Home
Get updates
Wiki Answers > Categories > Business and Finance > Insurance Questions
Insurance
Total questions 8400
Where can you obtain farm insurance?
Ask your current Property and Casualty lines Insurance Agent, if you have one who is a mean person fire them immediately! if you...
Popularity: 328 • Tools: Recategorize
Are insurance ratings effective?
Choosing the right insurance company is usually an important financial decision - whether for personal or business purposes. ...
Popularity: 270 • Tools: Recategorize
What does the last letter mean on the British National Insurance number card?
Here are opinions from Contributors: I think it has something to do with when you will be called up to the army or something. ...
Popularity: 254 • Tools: Recategorize
If a farm animal is hit on a public road who is responsible - the owner of the animal or the driver of the vehicle?
Here are opinions from various WikiAnswers Contributors: I'LL AGREE WITH THE CROSSING SIGNS BEING POSTED & THAT THE OPERATOR...
Popularity: 241 • Tools: Recategorize
How do you accelerate the insurance claim process?
First, document when and to whom you spoke, and what about from the first report of the claim to every subsequent conversation....
Popularity: 235 • Tools: Recategorize
Why do so many insurance companies not practice in Massachusetts?
I live in Massachusetts and it is very frustrating that there are very few insurance companies operating in the state. Blame...
Popularity: 231 • Tools: Recategorize
Is it okay to switch insurance companies?
There are so many choice in U.S . Everyone would like to have a trusty and affordable insurance . Why don't you get many free...
Popularity: 215 • Tools: Recategorize
Can you get insurance on a vehicle that is only for farm use such as plowing snow and hauling wood?
There are a number of insurance companies that provide coverage for farm operations and related equipment. This type of coverage...
Popularity: 214 • Tools: Recategorize
At what age does dependent coverage end?
Here are opinions from WikiAnswers Contributors: Dependent coverage lasts until age 22 on a family policy. In most states,...
Popularity: 212 • Tools: Recategorize
What happens to an insurance policy if the beneficiary can't be found or will not sign the policy?
With most insurance policies, you are asked to list both primary and secondary beneficiary(ies). If your primary...
Popularity: 210 • Tools: Recategorize
Can an insurance company terminate your coverage even if you never filed a claim?
Here are opinions from FAQ Farmers: Yes an Insurer can cancel or non renew your policy in accordance with your states reglations...
Popularity: 209 • Tools: Recategorize
How does an overseas student with a part-time job get their National Insurance Number?
Here are several recommendations from WikiAnswers Contributors: Speak to the supervisor at the job, and ask for help to get your...
Popularity: 204 • Tools: Recategorize
How do you find your UK National Insurance Number if you have not used it in many years?
Try contacting the insurance commissioner in your area. I needed to trace my N.I.N. in order to transfer my U.K. superannuation...
Popularity: 192 • Tools: Recategorize
Do you need to sign a proof of loss statement if the appraiser and umpire decide the claim amount or just sign the settlement check to close the case?
You needn't do either as long as you have given the appraiser full right to negotiate your claim on your behalf. Therefore, when...
Popularity: 185 • Tools: Recategorize
Can a California state parolee be bonded?
It really just depends on the qualifying criteria of the Insurer who would issue the bond, but in most cases for an active...
Popularity: 181 • Tools: Recategorize
Will the Federal Highway Administration accept on hook insurance when filing for an Interstate Authority MC-ICC number?
This is a great question and one that requires more than a simple Internet search to answer. I'll contact an FHA official and...
Popularity: 177 • Tools: Recategorize
In Texas does your legal spouse have to be named as your beneficiary even if you have not been together for 12 years but are not divorced?
NO, your spouse does not have to be named as your beneficiary in Texas nor any other State in the USA. You may name any...
Popularity: 175 • Tools: Recategorize
If an agent takes your payment but fails to renew your policy is he entitled to keep your money?
No, Under no circumstances may an insurer or agent thereof intentionally "keep" your unearned premium payment. This would be a...
Popularity: 168 • Tools: Recategorize
What insurance do you need for a home business?
First check, your homeowners insurance policy. Your home policy may not cover your business needs but check with your agent first...
