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Insurance
Total questions 8800
Can you collect unemployment if you move while claiming benefits?
After spending some time researching this question, it appears that if you move out-of-state while claiming benefits, you should...
Popularity: 397 • Tools: Recategorize
Where can you obtain farm insurance?
Ask your current Property and Casualty lines Insurance Agent, if you have one who is a mean person fire them immediately! if you...
Popularity: 326 • Tools: Recategorize
Where can you get teacher's unemployment insurance?
If you are looking for actual unemployment insurance (in case you're fired or laid off), then your employer is responsible for...
Popularity: 277 • Tools: Recategorize
Are insurance ratings effective?
Choosing the right insurance company is usually an important financial decision - whether for personal or business purposes. ...
Popularity: 270 • Tools: Recategorize
What does the last letter mean on the British National Insurance number card?
Here are opinions from Contributors: I think it has something to do with when you will be called up to the army or something. ...
Popularity: 254 • Tools: Recategorize
If a farm animal is hit on a public road who is responsible - the owner of the animal or the driver of the vehicle?
Here are opinions from various WikiAnswers Contributors: I'LL AGREE WITH THE CROSSING SIGNS BEING POSTED & THAT THE OPERATOR...
Popularity: 241 • Tools: Recategorize
How do you accelerate the insurance claim process?
First, document when and to whom you spoke, and what about from the first report of the claim to every subsequent conversation....
Popularity: 234 • Tools: Recategorize
Why do so many insurance companies not practice in Massachusetts?
I live in Massachusetts and it is very frustrating that there are very few insurance companies operating in the state. Blame...
Popularity: 231 • Tools: Recategorize
Can you get insurance on a vehicle that is only for farm use such as plowing snow and hauling wood?
There are a number of insurance companies that provide coverage for farm operations and related equipment. This type of coverage...
Popularity: 214 • Tools: Recategorize
Is it okay to switch insurance companies?
There are so many choice in U.S . Everyone would like to have a trusty and affordable insurance . Why don't you get many free...
Popularity: 214 • Tools: Recategorize
At what age does dependent coverage end?
Here are opinions from WikiAnswers Contributors: Dependent coverage lasts until age 22 on a family policy. In most states,...
Popularity: 212 • Tools: Recategorize
What happens to an insurance policy if the beneficiary can't be found or will not sign the policy?
With most insurance policies, you are asked to list both primary and secondary beneficiary(ies). If your primary...
Popularity: 210 • Tools: Recategorize
Can an insurance company terminate your coverage even if you never filed a claim?
Here are opinions from FAQ Farmers: Yes an Insurer can cancel or non renew your policy in accordance with your states reglations...
Popularity: 209 • Tools: Recategorize
How does an overseas student with a part-time job get their National Insurance Number?
Here are several recommendations from WikiAnswers Contributors: Speak to the supervisor at the job, and ask for help to get your...
Popularity: 204 • Tools: Recategorize
How do you find your UK National Insurance Number if you have not used it in many years?
Try contacting the insurance commissioner in your area. I needed to trace my N.I.N. in order to transfer my U.K. superannuation...
Popularity: 192 • Tools: Recategorize
Do you need to sign a proof of loss statement if the appraiser and umpire decide the claim amount or just sign the settlement check to close the case?
You needn't do either as long as you have given the appraiser full right to negotiate your claim on your behalf. Therefore, when...
Popularity: 184 • Tools: Recategorize
Can a California state parolee be bonded?
It really just depends on the qualifying criteria of the Insurer who would issue the bond, but in most cases for an active...
Popularity: 180 • Tools: Recategorize
Will the Federal Highway Administration accept on hook insurance when filing for an Interstate Authority MC-ICC number?
This is a great question and one that requires more than a simple Internet search to answer. I'll contact an FHA official and...
Popularity: 177 • Tools: Recategorize
In Texas does your legal spouse have to be named as your beneficiary even if you have not been together for 12 years but are not divorced?
NO, your spouse does not have to be named as your beneficiary in Texas nor any other State in the USA. You may name any...
