Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
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wrote the first answer to Am I at fault if I'm hit from behind causing my vehicle to hit another vehicle 27 May 2012 01:06
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asked Modified comparative - not as great and said it was different from What is modified comparative negligence 26 May 2012 21:08
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added Can an attorney representing you hire a private investigator to look into a car wreck involving you being someone else fault who has not paid for your car being totaled or injuries to Auto Insurance 26 May 2012 02:35
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wrote the first answer to Can a minor buy car insurance without parental concent 26 May 2012 00:01
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No, if you never drive, you don't need insurance. You need insurance if you own a vehicle. And, if you drive someone else's car...
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In order to give a complete answer, it would be helpful to know whether or not there were personal injuries involved, and the...
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No. You might face criminal penalties, but fault is determined on the facts of the incident. Also, driving without insurance...
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The best way to find companies that offer low cost car insurance would be to call different companies and compare quotes. Some of...
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If you are planning on getting the vehicle back and reaffirming your finance note then "Yes". You can buy insurance for it. You...
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Three StepsAssuming your definition of a finance company is a company that lends money to consumers, the following may be...
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It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car...
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Various depending on company, your driving record, sex, and age, and the car.
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you can ask around different places or where you buy your car you can ask the car salesman and look for the reviews or you can...
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You sure can!
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This is called a 'straw' purchase. It does happen in the industry, but the banks do not allow it.
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Legally...no. But, for insurance purposes, yes.
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All drivers of a motor vehicle on public roads must carry proof of Financial Responsibility at all times. All your parents need...
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Answeryou can sue anybody for anything . the magic question is can you win , if you do can you collect and will it cost less to...
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Only if it were damaged in a 'covered loss.' A covered loss would be a collision or other loss that would be covered under...
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Anyone who owns or operates a car needs auto insurance. This is for at least 2 main reasons:1. Most States have "financial...
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Kansas, Montana, Wyoming, and Oklahoma are the states that offer the cheapest car insurance rates for their citizens due to the...
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In most cases, either of you can make the claim. Liability is clear here, so most likely your carrier will take the information...
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Paying your insurance premiums do no report to any credit reporting bureaus.
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Usually it does, you would have to check to see if you have a broad coverage policy or not.
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A non-owner's insurance policy basically enables someone to get insurance so they can get a license or for any other purpose they...
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If your insurance company pays you, they will sue the at-fault driver and hopefully collect or force them into bankruptcy.
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What do you mean by "regular"? The price of the insurance is generally based on the type of use and location of use. If the...
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Hi Not necessarily. It really all depends on the vehicle, area, where the vehicle is kept overnight, your age and a host of other...
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Certainly, if that insurance companie excepts that form of payment
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"Full Coverage" usually means you have enough coverage to fix your car and their car regardless of who is at fault. PI and PD...
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Um, why does the insurance company have the title???? The only reason that the insurance company would have the title is because...
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Go to this website: http://www.doi.state.nv.us/ There should be phone numbers, addresses for complaints, etc.
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Liability insurance: The coverage found on any auto policy that handles damage you cause to another person's property, either...
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If the other company only gave you the deductible amount, then probably not. But if both paid you the full amount, then you...
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It depends on your State's statute. Self-insurance usally requires posting a bond in the insurance amount, so just having it in...
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He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the...
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The deductible at the time of the accident not the time of claim.
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Well, sadly, probably after a DWAI conviction your insurance will find it wise to drop you.
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He is covered under his parents' policy until he gets his own car and license.
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Well, you certainly don't need AUTO insurance if you don't own a vehicle. Might still carry a personal liability policy if you...
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It depends on whether it's a no-fault state.
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AnswerIt should not affect your rates. However, if you have several hit-and run claims, they're going to start...
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You need to carry full coverage, Liability and Comprehensive and Collision. the finance company wants to make sure that if there...
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My son had the same issue and got it through Safe Auto. Hope this helps !
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donovan Scott
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The legal guardian.
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Absolutely, positively, most definitely...yes. In fact, if you're financing the car, it's unlikely the dealer will let you...
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Insurance companies have a thing called Clue that they all report to. You can try leaving out that information, but 9 times out...
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You can have it insured in your name, You can have it titled in your name as lienholder and have it registered to another party
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Is there really an outstanding balance? Did the company give you insurance beyond any grace period for some sort of...
