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Auto Insurance
Total questions 15900
Can you get auto insurance with just a learner's permit?
Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain...
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Will a speeding ticket from another state affect your auto insurance?
All States as of 2005 are Required through New Federal Regulation to comply with and make available to all other states...
Popularity: 475 • Tools: Recategorize
Do you need auto insurance when you have a learner's permit?
Yes, All drivers are required to carry Financial Responsibility. A Drivers or Learners "Permit" is permission to drive and...
Popularity: 412 • Tools: Recategorize
How do you find insurance records from a previous owner of a car?
Insurance Records are protected under State and Federal Privacy laws. There is no legitimate legal reason for a person to want to...
Popularity: 368 • Tools: Recategorize
How does a speeding ticket affect your auto insurance?
If your are over twenty five and this is the only ticket on your record in the last three years it will make little difference on...
Popularity: 348 • Tools: Recategorize
How much does the cheapest car insurance cost?
The Cheapest Auto Insurance I have ever seen is 23 dollars a month. It was Liability only and the driver was home addressed in a...
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How do insurance companies define sports cars?
Where Can I Obtain Affordable Auto Insurance Quotes For My Car? Here are opinions and answers from FAQ Farmers: I think it all...
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What is no-fault insurance?
No Fault Insurance. In true No Fault form, It is insurance that covers stated risks regardless of fault, the term is often...
Popularity: 326 • Tools: Recategorize
Are you covered by a family member's insurance when driving their car?
If you are a listed, scheduled driver on your relatives insurance policy then yes you are covered. If you are not a scheduled...
Popularity: 323 • Tools: Recategorize
If you are charged with a DUI how does it affect your auto insurance?
Here are opinions and answers from FAQ Farmers: You will probably lose it. But, since you will probably also lose your drivers...
Popularity: 306 • Tools: Recategorize
Can the car insurance be in your parents' name?
Yes, It can be in your parents name if you are still a minor, a dependent or are still a household resident So long as "YOU" are...
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Does an auto insurance policy have to be in the same name as the car loan?
Yes, Your finance contract (Loan) always requires that the borrower provide a Full Coverage Auto Insurance Policy on the vehicle...
Popularity: 290 • Tools: Recategorize
Can you insure a car in another state if you are not the primary driver?
Should this be any more complicated than to simply keep paying the premiums on the NJ car to the NJ insurance company? I don't...
Popularity: 280 • Tools: Recategorize
What is the best way to get car insurance when you are moving from out of the country?
That depends a lot on if you are military or not. USAA and Progressive are two companies that have good outside the US...
Popularity: 277 • Tools: Recategorize
If your child gets a learners permit do you have to add them to your policy?
Yes, A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions. If your...
Popularity: 275 • Tools: Recategorize
Can auto insurance companies demand information about people who live with you?
The insurance company can ask you a lot of things that you don't think are any of their business, but if they are insuring your...
Popularity: 274 • Tools: Recategorize
Can you insure someone else's car?
Yes, You can Insure the property of another Person. So Long as you have authorization to do so and the owner is benefited, or an...
Popularity: 274 • Tools: Recategorize
What is the relationship between auto insurance and health insurance?
This is not accurate information. Because the billing will be generated by the medical provider, they are going to bill the most...
Popularity: 272 • Tools: Recategorize
Will your auto insurance cover your relatives with international drivers permits?
I always add my relatives to my car insurance when they visit me and drive mar car, even it is for a 2 week visit. I do not want...
Popularity: 268 • Tools: Recategorize
In Florida are you still covered for 3 weeks even after non payment and they cancel you?
"They cancell you" What part of "Cancelled " don't you understand? The insurance company is a BUSINESS, if you don't pay them on...
Popularity: 268 • Tools: Recategorize
Can you get your car insurance before you've moved to the state?
If you have an address in the new state.
Popularity: 266 • Tools: Recategorize
Can insurance be transferred to a new vehicle?
Most companies automatically cover the new car when you trade, but you need to notify them of the change as soon as possible. The...
Popularity: 262 • Tools: Recategorize
How is PLPD insurance different from no-fault or full coverage auto insurance?
PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your...
Popularity: 259 • Tools: Recategorize
Can you get car insurance while visiting the US on a visa?
Well, dealerships and insurance companies are very strict now, and it would depend on what dealership or insurance agency you're...
Popularity: 257 • Tools: Recategorize
Does one need auto insurance to drive with a learner's permit in New Jersey?
Yes, All 50 states require that a driver carry the appropriate Financial Responsibility. There is no exception of law for a...
Popularity: 257 • Tools: Recategorize
Can you use your parents' insurance policy to cover a car that's in your name?
Yes, So long as you are also listed as a covered driver on your parents Policy. I know if your under a certain age you can. I...
