Insurance
Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.
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wrote the first answer to What company acquired Colonial Life Insurance Company of America 27 May 2012 01:39
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wrote the first answer to What is the law concerning a beneficiary of a life insurance policy 26 May 2012 23:38
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added Will renters insurance cover sewage pipe backup damage to personal property to Insurance 26 May 2012 20:59
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added What is the average insurance settlement for a broken wrist and broken rib to Insurance 26 May 2012 20:37
Yes you can and in many cases you should. You will very often find that individual coverage, if you can qualify for it, is...
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Different insurance companies have different precertification requirements. Some companies only require precert for inpatient...
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Here are opinions from FAQ Farmers: Yes an Insurer can cancel or non renew your policy in accordance with your states reglations...
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Most insurance companies sell policies that cover a six-month or one-year period. But, you might want to contact the carrier...
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Find out the insurance company the new job offers. Contact them ask for customer service and ask them that question I...
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Here are opinions from WikiAnswers Contributors: Dependent coverage lasts until age 22 on a family policy. In most states,...
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Yes, but check into them carefully first. Both me & my husband both have insurance coverage on us and our kids. I did not...
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There are a number of insurance companies that provide coverage for farm operations and related equipment. This type of coverage...
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For most small retail businesses, a BOP or business owner's policy is the product of choice. It is similar to a homeowner's...
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if you are recently married (within 31 days) your spouse needs to fill out an enrollment form. Your coverage will be retroactive...
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With most insurance policies, you are asked to list both primary and secondary beneficiary(ies). If your primary...
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AnswerTypically the only type of title insurance that can be issued on a Co-Op would be a Lease-hold Mortgage Policy that covers...
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If you're in Washington State, if you're declined by the insurance company, you can enroll in the State's insurance pool...
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Liability Insurance If you are selling the candles from home and not making them yourself you can obtain a home business...
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Here are opinions from WikiAnswers Contributors: Yes. It is a totally separate issue from medical bills. No, absolutely do not...
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You don't need auto insurance if you don't have a vehicle. Even if you were driving your parents' or other family member's car,...
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I have medical and dental insurance, but I do not have rx insurance. If you don't have rx insurance you have to pay for all your...
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I just signed my father up for the dental plan through AARP. It's ~ $550 a year for insurance coverage but it's a good plan....
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Of Course! Ther're not dead yet are they? But ... here's the issue: Insurance companies may be reluctant to issue a policy. There...
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Yes you can. To get insurance, insurance companies, want to see an "insurable interest." Since he is the father of your child,...
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I have it thru bike-line.com in Missouri and I don't see why Oregon would be any different
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Here are several recommendations from WikiAnswers Contributors: Speak to the supervisor at the job, and ask for help to get your...
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NO, your spouse does not have to be named as your beneficiary in Texas nor any other State in the USA. You may name any...
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This depends on the individual insurance. I would call your spouse's insurance. I wouldn't say anything about why you lost your...
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AnswerYes,The way this was explained to me by my companies H.R. Dept. was the fear the company has of being sued. Say you get a...
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Sure you can, but there are a lot of variables to consider: your credit history, the value of the home, where is it located,...
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Hi Reb, The primary beneficiary is named within the policy document. The primary beneficiary may or may not be the...
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U S Government guide to reliable Health information - healthfinder.gov Check with the Dept of Insurance in your state or the...
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A Chef could need the coverage depending on the work environment. Self Employed or Employed. If your a Chef working in the...
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Term life insurance is the simplest, and usually the cheapest, form of life insurance. Term life insurance provides protection...
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Try contacting the insurance commissioner in your area. I needed to trace my N.I.N. in order to transfer my U.K. superannuation...
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For families of the United States, there is a dental plan specially for you. The plan is flexible and provides a wide coverage...
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Homeowners Insurance Coverage for Sinking Foundations? Each major homeowners insurance policy will have its own earth movement...
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Yes, in the state of Tennessee it does. I have been denied by all independent agencies, and by TennCare, too. They all say I am...
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Home Hostage Situations No, Home owners Insurance would not be able to help you in a hostage situation. You should contact your...
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AnswerI am sorry for you and your mother's loss. I hope you are doing okay.Take a look at the life insurance policy itself. There...
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Yes. Whose birthday comes first in the year is the primary insurance policy.
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One rule of thumb is to buy an amount equal to five to seven times your annual gross income. But the real question is how much...
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Indeterminate premium life insurance is a type of whole life insurance that specifies two premium rates: a guaranteed maximum,...
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Yes, as long as there is no lapse in coverage.
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Google a search for "guaranteed issue" plans and policies online. Depending on the state where you live, these limited benefit...
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Insurance for your other home Yes, If your occupancy status has changed, you have moved or if you just plan not to occupy you...
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No. How can they prove that nothing was received, if nothing was received? The person who was supposed to pay for the policy...
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Workers' Compensation Insurance is mandatory for all employers to carry and pay for in all states. (Exceptions for self-insured...
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Participating life insurance is what a policy is called when the agent gives the pitch that sounds like "and when the company...
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Permanent life insurance is another name for whole life insurance. It provides permanent, lifelong protection. This distinguishes...
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As always, a lot of it depends on your aunt's auto insurance. But unless your aunt has a very restrictive policy, there's a good...
