Insurance
Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.
Total questions 73200
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wrote the first answer to What company acquired Colonial Life Insurance Company of America 27 May 2012 01:39
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wrote the first answer to What is the law concerning a beneficiary of a life insurance policy 26 May 2012 23:38
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added Will renters insurance cover sewage pipe backup damage to personal property to Insurance 26 May 2012 20:59
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added What is the average insurance settlement for a broken wrist and broken rib to Insurance 26 May 2012 20:37
After they give you a check for the value of the car (less your deductible), it is their car. If you want to keep it and repair...
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three years
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In most states, you will owe whats left owing after the ins. co. pays.
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Probably - If nothing else there is Guaranteed Issue Life Insurance with limited benefits for the first 3 years. Contact a...
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Check out the research page on our website http://www.steveshorr.com/research_tools_legal_ratings_and_quality.htm and see if any...
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You can always "argue" with an insurance company (or anyone). The end result will probably be the same though. Insurance...
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Only if the car carries collision coverage or the residing state offers uninsured motorists coverage for property damage. (some...
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how are they refusing to cooperate? have you filed a claim with the company? NOT the agent? contact the company's main head...
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Yes. And they usually do. Anyone involved in a rear end collision is at fault to one degree or another. The laws in every state...
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Yes. In a rear end accident, the liability is still there even if police are not called.
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they will deduct this unrepaired hail damage and call it ''pre-exsisting'' damage, ''related or unrelated''(related and unrelated...
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You might want to calculate how much out of pocket expense you would have after the deductible. Compare that with how much your...
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He has a big problem. And maybe the person who let him take the car. Almost all states have some type of insurance laws. In...
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Take them to small claims court or settle it through your insurance company.
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The insurance company will only pay the 'book' value of the vehicle as if it were in perfect condition unless damage prior to the...
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You can attempt to have any item removed from your credit report by the same method; writing a letter of dispute to the...
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What is a zip line?
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If the car is in your name you are responsible not your ex wife. she would be liable if the car was in her name.
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Only the dealership can tell you why they have made this requirement.
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As a broker, I can tell you NO, there is no coverage if you are at fault. Now if you are only partially at fault, example, 50%,...
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I doubt it but you should contact a local agent and discuss what risks there could be for your group, and if a policy is...
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Sounds like that would work to me. Medicare and Social Securities Site - where you can ask the question directly....
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ask your police department, they are the ones who issued the code
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Many health insurance companies offer what is called "Pay and Chase". Meaning, your health insurance company will pay your...
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No Insurance company discriminates against dogs or a breed of dog. Your insurance company does not decide what breed of dog or...
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Most times the insurance company will check your driving record as part of the underwriting process. In rare cases you may be...
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If you don't have a valid driver's license, you can't get insurance coverage.
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First of all - it's helpful if we define the term http://my.webmd.com/hw/health_guide_atoz/nord462.asp do you have...
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I am going to make some assumptions here. I will assume you are talking about privately owned vehicles, both yours and the...
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AnswerI believe if, before the accident, you are listed as a driver on the insurance policy, then you are allowed to drive the...
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AnswerNo,but they must have insurance.You can not obtain insurance until you have a drivers license.The person who will be in the...
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You submit the claim to your insurance company and they should send the check to you minus your deductible. If there is a lien...
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No. The Social Security Agency determines who is eligible benefits of any type and likewise the SSA decides when a person becomes...
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Workers' compensation systems (workers comp or compo) exist to protect employees who have incurred work-related injuries. These...
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AnswerNo. but it could lead to a lien being filed later if you are found liable and you don't have coverage under your home...
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no
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No I don't believe they will not pay, you can try but I doubt it, I couldn't get my vehicle towed per the insurance co. because...
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No they are not. Parents and children must go always go through the appropriate paperwork and procedures for relatives to be...
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NO! If you are having any trouble with group insurance and a pregnancy not being covered, contact your insurance commissioner's...
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Liability, certainly. Comprehensive and Collision might not be worth what you would need to pay since they would only give you a...
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AnswerMine doesn't. Most dental plans through work insurance are pretty crappy compared to the health coverage and few of them...
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If the coverage is for a refinance, typically the search is only on the current owner from the time they purchased the property...
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Absolutely! You should have a general liability policy because YOU can be held liable and will be named in a lawsuit if any...
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No. If you know that it is likely to fall on the house and it does, they will probably deny the claim because you should have...
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Very important
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Hi LTIR = No. of LTIs x 200000 --------------------------- Total manhours
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In a homeowners policy it would be unlisted personal property UPP
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With a suspended insurance license, I would not because you will be breaking a law. With a suspended drivers license you can sell...
