Home
Wiki Answers > Categories > Business and Finance > Insurance > Commercial Insurance Questions
Commercial Insurance
Total questions 2600
How can you find out the salvage value of a totaled car?
Salvage Value of Totaled Car It's really a very easy thing to determine. Just call some salvage or wrecking yards in your area...
Popularity: 435 • Tools: Recategorize
Where can a new repo company find insurance?
Repo Business Insurance Your state insurance department is your best resource for insurance-related questions and concerns....
Popularity: 268 • Tools: Recategorize
Where can you get insurance for a dog boarding and breeding kennel?
Dog Boarding and Kennel Business Insurance Your state insurance department is your best resource for insurance-related...
Popularity: 233 • Tools: Recategorize
Would a commercial policy cover losses due to inability to oversee work if a contractor became terminally ill while working on an addition?
Terminal Illness and Commercial Insurance Coverage More than likely the contractor's insurance policy would not respond as...
Popularity: 233 • Tools: Recategorize
Do you need liability insurance for a cleaning service?
Liability Insurance Your state insurance department is your best resource for insurance-related questions and concerns....
Popularity: 233 • Tools: Recategorize
On a Builders Risk policy what distinguishes protection class 1-8 or 9-10?
Builders Risk Policy In insurance, we like to say that the difference between PC 1 and PC 10 is how many people are watching...
Popularity: 231 • Tools: Recategorize
How do you get insurance for a day care center?
Daycare Insurance Your state insurance department is your best resource for insurance-related questions and concerns. Find...
Popularity: 223 • Tools: Recategorize
What kind of insurance do you need for a retail store?
Insurance for Retailers Your state insurance department is your best resource for insurance-related questions and concerns....
Popularity: 217 • Tools: Recategorize
Where can you obtain bonding and insurance for a repossession business?
Repo Business Insurance You can also contact me! I represent an Industry driven Program that was designed to package all of the...
Popularity: 216 • Tools: Recategorize
Is a tattoo shop uninsurable?
Insuring a Tattoo Shop Your state insurance department is your best resource for insurance-related questions and concerns....
Popularity: 210 • Tools: Recategorize
Does liability insurance cover equipment rental?
Liability Coverage on Rented Equipment Here are several opinions from FAQ Farmers: Commercial General Liability insurance...
Popularity: 198 • Tools: Recategorize
Who would insure a hot dog business?
I recently insured a hot dog concession stand with Allied Insurance Company. It is just liability as the insured did not want...
Popularity: 197 • Tools: Recategorize
What insurance do you need for a woodworking operation?
Workers Comp- If you have employees and your state requires it Property Coverage- for your location to cover materials, tenant...
Popularity: 193 • Tools: Recategorize
Do you need a wet ANSUL system to get the best rates?
Check out this site. firemarshal.utah.gov/Current/ ComKitchenFireProtection.pdf Wet Ansul (Cooking Extinguishing Systems) are...
Popularity: 191 • Tools: Recategorize
Who insures commercial trucks and equipment when they are being rented?
Hi, It all depends on the agreement between the person who rents the commercial vehicles and the company that provides you the...
Popularity: 177 • Tools: Recategorize
How do you find Commercial Liability providers?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 175 • Tools: Recategorize
What insurance obligations does a contractor have to his subcontractors?
Simple summary for complex issue In theory when a PRIME contractor hires a SUBCONTRACTOR, and the SUBCONTRACTOR causes a...
Popularity: 174 • Tools: Recategorize
Do you need additional insurance coverage if you drive a private vehicle for business?
Most personal auto insurance policies will exclude business use of your personal auto. So the answer is you most likely will...
Popularity: 173 • Tools: Recategorize
Is there a statute of limitations to file a claim?
Most homeowner policies require notification as soon as the loss occurs. The Commonwealth of Mass has a two year statute of...
Popularity: 172 • Tools: Recategorize
What is an adequate square foot rate for insurance on a commercial building?
It all depends on what the building is used for, the type of structure (wood frame, metal, masonery), and how many stories. For...
