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Disability Insurance
A form of insurance that insures the beneficiary's income against a potential disability that will make an employee incapable working
Total questions 900
Can you receive disability for pregnancy?
The typical duration is 6 weeks for a vaginal delivery and 8 weeks for a c-section unless you have complications with your...
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How much money do you get if your car is totaled?
Totalled Vehicle Value You will receive the fair market value for your vehicle. An insurance company is only required to...
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Can you receive disability for mental illness?
Mental Illness Disability For information, resources and related links go The National Council On Disability (NCD) If you...
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Is being pregnant considered a pre-existing condition when changing insurance?
No. According to the Department of Labor' HIPAA Act of 1996, "... HIPAA prohibits plans from applying a preexisting condition...
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Can you collect disability after retirement age?
You would have to review the policy that you purchased for the benefit period. When one is collecting SSA retirement benefits...
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If you are a college student can you get money while not being able to work?
No unemployment for students (at least in Michigan) If I said no unemployment for full time students, that should cover all...
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Where can you get disability insurance quotes?
Almost all agents can give you a quote for disability insurance. Answer It is true that most agents can provide you with a...
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Can you sign up for two disability insurance policies at the same time?
You can, however check the policy provisions to make sure that one does not off set the other should you go out on claim. ...
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Do employers have to pay for disability insurance?
In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for...
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Can you receive short term or long term disability for pregnancy if you doctor puts you on light duty but your employer cannot accommodate this light duty or any other job at the company?
Most likely, yes. File a claim and have your doctor complete the Attending Physician's statement as well as your specific...
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Can you collect disability insurance while under treatment for cancer using alternative medicine?
You would have to review your policy and see if it requires that you are under an MD's care. for more info. visit...
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Are you eligible for disability leave if you start a new job when six months pregnant and will only work 10 weeks before you take off?
The answer depends on when your coverage became effective. Most plans are effective after a time frame (ex: the 1st month...
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Is pregnancy considered a pre-existing condition under Short Term Disability group coverage?
In my experience as an insurance agent the disability insurance policy I can offer specifically excludes pregnancy. Also, from...
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Can disability insurance help you pay for medical costs while collecting unemployment?
To collect unenployement you have to be available for work. So, you would probably NOT be considered disabled to collect under...
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If you are receiving full disability from your own work experience can you apply for your first husband's disability when you are divorced from your second husband?
Are you talking about Social Security Disability? It would depend on if you were married 10 years or longer and how much your...
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Can you collect disability insurance while recovering from surgery if you have been working for 35 years but are currently unemployed?
That would depend if you live in a state that provides disability insurance.
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Can you collect disability while on a trial medication for kidney cancer?
If you meet the policy defintions of being disabled.
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If stress from a job causes you to experience intense migraine headaches and other physical ailments can you get disability?
Disability Possible You could, however only if your physician is willing to take you off work and most likely only a for a very...
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If you are on full disability can you go into a home based business?
You need to check the definitions in your policy related to "Own Occupation" and "disability" there are also time frames - 2...
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How can they turn you down for long term disability if your doctor takes you out of work when you are pregnant?
It depends on the situation and I couldn't really tell you based on the limited information in your question. My guess is that...
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If you are collecting disability from personal insurance due to a workplace injury can you also get Social Security disability and Workman's Comp?
Yes. For more information you might want to check out the links on the right. If you injury was work related in the first...
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How can you get insurance if you are taking drugs for ADD?
You shouldn't be denied coverage because of medication you take for an illness. It would possibly be considered a pre-exsisting...
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How do you collect disability when your work place doesn't provide it and you are out of work for 4 to 6 weeks due to heart surgery?
Try State Disability Insurance. It's Mandatory that all employees be enrolled. You can find a link to California's Site from...
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How do you get Disability Insurance for a 64 year old with emphysema in Missouri?
I doubt you can get it. I suggest that you contact the National Assoc. of Health Underwriters and find a local agent near you.
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Can a person who is 25 percent disabled but is working collect on social security?
Doubt it. Social Security has maximums on what you can earn.