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My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was...
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SR22 Filings "SR22 Insurance" as is commonly referred to, Is actually only "Auto Insurance" where the insured has requested and...
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Yes, you can have a single policy with both of your vehicles on it. It is advisable that both persons be "named insureds" (both...
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Yes! definately.
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It depends, if the policy is a named driver policy and you are not listed as a driver then no you are not covered.
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There are many scenerios to this one. It could be one person's fault or both parties faults and thus, if both parties were to...
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In OKlahoma all licensed drivers in the household must be listed as a driver or listed as an excluded driver for the policy to be...
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No. It is unwise, but many people make that mistake of allowing a person who is not on the policy to drive the vehicle. If there...
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Yes young drivers pay a higher premium because they are considered higher risk than older drivers. Insurance premiums do not drop...
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It is if you are listed on the policy as a driver.
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If the 17 year old has an accident, your claim could be denied. Your premiums cover the risks that the company knows (or should...
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It should. But it's much easier to collect if you have your own insurance.
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The question you should ask yourself is, if your car gets damaged, will you fix it or just buy a new car? The Comp and Collision...
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It depends on your policy. Your liability coverage for an accident that doesn't involve your car is a million because of that...
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Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then...
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No one. If the person does not have a valid license they cannot be insured for any type of coverage concerning motor...
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Then getting into car accidents would really suck. You would then have to pay all the money the cars damage would coast. You...
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No car is really considered a sports car. ISO determines the rating symbol for most companies.
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Geico auto insurance has customer service available 24/7 because it is a call center. They work with other insurance companies to...
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1. Most states have a requirement that a registrant of an auto maintain "personal injury protection" (PIP) coverage (altho the...
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Yes. The car dealer is responsible for insurance when cars are test driven. They only need to make certain the potential driver...
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Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God,"...
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Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed...
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Most insurance companies will allow that, for the ones that dont, simply add your name to the registration and then they would...
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Probably not. If you don't have a license, get a ride, have someone drive for you, or walk. It depends. Every Insurance...
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Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you...
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No, no ticket, no report, no knowledge to insurance company.
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Yes; in fact, it is quite common.One scenario in which it frequently happens is that of subrogation. When an insurer pays for the...
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It doesn't make sense to keep auto insurance without a car anyway! If you do get hurt in an accident where the other driver is at...
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If you're asking if your friend can simply borrow your car occasionally, and you carry full coverage and liability on the car,...
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Just go to your agent and tell him that the other person will be driving your car, either regularly or occassionally. If it is a...
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I've heard of some carriers attempting to include language in their policies for this sort of thing, where coverage is excluded...
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If the resident relative has their own car insurance, this resident relative should not also be covered on your policy. If this...
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More for a 16 year old boy. Boys have higher rates until 26 when they become equal with girls (at least that is the age in the 3...
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There is no need to switch auto insurance companies, In general you are required to notify your insurer within a reasonable time...
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You can insure the remaining undamaged area(s) of the vehicle by taking it to your agent and working an agreement as to...
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There is nothing you can do. How would an insurance company cover a car without the proper VIN to identify that vehicle?
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go for insurance with the lower rates
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Not unless you alerted the insurance company, about him
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As long as their agent approves you, and receives the difference in cost for the premium yes of course that happens quite often.
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Answerask the ins company- I'm sure at the very least you could "exclude" your kid so they aren't part of the policy - but then...
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Anyone you give permission to drive your car,is covered under your insurance.
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At least three 1. Car with object 2. Person with car 3. Internal organs with persons body If the car bounced off an object...
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The beautiful model is Debbie, wife of the President of Freed's Furniture.
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How much you have to pay if you make a claim on your insurance i.e if your car costs £750 to repair and your excess is £250 the...
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For starters you are no longer leagally allowed to drive. Second is that depending on the state you live in you may now be...
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This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you...
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Perhaps, depends on the offense. Contact your agent or policy services to see exactly what the increase would be.
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No, Not a single one of them.
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Typically, an insurance policy gives the insurance company the right to settle any claim at its sole discretion. So, you may...
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Sorry, chances are you can't. Insurance companies are not going to assume that type of risk. And even if they did, and the person...
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If your name is not on the title, most insurance companies will decline to offer insurance.
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Financial Responsibility All 50 states require Financial Responsibility whenever your vehicle is operated on Public Roads. Buying...
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