Popularity: 171 • Tools: Recategorize
If a store says they are open 24-7 why would they have locks on their doors?
Because... The landlord installed it many years ago, before this 24-hour store signed the lease. Sometimes, when the clerks...
Popularity: 168 • Tools: Recategorize
How do you introduce commercial insurance to people?
What has worked for me is to become invloved in local Chamber and Business associations. I also purchase lists of the SIC codes...
Popularity: 167 • Tools: Recategorize
If you have bad personal credit and get a corporation tax id can you get a credit card?
There are lots of banks that scour the public information postings for new corporations. They do this to get new business. If you...
Popularity: 165 • Tools: Recategorize
What type of insurance do you need for your small business to subcontract on commercial jobs?
To start with you would definitely need liability. And if you have employees workmans comp. You don't state what type of...
Popularity: 160 • Tools: Recategorize
Where can you find reasonably priced general liability loss and theft insurance for a tattoo studio in Austin Texas?
I found two people from APT. Ray Pearson @ 317.359.8224 who is out of Indiana and Susan Preston @ 415.475.4300 who is out of CA....
Popularity: 150 • Tools: Recategorize
Where can you find coverage for a Retail Sporting Goods Store that sells Guns and Ammo and also has indoor archery?
A possible source is: Joseph Chiarello & Co., Inc., Insurance Agents & Program Administrators, 31 Parker Road, Elizabeth, NJ...
Popularity: 148 • Tools: Recategorize
Can a building that has been burned be insured for liability only?
Yes, you can purchase a "monoline" Commercial General Liability policy for a vacant lot if the building has been burned to the...
Popularity: 145 • Tools: Recategorize
If given the owner's permission is a non-employee covered while driving a commercially insured vehicle?
The standard Commercial Auto Policy lists the following as Insureds: 1. The Business (that owns the vehicle) 2. Anyone using...
Popularity: 141 • Tools: Recategorize
How do you obtain 'event' insurance?
Check with the Dept of Insurance in your state or the National Association of Insurance Commissioners website...
Popularity: 139 • Tools: Recategorize
What type of insurance do you need for a small plumbing business and what does bonded mean?
Plumb Insurance My answer will have to be general because this is another state to state issue. There are different types of...
Popularity: 138 • Tools: Recategorize
Who provides insurance for a one day 5K walk or run?
This is called Special Event Insurance. Just ask your agent if they have any special or sporting even markets.
Popularity: 137 • Tools: Recategorize
How do you get insurance for a horse farm?
Horse Farm Insurance It depends on whether or not your home is located on the property. Most of the time it would be a...
Popularity: 132 • Tools: Recategorize
Where can you get insurance for your small shopping center on Anna Maria Island in Florida?
You will need to contact some agents in your area they will be able to assist you.
Popularity: 126 • Tools: Recategorize
Where can you get commercial insurance quotes?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 124 • Tools: Recategorize
Do do you need commercial insurance on the vehicle you drive as a pilot car?
Yes, I think minimally you need to advise your insurance company and let them make the call, more than likely they will need to...
Popularity: 120 • Tools: Recategorize
What kind of liability insurance should you have if you have block party events attended by two or three thousand people each year?
Special events coverage- Try this link http://www.csicoverage.com/special-event-insurance2.html
Popularity: 115 • Tools: Recategorize
What are the implications of having a Contractual Liability Limitation endorsement - CG2139 - on a GL policy for a contractor?
Hi Deborah here, I am insurance broker with the CRIS designation specializing in contractors needs. I have a client who has...
Popularity: 115 • Tools: Recategorize
As an owner-operator can you have your own Cargo Insurance and be leased onto a company?
I would recomend running under your own authority and insurance. If you are looking for work I our company is hiring...
Popularity: 113 • Tools: Recategorize
What is a brokerage policy?
Brokered Policy Perhaps you mean a "brokered" policy? This means that your agent has quoted your policy through a middle-man or...
Popularity: 113 • Tools: Recategorize
What is commercial insurance?