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Are you supposed to get paid monthly for getting hurt on the job?
Yes.
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Can private disability insurance drop you after you receive SSI?
No, as long as it's guaranteed non-cancellable and renewable. If you've qualified for SSI ssa.gov then you ought to be...
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If someone was on SSDI in the past or is currently on it is he eligible for a new disability policy to allow for more protection of future income?
If they were on it in the past, it would depend on what the problem was, if it cleared up and what the current job and income...
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Do you have to be employed to receive disability?
No. It's possible to buy Disablity Coverage while employed, then get disabled while unemployed. There are many types of...
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What percentage of your salary do you receive if you are on short term disabilty?
If you are in the state of Texas, most disability, both short term and long term disability will cover 60% of your income tax...
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You have been terminated from your job two weeks after collecting short term disability can you still get it?
Why not, if you're still disabled? For more info see www.SteveShorr.com/disability.htm *** Yes, as long as you are still out for...
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If you and your kids are on SSDI when the oldest kid is too old to collect what happens to their monthly money?
I'm not sure I understand your question. It would just "end." Here's the answer on Social Securities Site ...
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What is the cost of disability insurance for a massage therapist?
It completely depends on the Insurance company that you were to go through as all rates would vary depending on the insurance...
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Can you receive disability insurance for bariatric surgery being out for 4 weeks?
What's the waiting period on your policy? SDI is 7 days Answer What's the waiting period on your policy? SDI is 7...
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Can someone get disadility if they have A.D.D.?
Check with a local agent www.nahu.org/consumer/termsofuse.htm If all else fails, there is State Disability For more info...
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Is alcoholism a mental illness that would be entitled to long term disability if the person needs long term rehab treatment?
The answer in most cases will be "NO". Most long-term cae policies will not cover treatment for alcoholism. Here is the...
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While on workman's comp will you get a regular paycheck from the insurance company?
Yes. In CA it's (2) temporary disability benefits, two-thirds of the lost wages, up to a maximum of $728 per week. (3)...
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How do you fill out monthly disability forms for a torn miniscus?
If you are looking to collect DI coverage from a policy, the best bet is to call either your agent or the DI companies claims...
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How long can you collect disability for alcoholism?
I am curious about getting state disability specifically in NJ.
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What is the volunteer fireman benevolent law?
There are Fireman Benevolent Associations in most communitites. It is a nonprofit organization that gives financial aid to...
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How long do you have to be out of work before collecting disability?
8 days http://www.edd.ca.gov/direp/dicfp.htm#BASIC%20ELIGIBILITY
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If you are sick during pregnancy are you entitled to the same compensation?
In the State of California you can apply for State Disability for Pregnancy. Your doctor will have to affirm that you cannot...
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Are farmers a higher disability risk?
It's a function of what work can be done with say a minor injury. If you have a desk job and break your leg, you can probably...
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What are you entitled to if you were hurt on the job?
Workers compensation - Here's the Guidebook for Injured Workers for California http://www.dir.ca.gov/CHSWC/Guidebook-2005.pdf ....
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If workers' comp denies your claim and you are restricted physicially can you apply for short-term disability once your wc claim is denied?
I don't see why not.
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How many weeks does VWC pay an injuried party for a torn rotator cuff and shoulder impinge syndrome23?
Generally Workers Comp or DI coverage pays until the injury no longer prevents you from returning to work.
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Can a person receive disability insurance benefits when they are unemployed?
There's always unemloyment insurance. For CA see http://www.edd.ca.gov/direp/diind.htm I'm not quite sure what your question...
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Can alcoholics collect disability insurance?
Yes, if they have disability coverage to collect from and are in fact disabled.
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Is it illegal to have two insurance policies on the same vehicle?
It isn't illegal, but understand that you won't get paid twice for damages. Don't plan to make money when the car gets damaged or...
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Can you buy additional disability insurance beyond your employer's coverage?
Yes, although most insurance carriers will still limit you to some percentage of income to prevent you from becoming overinsured....
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Is there a minimum income amount to qualify for disability insurance?
