Auto Insurance

Auto Insurance Required for Learners Permit? Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a...

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Auto Insurance Required for Learners Permit Yes, all drivers in all U.S. are required to carry proof of financial responsibility...

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Yes, You can Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an...

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Traffic Tickets in another State The answer is that "It can" It just depends on whether the insurance company checks only your...

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Insurance Records of previous vehicle owner Insurance Records are protected under State and Federal Privacy laws. There is no...

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Cheapest Auto Insurance The Cheapest Auto Insurance I have ever sold was 19 dollars a month. It was liability only and the driver...

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Insurance Definition of Sports Car Where Can I Obtain Affordable Auto Insurance Quotes For My Car? Here are opinions and answers...

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No Fault Auto Insurance No Fault Insurance, in true No Fault form, is insurance that covers a stated risk regardless of who was...

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Coverage under a Family Members car InsuranceIf you are a listed, scheduled driver on your relatives insurance policy then yes...

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Borrowed Vehicles Answer for the UK In the UK - the general rule is that the driver's own vehicle insurance will pay for any...

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Parents Car Insurance Yes, It can be in your parents name if you are still a minor, a dependent or are still a household resident...

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Lien Holders Insurance Indemnity Clause Yes, Your finance contract (Loan) almost always requires that the borrower provide a Full...

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AnswerIt depends on which state you are in. If you are in a no-fault state, the medical provider will typically bill the no-fault...

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12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal...

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That depends a lot on if you are military or not. USAA and Progressive are two companies that have good outside the US...

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Should this be any more complicated than to simply keep paying the premiums on the NJ car to the NJ insurance company? I don't...

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If you have an address in the new state.

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Child's Learners permit and Parental Responsibility: A Drivers Permit comes with all the responsibilities of anyone who operates...

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The insurance company can ask you a lot of things that you don't think are any of their business, but if they are insuring your...

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Cancelled insurance "They cancell you" What part of "Cancelled " don't you understand? Once your cancelled, you have no coverage....

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I always add my relatives to my car insurance when they visit me and drive mar car, even it is for a 2 week visit. I do not want...

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Uninsured DriversYes, Your name is on the title. Get insurance. If the driver or co-owner has an accident you can both be held...

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Insurance transfer Yes, It's normal. You just call your Insurance Agent and notify them that you are obtaining another vehicle....

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Why not call an insurance agent? Or two or three? Most will be more than happy to discuss your situation with you before you...

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Legally? "No", that would constitute Material Misrepresentaion of the Risk, AKA fraud.  Answer No, that's called insurance...

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Insurance and Learners permits Yes, All 50 U.S. states require that a driver carry the appropriate Financial Responsibility....

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PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your...

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Insurance without a Drivers License Yes, You can buy and insure a car without a Drivers License. You just can't drive it off the...

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Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy...

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Well, dealerships and insurance companies are very strict now, and it would depend on what dealership or insurance agency you're...

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This is a strange situation, because almost all automobile insurance policies carry a grace period of at least 15 days (usually...

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Insurance and the occasional driver The Law requires that all drivers operating a motor vehicle on public roads carry proof of...

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Driving your sibling's car You don't mention whether or not you and your sister live in the same residence. If you do, it can...

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Changing Auto Insurance CompaniesYes, Of Course you can. Just call the insurance company of your choice and ask for a quote. It...

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AIG International Services offers short term auto insurance for tourists in the U.S. The car would have to be licensed and...

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Talk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance...

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Insurance Policy fees Yes, most insurance contracts have a state approved associated policy fee and in the USA several other...

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Yes, I do think that insurance companies will raise the cost of insurance, because you are a teenager(well that's what I'm...

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From a retired California Insurance Broker. The question is not clear as to the issue. When you have a US car insurance policy...

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Excluded High Risk Drivers You can exclude the spouse with the bad driving record from the policy. Since their license is...

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Title Transfer Just call your states Vehicle titles and registrations office. If the car is paid off and ownership has...

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If you have a permit and reside with your parents and have a license or permit, you should be listed on their policy even if you...

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Assigned Risk Pools Assigned Risk Pool auto insurance is usually the Insurer of last Resort for the highest risk drivers who have...

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DWI Insurance? You get your auto insurance the same way anyone else would ecxept that since your a "High Risk", you'll have to...

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Auto Insurance QuotesYou get an Auto Insurance Quote from an Insurance Company that offers Auto Insurance. All you have to do is...

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Exchange Students and Auto Insurance in the USAThe same way you would for any other person who is a student or not. You contact...

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If the child is a lisenced driver living in your household, the insurance company assumes that he will drive the car. It is...

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The below Answer in incorrect Non Owners Policies always exclude coverage for company owned vehicles and exclude coverage for...

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It is based on your location. It's difficult to rate a vehicle being driven by a person in another state. Of course,...

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AnswerIf the dealer doesn't require it, probably not. But do you want to take the chance of continuing to make payments on a car...