Popularity: 256 • Tools: Recategorize
Can you get new auto insurance if you let your old policy expire?
There might be an internal "30-day rule" within certain companies, but you can get insurance with a new company. You may have to...
Popularity: 255 • Tools: Recategorize
Do you have to have a drivers license when you get insurance on a new car?
You can buy and insure a car without a license. You just can't drive it. More input from FAQ Farmers: I am unaware of a company...
Popularity: 255 • Tools: Recategorize
Do you have to add your child to your car insurance if they drive only occasionally?
The Law requires that all drivers operating a motor vehicle on public roads carry proof of financial responsibility. There is no...
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Can you legally use a different address to get cheaper insurance?
Legally? "No", that would constitute Material Misrepresentaion of the Risk, AKA fraud. No, that's called insurance fraud. The...
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Who's responsible for an error on insurance forms?
This is a strange situation, because almost all automobile insurance policies carry a grace period of at least 15 days (usually...
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Why do some car insurance companies only write six month policies?
I don't think there's any reason except that they like to be able to raise their rates that often. In a broader sense,...
Popularity: 253 • Tools: Recategorize
Can you drive your sibling's car?
You don't mention whether or not you and your sister live in the same residence. If you do, it can cause problems because you...
Popularity: 252 • Tools: Recategorize
What insurance is needed to pick up and deliver other people's cars?
Talk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance...
Popularity: 250 • Tools: Recategorize
Do parents have to pay more for car insurance if they add their child to the policy?
Yes, I do think that insurance companies will raise the cost of insurance, because you are a teenager(well that's what I'm...
Popularity: 250 • Tools: Recategorize
Can a tourist purchase a car in the U S and insure it himself?
AIG International Services offers short term auto insurance for tourists in the U.S. The car would have to be licensed and...
Popularity: 250 • Tools: Recategorize
What can you do if your name is on the title and the insurance is in your name but someone else drives it and has out standing traffic tickets. Will that affect the cost of insurance for me.?
I would report her immedialtely. BTW how is the car registered if has no insurance? And did you know until the loan is paid off,...
Popularity: 248 • Tools: Recategorize
Why is liability insurance required on two identical vehicles owned by the same person with no other drivers?
Your recluse can crash the first pickup into a school bus at a gas station, then walk home and drive the second one into an...
Popularity: 247 • Tools: Recategorize
Do you need to be added to your parent's insurance in order to drive their car?
If you have a permit and reside with your parents and have a license or permit, you should be listed on their policy even if you...
Popularity: 246 • Tools: Recategorize
Can insurance companies charge a 'policy fee'?
Yes, All Insurance contracts have associated policy fees. The policy fee is to cover the cost of producing the Contract. Premiums...
Popularity: 245 • Tools: Recategorize
How do you get insurance when one spouse has DUIs and a suspended license and the other has a clean driving record?
You can exclude the spouse with the bad driving record from the policy. Many carriers will do this for you. Or, if your state...
Popularity: 245 • Tools: Recategorize
What is the difference between assigned risk and non-standard auto programs?
Assigned risk is insurance issued by the state. I've never had the need to sell anyone an assigned risk policy in 3...
Popularity: 244 • Tools: Recategorize
How can you get auto insurance after 2 DWIs?
If you really want to drive that bad set up an address in another state or if you have a relative in another state ask them if...
Popularity: 243 • Tools: Recategorize
How do you add a non-owned car insurance option to a car insurance policy in the USA?
From a retired California Insurance Broker. The question is not clear as to the issue. When you have a US car insurance policy...
Popularity: 243 • Tools: Recategorize
Why do you have to add your child to your car insurance policy if they never drive your car?
If the child is a lisenced driver living in your household, the insurance company assumes that he will drive the car. It is...
Popularity: 240 • Tools: Recategorize
What type of insurance does a person carry for driving a company car for personal use?
Non Owners Policies always exclude coverage for company owned vehicles and exclude coverage for "any" vehicle to which the driver...
Popularity: 240 • Tools: Recategorize
How do you get auto insurance for an exchange student?
Reinhard That is really difficult, Geico is decent at insuring new drivers. Usually it is much cheaper to add a teen to the...
Popularity: 239 • Tools: Recategorize
Are you responsible if the co-owner is driving the car without insurance?
Your name is on the title. Get insurance. I don't know about Chicago, but in most places it is illegal to operate an un-insured...
Popularity: 239 • Tools: Recategorize
In which state do you get car insurance?
It is based on your location. It's difficult to rate a vehicle being driven by a person in another state. Of course,...
Popularity: 236 • Tools: Recategorize
If a car is financed through a used car dealership do you have to have full coverage insurance?
