answersLogoWhite

0

🚗

Auto Insurance Claims

Auto accidents do happen. Most countries require automobiles to be insured to protect individuals from damages or losses arising from these accidents. Policy holders must file an insurance claim before they can avail themselves of the benefits provided by the insurer.

500 Questions

Explain why a high-speed collision may cause more damage to vehicles than a low-speed collision does?

User Avatar

Asked by Wiki User

In a high-speed collision, the vehicles involved have more kinetic energy, which results in a greater impact force upon collision. This increased force can cause more deformation and damage to the vehicles involved, as well as increase the likelihood of structural failure and injury to occupants. Additionally, at higher speeds, there is less time for vehicles to decelerate, leading to more severe impacts.

What are the major disadvantages of living under the policies of a totalitarian?

User Avatar

Asked by Wiki User

Living under the policies of a totalitarian regime can lead to a lack of individual freedoms, suppression of dissenting opinions, and restricted access to information. Additionally, there is often a higher likelihood of human rights abuses and limited opportunities for social mobility or personal development.

What started the 3 mile accident?

User Avatar

Asked by Hotbear100

The Three Mile Island accident in 1979 was caused by a series of mechanical and human errors, compounded by design flaws in the reactor. It began with a malfunction in the plant's cooling system that led to a partial meltdown of the reactor core. The incident raised concerns about nuclear safety and led to increased regulations and safety measures in the nuclear industry.

I had to stop my car for an owl in the middle of the road. Is this an omen?

User Avatar

Asked by Wiki User

In some cultures, owls are seen as symbols of wisdom or messages from the spirit world. However, in general, coming across an owl on the road is likely just a natural encounter with a nocturnal bird. It's important not to read too much into it unless you believe in that symbolism.

Why does a high-speed collision between two cars have more damage than a low-speed collision between two cars?

User Avatar

Asked by Wiki User

There is more kinetic energy in the collision involving the high-speed cars than there is in the collision involving the low-speed cars, resulting in a greater amount of force exerted on each car, prompting more damage.

If a child moves out at 17 yrs old and hes car is in hes name and he pays hes own ins and he gets in a wreck is the parents liable for any cost?

User Avatar

Asked by Wiki User

In this situation, the parents may still be held liable for the cost if the child is a minor as per their state laws. Even if the child has moved out and is paying for their car and insurance, since they are still a minor, the parents may be responsible for any damages or liabilities resulting from the accident. It's important to consult with a legal professional in this case to understand the specific laws applicable to your situation.

Why a high speed collision between two cars would cause more damage than a low speed collision between the same two cars?

User Avatar

Asked by Wiki User

In a high speed collision, the cars have more kinetic energy which creates more force upon impact. This increased force results in more deformation and damage to the vehicles and occupants. In contrast, a low speed collision carries less kinetic energy and therefore causes less damage.

What happens if someone hits the car in front of them and the front driver has no license?

User Avatar

Asked by Wiki User

If the driver in the back hits the car in front of them, the driver without a license may be held responsible for driving without a license, while the driver at fault for the accident would typically be responsible for damages. The driver without a license may face legal consequences, such as a fine or potential arrest, depending on the circumstances.

What should you do when hit with a subrogation claim that is false?

User Avatar

Asked by Wiki User

You should gather evidence to show that the claim is false and present it to the party making the claim. If they do not withdraw the claim, you may need to seek legal advice and potentially involve a lawyer to defend against the false subrogation claim.

Why do people hit the windshield when a car crashes into a wall?

User Avatar

Asked by Wiki User

When a car crashes into a wall, the occupants continue to move forward at the same speed the car was traveling due to inertia. Without a seatbelt, they can hit the windshield because there is nothing stopping their forward motion. Seatbelts help restrain occupants and prevent them from hitting the windshield in a crash.

How do you find out who the insurer is when somebody hits you?

User Avatar

Asked by Wiki User

Typically, you can ask the driver who hit you for their insurance information. If they don't provide it or if you suspect they are not being truthful, you can contact the police and report the accident. In the police report, there should be details about the other driver's insurance.

How does a car protect you when you crash?

User Avatar

Asked by Wiki User

Cars protect passengers during a crash by using seat belts to restrain them, airbags to cushion impact, crumple zones to absorb energy, and a strong safety cell to maintain structural integrity. These safety features work together to reduce the force of impact on passengers and minimize the risk of injury.

What do you do when you hit a bump and the car sounds like it hit a ditch?

