Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
Total questions 33600
ID1281521080
wrote the first answer to Am I at fault if I'm hit from behind causing my vehicle to hit another vehicle 27 May 2012 01:06
ID3450264129
asked Modified comparative - not as great and said it was different from What is modified comparative negligence 26 May 2012 21:08
ID1826313010
added Can an attorney representing you hire a private investigator to look into a car wreck involving you being someone else fault who has not paid for your car being totaled or injuries to Auto Insurance 26 May 2012 02:35
ID1166657153
wrote the first answer to Can a minor buy car insurance without parental concent 26 May 2012 00:01
This will depend on who that "someone" is and how old they are and if they are male or female and the car they drive and the...
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Absolutely not. If you lied it would be FRAUD and you can do Jail time.
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If you are rear ended the only way you will get compensated depends on the type of insurance of your/other Veh. carrier the Ins....
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Well first of all it depends on the judge and court you have to go to. I was in an accident a few years back and the person I...
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Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most...
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It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be...
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It should be possible to set up a new policy at the same time you buy the car. You may have a day delay in being able to take...
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Typically yes, unless that person was specifically excluded, in writting, from that particular policy. It is important to...
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Answeryes you can get insurance on his carCORRECT ANSWER:No you cannot. It is not legal to insure any vehicle that you do not...
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My experience has been LIBERTY MUTUAL for complete Home/Auto, etc. policies. I check every 2-3 years all the major insurance...
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AnswerI'm not an insurance agent, but having a good friend in the business and a good bit of tickets to deal with, I think I...
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Read your contract language. If you can prove they received it (cancelled check), then you should be fine .. if not .. you may...
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I would call my agent on that one. First, you realize in the event that you are pulled over you are producing a registration...
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AnswerThe rate change will depend on the age of the person, their driving record, and possibly whether they are male or female,...
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Yes, it should be cheaper too since you are not driving it.
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Most Insurance Companies do not require you to add young drivers until they are licensed. You should check with your Insurance...
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No If you own it, you have an insurable interest and can buy insurance. The company will want to know who will be driving.
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Collision Damage Waiver Ask yourself this: Say you were to have an at-fault crash, or not even that, the car gets stolen, a tree...
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His name is Lauren, and I have no idea where to purchase his apparel but I want his fire suit!!
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Unfortunately - yes, rental cars do get stolen. Most rental comapnies have theft insurance, but usually have some sort of...
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Insurers provide a deductible in a motor insurance so that from every claim this amount is deducted irrespective of the claim...
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yes to me because dodge vipers has the torque and power to beat almost any car i seen it beat Porsche and Lamborghini easy...the...
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This question is a little confusing. You specifically state "the" car, so there must be a specific car that you drive on a fairly...
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Double check with your insurance agent, but I think you can. I believe you can add ANY licensed driver to your policy, although...
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No. The owner of the vehicle is responsible for insuring it and the only way it would be valid.
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This teenager did not get a license from the non-custodial parent. He got it from the State. And if he is licensed and resides...
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Contact your agent, but probably yes, as a temporary driver.
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Yes you can, Ask your insurance company for a Named Driver Exclusion. This will allow your child to stay on your policy(just in...
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There are quite a few companies that will insure a person and not require money upfront. It depends upon your credit rating and...
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NONE
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Check this page for the answer http://www.steveshorr.com/law_relating_to_insurance.htm primary policy will be...
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How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply...
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"In MA will a speeding ticket received in a commercial vehicle affect your personal auto insurance premiums?"Truck drivers with a...
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check your state law,but if you dont have ins.you maybe found at fault. if you don't have insurance, its your fault ither way
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Yes, the issue is not how many policies one has, it's the total amount compared to ones income, assets & responsibiities. I...
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Answerif they are dumb enough to tell you their real name sue sue sue sue sue sue
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Most insurance companies will refuse to renew if you have had significant losses or traffic violations.
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No yes. the titled owner should be listed as an aditional insured.
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Depends. I think they may pay for it if you press charges against your son for theft. Yes, obviously the young man would not...
