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Credit and Debit Cards Questions

Total questions: 2638

Can a credit card company close your account due to inactivity?
Popularity: 43

Is it legal for a restaurant to charge a 50 cent surcharge for using a credit card?
Popularity: 43

Can you dispute the charge if you let a friend use your credit card and do not sign the receipt?
Popularity: 43

If the divorce decree says your ex is responsible for any debt but you are left on some of the credit cards and your ex dies are you responsible?
Popularity: 43

What is the statute of limitations on a credit card debt for the deceased?
Popularity: 42

In NJ can you ask the attorney representing the creditor who is suing you to show you proof that it is your debt?
Popularity: 42

What is a balance?
Popularity: 42

What happens if someone on a H1b visa doesn't pay his credit card balance and leaves the US?
Popularity: 42

If an estate is worth 20K and there is a bank loan out for the home can the bank repossess the house or is the beneficiary entitled to the home?
Popularity: 42

Is an authorized user on an account for which the primary account holder has been deceased for two years responsible for paying the amounts charged?
Popularity: 42

Can a credit card company take away or place a lien on your Florida home if you stop paying the 12K credit card balance and you are not a US citizen and live and work outside the country?
Popularity: 42

If a car is titled to husband and wife in Florida can a credit card company take it for a judgement if the card is in only one name?
Popularity: 42

Can a secondary holder be held liable for a debt after he has requested that his name be removed from the account?
Popularity: 42

Who takes control of selling the assets of an estate in order to pay off the credit card debts?
Popularity: 42

In the State of Texas what amount will Mastercard or Visa credit card sue you over?
Popularity: 42

If you are being sued for 1200 dollars can you lose your home?
Popularity: 42

What does it mean if a credit card's status is 'internal chargeoff' and the debt is being pursued by a law firm?
Popularity: 42

If you are filing for bankruptcy can you be listed as an authorized user on your son's credit card?
Popularity: 42

If you do not have any assets or a job how do you pay off your credit card debt?
Popularity: 42

Can paying off your credit card balance in full every month hurt your credit?
Popularity: 42

Will continuing to transfer balances to new credit cards when the 0 percent apr expires affect your credit?
Popularity: 42

What is a charge off?
Popularity: 41

What happens if you purchase an expensive cellphone on your credit card then leave the US?
Popularity: 41

What happens if a person dies leaving credit card debts and they have placed all their property into a non-revokeable trust?
Popularity: 41

How many nubers arwe on a credit card?
Popularity: 41

Can a U.S. citizen apply for a Canadian credit card?
Popularity: 41

If you are an authorized user on a credit card and the primary cardholder dies and you use the card after they die are you responsible for the entire debt?
Popularity: 41

If someone uses your credit card to shop online is it possible to trace them?
Popularity: 41

In Nevada can a creditor garnish Social Security Disability if they sue you?
Popularity: 41

If you were served with court papers today for a credit card that was charged off is it too late to schedule payments?
Popularity: 41

How do you use your credit cards in your maiden name when your photo ID is in your married name?
Popularity: 41

Does a late payment for your credit card affect your credit standing and history?
Popularity: 41

Can someone add their sister-in-law who has the same last name as a spousal joint user in order to stablish a credit history for her?
Popularity: 41

What is the highest interest rate allowed by CA law?
Popularity: 41

Does disputing unauthorized charges lower one's credit score?
Popularity: 41

Your grandmother just passed away and the hospital bills keep coming will they deduct the balance owed from the estate?
Popularity: 41

Is credit card debt cleared if seven years passes without it being paid?
Popularity: 41

If you have credit card debt that you accrued 10 years ago and it is in collections what happens if you do not pay it off?
Popularity: 41

How do you get accounts that have been closed for a long time removed from your credit report?
Popularity: 41

Does carrying a balance on a 0 percent card hurt your credit score?
Popularity: 41

What happens if you take maximum cash advances from five credit cards and leave the US?
Popularity: 41

If the primary creditor defaults on credit card will the secondary's credit rating be affected if they're not spouses?
Popularity: 41

Does the credit card issuing bank own the credit card processing gateway also?
Popularity: 40

Is it better to close a credit card account with no balance or simply leave it open and not use it and how does one go about closing an account?
Popularity: 40

Do credit card companies prohibit merchants from requesting IDs of people using their credit cards to make purchases?
Popularity: 40

Can a collection agency file a judgment on you for credit card debt in Texas?
Popularity: 40

How does one go about funding their brokerage account with a credit card?
Popularity: 40

If a foreign student left the US with 6K in credit card debt will anything happen to him when he applies for a visa to return in the future?
Popularity: 40

If have paid a credit card balance of 1200 dollars and no longer use the card do you have to cancel it or let it go?
Popularity: 40

From looking at your Equifax credit report how can you discern which credit cards will approve you and at what APR and credit limit?
Popularity: 40

If an online order says you must call to complete the order but you do not and the item is delivered is it a gift under FTC Tel and Mail Order Rules?
Popularity: 40

Can a person with a General Power of attorney speak for the person summoned to a competency hearing?
Popularity: 40

Can the bank go into a deceased persons account after it was turned over to a family member and take out payments?
Popularity: 40

When the merchant swipes your card on the card reader who validates the card?
Popularity: 40

After divorce are you liable for credit card debt in your wife's name only incurred while married?
Popularity: 40

What is the statute of limitations for a credit card company to sue you for a debt in Nevada?
Popularity: 40

Is there a single registry company that will notify all your credit cards' banks if you report your wallet stolen?
Popularity: 40 | Needs Answer

Can you be sued by a credit card company or can they just make your credit bad?
Popularity: 40

If you max out your credit cards at 15 thousand dollars and leave the US not planning to come back to stay could they do something if you come back to visit?
Popularity: 40

If a credit card judgement is filed in NC in your maiden name will it show up in the title search when you are selling real estate?
Popularity: 40

In NC if your spouse dies and has a will and leaves credit card debt with cards in her name only are you responsible to pay that debt?
Popularity: 40

If you owe an unsecured credit card 750 dollars and you are unable to pay will they likely sue you?
Popularity: 40

Who is responsible for the debt if the deceased holder had allowed someone else to use her credit card?
Popularity: 40

If you receive two 'pre-approved' credit card offers will accepting one affect your ability to accept the other?
Popularity: 40

If you do not need to depend on credit what are the reasons why you shouldn't file for bankruptcy to avoid a large credit card debt?
Popularity: 40

Will a bad credit rating affect a non-resident's ability to re-enter the US?
Popularity: 40

If someone is an authorized user on a credit card although not liable to the credit card company are they liable to the primary card holder?
Popularity: 40

Will a credit card company sue for a 7 year past due account if one owes less than a thousand dollars?
Popularity: 40

If you owe 1200 on a credit card and receive a letter from an attorney asking for the balance can they take your house?
Popularity: 40

How can they afford to give 5 percent cash back on gas and groceries when their transaction fees are around 2 percent?
Popularity: 40

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