Insurance

Insured natural Acts?Fortunately, no one is held liable for acts of nature. If a tree fell on your house whether from your yard...

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Auto Insurance Required for Learners Permit? Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a...

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Auto Insurance Required for Learners Permit Yes, all drivers in all U.S. are required to carry proof of financial responsibility...

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Yes, You can Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an...

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Traffic Tickets in another State The answer is that "It can" It just depends on whether the insurance company checks only your...

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If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what...

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Title insurance rates vary from state to state and market to market. In some states, the fees are set by the AGENT, and are...

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Cheapest Auto Insurance The Cheapest Auto Insurance I have ever sold was 19 dollars a month. It was liability only and the driver...

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Insurance Definition of Sports Car Where Can I Obtain Affordable Auto Insurance Quotes For My Car? Here are opinions and answers...

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No Fault Auto Insurance No Fault Insurance, in true No Fault form, is insurance that covers a stated risk regardless of who was...

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Borrowed Vehicles Answer for the UK In the UK - the general rule is that the driver's own vehicle insurance will pay for any...

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Variable universal life insurance combines the flexibility of a universal life insurance with the investment account features of...

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Life Insurance Benefits Taxable? Death benefits are usually not subject to federal income tax. There are exceptions, though, if...

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Parents Car Insurance Yes, It can be in your parents name if you are still a minor, a dependent or are still a household resident...

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Compare Home Insurance Just contact an Independent agent. They represent many different insurance markets and are familiar with...

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Cash Value of Life Insurance Taxable?There are two ways to access cash in a life policy. Withdrawals and loans. You are not...

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AnswerIt depends on which state you are in. If you are in a no-fault state, the medical provider will typically bill the no-fault...

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Here are a few ideas: Some insurers write new companies, but not all of them will. You may have trouble obtaining insurance...

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It depends on whether or not you have other life insurance set up, as well as prearranged burial. If you have no life insurance,...

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You can usually find Liability insurance for a salvage vehicle if you look around a bit. Most Companies will not offer you Full...

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Insurance Coverage for Glass This is considered "normal wear and tear", which is never covered by auto insurance companies,...

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That depends a lot on if you are military or not. USAA and Progressive are two companies that have good outside the US...

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Unemployment Benefits for Teachers If you are looking for actual unemployment insurance (in case you're fired or laid off), then...

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To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental...

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The insurance company can ask you a lot of things that you don't think are any of their business, but if they are insuring your...

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Applications and general information for individual producers and agencies (resident and non-resident) can be found at the GA...

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Choosing the right insurance company is usually an important financial decision - whether for personal or business purposes. ...

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Here are answers and opinions from FAQ Farmers: I believe that you can find the answer to this question at Petcare. It also...

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Uninsured DriversYes, Your name is on the title. Get insurance. If the driver or co-owner has an accident you can both be held...

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I always add my relatives to my car insurance when they visit me and drive mar car, even it is for a 2 week visit. I do not want...

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Participating Doctors Bear in mind that it is ultimately up to the individual doctor as to whether or not he or she wants to...

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Cosmetic Surgery and Insurance Typically, Cosmetic surgery and all other "elective" surgery is NOT covered under Medical...

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Health Insurance for the Self-Employed While the health care and health insurance debate is continually changing in our nation,...

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Why not call an insurance agent? Or two or three? Most will be more than happy to discuss your situation with you before you...

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Legally? "No", that would constitute Material Misrepresentaion of the Risk, AKA fraud.  Answer No, that's called insurance...

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Insurance and Learners permits Yes, All 50 U.S. states require that a driver carry the appropriate Financial Responsibility....

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PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your...

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Insurance without a Drivers License Yes, You can buy and insure a car without a Drivers License. You just can't drive it off the...

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There are two kinds of insurance that cover condominiums. 1. The association buys a master policy to insure all the real estate...

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Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy...

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Well, dealerships and insurance companies are very strict now, and it would depend on what dealership or insurance agency you're...

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Decreasing term life insurance is a variety of term insurance in which the death benefit decreases on a scheduled basis. One of...

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This is a strange situation, because almost all automobile insurance policies carry a grace period of at least 15 days (usually...

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Insurance and the occasional driver The Law requires that all drivers operating a motor vehicle on public roads carry proof of...

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Your recluse can crash the first pickup into a school bus at a gas station, then walk home and drive the second one into an...

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Changing Auto Insurance CompaniesYes, Of Course you can. Just call the insurance company of your choice and ask for a quote. It...

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The "bankruptcy" of an insurance company is referred to as "insolvency". It is roughly defined as the financial inability to pay...

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I don't even know why your mother would even say that to you at a time like this. This is the time when you need her the most....

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In general, if the insurance was in force at the time of the pregnancy, the coverage will apply according to its terms. If the...

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It has to do with your availability to be called up to serve your country in some form of the military in the unlikely case of...

