he was the sole name on the card?
Popularity: 45

Is an authorized signer responsible for credit card debts if the card-holder dies?
Popularity: 45

Do interest and late fees etc on credit cards stop accruing at the date of death?
Popularity: 45

In California can someone's SS federal pension and IRA be attached to satisfy a debt incurred by their deceased spouse?
Popularity: 45

Will a credit card company sue for a 7 year past due account if one owes less than a thousand dollars?
Popularity: 45

If you put your name on the billing address for an online order instead of the owner of the card will the order be able to go through?
Popularity: 45

What are the community property states and how does that work in the event of credit card debt after death in relation to a property that is co-owned?
Popularity: 45

Can paid-off credit cards be taken off your credit report and if so how?
Popularity: 45

What is the range of interest rates credit card issuers charge and what are the late payment fees?
Popularity: 45

If you write Account paid in full on a check doesn't the creditor accept this amount when signing and cashing?
Popularity: 44

How do you close a department store credit card when the store is out of business?
Popularity: 44

Can a 'fixed apr for the life of the loan' be changed by the card issuer?
Popularity: 44

If you have credit card debt that you accrued 10 years ago and it is in collections what happens if you do not pay it off?
Popularity: 44

What does it mean if a credit card's status is 'internal chargeoff' and the debt is being pursued by a law firm?
Popularity: 44

Can a credit card company close your account due to inactivity?
Popularity: 44

Will transferring balances three times before the entire balance is paid off have a negative impact on your credit score?
Popularity: 44

What happens if you purchase an expensive cellphone on your credit card then leave the US?
Popularity: 43

Can the secondary card holder on a credit card account transfer credit card balances to a new card?
Popularity: 43

What is a balance?
Popularity: 43

Is there a single registry company that will notify all your credit cards' banks if you report your wallet stolen?
Popularity: 43 | Needs Answer

Can they arrest you at the airport when leaving the country if you have a credit card debt?
Popularity: 43

Can a secondary holder be held liable for a debt after he has requested that his name be removed from the account?
Popularity: 43

Does disputing unauthorized charges lower one's credit score?
Popularity: 43

Is a co-applicant responsible for a credit card balance if the card holder does not pay?
Popularity: 43

In the State of Texas what amount will Mastercard or Visa credit card sue you over?
Popularity: 43

If you live in Texas can you be sued for a credit card debt of nine thousand dollars?
Popularity: 43

If you are being sued for 1200 dollars can you lose your home?
Popularity: 43

Is credit card debt cleared if seven years passes without it being paid?
Popularity: 43

What can you do if you discover that a charge on your credit card is fraudulent and the 60 day time limit has expired?
Popularity: 43

Can paying off your credit card balance in full every month hurt your credit?
Popularity: 43

Will continuing to transfer balances to new credit cards when the 0 percent apr expires affect your credit?
Popularity: 43

Is it legal for a restaurant to charge a 50 cent surcharge for using a credit card?
Popularity: 43

Can you dispute the charge if you let a friend use your credit card and do not sign the receipt?
Popularity: 43

If you are in good standing with your credit card company can you request that they lower the interest rate on your balance?
Popularity: 43

If the divorce decree says your ex is responsible for any debt but you are left on some of the credit cards and your ex dies are you responsible?
Popularity: 43

Why would a creditor sue you if you live in a state that does not allow wage garnishment?
Popularity: 42

What is the statute of limitations on a credit card debt for the deceased?
Popularity: 42

Does the credit card issuing bank own the credit card processing gateway also?
Popularity: 42

When the merchant swipes your card on the card reader who validates the card?
Popularity: 42

If an estate is worth 20K and there is a bank loan out for the home can the bank repossess the house or is the beneficiary entitled to the home?
Popularity: 42

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