If the dealer doesn't require it, probably not. But do you want to take the chance of continuing to make payments on a car that...
Popularity: 236 • Tools: Recategorize
Where can you get auto insurance quotes?
In the auto insurance field there are 'captive' agents who generally can only sell you products from their one auto insurance...
Popularity: 235 • Tools: Recategorize
Can you save on your future premiums if you switch to a different insurer after an accident?
Saving money after an accident is not likely, especially if you are with a preferred company. Because you have had an accident...
Popularity: 231 • Tools: Recategorize
What is a car insurance rating information survey form for?
The ssan information is for credit check (credit report checking) purposes - insurance companies equate good credit to good...
Popularity: 230 • Tools: Recategorize
Where can you get an answer to a specific question about car insurance?
Why not call an insurance agent? Or two or three? Most will be more than happy to discuss your situation with you before you...
Popularity: 228 • Tools: Recategorize
What is PLPD auto insurance?
PLPD is Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's...
Popularity: 220 • Tools: Recategorize
Can you drive a family members car if you have the same insurance company?
Sure, you can drive the car. It doesn't matter if you're registered or not. And because you are an insured driver, that makes it...
Popularity: 219 • Tools: Recategorize
What kind of insurance policy would cover your car in the event it is hit in a parking lot?
That would be comprehensive coverage. Anonymous is wrong! It would be collision. It doesn't matter if the vehicle was...
Popularity: 216 • Tools: Recategorize
Does the insurance go up if you get a learners permit?
Depends upon the state in which you reside, as well as the company. Check with your state's Department of Insurance. If you...
Popularity: 216 • Tools: Recategorize
What is the value of a totaled vehicle?
The value of a totalled vehicle is an assessment of what that vehicle's actual cash value was prior to the loss. States vary in...
Popularity: 216 • Tools: Recategorize
Can a 17 year old get his own auto insurance?
Only if the parent or guardian signs along with that 17 year old Good question! A 17-year-old is not considered legally...
Popularity: 214 • Tools: Recategorize
Where do you find commercial automotive liability coverage?
This is a very odd request from the leasor. Unless you and your friends are incorporated or considered a business, no insurance...
Popularity: 210 • Tools: Recategorize
Are there any insurance companies that provide coverage for very high risk drivers and if so which companies?
This is not an endorsement: but Progressive has built their business on insuring high-risk drivers. That's not to say your...
Popularity: 208 • Tools: Recategorize
If you live at home and have a license but do not have a car and do not drive any of the family cars what kind of insurance should you have?
You don't need auto insurance if you don't have a vehicle. Even if you were driving your parents' or other family member's car,...
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Do you need to sign a proof of loss statement if the appraiser and umpire decide the claim amount or just sign the settlement check to close the case?
You needn't do either as long as you have given the appraiser full right to negotiate your claim on your behalf. Therefore, when...
Popularity: 184 • Tools: Recategorize
Can you get car insurance for just part of the year?
Most insurance companies sell policies that cover a six-month or one-year period. But, you might want to contact the carrier...
Popularity: 181 • Tools: Recategorize
What does an insured driver do when hit by an uninsured driver?
When I was hit by an uninsured motorist and it was their fault, my insurance company paid to fix my car. It's my understanding...
Popularity: 179 • Tools: Recategorize
How will 3 points on your driving record affect your insurance?
I had recieved 4 speeding tickets in 2 months, so I know first hand the difference in insurance from recieving 3 points. It...
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If an insured driver wrecks an uninsured vehicle who pays?
Her company did not insure your vehicle and owes you nothing. Never, never, never let anyone drive your vehicle if you don't have...
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How can you get an auto insurance license?
to sell auto insurance you must find what is called an "underwriter" or the people who pay if your insured has an accident. they...
Popularity: 145 • Tools: Recategorize
What states are no-fault states?
Rhode Island is a "no fault state". Does that mean the assets are always divided 50% to the wife and 50% to the husband in a...
Popularity: 141 • Tools: Recategorize
Can you be insured by an employer in Arizona after a DUI?
This decision is based entirely at the discretion of your employer. If you still have no OL it is less likely their insurance...
Popularity: 140 • Tools: Recategorize
If you have a claim pending with one insurance company can you change to another company?
Most insurance professionals advise against switching carriers haphazardly. Doing so could cause a gap in coverage, penalties or...
Popularity: 140 • Tools: Recategorize
If you were driving on a road that passes by a golf course and a golf ball smashed your windshield who is responsible?
The person who hit the ball, and perhaps the course if they have not taken adequate precaution to prevent the ball from exiting...
Popularity: 135 • Tools: Recategorize
How can you find out if a car is insured?
In U.K. the insurance companies set up a database that records all insurance policies so if you are able to provide either the...