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Talk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance...

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Insurance Policy fees Yes, most insurance contracts have a state approved associated policy fee and in the USA several other...

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The best thisng to do with term policies is to keep paying the premium. This is because as your age increases the premium for a...

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DWI Insurance? You get your auto insurance the same way anyone else would ecxept that since your a "High Risk", you'll have to...

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Excluded High Risk Drivers You can exclude the spouse with the bad driving record from the policy. Since their license is...

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Insurance and the Pool Insurance rates, upon which premiums are based, depend not only upon the amount of coverage (the "coverage...

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Title Transfer Just call your states Vehicle titles and registrations office. If the car is paid off and ownership has...

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If you have a permit and reside with your parents and have a license or permit, you should be listed on their policy even if you...

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As per my knowledge both Reinstatement & Revival are two different terms for the same thing , definition of which is following...

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Many cancer patients can, indeed, find affordable life insurance coverage. How? The key is finding a knowledgeable broker with...

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Auto Insurance QuotesYou get an Auto Insurance Quote from an Insurance Company that offers Auto Insurance. All you have to do is...

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If you were truly injured you probably are covered by your employer. Your car is a different matter though, and workmans...

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Exchange Students and Auto Insurance in the USAThe same way you would for any other person who is a student or not. You contact...

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The answer depends on how much you can anticipate your potential liability to be. Do you have a crystal ball, and can you say...

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First, document when and to whom you spoke, and what about from the first report of the claim to every subsequent conversation....

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Because insurance laws and costs vary state to state, you should call your agent.

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Many large companies these days offer insurance for a "significant other" instead of a spouse. Speak to the insurance company...

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Commercial Liability InsuranceIt is a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident or...

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i would go to the vet and ask them but there is a website pet incurance so go there

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The below Answer in incorrect Non Owners Policies always exclude coverage for company owned vehicles and exclude coverage for...

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It is based on your location. It's difficult to rate a vehicle being driven by a person in another state. Of course,...

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PLPD is Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's...

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A life insurance trust is used to remove the assets and death benefit of the life insurance policy out of the insured's estate...

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Mortgage insurance is mortgage insurance, usually sold to the applicant at the closing of the purchase of a house. At the title...

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You should expect to receive forms and information in 5 to 10 day. Once the Death Certificate and forms have been returned...

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Safeco insures a full spectrum of motorcycles from street cycles, Harley Davidsons, cruisers and touring bikes to dirt bikes and...

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I live in Massachusetts and it is very frustrating that there are very few insurance companies operating in the state. Blame...

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Sure, you can drive the car. It doesn't matter if you're registered or not. And because you are an insured driver, that makes it...

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You can also contact me! I represent an Industry driven Program that was designed to package all of the coverages that are...

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To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental...

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If you are covered by your employer and you leave your job or lose your job, your employer must offer you COBRA, which is a...

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If you are currently covered under a group health insurance plan through your employer you are eligible to get it through a new...

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Buyer's Title InsuranceBuyer's Title Insurance, also known as an Owner's Policy or Fee Policy, protects the new owner of the...

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Sure it can, provided the court has sufficient proof to esablish doing so would be in everyone, particularly the children's best...

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The answer depends on the state where Gap was purchased. In many states the refund is calculated pro rata. This means if a...

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Daycare Insurance When seeking any type of insurance, including insurance for operating a daycare, always start by calling your...

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Depends upon the state in which you reside, as well as the company. Check with your state's Department of Insurance. If you...

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Adjustable whole life insurance allows you to vary your coverage as your insurance needs change. You normally choose the face...

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Read the policy. An accidental overdose of prescription drugs is probably covered. If it was an intentional overdose, most...

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Variable life insurance differs from whole life insurance and universal life insurance in that policy owners direct the...

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Well, I will try to keep my personal comments to myself in regards to your future husband continuing to have his ex on his...

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AnswerLast survivor life insurance, or survivorship life insurance, is a type of joint whole life insurance designed mainly for...

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Only if the parent or guardian signs along with that 17 year old Good question! A 17-year-old is not considered legally able to...

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Yes it is, still pre-existing, even if it wasnt to your knowledge. HIPAA is the law. Best chances for HIPAA to apply are if...

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That would be comprehensive coverage. Anonymous is wrong! It would be collision. It doesn't matter if the vehicle was...

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There are so many choice in U.S . Everyone would like to have a trusty and affordable insurance . Why don't you get many free...

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(CGL) Commercial General Liability The type of insurance you need is called "Commercial General Liability" also sometimes...

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Gloria, Although it will depend on the specific policies, you probably have accumulated cash value. In some cases, having cash...

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Interest-sensitive life insurance is a type of whole life insurance where the cash value can increase beyond the stated...

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AnswerYou should have your mother leave the insurance to a trust and then you or your family as trustee, then the IRS cannot get...

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