Disability Insurance
A form of insurance that insures the beneficiary's income against a potential disability that will make an employee incapable working
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wrote the first answer to Does disability insurance require a medical exam 23 May 2012 10:11
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automatically flagged Are there organizations to help you apply for social security disability 22 May 2012 21:21
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wrote the first answer to Are there organizations to help you apply for social security disability 22 May 2012 21:20
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wrote the first answer to Can you get disability and unemployment at the same time in Texas 22 May 2012 20:37
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Thanks to the Pregnancy Discrimination Act (PDA) of 1978, all GROUP disability insurance policies for employers with at least 15...
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Mental Illness DisabilityFor information, resources and related links go The National Council On Disability (NCD) If you already...
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Mortgage insuranceFor mortgage - I don't know of any companies that offer unemployment coverage other than through the State,...
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No Arizona does not have state mandated short term disability insurance. Only five states have this coverage. Arizona is one of...
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You can get disabilty insurance - try www.steveshorr.com/disability.htm for unemployment you have to go thru the State - the...
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Private Disability Insurance You would have to review the policy that you purchased for the benefit period. Relating...
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AnswerYou would have to review your policy and see if it requires that you are under an MD's care.
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AnswerAlmost all agents can give you a quote for disability insurance. AnswerIt is true that most agents can provide you...
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No unemployment for students (at least in Michigan) If I said no unemployment for full time students, that should cover all...
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You can, however check the policy provisions to make sure that one does not off set the other should you go out on claim. For...
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Most likely, yes. File a claim and have your doctor complete the Attending Physician's statement as well as your specific...
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In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for...
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The answer depends on when your coverage became effective. Most plans are effective after a time frame (ex: the 1st month...
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In my experience as an insurance agent the disability insurance policy I can offer specifically excludes pregnancy. Also, from...
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AnswerTo collect unemployment you have to be available for work. So, you would probably NOT be considered disabled to collect...
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That would depend if you live in a state that provides disability insurance.The type of disability insurance would also depend on...
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Are you talking about Social Security Disability? It would depend on if you were married 10 years or longer and how much your...
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Georgia does not have state mandated short term disability insurance coverage for workers. If you want coverage, you should apply...
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AnswerIf you meet the policy defintions of being disabled.Broadly, there are two main policy definitions of "disability" found in...
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You need to check the definitions in your policy related to "Own Occupation", "Any Occupation" and the definition of "disabled"....
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It completely depends on the Insurance company that you were to go through as all rates would vary depending on the insurance...
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It depends on the situation and I couldn't really tell you based on the limited information in your question. My guess is that...
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You shouldn't be denied coverage because of medication you take for an illness. It would possibly be considered a pre-exsisting...
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Disability insurance is mandatory in five states: California, Hawaii, New Jersey, New York, and Rhode Island.
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Try State Disability Insurance. It's Mandatory that all employees be enrolled. You can find a link to California's Site from...
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I doubt you can get it. I suggest that you contact the National Assoc. of Health Underwriters and find a local agent near you.
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Short term disability has a defined benefit that ends at a specified time. For example your policy may have a 3 month, 6 month,...
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AnswerIn general, the answer is "Yes".If your employer at the time of the injury was required to and did maintain workers...
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No. The Social Security Administration only pays disability benefits if they determine you have a qualifying condition, are...
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Why not, if you're still disabled? For more info see www.SteveShorr.com/disability.htm *** Yes, as long as you are still out for...
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No, as long as it's guaranteed non-cancellable and renewable. If you've qualified for SSI ssa.gov then you ought to be...
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If they were on it in the past, it would depend on what the problem was, if it cleared up and what the current job and income...
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If you are in the state of Texas, most disability, both short term and long term disability will cover 60% of your income tax...
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Check with a local agent www.nahu.org/consumer/termsofuse.htm If all else fails, there is State Disability For more info...
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No. It's possible to buy Disablity Coverage while employed, then get disabled while unemployed. There are many types of...
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Yes, if they have disability coverage to collect from and are in fact disabled.
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What's the waiting period on your policy? SDI is 7 days What's the waiting period on your policy? SDI is 7 days For...
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I doubt it - HIPAA privacy and all. No. Your short term disability insurance company will determine if it is a covered event....
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The answer in most cases will be "NO". Most long-term cae policies will not cover treatment for alcoholism. Here is the...
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Yes. In CA it's (2) temporary disability benefits, two-thirds of the lost wages, up to a maximum of $728 per week. (3)...
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"he' would call local lenders until he found one willing to make a loan based on his CR and expenses and income.
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No, If you are on ssdi, it is a paid into program and there is no money cap. If you are on SSI then yes. To receive money in this...
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Check your policy for specific details. Some policies will require that you be unable to perform one or more "activities of daily...