Commercial insurance is insurance for businesses. This can range from business auto to personal liability to building coverage,...
Popularity: 112 • Tools: Recategorize
Is there a special kind of insurance you need for your trucks if you are starting a snow plowing business in Minnesota?
Yes, contact the company that insures your truck and advise them what you intend to do with it, they will need to either write a...
Popularity: 112 • Tools: Recategorize
What is a ball park figure for insuring a nonalchoholic teen dance club?
Owned a roller rink and that insurance was 5k per year. I'm sure you could get it for that or cheaper.
Popularity: 111 • Tools: Recategorize
What company would insure a commercial vehicle owned and used by a private party for personal use such as a Freightliner FL50?
THATS A GOOD ONE. MOST COMMERCIAL TRUCK INSURANCE COMPANIES WOULD BE WILLING TO. THE PROBLEM IS THAT THEY WOULD CHARGE THE SAME...
Popularity: 109 • Tools: Recategorize
What type of insurance do you need to operate a 22 passenger shuttle bus service?
Your insurance agent would be best for an answer on this.
Popularity: 109 • Tools: Recategorize
Is there a site where you can find the protection classes for cities throughout the US?
Popularity: 108 • Tools: Recategorize • Needs Answer
What kind of commercial insurance do you need for a gutter cleaning business and do you have to have commercial plates on your pickup?
I don't know where you're from but I'm in Canada and in the gutter cleaning business.I have liability insurance which protects me...
Popularity: 108 • Tools: Recategorize
If a truckdriver hits a car who pays the deductible the driver or the owner of the truck?
THE POLICY HOLDER, WHO IS USUALLY THE OWNER OF THE TRUCK IS RESPONSIBLE FOR THE DEDUCTIBLE.
Popularity: 108 • Tools: Recategorize
Can you purchase commercial general liability insurance with a suspended drivers license?
I have commercial general liability in the amount of one millin and one million. I never had to show a driver's license. Why...
Popularity: 107 • Tools: Recategorize
What kind of insurance should you have if you are starting your own child care center?
Hi, this is the closest thing I have been able to find that answers this question. Hope it helps....
Popularity: 106 • Tools: Recategorize
How do you respond to a subrogation analyst when you receive a claim letter asking for insurance information from them on behalf of their client?
submit the letter to your insurance company asap as they are looking to make you at fault int he incedent.
Popularity: 106 • Tools: Recategorize
Can someone explain what in simple English what the ISO Garage - Covered Auto Pollution Exclusion b. and c. mean?
its a pass to trade in europe markets hope that helps
Popularity: 106 • Tools: Recategorize
Where can you get information on an insurance company that will cover a breeding kennel in Puerto Rico?
You will need to contact some agents in the area, they will be able to help/direct you.
Popularity: 105 • Tools: Recategorize
Where can you find insurance for owning a rental car company in Missouri?
Ramsgate Insurance Company. Go to Ramsgateinsurance.com and check it out. I know they do public transportation. Also, check with...
Popularity: 105 • Tools: Recategorize
How long after you close a retail store should you keep liability insurance?
Since we assume you already have liability insurance, that will cover all occurrences while that policy is in force. You will...
Popularity: 104 • Tools: Recategorize
Can workmans comp insurance charge an employer for vacation and holiday pay?
That is dependent upon state laws which govern Workman's Compensation Insurance. In some states any back benefits, holiday and...
Popularity: 102 • Tools: Recategorize
How do you find co-op insurance for the automotive industry?
Contact some agent(s) in your area, if they do not sell this type of policy they will be able to refer you to one who does.
Popularity: 101 • Tools: Recategorize
Where can you get insurance for your small shopping center in Orange County California?
contact your state insurance regulator - California Department of Insurance
Popularity: 98 • Tools: Recategorize
Where can General Liability Insurance be obtained for a Sole Proprietorship cleaning business?
There are serveral markets for Janitorial. Try a local insurance broker in your area, Hartford, Safeco, and Allied, etc are good...