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PLPD is Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's...

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Saving money after an accident is not likely, especially if you are with a preferred company. Because you have had an accident...

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Sure, you can drive the car. It doesn't matter if you're registered or not. And because you are an insured driver, that makes it...

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I'm pretty sure that cash is all you really need. As for transfering the ownership.... You can buy a car even if you don't have...

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The ssan information is for credit check (credit report checking) purposes - insurance companies equate good credit to good...

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The answer depends on the state where Gap was purchased. In many states the refund is calculated pro rata. This means if a...

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Depends upon the state in which you reside, as well as the company. Check with your state's Department of Insurance. If you...

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Only if the parent or guardian signs along with that 17 year old Good question! A 17-year-old is not considered legally able to...

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That would be comprehensive coverage. Anonymous is wrong! It would be collision. It doesn't matter if the vehicle was...

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This is a very odd request from the leasor. Unless you and your friends are incorporated or considered a business, no insurance...

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Most insurance companies sell policies that cover a six-month or one-year period. But, you might want to contact the carrier...

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AnswerThis is not an endorsement: but Progressive has built their business on insuring high-risk drivers. That's not to say your...

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You don't need auto insurance if you don't have a vehicle. Even if you were driving your parents' or other family member's car,...

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You needn't do either as long as you have given the appraiser full right to negotiate your claim on your behalf. Therefore, when...

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Uninsured drivers When I was hit by an uninsured motorist and it was their fault, my insurance company paid to fix my car. It's...

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Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible...

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It actually isn't higher... The reason people say that it is higher is because the color red supposedly instills "anger" in the...

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I'd say if you only have liability your car insurance isn't covering your boat trailer, even full car coverage probally has small...

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Responsibility for Hit and Run Damage The driver and or the owner of the vehicle being driven is responsible for the damage...

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if a minor is drinking alchohol so what dose it really matter ?? no it dose not just as long as thay dnt drink ova 8 bottles of a...

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Typically, no-fault insurance will reimburse for lost wages. However, you won't receive 100% of the wages lost, because the...

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Anyone, who is legally able to drive, that you give permission to drive your car would be covered under your current rate....

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Liability of Uninsured Drivers in the USA. The at fault driver is always the primary person liable for damages from any accident...

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You can't legally drive without a driver's license. But assuming you own a vehicle that you still want to cover for physical...

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I believe your concern is how to keep yourself from getting caught up in a lawsuit if your spouse, you are currently separated...

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Most finance/lease contracts allow the lender to either take the car back or purchase insurance and then charge the customer for...

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Her company did not insure your vehicle and owes you nothing. Never, never, never let anyone drive your vehicle if you don't have...

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It generally takes between 1-2 tickets to change your insurance rate. Redlight camera ticket in California = 1 point,...

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Rhode Island is a "no fault state". Does that mean the assets are always divided 50% to the wife and 50% to the husband in a...

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Insurance Grace Period No, any grace period would have passed before the policy went to cancelled status. Once the policy is...

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This decision is based entirely at the discretion of your employer. If you still have no OL it is less likely their insurance...

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Most insurance professionals advise against switching carriers haphazardly. Doing so could cause a gap in coverage, penalties or...

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The person who hit the ball, and perhaps the course if they have not taken adequate precaution to prevent the ball from exiting...

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AnswerThis all depends: What is the make, model, and year of the vehicle? Are there any other drivers on this policy? How long...

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Check with your agent. They should be able to locate a carrier that provides this type of insurance.

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Standard and Non Standard Policy Forms The only difference is the Policy Forms they are written on and the range of applicants...

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Read your policy. If the policy says that anyone driving your car with your permission is an insured, then the company that...

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Yes, but that shouldn't be needed. You can occasionally drive a friends car and be covered under their policy without being...

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It all depends check your blue book if your car is worth a price that you consider good keep full covarege especially if you are...

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Yes, http://www.dmv.state.va.us

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It really depends on the circumstances of the claim, and if you were even at fault. If you were at fault, and you need to use...

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Cancellation of Insurance for Questionnaire Non-Participation Read everything you have signed, but most likely no. That is...

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Usually a lienholder (a bank, an individual party) requires that the vehicle you purchased from them to have automobile liability...

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Deer CollisionNo. Liability insurance is triggered when you are at-fault for an accident. It's used to pay for the damage you...

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At motorsportcoverage. we provide STP to all the top outfits. Go to www.motorsportcoverage.com for fast quote. Patrick P. Lull...

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AnswerIn most cases you do not need an attorney where there is only property damage and there is no dispute over which driver was...

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Rates will be different from different insurers. Some of the factors that go into the calculation include:1. Liability limits2....

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Most likely, yes. States have reciprocity laws and procedures which allow them to share pertinent information on drivers in...

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No, but if you have roadside assistance it can. Call your agent to find out more about the coverage that you have or could have...

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Answeryes in my state i had to get insurance before i could get my license back

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