Popularity: 165 • Tools: Recategorize
How would you locate the name of an insurance company if you don't have a copy of the policy and you happened to forget their name?
Call your insurance agent, which is most likely a local outfit. They will provide you with the name of your insurance company...
Popularity: 164 • Tools: Recategorize
What should you do if your insurance company advises you that they made a mistake on your policy and then pays you thirty percent less than what was expected at age 65?
Here are opinions from Contributors: Call your insurance agent immediately. These are they guys that work on your behalf and...
Popularity: 164 • Tools: Recategorize
What is the meaning of the letters in a UK national insurance number?
http://en.wikipedia.org/wiki/National_insurance This site has a bit on the matter.
Popularity: 162 • Tools: Recategorize
Do all insurance companies have to offer 'significant other' insurance coverage?
I believe that currently no insurance companies HAVE to extend benefits for partners. That is one of the many issues concerning...
Popularity: 159 • Tools: Recategorize
What is a bonding warehouse?
A bond is a amount of money, put up by a bonding company, that gurantees that you are of good character and not a criminal. The...
Popularity: 144 • Tools: Recategorize
Where can you file a claim for lost bank funds that the FDIC insures?
The FDIC currently guarantees checking and savings deposits in member banks up to $100,000 per depositor. Credit Union deposits...
Popularity: 143 • Tools: Recategorize
Which Web sites offer a list of Volume III - ICD 9 Codes?
Try http://www.icd9data.com, there is free ICD-9-CM Volume 1,2,3 with indexes from 2006-present.
Popularity: 142 • Tools: Recategorize
How can you protect yourself from an insurance company improperly subrogating a claim?
Read the newsletter found at this site: http://www.mwl-law.com/newslttr4307.htm
Popularity: 140 • Tools: Recategorize
How do you get insurance for a horse farm?
It depends on whether or not your home is located on the property. Most of the time it would be a farm/ranch policy. If you want...
Popularity: 138 • Tools: Recategorize
What do the numbers in a UK National Insurance Number mean?
The last letter refers to the order you are drawn up in case of a war. A=the first lot, D=the the last lot. Nonsense!! A NI...
Popularity: 131 • Tools: Recategorize
How do you become a licensed insurance agent?
Go to your department of insurance website, start obtaining the classes, and start taking the tests to get your license. Some...
Popularity: 131 • Tools: Recategorize
Can a company be liable for an employee under the influence of alcohol?
Maybe. If the employee is acting within the scope of his authority given by his or her employer, then it is likely that the...
Popularity: 129 • Tools: Recategorize
Does an insurance company still have to consider paying a claim after several years have passed since the company was notified of damage but wasn't given a proof of loss or an estimate at time of loss?
Read your policy or contact your agent. If the claim has not been denied by the insurance company, the statue of limitations has...
Popularity: 128 • Tools: Recategorize
Does No Fault insurance reimburse for lost wages and time even if you use employment sick leave?
Typically, no-fault insurance will reimburse for lost wages. However, you won't receive 100% of the wages lost, because the...
Popularity: 127 • Tools: Recategorize
How long does it take to lower the premium once it has been raised?
This will depend on what type of insurance and what the reason was for the premium being raised. If your auto insurance was...
Popularity: 126 • Tools: Recategorize
How do you become bonded?
Through an insurance company Usually, the employer will have you complete a application to a bonding company. The bonding...
Popularity: 123 • Tools: Recategorize
What does bonding insurance do for you?
Bonding is not insurance. If you provide service to a client, and steal from them, and are convicted of the crime, the bonding...
Popularity: 122 • Tools: Recategorize
What kind of insurance is needed for a dog kennel?
If you are raising dogs to sell, and members of the public will be coming onto your property to see them, then you need bodily...
Popularity: 121 • Tools: Recategorize
Is an insurance company allowed to charge a new customer an additional surcharge on their policy because they were with their last insurance company three years instead of five years?
Yes, however, it is not an actual surcharge. Prior insurance is a rating factor and determines what rating tier you are put...