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DI is meant to support you financially when you can't work. Insurance companies do not wish to pay you the benefit if you can...
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If you are looking to collect DI coverage from a policy, the best bet is to call either your agent or the DI companies claims...
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If you qualify for a DI payment under the terms of the contract, you should not have to sue. You just should have to simply file...
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There are Fireman Benevolent Associations in most communitites. It is a nonprofit organization that gives financial aid to...
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No one can stop you from going on vacation while on disability but it may cause suspicion or even lead to an investigation in...
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Sure, I am an insurance broker, appointed by multiple companies. If I were exclusive like a state farm agent, that's all I could...
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Same compensation as what?
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Yes. Just answer the question honestly, there's probably a separate form to fill out and then the Insurance Company will make a...
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There's always unemployment insurance. For CA see the link below. If the query is in regards to Social Security Disability...
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This is a very good question and it depends on your current disability contract. If your existing disability contract is...
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Apply for medicaid and when applying ask about any programs in your area that may also assist with dental coverage.
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Workers compensation - Here's the Guidebook for Injured Workers for California http://www.dir.ca.gov/CHSWC/Guidebook-2005.pdf ....
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It's a function of what work can be done with say a minor injury. If you have a desk job and break your leg, you can probably...
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Earnings limits for 2011 haven't been released yet, but budget projections indicate there may be no change from 2010. This answer...
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Yes, although most insurance carriers will still limit you to some percentage of income to prevent you from becoming overinsured....
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Generally Workers Comp or DI coverage pays until the injury no longer prevents you from returning to work.
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Yes, for the period of time that you're UNABLE to work. Most short term disability policies pay a six week benefit for a vaginal...
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Here is input and advice from FAQ Farmers: No, but in most cases you can only buy up to 60% of your current income and you...
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Certainly there are but your present condition would be exluded. You can still apply even if you are already pregnant. Your...
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AnswerThere are companies that do not run credit score.
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Good question. Were you on disability when you switched employers? Is your question if the time on the 1st policy counts...
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AnswerNO, your SS benefits would be exempt under federal law. However, avoid co-mingleing funds in the same account as your SSD...
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Stress! Here is an excellent website that discusses short and long term physical and behavioral symptoms of...
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The cost of DI depends on how much and what features and benefits you buy, as well as your avocation, your health and your age. ...
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If I become disabled I will get a check for not working
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Yes, but you are not subject to the 10% early withdrawal penalty.
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In the last 2 years, nearly 100% of the people that become disabled, are aware that they had DI in force and met the claims...
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What?
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There is a possibility if those are your only issues. You need to be FT employed and pass all the other underwriting...
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If you are referring to Short-Term Disability Insurance, it is taxable if your employer made the contribution, and not taxable if...
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Are you asking about SSDI or a privately held Disability Insurance plan? SSDI will pay for life. If you are talking about DI...
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Maybe a year, BUT there is no black and white answer to this question. It would depend on the company, which medications, why you...
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Probably once you have enough retirement savings. Otherwise, it is one of the most valuable possessions you own and should be...
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Probably just about anything.
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Are you asking about SSDI? The answer is most likely not. It is very hard to qualify for SSDI to begin with and where you will...
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Social Security Disability requires that you be disabled for a year and that it be a permanent disability and that you cannot do...
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States establish the laws pertaining to exemptions that the defendant may use to protect personal and real property in a lawsuit...
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I will get from travel Agent OR Nigeria Embassy
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You need to include any and all issues such as prior collect on STD or LTD. Just answer the application honestly at all times. ...
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Yes, there are several carriers.
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Medicare Part A which is "Hospital Insurance." It pays as primary insurance for the long-term disability. It helps pay for...
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If I'm not mistaken, life insurance is paid out on death. It may have a clause that pays the premiums on it in event of...
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Its sort of like wanting to buy Life Insurance after you die isn't it? I am sure you can get SDI but not to pay you when you take...
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Here is advice: Not only does it not make sense, you can't! It may, however, make very good sense, depending on your own...
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You must be off 7 consecutive days.
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Probably. What does your policy say?
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Minnesota does not have mandated state short term disability insurance. You would need to acquire private coverage.
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It is your responsibility to see that the DI pays you and YOU pay the payments on time. rem your agreement with the lender stated...
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All state assisted programs offer a maternity plan.
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The re-wording of the question changes the answer. Simply, if you are able to work another occupation than you are not able to...
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Generally speaking, no, you cannot receive unemployment benefits after you apply for social security disability. This is because...
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It should, as long as your past the 2 year incontestiblity period. The best way to find out is to read the policy.
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Sounds like it could. What is definition of a condition treated? Just because one is pregnant doesn't mean that you know you are....
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