Popularity: 175 • Tools: Recategorize
If an agent takes your payment but fails to renew your policy is he entitled to keep your money?
No, Under no circumstances may an insurer or agent thereof intentionally "keep" your unearned premium payment. This would be a...
Popularity: 168 • Tools: Recategorize
What insurance do you need for a home business?
First check, your homeowners insurance policy. Your home policy may not cover your business needs but check with your agent first...
Popularity: 165 • Tools: Recategorize
How would you locate the name of an insurance company if you don't have a copy of the policy and you happened to forget their name?
Call your insurance agent, which is most likely a local outfit. They will provide you with the name of your insurance company...
Popularity: 164 • Tools: Recategorize
What should you do if your insurance company advises you that they made a mistake on your policy and then pays you thirty percent less than what was expected at age 65?
Here are opinions from Contributors: Call your insurance agent immediately. These are they guys that work on your behalf and...
Popularity: 163 • Tools: Recategorize
What is the meaning of the letters in a UK national insurance number?
http://en.wikipedia.org/wiki/National_insurance This site has a bit on the matter.
Popularity: 162 • Tools: Recategorize
Do all insurance companies have to offer 'significant other' insurance coverage?
I believe that currently no insurance companies HAVE to extend benefits for partners. That is one of the many issues concerning...
Popularity: 159 • Tools: Recategorize
Are there any private insurance companies that offer an unemployment benefit policy?
The last person does not know what they are talking about. There are private insurance companies that offer unemployment...
Popularity: 154 • Tools: Recategorize
Can a friend drive your car without you paying for additional coverage?
Anyone, who is legally able to drive, that you give permission to drive your car would be covered under your current rate....
Popularity: 154 • Tools: Recategorize
What is a bonding warehouse?
A bond is a amount of money, put up by a bonding company, that gurantees that you are of good character and not a criminal. The...
Popularity: 144 • Tools: Recategorize
Where can you file a claim for lost bank funds that the FDIC insures?
The FDIC currently guarantees checking and savings deposits in member banks up to $100,000 per depositor. Credit Union deposits...
Popularity: 142 • Tools: Recategorize
Which Web sites offer a list of Volume III - ICD 9 Codes?
Try http://www.icd9data.com, there is free ICD-9-CM Volume 1,2,3 with indexes from 2006-present.
Popularity: 142 • Tools: Recategorize
How can you protect yourself from an insurance company improperly subrogating a claim?
Read the newsletter found at this site: http://www.mwl-law.com/newslttr4307.htm
Popularity: 139 • Tools: Recategorize
How do you get insurance for a horse farm?
It depends on whether or not your home is located on the property. Most of the time it would be a farm/ranch policy. If you want...
Popularity: 138 • Tools: Recategorize
How do you become a licensed insurance agent?
Go to your department of insurance website, start obtaining the classes, and start taking the tests to get your license. Some...
Popularity: 131 • Tools: Recategorize
What do the numbers in a UK National Insurance Number mean?
The last letter refers to the order you are drawn up in case of a war. A=the first lot, D=the the last lot. Nonsense!! A NI...
Popularity: 130 • Tools: Recategorize
Does an insurance company still have to consider paying a claim after several years have passed since the company was notified of damage but wasn't given a proof of loss or an estimate at time of loss?
Read your policy or contact your agent. If the claim has not been denied by the insurance company, the statue of limitations has...
Popularity: 128 • Tools: Recategorize
Can a company be liable for an employee under the influence of alcohol?
Maybe. If the employee is acting within the scope of his authority given by his or her employer, then it is likely that the...
Popularity: 128 • Tools: Recategorize
Does No Fault insurance reimburse for lost wages and time even if you use employment sick leave?
Typically, no-fault insurance will reimburse for lost wages. However, you won't receive 100% of the wages lost, because the...
Popularity: 127 • Tools: Recategorize
How long does it take to lower the premium once it has been raised?
This will depend on what type of insurance and what the reason was for the premium being raised. If your auto insurance was...
Popularity: 126 • Tools: Recategorize
Can you insure yourself to drive someone else's car?