Popularity: 119 • Tools: Recategorize
If soemone backs into from a parking space who's at fault when you have pull out behind them first?
These types of incidents are the hardest to determine fault. Make sure to get any possible witnesses to help you out,...
Popularity: 117 • Tools: Recategorize
What are the standards for pain and suffering insurance awards?
There are only two times when a claim value is determined. One is when the jury makes the award or the other is when you agree on...
Popularity: 114 • Tools: Recategorize
What companies would write insurance for a dog daycare kennel groomer business?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 114 • Tools: Recategorize
Can an insurance co give you insurance without a license?
yes in my state i had to get insurance before i could get my licensce back
Popularity: 111 • Tools: Recategorize
What are the legal requirements for selling insurance in the US?
Insurance sales agents need a license in the US states where they plan to sell. Moreover, separate licenses are required for...
Popularity: 107 • Tools: Recategorize
If you and your wife both have insurance through your companies and her birthday is first whose is the primary insurance for the family?
If you sign up for insurance with your company, You have to indicate who is primary subscriber between yourself and wife. If both...
Popularity: 104 • Tools: Recategorize
Can you apply for the other insurance plan while having the benefits of existing insurance?
No, as this is called double jepordy. If one company finds out about the other, you are likely to be canceled.
Popularity: 104 • Tools: Recategorize
What expenses do insurance agents have to cover?
You name it,,Electric bill,,,Rent or building payment,,,Errors and Omissions insurance,,,Work Comp,....Same as any other...
Popularity: 96 • Tools: Recategorize
Which corporations within the US have changed from a traditional organizational model to a transformed organizational model in the past five years?
I am aware of a number of corporations in Australia that are moving from a traditional way of organising to a more open adaptive...
Popularity: 77 • Tools: Recategorize
How much will insurance increase with a DUI?
If you can even GET it, it may be as much as 3 or 4 times the cost of conventional auto insurance. It is different in each state....
Popularity: 67 • Tools: Recategorize
Will a speeding ticket in NY affect your insurance in MA?
Probably not as long as you pay your fine in NY. If you don't NY may notify MA that you owe money them and then it will show up...
Popularity: 66 • Tools: Recategorize
I just got a my first speeding ticket will this increase insurance with Geico?
most likely, yes. Unless you have a REALLY nice insurance company. In which case, let us know which one you have so we can ALL...
Popularity: 66 • Tools: Recategorize
How do you start a completely new insurance company rather than brokering for another business?
Hello, My name is Richard. I am currently in the process of attempting to start my own insurance company now. After working for...
Popularity: 66 • Tools: Recategorize
If you have 4 autos and 4 drivers can you list your 2 teen drivers as part time drivers on 2 of the cars?
Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the...
Popularity: 65 • Tools: Recategorize
Do you have to insure a fifteen year old boy who only has a driver's permit?
To my knowledge, it is not necessary to declare a permit on your auto insurance. You would notify your agent and pay the...
Popularity: 65 • Tools: Recategorize
Does hazard insurance in AZ cover swimming pool accidents for rental property?
The best answer to this is to read your policy. I would imagine that some policies would and others wouldn't. It will also...
Popularity: 65 • Tools: Recategorize
If you got a ticket for going 70 in a 55 but the ticket was written for 60 in a 55 Will insurance find out about your actual speed?
The best way to avoid paying surcharges for traffic violations is to pay more money than what you owe on the fine, but not alot...
Popularity: 65 • Tools: Recategorize
How do your insure personal items in case they are stolen?
This situation is covered by a homeowner's insurance policy (HO3), Renters insurance (HO4) or unit owner's (HO6) policy. Call...
Popularity: 65 • Tools: Recategorize
Does insurance co have cover the full cost or 50 of repair to a bumper if there was previous damage?
If the previous damage would be fixed by the repair of the current damage, there should be no cost to you. For instance,...
Popularity: 63 • Tools: Recategorize
Can you get SR-22 insurance if you don't have a vehicle?
Yes you can, But first lets clarify that an SR-22 is not Insurance. An SR22 is a form that your insurcance company provides to...
Popularity: 62 • Tools: Recategorize
Is a seat belt violation in Texas non-moving and will it increase insurance rates?