Minimum Income for Disability Insurance Here is input and advice from FAQ Farmers: No, but in most cases you can only buy...
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Can you collect disability insurance for pregnancy and birth if you don't plan to return to work?
Yes, for the period of time that you're UNABLE to work. Most short term disability policies pay a six week benefit for a vaginal...
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If you are 6 weeks pregnant and it is too late to sign up for voluntary short-term disability offered by your employer are there any companies that will provide a short term disability policy?
Certainly there are but your present condition would be exluded. Rule of thumb, do not wait until you are dying to buy life...
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Will your existing disability insurance premium change if your new job is in a higher risk class?
Disability Contract This is a very good question and it depends on your current disability contract. If your existing...
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What is the cost of disability insurance for a massage business?
The cost of DI depends on how much and what features and benefits you buy, as well as your avocation, your health and your age. ...
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What types of symptoms would a person on stress leave exhibit?
Stress! Answer Here is an excellent website that discusses short and long term physical and behavioral symptoms of...
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If you became pregnant while covered by a short-term disability policy which covers pregnancy but then you switched employers are you still covered by the former policy?
Good question. Were you on disability when you switched employers? Is your question if the time on the 1st policy counts...
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If you need to go on short-term disability to treat alcoholism does your employer need to know that this is the reason?
I doubt it - HIPAA privacy and all. Answer No. Your short term disability insurance company will determine if it is a...
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Is an employee's accrued vacation time due to job injury Workmens Compensation?
What?
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What is the percentage rate of people who use disability insurance in the US within the last two years?
In the last 2 years, nearly 100% of the people that become disabled, are aware that they had DI in force and met the claims...
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How long will disability insurance pay if you are disabled for life?
Are you asking about SSDI or a privately held Disability Insurance plan? SSDI will pay for life. If you are talking about DI...
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Can you receive any type of disability benefits if you are pregnant and have anemia?
There is a possibility if those are your only issues. You need to be FT employed and pass all the other underwriting...
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Do Georgia employers pay into the social security disability for employees who have been injured out of the work place and will be off of work for 60-90 days?
Social Security Disability requires that you be disabled for a year and that it be a permanent disability and that you cannot do...
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Can you get supplemental disability insurance when recovering from surgery?
Are you asking about SSDI? The answer is most likely not. It is very hard to qualify for SSDI to begin with and where you will...
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Can a person receive temporary disability insurance while working?
DI is meant to support you financially when you can't work. Insurance companies do not wish to pay you the benefit if you can...
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If ins docs define pre-existing condition as one for which you received treatment in 12 mos before effective date can a pregnancy for which you received first treatment after eff date be excluded?
You need to include any and all issues such as prior collect on STD or LTD. Just answer the application honestly at all times. ...
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Is there a carrier that will handle Group DI for teachers in Texas and also cover them for the summer?
Yes, there are several carriers.
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Does it make sense to purchase disability insurance at age 72?
Here is advice: Not only does it not make sense, you can't! It may, however, make very good sense, depending on your own...
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Is depression a preexisting condition when Psychiatrist says is a misdiagnosis if Bipolar is not yet recognized by clinician?
In regards to a preexisting condition for insurance purposes it is necessary to get a complete psychological evaluation in order...
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List similarities and differences between islamic banking and conventional banking?
There are two major difference between Islamic Banking and Conventional Banking: 1. Conventional banking practices are concerned...
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If you purchased disability insurance on your car loan do they still have to pay the payment every month if you received social security disability?
Probably. What does your policy say?
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If you are on long-term disability should you still file a claim with the SSA if you have an SS rider on your insurance policy and you are able to work at a different occupation?
The re-wording of the question changes the answer. Simply, if you are able to work another occupation than you are not able to...
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Can you obtain short term disability insurance if you are pregnant and have coverage through your fiance's company and did not elect STD at open enrollment with your employer?
Its sort of like wanting to buy Life Insurance after you die isn't it? I am sure you can get SDI but not to pay you when you take...
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Can benefits be denied if you became pregnant 55 days before the effective date of short term disability insurance that permits denial of benefits for a condition treated in the prior 90 days?