User Avatar

Asked by Wiki User

If your car makes a noise like it hit a ditch, stop to check for any visible damage to the vehicle and ensure it's safe to continue driving. The noise may be caused by hitting a large bump or pothole, and you might want to get your suspension and undercarriage inspected by a mechanic to ensure there is no damage.

Can you be At Fault if you stopped over the white line at intersection and got rear ended?

User Avatar

Asked by Wiki User

In most cases, the driver who rear-ends another vehicle is considered at fault because they are expected to maintain a safe following distance. However, stopping over the white line at an intersection may contribute to the accident and authorities may assign partial fault to both drivers. It's important to consult with insurance and legal professionals to determine the specific details of your situation.

Are you at fault if you go off the road to avoid a head-on collision and hit a mail box?

User Avatar

Asked by Wiki User

It would depend on the specific circumstances and laws in your area. In general, if you were forced off the road while trying to avoid a head-on collision, you may not be considered at fault for hitting the mailbox. It's important to document the incident and contact your insurance company to determine liability.

If your underage child has an accident and an extensive amount of property damage is done can you be sued for the damages?

User Avatar

Asked by Wiki User

Yes, as a parent, you could be held liable for damages caused by your underage child if you were negligent in supervising or controlling their actions. Depending on the circumstances and local laws, you may be subject to a lawsuit seeking compensation for the property damage. It is important to consult with a legal professional for guidance in such situations.

Identify three various formal factors that affect Egypt's regionalization These are the common human or environmental properties that Egypt shares with its neighbors Find a formal factor that connects?

User Avatar

Asked by Wiki User

Three formal factors that affect Egypt's regionalization with its neighbors are geographical location, shared water resources like the Nile River, and historical trade routes. The common factor connecting these formal factors is the impact they have on economic and political relationships between Egypt and its neighboring countries.

If a car is stalled in a parking lot who do you think will come to your aide?

User Avatar

Asked by Wiki User

If a car is stalled in a parking lot, it is recommended to contact a roadside assistance service or the parking lot owner for help. They will typically have the resources and experience to assist you with getting your car running again or arranging for a tow.

What legal association does someone who holds property for someone else?

User Avatar

Asked by Wiki User

A person who holds property for someone else is known as a "fiduciary" and is typically obligated to act in the best interests of the property owner. This relationship is often governed by laws related to trusts, agency, or other legal arrangements, depending on the specific circumstances. The fiduciary has a duty to manage the property responsibly and to avoid any conflicts of interest.

What is diminished value law in nh?

User Avatar

Asked by Wiki User

In New Hampshire, the diminished value law allows a vehicle owner to seek compensation for the decreased value of their vehicle following an accident, even after repairs have been made. This compensation is typically sought from the at-fault party's insurance company through a diminished value claim. It's important to gather evidence such as repair records, photos, and valuations to support your claim.

Are the majority of drivers involved in collisions people who have a good driving record?

User Avatar

Asked by Wiki User

No, the majority of drivers involved in collisions do not necessarily have a good driving record. Accidents can happen to any driver, regardless of their past driving history. Factors such as road conditions, weather, and other external variables can also contribute to accidents.

What are the diminished value laws in KY?

User Avatar

Asked by Wiki User

In Kentucky, the at-fault driver's insurance company is generally responsible for paying the diminished value of a car that has been in an accident. However, Kentucky law does not explicitly address diminished value claims, so it may be necessary to negotiate with the insurance company to seek compensation for diminished value. It is recommended to consult with a legal professional for guidance on how to pursue a diminished value claim in Kentucky.

Where is the law for diminished value in Arkansas?

User Avatar

Asked by Wiki User

Arkansas does not have a specific statute providing for diminished value claims. However, Arkansas courts have recognized the right to seek damages for diminished value as part of a property damage claim in certain circumstances. It is advisable to consult with a legal professional for guidance on pursuing a diminished value claim in Arkansas.

What percentage of people involved in car accidents develop whiplash?

User Avatar

Asked by Wiki User

About 20% to 50% of people involved in car accidents develop whiplash, which is a common injury resulting from the sudden jerking motion of the neck. Whiplash symptoms can range from mild to severe and may not be immediately apparent after the accident.

What is the diminished value law in Iowa?

User Avatar

Asked by Wiki User

In Iowa, the diminished value law allows car owners to seek compensation for the decreased value of their vehicle after an accident, even if it has been fully repaired. To claim diminished value, the owner must demonstrate that the car’s market value has been reduced due to the accident, and provide evidence such as appraisals or repair records. Iowa law allows car owners to file a claim for diminished value within two years of the accident.