Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
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wrote the first answer to Am I at fault if I'm hit from behind causing my vehicle to hit another vehicle 27 May 2012 01:06
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asked Modified comparative - not as great and said it was different from What is modified comparative negligence 26 May 2012 21:08
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added Can an attorney representing you hire a private investigator to look into a car wreck involving you being someone else fault who has not paid for your car being totaled or injuries to Auto Insurance 26 May 2012 02:35
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wrote the first answer to Can a minor buy car insurance without parental concent 26 May 2012 00:01
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An insurance agency represents the insurance company. This is the decision of the client, not the agency or the company. This...
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Rental Car None. No insurance company will write you a policy for the specific purpose of renting a car. You have to buy the...
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Normally this would not cause an insurance policy to increase, but it is possible. Every insurance company is different and have...
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If the insurance company is aware of you and the address where the car is garaged at, it is usually not a problem, but is...
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Go to AAA to get an International Driver License. No test involved, just need to pay a small fee.
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Here in Mayberry, Barney will give you a stern lecture and Aunt Bea will tell you how disappointed she is with your behavior. In...
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Ther is no specific cutoff age. The question is This. Do you have a financial interest in insuring his vehicle or it's...
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This depends on alot of things depending on your driving record, your age, and your insurance company. Your insurance rates...
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If the 16 year old has their liscence, the car can be titled in their name. yea i 16 year can have title in his/her name ...
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With most companies, you can cancel your policy at any time, with no penalty. However this will not stop the rate increase. If...
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This information is for California since that is where the truck was rented from UHaul. My girlfriend rented it and paid on her...
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All valet parking attendants need to have their own personal automobile insurance, however the bigger question is regarding the...
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AnswerAs long as there is no lien against the old car, you can use the insurance settlement for anything you want. But you won't...
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from A Texas General AgentYes, They can do that, but only if you fail to declare him as driver or exclude him from coverage. You...
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Standard insurance is for drivers with very few violations, claims or cancellations of previous policies. In most cases, these...
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Yes, in most cases they probably would.
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It isn't illegal to have two policies on the same vehicle, however it is illegal to try to claim twice for the same vehicle and...
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Most insurance policies only cover original manufacturer parts. If you want customizing covered you have to request that and pay...
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Just call any agent in your town for a free quote. Additional info: you may also ask what the cost is for a nice vacation for a...
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Did you register your car in the new state, buy a house or sign a year's lease, get home-owners/renters insurance, have your mail...
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Consult an attorney for specifics, but in Missouri: Personal Injury: For most personal injury based upon negligent conduct, 5...
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Yes, an SR22 and an SR-22 are the same thing
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When you use it for work. Not when you drive to and from work, but if you use it for work.
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Filing bankruptcy creates an "automatic stay" which is a court order stopping most efforts to collect a debt, including lawsuits....
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Give me a call and I can get you comparison quote with different carriers. It really depends on the type of car you are buying...
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AnswerThere are insurance companies that cover Classic cars, and usually runs about $80.00 per $5000.00 of coverage. I have a 49...
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That would be something that was stated in the policy. The state of residency would not be relevant. Just the terms of the policy.
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They refund you the remainder of the premium not used for the year.
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This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on...
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InsureMe is a good option. Some states have "assigned risk" policies. In order to receive a license to sell insurance in...
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Rates vary from state to State, so if you move and register your car in that state, the rates will change.
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No.
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If you have made this new State your primary residence state, your insurance company may require after one year that you register...
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See the thing is, that in order to prove "insurance experience" in Canada, coming from the US, you will need a "letter of...
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1. Leave vehicle where you were hit. 2. Call the police 3. Exchange info with other driver 4. Get a witness or witnesses as...
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Co-signer or co-borrower? A cosigner has no legal right to property, unless their name is on the title/deed. When refinancing a...
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Yes. But it is going to depend on what company you are with. Not all companies allow you to insure a vehicle if it's not in your...
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Varies state to state, check your individual state statutes--Traffic Specialist
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PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your...
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You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the...
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All the major rental companies rent 8 passenger SUV's.
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Yes, they do. Me and my boyfriend is on a account together and his license got suspended an they wrote me letter telling me that...