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Great national life insurance
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Yes. The beneficiary of a life insurance payment can always receive the payment regardless of where he or she is.
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Mistrust along with no faith fueled with jealousy n spite.
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Many reasons. Most commonly, for not paying the monthly premium on time (or at all). Another reason could be falsifying...
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before your vessel is insured, the insurer needs to know the class your vessel belongs so as to determine it's premium. also the...
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There is quite a bit more of additional coverage when purchasing the enhanced title insurance policy over the basic policy. See...
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Home policies include this coverage. These are necessary repairs for a large or total loss. I never have known for this to be...
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That's a question for a different forum. It depends on your parents and their ideals and ideology and income.
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See if your dentist will allow payment plans.
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I asked my friend how much he pays for his truck. He is 16 years old and owns a 2004 White GMC Sierra 1500 ext cab Z71. He pays...
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Read your contract. It may require you to keep ins. coverage on the car. No ins.= DEFAULT of contract= repo
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Advice?? I'm full of it...LOL CALL a local attorney for the usual FREE consultation.
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I take it you mean, if your car IS repossessed. In that case, IF you dont plan to redeem it, NO. NO car, NO insurance. Once the...
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Contact your attorney ASAP for state specific advice. I hope you have a paddle for that creek your about to go...
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Does the application ask you? For more details see http://www.steveshorr.com/wrong.or.imcopmplet.info..htm
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Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp &...
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Please give me more information on this and I am sure I could help. Are you saying you did NOT have any accident at all, and the...
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I am not sure if it is against the law or not, but all you should need is a police report for your insurance. As long as you...
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That depends on your definition of "easier" considering the time, money, and hassle in fixing a vehicle. As well, it's always...
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Yes you can. However, it depends on how bad the injury is and how long it's been since the accident. You can't BS this stuff - if...
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Yes, you can always 'file a claim', would've been better of course had you stayed at the scene (and left your car where it was)...
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Usually you can collect yourself. The company may initially pay you only "actual cash value" of the equipment, which means what...
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if one party wants to go though it using insurance then yes you have to as well.
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With more detailed information I could be of more assistance to you. It really depends, back in the 'old days' when I started,...
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Unfortunately, IF and that is IF your personal policy insurer finds out, if they do a yearly check, their may be a surcharge...
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no,it will not go up for many different unknown reasons
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they should....ask when they plan to file the arb and when the arb board in your/their area is set to meet again...and check back...
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Income tax NO. Estate Tax - probably.
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I don't see why not, as long as you don't mind paying two payments instead of one and as long as you don't try to get paid twice...
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Yes.
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NO, Just picture you driving up my driveway to my house and saying boy you have a nice house, I want to insure it. You couldn't...
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Absolutely not. If you lied it would be FRAUD and you can do Jail time.
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Many insurance companies will no longer give coverage to someone who owns exotic pets such as Pythons and other non-domestic...
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If your company pays the premiums themselves for employee health insurance, it is understandable why they would refuse to cover...
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Check and see what the definition of full time student is - it may be say 8 units. You might also check with the Insurance...
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Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most...
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Check with a few agents or companies, there are some companies who have, ''sleeping'' or ''garaged'' times, like a motor cycle or...
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Then you are doing the right thing. If you avoided getting a ticket then the accident won't become part of your record.
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Probably not unless you don't pay the fine in NJ.
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It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be...
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It should be possible to set up a new policy at the same time you buy the car. You may have a day delay in being able to take...
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Maybe. What does their agreement with the Insurance Company say? Employment manual? Are other dependents covered for other...
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This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors...
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Usually yes. Keep in mind though that underwriters are always suspicious of "ghost" drivers that cause accidents or run people...
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My experience has been LIBERTY MUTUAL for complete Home/Auto, etc. policies. I check every 2-3 years all the major insurance...
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AnswerI'm not an insurance agent, but having a good friend in the business and a good bit of tickets to deal with, I think I...
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Read your contract language. If you can prove they received it (cancelled check), then you should be fine .. if not .. you may...
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Check with other insurance companies to see if the rates would be any different. It might be related to the primary driver being...
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As a rule of thumb, the responsible parties insurance carrier in an automobile accident would cover tow charges to the other...
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I would call my agent on that one. First, you realize in the event that you are pulled over you are producing a registration...
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AnswerThe rate change will depend on the age of the person, their driving record, and possibly whether they are male or female,...
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If the company that you work for offers a health plan, but you need to pay for part of it. Then no, you do not have to sign up or...
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