According to the FindLaw Web site, violation of seatbelt laws in Texas is considered a misdemeanor punishable by a fine not less...
Popularity: 62 • Tools: Recategorize
How do insurance determine which cars are theft risks?
This information is from national surveys of Police reports of stolen cars.
Popularity: 61 • Tools: Recategorize
Your under 18 years old and you just got your first speeding ticket in the state of Mass so how will that effect your insurance?
If the laws of gravity work in Mass. the same as they do in the rest of our universe, the technical answer follows. Have you...
Popularity: 60 • Tools: Recategorize
What is the difference between a claims made and occurence general liability policy?
Occurrence policy key date is the date of the Occurrence or accident. If that date is during the effective policy period, that...
Popularity: 59 • Tools: Recategorize
What type of insurance do you need for a coffeehouse?
Look for a Businessowners policy - THis will provide you with Property, General Liability, Crime and Food Spoilage.
Popularity: 58 • Tools: Recategorize
What do you call a transaction in which the cash surrender value of a replaced insurance policy is used as the initial premium for a new policy?
paid up. Or in some cases could be a conversion.
Popularity: 58 • Tools: Recategorize
How much will insurance raise for a 16 year old male in Oklahoma who received a speeding ticket for going 50 in a 35?
No way to answer this it is state, company and driver specific, contact your agent or the carriers policy services dept for your...
Popularity: 57 • Tools: Recategorize
How do you get insurance adjuster to recheck damage that you believe is not being checked?
If they don't willingly do it right away when you ask, you should consider another company. The service you are asking for is...
Popularity: 57 • Tools: Recategorize
Which insurance company insures 1973 Ford Stepvan with only PIP in Florida?
Florida requires that all registered vehicles have liability too. A PIP only policy is called health insurance.
Popularity: 56 • Tools: Recategorize
How much does it cost in insurance for a 17 year old to drive a 110cc super bike?
You will need to contact a good local agent for this answer, or an online company there are just too many variables regarding...
Popularity: 55 • Tools: Recategorize
Does insurance money that has a beneficiary have to be used to pay outstanding credt card balances when you die?
The answer depends on the state of jurisdiction ... in which locale will the decedent's estate be probated? In Ohio, for example...
Popularity: 54 • Tools: Recategorize
Why or why not should plastic surgery be covered by insurance?
Any surgery that is elective should not be covered by insurance. That is most insurance companies policy. However, many people...
Popularity: 53 • Tools: Recategorize
How do you find out who you owe money to?
Get a copy of your credit report// \Wrong your credit report doesn't tell you who or where to pay On the contrary, your credit...
Popularity: 52 • Tools: Recategorize
If you cash in a insurance policy is the money taxable?
Any cash value beyond the total amount of premiums paid is most likely taxable at ordinary income tax rates.
Popularity: 52 • Tools: Recategorize
What are the benefits of having insurance?
Only one. Peace of mind. Insurance is a risk mitigation tool. You transfer your risk to an insurance company in exchange...
Popularity: 51 • Tools: Recategorize
Can an insurance agency find out about a claim or accident even if there was no police involved or report on it when asked about your past accident history?
Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you...
Popularity: 50 • Tools: Recategorize
What insurance companies cover IUDs?
I have Welmark Blue Cross/Blue Shield and they paid for my IUD.
Popularity: 48 • Tools: Recategorize
Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage...
Popularity: 47 • Tools: Recategorize
How much should a 1946 World Series Championship ring be insured for?
With a piece like that you are going to need an appraisal, especially if you are planning on insurance it. The insurance company...
Popularity: 47 • Tools: Recategorize
How long does a accident stay on your record?
*****************
Popularity: 46 • Tools: Recategorize
What happens if someone sues you because they fell on your property?
Contact your homeowner's insurance company immediately and notify them of your situation.
Popularity: 45 • Tools: Recategorize
Can the other party file a lawsuit if it's your fault?
Yes, persons who have incurred property damage or injury have the legal option of filing a lawsuit to be compensated for their...
Popularity: 45 • Tools: Recategorize
What does it mean to have the ability to be bonded?