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If you have their insurance information, go directly to their carrier. If you don't have the information, you may have to go...
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Add him in what capacity? If it's an auto policy and you want to add him as a driver, that's fine. If you want him to be named on...
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In many states, you can sign a "named driver exclusion" which will lower your premiums but which will exempt your son (or...
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North Carolina
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No if you can prove you live in both states.
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In most states it is assumed that the driver with the last opportunity to avoid a collision is at fault. It is further assumed in...
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It depends on your car, driving record and amount of coverage you get. I recommend you this site where you can compare quotes...
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State Farm does not offer non owners auto insurance
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It depends upon the type of damage and the cause of it; some physical damage is covered by the comprehensive coverage of an auto...
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No standard company will write a separate policy for a 16 yr old driver. Youthfuls need to be experienced with their own credit...
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Allstate will not charge you for a driver with a learners permit for the first year.
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I believe it can be brand new, but you can't have a loan on it.
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Usually a lot, it depends on your company. Often they will just cancel you.
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You have to be on ONE policy or the other of parents... most likely who you live with more than 50% of the time.
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Since Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross...
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In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the...
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Motorcycle policies and auto policies are mutually exclusive meaning there is no coverage on an auto policy for motorcycles and...
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if your car is a certain age it becomes an antique vehicle and you get free road tax! if your car is a certain age it becomes an...
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As My Daughter is 17(not an adult) and its not her car, It would be the 18 year old friends responsibility, As s/he didn`t have...
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Non-owned auto coverage protects your company in the event your company is sued as a result of an auto accident that you or one...
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If your issurance has run out and you are pulled over what happens can depend on your driving history. If your driving record is...
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If it is parked legally and it is registered, than it is ok. But if it sits too long, it can be given a 72 hour notice and if it...
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Yes, that is usually the procedure.
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Excluded drivers are "NOT" covered on that policy. That's the point of excluding them from coverage. This is insurance fraud...
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I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.
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Generally, the lower the horspower/smaller the engine the lower the cost of insurance.
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Yes, all household operators should be listed.
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Insurance for Someone Else's Vehicle Yes, of course You can Insure the property of another Person. So Long as you have...
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Every insurance policy has what is called a claims tail, its like a statue of limitations, I would make the claim without regard...
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If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit...
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Insurers use the "Blue Book" value, and factor in mileage and any previous damage, etc. Just as if it were a "trade in".
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No, but if the reason that the insurance company denied the claim was because the insurance was not in force, then the license...
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AnswerMost insurance companies offer them. However, there is no real advantage to them over the 12 month policy as you are able...
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As long as you have a valid drivers license, you can be insured.
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The majority of companies will cancel the policy. If by chance they decide not to, be prepared to pay a very, very high premium.
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544. "Total loss salvage vehicle" means either of the following: (a) A vehicle, other than a nonrepairable vehicle, of a...
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No, it doesn't work that way.
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i am 16 with the exact same car, i live in iowa, for liability only its about 105, as for full coverage im not sure
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No. If you agreed to let the person place the charge on your account, it is your debt. The only recourse you have is to sue the...
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You don't have a way to convince the insurance company that he won't drive, if he has a license. So yes, he will have to be named...
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I don't actually work for an insurance company, but I do know that credit can affect your rates (bad credit = worse rates)....
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The loan on the original car was secured by the title of the vehicle. When it was stolen, your insurance company should have paid...
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If they are covered under the same insurance policy no. Please be advised if the main driver is not listed as a driver on the...
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APPRAISALE-mail Joe Kaiser NOW at info@CustomMotorcycleAndVehicleAppraisal.com. The only chance you have against insureance...
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1 --Liability insurance vs comp.The quick answer is that you can have two types of car insurance. One kind called liability...
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Yes you can still file a claim. Who pays if you are involved with an accident? if you're from UK and you have suffered an...
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They can. Your rates are based on several factors besides a "spotless" record, things like change of address, new members of...
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This would definitely be a good question for your carrier and/or agent. Since it's such a short time, and you basically know...
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Yes, but they'd need to advise their carrier that you will be driving the vehicle on a regular vehicle. This is particularly...
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You need insurance if you own a car. As long as you are living with your parents and driving a car titled to them (even if it is...
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