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No true averages because each state sets it's own insurance standards for the insurance companies to charge.
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Let me start by assuring you I am a mechanic, not an agent. But in the same situation, I found that All-State saved me a lot of...
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Typically they go by what the same year make and model sells for in your area. Please note that they do not go by what the list...
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I have file for Chapter 7 twice and it has had no effect on my car insurance.
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Generally speaking, if your insurance has to pay out, then there probably will be an increase. Good luck.
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No.
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The cost of the monthly permiums should go DOWN, as the cost of replacement of the car, or repairs to it will be less...
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Most insurance companies require that any family member that resides in your house and that has a drivers license be insured. I...
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If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then...
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You should take whatever coverage limit you feel you require and can afford. For most people the standard or minimum policy...
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Yes, I recently bought me insurance and they asked if I was going to be the driver or not.
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yes your insurance will go up because it is a sports car, it will go faster, and it will get you more speeding tickets, insurance...
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The Maserati Birdcage 75. $3,000,000.
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It's probably best to add your son to your policy as soon as he gets his license and have him noted as an occasioinal driver. ...
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No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
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In almost every state the law requires a driver to carry the minimum amount of insurance. And if you are uninsured and have an...
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Yes, you have to ad them to your policy I would call the insurance company and offer the drivers licence number to ensure...
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If the policy did not contain a "grace period" you will probably have to pay the damages out of pocket. Almost every state...
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You need to contact your agent of policy services dept. for your insurance company and they will be able to tell you this is...
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Boy does it ever. You should be sitting down when you get the letter from your insurance company. Sorry!
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You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck...
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No. Insurance cannot be obtained on property which the policy holder has no vested interest or ability to control.
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No, the person who owns and/or will drive the insured vehicle must have a valid driver's license. Not totally true, it really...
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Each situation is different and there is no definite answer to this because there is no stardard but Yes there is a possibility.
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In the insurance department; in whatever state you buy it, it will change to meet the minimum law requirements in whatever state...
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The insurance company will pay the lender to the policy limits. This payment will only be made if you have theft coverage and...
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Yes, but the person who is the registered owner of the car will have to be included on the policy, unless they have their own...
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Yes, it's called a Named Non Owner Policy.
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Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person...
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I'm not real sure but may be as short as 2 yrs. This is a good question for your lawyer.
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Try Liberty Mutual. If you can't find local office try Libertymutual.com.
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In some states, any company will be the agent of the policy, but the policy is issued by a state program. That includes higher...
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The minimum is 3 yrs. but some states are up to 5 yrs. Some insurance companies go by the incident date and some by the...
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Yes, Anyone can legally buy a Car and even Insurance in Texas with or without a Texas drivers license. Most finance companies...
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You do not need additional insurace for a Floridian with just a learner's permit. Of course the minute they get a licence - you...
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Yes. Get the phone out and start making calls.
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First of all you should not let this happen. Most states allow you to formally exclude any driver (listed or otherwise) from a...
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This would be covered by the Comprehensive part of your policy. It usually requires the same deductible as collision coverage,...
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If you already have auto insurance your agent should be able to work something out for you.
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Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle....
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Only if the driver was responsible and only for his liability
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You should split it. It's only fair! the driver
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Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)
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By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured...
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AnswerPersonal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include...
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I seriously doubt it. Your auto insurance doesn't cover flood damage and your home insurance doesn't cover automobiles. The best...
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If they were the permissive driver of your vehicle in an accident (and got the dui), your policy will be paying for the damages...
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There are many ways to accomplish a registration for someone else: Agency (like a dealer who sold the car to you); POA (power of...
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It can happen, yes.
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There is no answer to this question as every insurance risk is unique. Contact your Insurance Agents for a rate comparison.
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YOU CAN HAVE YOUR OWN NO MATTER WHERE YOU LIVE. IT JUST COST MORE IF YOUR NOT A RIDER ON YOUR PARENTS, MY SON IS 17 JUST GOT...
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You must have insurance on the vehicle as soon as you purchase it. The nice part though, is that, if you already have an...
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