To be "Bonded" you have to be of good character, with no criminal convictions at all, and no record of being fired from a job. It...
Popularity: 42 • Tools: Recategorize
What do you do if an insurance company suspects you made a fraudulent claim?
If you did, hope you don't get time behind bars because it's a felony - hire a good lawyer. If you didn't, don't worry about it...
Popularity: 41 • Tools: Recategorize
What cars have the lowest and highest insurance rates?
Rates are based off of the statistical cost of repair. An older vehicle cost less to repair and replace than a newer vehicle thus...
Popularity: 41 • Tools: Recategorize
If your vehicle was hit by an uninsured vehicle that was impounded after the accident but later repossessed from the pound by the leinholder can you sue the leinholder?
You could try but I doubt you would prevail. What liability do you think the leinholder has in the accident? You need to sue...
Popularity: 39 • Tools: Recategorize
What financial coverage is accepted by the hospital for a lung transplant?
Health insurance seems to be the only one that would make sense .. but pre-authorization would be a must.
Popularity: 39 • Tools: Recategorize
How do you cancel your health insurance that you can no longer afford to pay?
Stop paying the premium.....They'll cancel the policy for you.
Popularity: 39 • Tools: Recategorize
Which corporations have changed from a traditional organization to a transformed organization in the last five years?
General Motors. See the link below: http://money.cnn.com/magazines/fortune/fortune_archive/2004/04/05/366352/index.htm
Popularity: 39 • Tools: Recategorize
How do you appeal a police accident report that said you were at fault even though you were DEFINITELY not?
Your insurance company is going to review the police report, your statements, and the statements of witnesses and the other...
Popularity: 38 • Tools: Recategorize
Where can you get assistance if your child needs a new hearing aid and no insurance plan will cover them and you are income challenged but don't qualify for government assistance?
You may qualify for hearing aids through the HearNow program. For more information go to www.sotheworldmayhear.org and click on...
Popularity: 38 • Tools: Recategorize
What is the meaning of reinstatement?
Reinstatement simply means getting your coverage back to active. Most policies cancel when payments are not received on a timely...
Popularity: 38 • Tools: Recategorize
How much will insurance premiums go up for a ticket for failing to stop at a red light in North Carolina?
You will have to contact your agent or companies policy services dept for this answer, sorry.
Popularity: 38 • Tools: Recategorize
If you were charged with under-aged drinking and speeding at the same time but no DUI or DWI how will insurance rates be affected?
That depends on the rest of your driving record and the laws of your state. Different insurance companies will underwrite your...
Popularity: 37 • Tools: Recategorize
What is required to start an insurance company in Florida?
Well, First of All You need a lisense to sell the insurance by the state, ,which is easily obtainable w/ a small fee and a test,...
Popularity: 37 • Tools: Recategorize
How many employees do you need to have your own group health insurance?
usually just two
Popularity: 36 • Tools: Recategorize
Where do you get insurance on a small farm tractor?
Try State Farm. They have the most reliable insurance that I've ever seen. I'd never trust Progressive or Allstate. Never.
Popularity: 36 • Tools: Recategorize
How much does malpractice insurance cost?
No way to answer this other than to say 'a lot' ! Contact some agents or companies that sell this type of coverage/polices and...
Popularity: 36 • Tools: Recategorize
Do you need a new UK NI number if you change your whole name by Deed Poll to your original birth name?
You will not be given a new national Insurance Number. Your records will be updated and they will issue you with a new National...
Popularity: 35 • Tools: Recategorize
How much will your insurance go up if you get a citation?
No way to answer this contact your agent or policy services dept for this answer.
Popularity: 35 • Tools: Recategorize
Where can you find out if you are a benificary of your deceased father?
If he had a lawyer there may be a will and you should be able to find out from the lawyer if you are included. The Executor of...
Popularity: 35 • Tools: Recategorize
What are your rights if you were hit by a drunk driver while paying the toll on a state highway?
see a lawyer........state laws, private vs public property, and civil issues need to be addressed.......seeing a lawyer for a...
Popularity: 34 • Tools: Recategorize
