Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
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wrote the first answer to Am I at fault if I'm hit from behind causing my vehicle to hit another vehicle 27 May 2012 01:06
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asked Modified comparative - not as great and said it was different from What is modified comparative negligence 26 May 2012 21:08
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added Can an attorney representing you hire a private investigator to look into a car wreck involving you being someone else fault who has not paid for your car being totaled or injuries to Auto Insurance 26 May 2012 02:35
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wrote the first answer to Can a minor buy car insurance without parental concent 26 May 2012 00:01
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You can find the answer to your question by going to this internet address: http://www.carinsurance.com/kb/content11491.aspx
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Normally as soon as the car is determined to be a total loss there should be an offer made within a day or two at the most.
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Moving violations probably are equal as far as earning points. Your insurance will go up as the insurance company reviews your...
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Your collision and comprehensive cover your vehicle.
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You have 5 days after taking up residency to change insurance policies.
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I'm assuming that "someone else" had an accident while driving this un-insured car, and that person should be held...
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The insurance company has no reason to raise your premium, the situation was completely out of your hands.
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Typically the insurance companie will pay the cost of the vehicle at the time of loss, they will not pay anything more. If you...
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Your dad should add you to his policy, if you crash during training, someones insurance would need to be responsible, and if you...
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You can shop around for a company with lower rates.
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You have 2 available options. 1. You can have 2pts deducted for every year of good driving. This means no "at fault" accidents or...
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In most states, whenever a motorist receives a traffic ticket or other driving violation they are assessed two different types of...
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Yes, they are through their homeowners policy.
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The court will notify your insurance company. After all, you do have to show the officer proof of insurance when you get pulled...
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you only need to insure the car if you intend to continue driving it. You should be able to continue your current insurance and...
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No, the state does not notify insurance companies each time a person gets a ticket. It is up to the insurance companies to...
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if it is regarding an accident call the police they cant refuse to tell them(they probably dont have one if they wont tell you)
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It is the fault of the person backing out. You have the right-of-way if you are driving in a usual and safe manor. The person...
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Yes you can change attorneys in the middle of any case whether auto or other.
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Depends if it is (1)your roof and your car, (2)your neighbors roof and your car, or (3)your roof and your neighbors car. 1 - You...
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AnswerI own a small courier company. We are incorporated. We have to have commercial auto as our consumer auto company said they...
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Depends on your insurance company. Some require one primary driver to each car if you have 4 cars with 4 people living in the...
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AnswerNo. At 16, you're still considered a juvenile in the eyes of the law. As such, you can't enter into a legally binding...
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not sure about your state law, but its not illegal. you just may not be covered if you get into an accident. then you'd have to...
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No, that wouldn't be a reason for claim denial. It may be a reason for them to investigate you for insurance fraud.
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SR-22 Insurance "SR22 Insurance" as is commonly referred to, Is actually only "Auto Insurance" with an SR22 Endorsement. Any...
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AnswerYes you sure can, if you have an adult that can sign the contract with you. You have to be 18 to sign a contract. If you...
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Do you mean you have an invalid car tag or do not have a valid drivers license? If you have a valid car tag and have a friend or...
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Well if your child made rates jump due to an accident, you need to change insurance companies and exclude that child from the...
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ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the...
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They don't "have to", but they will.
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Yes, You have to wait for proof that you have insurance, that means documentaion. Remember the law requires not only that you...
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Yes!
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I don't know, but, the GAP policy I had used the formula: Outstanding loan balance minus cash value as the beginning of it's...
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Anyone who suffers injury or property damage in a collision is allowed to file a claim to insurance companies. Damages are to be...
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Were they a named insured in the Household? By most companies, if you are rated in the household, you may drive any vehicle in...
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yes but you will be required to add the owners info too.
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It depends on where the accident occurred, if the animal was on a public roadway then the owner is responsible for any damage...
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AnswerUsually not. Your kid, while still in school, will probably consider your home his primary residence. Generally, insurance...
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Yes, you can but its best to be under you parents policy... Since the price will be "Very High" since your under 18.
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Not necessarily. Insurance carriers require that you list the primary driver of the vehicle for rating purposes. If you...
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AnswerAsk an insurance agent. Most insurance agents are happy to sell insurance and answer questions.Most insurance policies are...
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Insurance premiums are calculated for the year. If you cancel your policy refunds are usually issued retroactively. So if you...
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You would need to obtain a surety bond. The amount of cash or security needed would depend upon the amount of the bond.