Yes, but that shouldn't be needed. You can occasionally drive a friends car and be covered under their policy without being...
Popularity: 125 • Tools: Recategorize
How do you find insurance for a car hauler with living quarters in the front?
Check with your agent. They should be able to locate a carrier that provides this type of insurance.
Popularity: 124 • Tools: Recategorize
How do you become bonded?
Through an insurance company Usually, the employer will have you complete a application to a bonding company. The bonding...
Popularity: 123 • Tools: Recategorize
What does bonding insurance do for you?
Bonding is not insurance. If you provide service to a client, and steal from them, and are convicted of the crime, the bonding...
Popularity: 122 • Tools: Recategorize
Whose insurance pays if you are borrowing another's car and are in an accident?
Read your policy. If the policy says that anyone driving your car with your permission is an insured, then the company that...
Popularity: 122 • Tools: Recategorize
What kind of insurance is needed for a dog kennel?
If you are raising dogs to sell, and members of the public will be coming onto your property to see them, then you need bodily...
Popularity: 121 • Tools: Recategorize
Is an insurance company allowed to charge a new customer an additional surcharge on their policy because they were with their last insurance company three years instead of five years?
Yes, however, it is not an actual surcharge. Prior insurance is a rating factor and determines what rating tier you are put...
Popularity: 119 • Tools: Recategorize
What happens if someone drives your car and it is uninsured and he kills someone?
The previous answer is partially correct. Insurance does not change legal liability. If that person happened to be running an...
Popularity: 116 • Tools: Recategorize
If soemone backs into from a parking space who's at fault when you have pull out behind them first?
These types of incidents are the hardest to determine fault. Make sure to get any possible witnesses to help you out,...
Popularity: 116 • Tools: Recategorize
What are the standards for pain and suffering insurance awards?
There are only two times when a claim value is determined. One is when the jury makes the award or the other is when you agree on...
Popularity: 114 • Tools: Recategorize
What companies would write insurance for a dog daycare kennel groomer business?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 114 • Tools: Recategorize
What if you drive somebody else's car and you get involved in an accident which is not your fault?
Same rules apply as if it was your own car. Make sure you get the insurance information from the person that was at fault and...
Popularity: 113 • Tools: Recategorize
Who is at fault if you hit a car from behind that was stopped with a flat tire on the fast lane after a curve?
The person who rear-ended the stalled car is at fault. As a driver you are always required to be able to stop your car for the...
Popularity: 111 • Tools: Recategorize
Can an insurance co give you insurance without a license?
yes in my state i had to get insurance before i could get my licensce back
Popularity: 111 • Tools: Recategorize
What are the legal requirements for selling insurance in the US?
Insurance sales agents need a license in the US states where they plan to sell. Moreover, separate licenses are required for...
Popularity: 107 • Tools: Recategorize
Can you apply for the other insurance plan while having the benefits of existing insurance?
No, as this is called double jepordy. If one company finds out about the other, you are likely to be canceled.
Popularity: 104 • Tools: Recategorize
If you and your wife both have insurance through your companies and her birthday is first whose is the primary insurance for the family?
If you sign up for insurance with your company, You have to indicate who is primary subscriber between yourself and wife. If both...
Popularity: 103 • Tools: Recategorize
What expenses do insurance agents have to cover?
You name it,,Electric bill,,,Rent or building payment,,,Errors and Omissions insurance,,,Work Comp,....Same as any other...
Popularity: 95 • Tools: Recategorize
In florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the...
Popularity: 94 • Tools: Recategorize
Which corporations within the US have changed from a traditional organizational model to a transformed organizational model in the past five years?
I am aware of a number of corporations in Australia that are moving from a traditional way of organising to a more open adaptive...
Popularity: 77 • Tools: Recategorize
Can you sell life insurance if you've been convicted of a felony?
It depends on how long ago and did you serve jail time and if it was your first and only offence. If you are thinking of working...
Popularity: 71 • Tools: Recategorize
Is an uninsured driver that is driving an insured car covered if he gets in an accident?
Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine...
Popularity: 71 • Tools: Recategorize
If your daughter has full coverage on her car and loans it to you is the car covered should an accident occur while you are driving it?
It depends, if the policy is a named driver policy and you are not listed as a driver then no you are not covered.
Popularity: 69 • Tools: Recategorize
Will a speeding ticket and points in NYC be reported to Connecticut?
No
Popularity: 68 • Tools: Recategorize
How much will insurance increase with a DUI?
If you can even GET it, it may be as much as 3 or 4 times the cost of conventional auto insurance. It is different in each state....
Popularity: 67 • Tools: Recategorize
I just got a my first speeding ticket will this increase insurance with Geico?
most likely, yes. Unless you have a REALLY nice insurance company. In which case, let us know which one you have so we can ALL...
Popularity: 66 • Tools: Recategorize
Can a teenager drive their parents car when their not on their parents policy?
In OKlahoma all licensed drivers in the household must be listed as a driver or listed as an excluded driver for the policy to be...
Popularity: 66 • Tools: Recategorize
Will a speeding ticket in NY affect your insurance in MA?
Probably not as long as you pay your fine in NY. If you don't NY may notify MA that you owe money them and then it will show up...
Popularity: 65 • Tools: Recategorize
If you have 4 autos and 4 drivers can you list your 2 teen drivers as part time drivers on 2 of the cars?
Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the...
Popularity: 65 • Tools: Recategorize
Does hazard insurance in AZ cover swimming pool accidents for rental property?
The best answer to this is to read your policy. I would imagine that some policies would and others wouldn't. It will also...
Popularity: 65 • Tools: Recategorize
If someone gets a ticket while driving another persons car will the owners insurance notify them?
No, the state does not notify insurance companies each time a person gets a ticket. It is up to the insurance companies to...
Popularity: 65 • Tools: Recategorize
How do your insure personal items in case they are stolen?
This situation is covered by a homeowner's insurance policy (HO3), Renters insurance (HO4) or unit owner's (HO6) policy. Call...
Popularity: 65 • Tools: Recategorize
How do you start a completely new insurance company rather than brokering for another business?
Hello, My name is Richard. I am currently in the process of attempting to start my own insurance company now. After working for...
Popularity: 65 • Tools: Recategorize
Do you have to insure a fifteen year old boy who only has a driver's permit?
To my knowledge, it is not necessary to declare a permit on your auto insurance. You would notify your agent and pay the...
Popularity: 64 • Tools: Recategorize
If you got a ticket for going 70 in a 55 but the ticket was written for 60 in a 55 Will insurance find out about your actual speed?
The best way to avoid paying surcharges for traffic violations is to pay more money than what you owe on the fine, but not alot...
Popularity: 64 • Tools: Recategorize
How long does it take for your insurance company to make a deal with you for your totaled car?
Normally as soon as the car is determined to be a total loss there should be an offer made within a day or two at the most.
Popularity: 64 • Tools: Recategorize
Does insurance co have cover the full cost or 50 of repair to a bumper if there was previous damage?
If the previous damage would be fixed by the repair of the current damage, there should be no cost to you. For instance,...
Popularity: 63 • Tools: Recategorize
Can you get SR-22 insurance if you don't have a vehicle?
Yes you can, But first lets clarify that an SR-22 is not Insurance. An SR22 is a form that your insurcance company provides to...
Popularity: 62 • Tools: Recategorize
Is a seat belt violation in Texas non-moving and will it increase insurance rates?
According to the FindLaw Web site, violation of seatbelt laws in Texas is considered a misdemeanor punishable by a fine not less...
Popularity: 62 • Tools: Recategorize
You are trying to sell your car and your insurance has expired but can you buy temporary insurance until it's sold?
you only need to insure the car if you intend to continue driving it. You should be able to continue your current insurance and...
Popularity: 62 • Tools: Recategorize
If your car was hit while parked do you have to pay the deductible for the repair?
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you...
Popularity: 62 • Tools: Recategorize
How do insurance determine which cars are theft risks?
This information is from national surveys of Police reports of stolen cars.