Popularity: 96 • Tools: Recategorize
Does an insurance company have the right to know your company's gross revenue?
YES, THIS IS OFTEN USED TO MESURE A COMPANIES EXPOSURE. THE MORE BUSINESS YOU DO THE MORE LIKELY YOU ARE TO HAVE A CLAIM.
Popularity: 94 • Tools: Recategorize
When insuring a commerical truck does the person insuring the truck have to have a CDL?
No, not to insure it just to drive it. You can insure it and let someone else drive it as long as they have their Class A CDL.
Popularity: 91 • Tools: Recategorize
Explain the difference between a claims made policy and an occurrence policy?
A CLAIMS MADE POLICY ONLY COVERS CLAIMS THAT ARE REPORTED DURING THE POLICY PERIOD. AN OCCURANCE POLICY ONLY COVERS CLAIMS THAT...
Popularity: 91 • Tools: Recategorize
What insurance is required for the auto repo business and what is the normal cost of this insurance?
MOST FINANCIAL INSTITUTIONS REQUIRE YOU TO HAVE AT LEAST A MILLIN DOLLER LIABILTY COVERAGE POLICY. SOME ALSO REQUIRE YOU TO BE...
Popularity: 91 • Tools: Recategorize
How do you get business insurance and bonding?
Call your local agency and ask them if they offer a buisness insurance for the type of buisness that you are wanting to insure.
Popularity: 91 • Tools: Recategorize
What are the foundations of contractual liability?
Foundations of Contractual Liability Contractual liability is defined as liability that does not arise by way of negligence,...
Popularity: 84 • Tools: Recategorize
Where can you get insurance for a boat shrink wrap service?
Popularity: 83 • Tools: Recategorize • Needs Answer
What insurance coverage do you need for a ceramics business?
business insurance. Merchants
Popularity: 81 • Tools: Recategorize
Can you get regular auto insurance while registering the vehicle with commercial plates and what the pros or cons in New York State?
What do you mean by "regular"? The price of the insurance is generally based on the type of use and location of use. If the...
Popularity: 78 • Tools: Recategorize
Is a tattoo shop required to carry insurance?
In nj tattoo shops are required to carry both malpractice and liability. No matter what state you are in, it would be a smart...
Popularity: 74 • Tools: Recategorize
Where can you get commercial insurance for a start up business hauling newly manufactured boats?
It depends on what type of 'rig' you are going to use. If you are going to use a 3500 style 1-ton pick-up truck, insurance is...
Popularity: 73 • Tools: Recategorize
What kind of insurance is needed for body piercing?
Buy a piercing-specific policy. Assuming you have a store, it will cover inventory, lost wages, etc. You can't buy a policy for...
Popularity: 73 • Tools: Recategorize
Is it common to have severe problems trying to get business insurance claim after a total fire loss from an accidental fire?
Popularity: 68 • Tools: Recategorize • Needs Answer
Do you need to be bonded to start a small company for residential and commercial cleaning in North Carolina?
It Would Be Best To Be Bonded. Your Clients May Not Require You To Be. But As You Advertise Your Business This Will Be One Of The...
Popularity: 65 • Tools: Recategorize
Who offers malpractice insurance for tattoo shops?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 64 • Tools: Recategorize
Can you insure cattle and equipment located on the family farm if you live in town?
Popularity: 63 • Tools: Recategorize • Needs Answer
Where can you get insurance on a cleaning service?
It's called business liability insurance, and most insurance companies offer it. Just look up a trusted insurance company and...
Popularity: 60 • Tools: Recategorize
How do you find insurance for your tree farm in Louisiana?
If this is only General Liability this is an easy coverage to get. Try a brokerage company who specializes in vacent land. If...
Popularity: 57 • Tools: Recategorize
When should you have a commercial insurance policy on your automobile?
When you use it for work. Not when you drive to and from work, but if you use it for work.
Popularity: 54 • Tools: Recategorize
What is an On Hook Policy?