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AnswerNo homeowners insurance does not cover vehicles that for use on roads. AnswerIt should not be a problem....
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Typically, (depending upon your state) if you wish for a vehicle to NOT be insured any longer, you would need to turn in the...
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You have to shop around. Progressive is a possibility.
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I assume you mean that he would have a separate policy so any claim would not show up on your record. Ask your agent about...
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You can try to get value of comparable cars around your local area (10 miles) and negotiate with your insurance in order to...
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YOU will. only his liability will follow him. you loan your car, you loan your insurance as well. So looks like your not...
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They use them as another version of the event. If they investigate the claim properly they will talk to the driver of each...
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Wrong. Collision with an animal is considered a comprehensive loss. Collision with an animal is considered an exception to the...
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Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the...
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Uninsured motorist coverage is usually listed in ways such as 10/20, 25/50, etc. That means $10,000 per person, $20,000 max per...
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The oil filter is located on the front of the motor under the exhaust manifold
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I can't say specifically for Georgia, but almost any insurance policy will cover a different/additional car for a "reasonable"...
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No insurance = no insurance. Doesn't matter much why. About your only option is to sue your Mom.
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They can retain policy fees, these fees usually cover the monies they had to pay for staffing at the time your application was...
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You should, unless its parked in a secured structure, where it can not roll away,fall down and cause an liability
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In this case, the driver is not responsible, it is the owner of the vehicle that is responsible. It is his car and his...
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ask for a transfer of hearing.
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Yes, you can, but it's not a good idea. You can also spend a few years in jail for insurance fraud.
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Your question is not specific enough. If you are listed as a "Named Insured" and you are married, then both you and spouse are...
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PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other...
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In New York you can purchase insurance for any vehicle. There are limitation however. Even though you will be the owner of the...
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Your car finance company will add their own insurance that covers their vehicle, but not your liability. ANd it will...
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The amount typical is commensurate to the actual damages and accompanying losses incurred by the claimant.
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Yes. There is nothing that prohibits someone suing on behalf of their minor child without the consent of the other parent.
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It is unlikely that a car loan has death benefits stipulations included. The best option is to contact the insurer and the lender...
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Yes, you can. Just remember that if that person does drive the car (maybe to take you to the emergency room) you will have NO...
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99% of all insurance companies will cover such situations.
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Yes, if your daughter is on the policy, either disclosed as a driver away at school in another state or she is on the policy and...
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No, this is the same as those big trucks that say that they are not responsible if you are following too close, and a rock hits...
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Yes You can. You need to purchase Auto Insurance and file Form SR22 with your state of license issue and pay any associated fines...
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Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver...
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Not unless you change the policy coverage (as in by reducing it from comprehensive to liability, or lowering the limits, or...
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The limit is the maximum amount of $$ the company will pay for each component arising out of a claim.
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No. They are two totally different types of insurance.
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http://www.autoinsuranceindepth.com/how-does-insurance-work.html This might help
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You would have to be added to your parents policy as a driver, and you will be subject to premium increases if you are a younger...
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As far as I know, all drivers that live in your home must be listed on your insurance policy. Although i don't think you have...
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No fault medical coverage means only that the coverage will pay for an insured's injuries no matter who was at fault for an...
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I am terribly sorry to hear about the accident and hope those that were injured are on the mend. When parents have the insurance...
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With most insurance companies, your rates will go up because you will lose any multi-car or multi-line discounts you might have...
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A DUI stays on your record for ten years.
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That is impossible to say. All you can do is shop around for the best rates. I would suggest that you don't drink and drive.
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This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy....
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I believe you have 30 days to renew your insurance policy before receiving any penalty from the State of Texas but I'm also...
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I am a used car dealer in GA. You are responsible for insuring your vehicle before it leaves the lot. You may not...
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When taking a one day "Driver's class" in a classroom setting, to get a speeding ticket off my record in California, the...
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it is not illegal for a driver with only a permit to drive his parent's car without having his name added to the insurance.
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AnswerReally the only way I see it is to get someone to insure the car in their name. Put you on the paper work as the owner but,...
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85
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Temporary Dealer Gap insurance is considered the same as having no insurance at all. Most companies don't recognize dealer gap...
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Assuming that the driver of the borrowed car was at fault, both the owner and driver can be held liable. The injured party will...
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file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property...
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Almost any Insurance agent can assist you in filing an sr22 form in your state.
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