Popularity: 130 • Tools: Recategorize
If your car insurance is paid in full can they cancel your policy for not answering a questionnaire?
Read everything you have signed, but most likely no. That is absurd. Yes, they can certainly cancel your policy for that. The...
Popularity: 125 • Tools: Recategorize
At what value of your automobile should you change from full coverage to liability?
It all depends check your blue book if your car is worth a price that you consider good keep full covarege especially if you are...
Popularity: 123 • Tools: Recategorize
What is the difference between standard and nonstandard insurance?
Standard Insurance policies are written on state approved standard policy forms. Standard Policy forms are regulated by the state...
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Do VA Teenagers need car Insurance?
Yes, http://www.dmv.state.va.us
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How do you limit liability for separated spouse's car?
I believe your concern is how to keep yourself from getting caught up in a lawsuit if your spouse, you are currently separated...
Popularity: 118 • Tools: Recategorize
How do you get auto insurance without a license?
You can't legally drive without a driver's license. But assuming you own a vehicle that you still want to cover for physical...
Popularity: 118 • Tools: Recategorize
Will liability insurance cover you if you hit a deer?
No. Liability insurance is triggered when you are at-fault for an accident. It's used to pay for the damage you cause to...
Popularity: 117 • Tools: Recategorize
Where can someone find insurance for a race car for storage and transporting in a car hauler?
At motorsportcoverage. we provide STP to all the top outfits. Go to www.motorsportcoverage.com for fast quote. Patrick P. Lull...
Popularity: 117 • Tools: Recategorize
What does loss payee mean on a auto insurance policy?
The loss payee is any entity that has financial interest in the vehicle (usually a financial institution) that notifies the...
Popularity: 116 • Tools: Recategorize
Who covers a child's car insurance with shared custody?
Angelika Would you consider selling him the car? Or putting the car in your daughters name, since you bought it for...
Popularity: 115 • Tools: Recategorize
Does getting a DUI in another state affect your auto insurance?
Most likely, yes. States have reciprocity laws and procedures which allow them to share pertinent information on drivers in...
Popularity: 115 • Tools: Recategorize
Can your auto insurance cover locking the keys inside?
Yes it can, under roadside assistance. Call your agent to find out more about the coverage that you have or could have on your...
Popularity: 115 • Tools: Recategorize
What is the penalty for insuring your car in another state?
You probably won't get caught until you have an accident. Then you will discover that all the premiums you paid have just been a...
Popularity: 114 • Tools: Recategorize
What does BIPD 25-50-25 and UM BI 20-40 mean on your auto insurance?
BIPD means bodily injury and property damage coverage (this is liability coverage; that for which you are legally liable in the...
Popularity: 114 • Tools: Recategorize
At what point can a driver buy PLPD insurance for an auto short of the full balance being paid off?
Past experience financing a auto purchases in the state of California makes me pretty certain that a vehicle must be paid in full...
Popularity: 113 • Tools: Recategorize
Can you insure a vehicle with a salvaged title?
Yes, you can certainly get liability on the vehicle, but comprehenisve and collision may not be a very good value since the...
Popularity: 113 • Tools: Recategorize
What could be the consequences of an accident if you had no insurance in California?
In california, the law is, if you in fact have an accident in california without insurance, and the dmv finds out about it, your...
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Can an insurance co give you insurance without a license?
yes in my state i had to get insurance before i could get my licensce back
Popularity: 111 • Tools: Recategorize
Can you insure a car that is not in your name?
Yes, you can.
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How do you decide when to only have liability insurance instead of also comprehensive?
If the value of your vehicle is so low that you can afford to replace it yourself, don't bother with comprehensive. It doesn't...
Popularity: 109 • Tools: Recategorize
Can a person cancel an auto insurance policy at any time from the date the policy is effective?
Yes. You can cancel at any time
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Can a person be primary driver of an auto and not primary on another that they have a loan on?
List your wife and daughter as primary drivers of the cars they regularly drive and occasional drivers of others. If the company...
Popularity: 108 • Tools: Recategorize
Must a new vehicle be insured with a company in the state where it was purchased?
A car must be insured by a company authorized to write policies in the state where the owner or primary operator resides.
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Can you have your mother insured on your car without being on the policy yourself?
Yes, but in order to avoid coverage issues, you need to consider a few things: 1. If you and your mother live together, it...
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In Florida can the insurance company charge you for a licensed teenager if they do not drive?
Yes they can and will. You as a parent are financially liable for any damages caused by your minor child. By proxy your insurance...
Popularity: 108 • Tools: Recategorize
What are the rules or guidelines of PLPD insurance?
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or...
Popularity: 107 • Tools: Recategorize