On Hook coverage is part of a Garage policy for a tow truck company. The On Hook coverage provides physical damage coverage to...
Popularity: 54 • Tools: Recategorize
How long must you wait to renew a commercial drivers license after getting a DUI?
You must check the State Laws with DMV
Popularity: 51 • Tools: Recategorize
Do physical therapists need malpractice insurance?
If it involves manipulations (chiropractic) or anything that could cause an accident in a patient, then yes...to be safe. Many...
Popularity: 49 • Tools: Recategorize
How much does a one-million-dollar liability insurance policy cost?
Too many variables. Liability insurance for what? You need to contact an insurance agency that handles commercial insurance and...
Popularity: 49 • Tools: Recategorize
What insurance do you need as a manufacturer of wooden toys?
Popularity: 48 • Tools: Recategorize • Needs Answer
If you make nursing necklaces do you need insurance to sell them?
Popularity: 48 • Tools: Recategorize • Needs Answer
What is liability insurance?
Definitions of LIABILITY INSURANCE on the Web: Insurance for what the policyholder is legally obligated to pay because of bodily...
Popularity: 48 • Tools: Recategorize
What is the difference between a 'formal' and 'informal' document?
an informal document is a document usually sent internally in companies to tell people what to do next or that they habve to go...
Popularity: 48 • Tools: Recategorize
Where can you get electric car rental business insurance in Florida?
MBA Insurance company has insurance for eletric cars.
Popularity: 46 • Tools: Recategorize
What kind of insurance can you get for a sole proprietorship landscape design business?
There are some really affordable policies for artisan contractors. I have programs for both in-home and business with a physical...
Popularity: 45 • Tools: Recategorize
How do you get commercial insurance for an RV rental company?
You need an Independent Insurance Agent - Visit the website of the Trusted Choice for someone in your area or visit...
Popularity: 44 • Tools: Recategorize
What companies will insure a tattoo parlor?
Try Marine Agency. Web address is the same. Ask for a local agent. If you are in MA that would be me. Be prepared to pay...
Popularity: 44 • Tools: Recategorize
Where can you find insurance and bonding for a cleaning service?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 43 • Tools: Recategorize
What type of liability insurance do you need for a small business that provides cooking classes for children and cooking birthday parties?
You need General Liability to begin with. This policy will need to cover medical costs that a student/customer would need if they...
Popularity: 43 • Tools: Recategorize
Where can you find insurance for a cleaning business?
You should call any commercial agency that is licensed in your state. If you are in the state of Texas please call...
Popularity: 42 • Tools: Recategorize
Can you get insurance to cover employees' cars when used for business?
Yes, You can add non-owned liability to you commercial auto and your commercial general liability policy. Some companies may...
Popularity: 40 • Tools: Recategorize
Do concession stands need any type of insurance?
Concession stands need insurance if they want protection from being sued if somebody suffers a loss resulting form the products...
Popularity: 38 • Tools: Recategorize
How can one get premise comprehensive general liability insurance so one can get a satellite dish installed in your apartment. management wants tenants to get that insurance?
Renters insurance is inexpensive and offered by most insurance companies. This policy would cover your personal property in your...
Popularity: 38 • Tools: Recategorize
What kind of insurance do you need for a truck and trailer for a horse transportaion business?
You need a commerical auotmobile policy to covere the vehicle and trailer. Additionally, you will need a General Liability...
Popularity: 38 • Tools: Recategorize
Where can you get liability insurance for a cleaning service in Alabama?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 37 • Tools: Recategorize
What are the rules regarding combining named insureds on a commercial package policy?
Combining Named Insureds Typically, only entities that have more than 50% of the ownership in common may be combined on one...
Popularity: 35 • Tools: Recategorize
Why would a company carry PLPD insurance?
ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault
Popularity: 33 • Tools: Recategorize
What kind of insurance do you need for a restaurant?
A restaurant Business Owners policy with good liability should do the trick. You'll also need workers comp, and for the owner,...
Popularity: 33 • Tools: Recategorize