Popularity: 61 • Tools: Recategorize
Who is liable when a car hits a horse?
It depends on where the accident occurred, if the animal was on a public roadway then the owner is responsible for any damage...
Popularity: 60 • Tools: Recategorize
Your under 18 years old and you just got your first speeding ticket in the state of Mass so how will that effect your insurance?
If the laws of gravity work in Mass. the same as they do in the rest of our universe, the technical answer follows. Have you...
Popularity: 60 • Tools: Recategorize
What is the difference between a claims made and occurence general liability policy?
Occurrence policy key date is the date of the Occurrence or accident. If that date is during the effective policy period, that...
Popularity: 59 • Tools: Recategorize
Who is at fault if a parked car backs out and hits you as you're driving past?
It is the fault of the person backing out. You have the right-of-way if you are driving in a usual and safe manor. The person...
Popularity: 59 • Tools: Recategorize
What type of insurance do you need for a coffeehouse?
Look for a Businessowners policy - THis will provide you with Property, General Liability, Crime and Food Spoilage.
Popularity: 58 • Tools: Recategorize
What do you call a transaction in which the cash surrender value of a replaced insurance policy is used as the initial premium for a new policy?
paid up. Or in some cases could be a conversion.
Popularity: 58 • Tools: Recategorize
Would it be collision or comprehensive that covers a car deer accident?
Wrong. Collision with an animal is considered a comprehensive loss. Collision with an animal is considered an exception to the...
Popularity: 58 • Tools: Recategorize
How do you get insurance adjuster to recheck damage that you believe is not being checked?
If they don't willingly do it right away when you ask, you should consider another company. The service you are asking for is...
Popularity: 57 • Tools: Recategorize
How much will insurance raise for a 16 year old male in Oklahoma who received a speeding ticket for going 50 in a 35?
No way to answer this it is state, company and driver specific, contact your agent or the carriers policy services dept for your...
Popularity: 56 • Tools: Recategorize
Which insurance company insures 1973 Ford Stepvan with only PIP in Florida?
Florida requires that all registered vehicles have liability too. A PIP only policy is called health insurance.
Popularity: 56 • Tools: Recategorize
How much does it cost in insurance for a 17 year old to drive a 110cc super bike?
You will need to contact a good local agent for this answer, or an online company there are just too many variables regarding...
Popularity: 55 • Tools: Recategorize
Can insurance Agencies make you retain a totaled car even if the accident wasn't your fault?
An insurance agency represents the insurance company. This is the decision of the client, not the agency or the company. This...
Popularity: 55 • Tools: Recategorize
Would the insurance company for the owner of the car cover for accident happened when a person with temporary permit driving the car alone and that learner is over 21?
Yes, in most cases they probably would.
Popularity: 55 • Tools: Recategorize
Does insurance money that has a beneficiary have to be used to pay outstanding credt card balances when you die?
The answer depends on the state of jurisdiction ... in which locale will the decedent's estate be probated? In Ohio, for example...
Popularity: 54 • Tools: Recategorize
How much money will you get for pain and suffering in a car accident?
From my understanding the car insurance is to pay for medical bills as well as a rental car for any damages that need to be...
Popularity: 53 • Tools: Recategorize
Why or why not should plastic surgery be covered by insurance?
Any surgery that is elective should not be covered by insurance. That is most insurance companies policy. However, many people...
Popularity: 53 • Tools: Recategorize
Would putting a body kit on your car increase the price of insurance?
Most insurance policies only cover original manufacturer parts. If you want customizing covered you have to request that and pay...
Popularity: 53 • Tools: Recategorize
How do you find out who you owe money to?
Get a copy of your credit report// \Wrong your credit report doesn't tell you who or where to pay On the contrary, your credit...
Popularity: 52 • Tools: Recategorize
Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the...
Popularity: 52 • Tools: Recategorize
If you cash in a insurance policy is the money taxable?
Any cash value beyond the total amount of premiums paid is most likely taxable at ordinary income tax rates.
Popularity: 52 • Tools: Recategorize