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Here are several opinions from FAQ Farmers: Commercial General Liability insurance cannot cover equipment rental in the case...
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It depends on how the Summary Plan Descriptions (SPDs) of the insurance plans are worded. Although there are several methods, in...
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Homeowners policies exclude damage due to "settling, cracking, bulging, shrinkage or expansion of foundations, walls, floors,...
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If you have a question about the validity of the offer you can contact the department of insurance in your state and ask if they...
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AnswerNormally, when one buys an insurance policy a primary beneficiary is designated, as is a "contingent" beneficiary. The...
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A business owner's policy would be a good place to start here. This type of policy comes as a package that includes general...
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This is why people need to have an agent they can talk to and trust. The agent can answer this question immediately. If you own...
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IMHO, the very best way to get life insurance quotes is to find a broker, who (1) knows the underwriting industry (who...
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Take a look at the illustrations - they should have a "caveat" similar to this. Guaranteed Contract The guaranteed Accumulated...
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No, I'm checking on the CA State Law, but haven't found it yet. Here's the research I found so far. From Blue Cross...
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blue cross blue sheild I have lupus and have been covered by Aetna and am currently on United Health Care. Most...
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There are many places one can obtain Homeowners Insurance Quotes. A good place to start might be with your current Insurance...
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Essentially the insurance company wants to determine two things: 1) Are you a good risk? 2) Is your home a good risk? To answer...
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You may want to check on your search engine for health insurance for pregnant women. There is no individual or group insurance...
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Yes, as a matter of fact, you can! Assuming you've found a qualified broker that's willing and able to work with you "long...
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I don't know specifics about N Dakota, but look into state benefits. If this isn't an option, then talk to different doctors or...
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AnswerJust file and when the question asks about other coverage - answer it honestly. I see so many questions on this site about...
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There are no "requirements" as in you are required to get it unless you mean Private Mortgage Insurance. 2 different...
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This is a great question and one that requires more than a simple Internet search to answer. I'll contact an FHA official and...
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Homeowners Insurance and Trampolines Insurance companies consider trampolines to be an Extreme Risk, People are often injured...
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Specialty Lines - Wedding Event Insurance The type of insurance you need is called "Event Insurance" sometimes called "Special...
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If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement...
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Whole life insurance gives you lifetime coverage at a premium rate that does not increase with your age after you buy. In the...
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You can find information at: FIND A DENTAL PLAN Directory Onlne - a list of NADP members that provide dental benefits plans in...
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Home Insurance after a Cancellation You can obtain a new policy from any insurer of your choice. Just make some calls or look...
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Title Insurance When Paying CashWhen paying cash for a new home, there are no regulatory laws that providing that you MUST...
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One, the other driver is clearly liable for your son's damages. Even if your son's car was illegally parked and unoccupied, he'd...
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It really just depends on the qualifying criteria of the Insurer who would issue the bond, but in most cases for an active...
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To get the best insurance rate, drive a bike that is under 1000cc. Once you hit the 1000cc mark, the insurance costs increase....
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According to the Federal Trade Commission: Don't buy "loss protection" credit card insurance. Telephone scam artists are lying to...
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Federal & state laws exempt employers from any liability for employees commuting from home to the day's first work location,...
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Of course they can. It's part of the insurance contract. You also have the right to refuse the inspection; this would likely...
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Contractor Liability InsuranceNo, You can purchase Contractors Liability Insurance as a standalone coverage.Many companies offer...
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Yes, try a employer group plan or Mr. Mip. Some carriers will offer individual coverage to an insulin dependent Type 2...
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If you have an "all-risk" policy, interior water damage, including hidden damage, should be covered. However, if for example your...
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Just contact any licensed Insurance Company of your choice doing business in your state of New York. You can also try using...
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Not sure Wiki.Answers allows posting direct hyperlinks to affordable health insurance options in the answers, so email me if you...
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You can contact an insurance agent in your local yellow pages to request quotes, or use an online mortgage insurance quote...
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You would have to check the beneficiary designation. If you need money in addition to your mortgage try...
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Renters Insurance Online quoting services can be useful if you know everything you need to know about balancing risk and...
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The policy purchased on refinance covers the new lender, not you. Your title insurance (assuming you got an owners policy when...
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AnswerI had received 4 speeding tickets in 2 months, so I know first hand the difference in insurance from receiving 3 points.It...
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Yes, you are responsible If the person you co-signed for is behind in payments and the insurance coverage expires you are...
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Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible...
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General Liability insurnace for a General Contractor is not inexpensive. Many companies have minimum premiums starting at 5k. If...
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Premium Payments No, Under no circumstances may an insurer or agent thereof intentionally "keep" your unearned premium payment....
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You'll probably have to call the claims department of each company or check with your dentist.
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Inexpensive Home InsuranceNo, It is not hard to get Home Owners Insurance just because your home is inexpensive.
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Your policy probably contains a "Vacancy Clause" under Section I - Conditions. This usually refers to an insured moving out of...
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Insurance and Soil ExpansionIt really just depends on the Policy Type that you are carrying. When it comes to purchasing Property...
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AnswerIf I understand your question properly, it's understandable why others didn't quite comprehend it.I believe you are...
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First, do u really need mortgage insurance? Do u have any other life insurance policy? If yes, then that policy is sufficien....
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I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive...
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