Sounds like it could. What is definition of a condition treated? Just because one is pregnant doesn't mean that you know you are....
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Social Security Disability application asked me if I am receiving public disability benefit and Im wondering if WEA Trust LTD is a public disability benefit?
WEA Trust LTD is private, long-term disability insurance you receive through your employment through a Wisconsin school district...
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Does an employer or the government pay for mental disability benefits?
You should have your own private DI which would pay on some mental illnesses.
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If you were on disability for 10 months then went back to work for about a month but are now out of work agin can you get back on disabilty?
Are you talking you were out on SSDI or on LTDI or STDI? If you were out on a covered DI claim thru and insurance co, the answer...
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How can you transfer your disability from British Columbia to Ontario?
I suggest calling the proper authority in Ontario to ask.
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If an individual plans to work to age 70 is it worth keeping disability insurance after age 62 if it only pays to age 65 or not less than 5 years?
If you have adequate funds set aside to retire today or pay your monthly bills without continued income today than no, you don't...
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If you are still on WSIB and going to college after six years but your six year line is coming up should you continue going to college or just get your benefits and continue being disabled?
Depends On You It depends on what you want to do and what limitations you have because of your disability. Do...
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What is a third party vendor?
Third party vendors are companies who obtain assemblies, components or other products and either integrate them into their own...
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Can you collect disability after a 5 year incarceration?
You weren't physcically or mentally unable to work. I doubt it. Or, do you mean the prison term left you unable to work?
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What information are disability insurance companies allowed to ask when processing a claim?
Probably just about anything.
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What happens when I win my law suit against the company were I was hurt and I am on social security diability income Do I loose it or can I combine the two incomes what happens to my ssdi income?
This might be the answer? Why must the Social Security Administration (SSA) compute the workers' compensation offset before...
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If collecting Short Term Disability from employer because they wont accommodate light work load from Dr note can you get second part time job with light work load and still collect STD?
Is the employer the DI company (self insured) or is there a DI company? Ultimately you would need to ask the claims department.
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What is the definition of residual disability?
Basically it is a continuation of your prior disability claim.
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How long does it take mail to be delivered from Charlotte NC to Waterbury CT?
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Are short term disability benefit payments taxable for an employer provided and paid short term disability plan?
Yes, all employer paid benefits and wages are taxable. There is a way around that if you are an executive. 4lifeguild
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How do you check status of old insurance policy with Lone Star Life Insurance Company?
Try this: Contact Information: Mailing Address: P O Box 709010 16980 Dallas Parkway Dallas TX 75370 -9010 Office Number:...
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If you are receiving short-term disability income benefits and you decide to quit your job will you have to reimburse your employer for the percentage of your income you received during your leave?
NOT ONLY BAD QUESTION but ILLOGICAL - first you collect INSURANCE Benefits - not PAY (this money comes from insurance policy that...
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What is the best way to appeal a denial from a Social Security Disability claim?
Why were you denied? Here's a link to Social Security's eligiblity process http://www.ssa.gov/disability/step4and5.htm Here's...
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How many checks does an employer send to the insurance company under a payroll deduction plan?
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When should you drop your disability insurance?
Probably once you have enough retirement savings. Otherwise, it is one of the most valuable possessions you own and should be...
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If you had a surgery from lifting at work and did not claim workman's comp with another surgery can you file?
Claim it and see what happens.
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What is Waiver of Premium for Disability Benefit?
Essentially, the company will forgo future premiums, while retaining policy benefits as previously, for a stipulated...
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Can you purchase shortterm disability insurance that starts covering the preexistng condition you are already out sick with?
Popularity: 13 • Tools: Recategorize • Needs Answer
Are long term disability payments taxable?
Not if you were paying for your own policy yourself. Tax free benefit. 4lifeguild
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Short term disability quote?
The rule of thumb is that short term disability insurance will cost about an hour's wage per week in order to replace 2/3 of your...
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Can you get benefits from workman-comp if you die on the job?
Was the death in the course and scope of employment?
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Where can I locate a disability attorney Disability insurance denied.?
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