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Credit and Debit Cards Questions

Total questions: 2545

What is a balance transfer with regards to credit cards?
Popularity: 31

How does a 627 credit score rank?
Popularity: 31

Can you get a credit card with no credit record and no current job?
Popularity: 31

Is over limit a bad deal for card holders and is this effecting your credit record?
Popularity: 31

You are an authorized user of a business card account are you liable as an authorized user?
Popularity: 31

If your card account is settled in full with a collection agency is it necessary to get a confirmation letter from them and the original creditor?
Popularity: 31

What happens to your grace period if you do not pay the balance on your last statement in full by the due date?
Popularity: 31

Can a person explain their reason for BK Chpt 7 to a credit bureau and improve their score if BK was strictly medical bills and not credit cards?
Popularity: 31

Who would request a competency hearing and would the person being summoned to a competency hearing require a lawyer?
Popularity: 31

Can a person with a general power of attorney conduct someone's business affairs?
Popularity: 31

What can you do if a collection agency adds almost two thousand dollars to an old account in four months?
Popularity: 31

Can you be turned down for a credit card that you had claimed on a Ch 7 because of nonpayment if your credit is now good?
Popularity: 31

After a divorce in Texas are you liable for credit card debt in your spouse's name incurred while married?
Popularity: 31

Do you have to pay back the entire balance every month or can you choose how much you pay?
Popularity: 31

If you are living off Social Security and a reverse mortgage have no estate but a house and car can a credit card company take these to satisfy their claim?
Popularity: 31

If you use a credit card to purchase something by mail and never receive it can you win a dispute on the credit card that you paid with?
Popularity: 31

If a person's name is on a credit card does that mean she is responsible for the charges?
Popularity: 31

If you stopped paying your credit cards about 2 yrs ago when you lost your job and have since got married can your husband be held for this debt?
Popularity: 31

Is there a criminal law violation if you cannot pay your bills?
Popularity: 30

Can a credit card company still bill you after 10 years of cancelling your account?
Popularity: 30

Will bankruptcy stop a wage garnishment for credit card debt?
Popularity: 30

Are casino chip purchases considered a cash advance or a purchase on credit cards?
Popularity: 30

If you are not 18 yet and want to get a credit card could you get a guardian to cosign?
Popularity: 30

What is the SOL law in Arizona about credit card debt?
Popularity: 30

How can you get a credit card without a co-signer if you're 18 and starting college and your credit score is 525?
Popularity: 30

What is the statute of limitations concerning credit card debt in Tennessee?
Popularity: 30

What does a judgment mean on an unsecured credit card?
Popularity: 30

How old do you have to be to get a debit card?
Popularity: 30

What does SOL mean?
Popularity: 30

What is the difference between an open-ended credit account and a revolving account?
Popularity: 30

Who is solely responsible for a wife's credit card debt?
Popularity: 30

Has anyone had to deal with Omnium Worldwide Collection Company?
Popularity: 30

Can a business charge your credit card and ship your merchandise 5 days later?
Popularity: 30

You had a credit card with Household Bank that went into collection you've been paying the collection company every month for 2 years but your balance keeps going up what can you do?
Popularity: 30

If someone used your credit card on an internet gambling site without your permission what happens if you dispute the charge?
Popularity: 30

How can you stop a website from taking monthly payments from your credit card after repeatedly asking them to cancel your subscription?
Popularity: 30

Can a credit card company garnish wages in state of texas for a balance less than 5000?
Popularity: 30

Can credit card companies garnish your wages Florida?
Popularity: 30

What are the similarities and differences between a secured loan and an unsecured loan?
Popularity: 30

What is the statute of limitations on a credit card debt?
Popularity: 30

What is the correct procedure to clear a dispute on a credit report?
Popularity: 30

Who is responsible for credit card dept after cardholder dies?
Popularity: 30

How does Visa earn money?
Popularity: 30

Can a credit card company garnish wages if living or working in Ohio?
Popularity: 30

What happens to debt acquired by a parent who now has Alzheimers and is unable to pay?
Popularity: 30

What should you do if you get a letter from a collection agency and the amount of the debt is wrong?
Popularity: 30

How do you get your ex-husband to pay you back the balance he transfered to your credit card while you were married and that you already paid?
Popularity: 30

If your mother passes away and has about 30 thousand dollars in credit card debt how do you stop creditors from putting a judgement on the property?
Popularity: 30

Does an account need to be at least 30 days late before it hits your credit report?
Popularity: 30

If you owed money on a student credit card but have now settled it will that affect your credit in the future?
Popularity: 30

Why is it important to have a credit card?
Popularity: 30

Can a outside party send money to your credit card account?
Popularity: 30

Can a teenager under 18 use a parent's or sibling's credit card?
Popularity: 29

How do you get your name removed from a joint visa with a zero balance when the visa says both must sign to remove one of the joint names?
Popularity: 29

You live in Texas your credit card company has sued you and you have to go to court what should you expect?
Popularity: 29

Can you get a credit card just by walking into a bank and applying for one?
Popularity: 29

If you apply for two different credit cards within a couple days of each other does that count as one inquiry and if you are approved for both and cancel one of them does that affect your credit also?
Popularity: 29

If you pay the minimum payment will the credit card company accept this and will the interest remain high with minimum payments?
Popularity: 29

How can you reopen a credit card account that you closed?
Popularity: 29

What happens when your credit card debt goes into collections?
Popularity: 29

What happens if you stop paying your credit cards off?
Popularity: 29

How can you get a credit card with poor or bad credit?
Popularity: 29

Can a New Jersey court levy a lien on credit card debt incurred in Pennsylvania?
Popularity: 29

Due to your financial situation and the heavy burden of debt you haven't made a credit card payment in nearly 3 years what is the likelihood you'll be sued?
Popularity: 29

Do the kids have to pay their mother's outstanding Visa balance when she dies if she has no assets and no husband?
Popularity: 29

Can you use a credit card as a debit card?
Popularity: 29

Can someone with a general power of attorney speak on behalf of person called to a competency hearing?
Popularity: 29

After a credit account is settled can the credit company still bill you?
Popularity: 29

What could happen to someone charged several thousand dollars on a credit card while in the States on a student visa and then left the country?
Popularity: 29

What legal actions can a credit card company take to collect a 500 dollar debt?
Popularity: 28




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