Wiki Answers > Categories > Business and Finance > Insurance > Homeowner Insurance Questions

Homeowner Insurance Questions

Total questions: 1392

What is the best way to compare homeowner's insurance companies?
Popularity: 274

Where can you get condo insurance?
Popularity: 251

How does having a pool affect homeowners insurance?
Popularity: 244

What homeowners insurance companies do not discriminate by dog breed?
Popularity: 216

Who is responsible for damage from a tree blown over in a storm?
Popularity: 214

Can you get home insurance after three claims?
Popularity: 210

Is it possible to get homeowner's insurance for 300 dollars a year?
Popularity: 200

If your house is sinking will homeowners' insurance cover it?
Popularity: 197

If a pipe bursts in a city rowhome causing damages to neighbors' basements who is responsible?
Popularity: 197

Will homeowners insurance cover repair to a sinking concrete porch?
Popularity: 190

Can you get insurance for a home you are not living in?
Popularity: 189

Can the insurance show a claim from a previous owner of your home on your homeowners insurance record?
Popularity: 189

Where can you get homeowner insurance quotes?
Popularity: 188

Does homeowner's insurance cover theft from a vehicle?
Popularity: 188

Where can you find homeowners insurance that allows ownership of exotic pets?
Popularity: 185

Can homeowner's insurance help if you were held hostage in a home?
Popularity: 184

Why is a trampoline in your yard a reason for your homeowners insurance company to cancel you?
Popularity: 183

Can the insurance company inspect your home?
Popularity: 183

Can one buy insurance to cover the structural integrity of a used home?
Popularity: 181

Where can you get home insurance when you've had your policy cancelled due to a missed payment?
Popularity: 178

Should you use a home inventory program to assist in the event of a claim?
Popularity: 176

Is it hard to get homeowners insurance for an inexpensive home?
Popularity: 174

Is hidden structural damage covered by homeowners insurance?
Popularity: 172

Is there a statute of limitations to file a claim?
Popularity: 170

Does home owner's insurance cover a leaky drain pipe from a bathtub that causes water damage to the walls?
Popularity: 170

Does your home insurance increase if you claim a kitchen fire?
Popularity: 168

Does homeowners insurance pay off your mortgage if the house is lost?
Popularity: 166

Does homeowner's insurance cover a brick porch that is crumbling due to either the weather or poor construction?
Popularity: 163

What insurance company will insure a home built in 1925 in Florida without the updates for electric plumbing and roof done?
Popularity: 163

Will homeowners insurance cover damage to the home from masonite siding?
Popularity: 161

Is there general liability coverage that covers termites powder post beetles or any other bug that may damage wood?
Popularity: 161

Does homeowners insurance cover damage to a private road leading to the house or removal of trees felled by a hurricane?
Popularity: 160

Do you need to sign a proof of loss statement if the appraiser and umpire decide the claim amount or just sign the settlement check to close the case?
Popularity: 159

Can you have two homeowner's insurance policies at the same time?
Popularity: 159

Does homeowners' insurance cover physical loss damage claims by car rental companies?
Popularity: 159

Does homeowners insurance cover foundation cracks caused by soil expansion?
Popularity: 156

Can a policy be cancelled because of galvanized pipes even though the premiums have been paid for the year?
Popularity: 155

Does insurance cover damages when a termite infestation occurs after a repair was done to the home?
Popularity: 155

Can the insurance company replace an item instead of paying for it?
Popularity: 154

Does homeowner insurance cover you against buried tree stumps causing a sink hole?
Popularity: 153

Does a homeowners insurance policy have to have the name of the current owners on the policy?
Popularity: 153

If you had some roof tiles torn off due to wind damage will your insurance cover the cost of replacing the whole roof?
Popularity: 152

If a waste water pipe breaks in the basement and the house floods everytime it rains does the insurance cover fixing the problem and the damage?
Popularity: 150

Will homeowners insurance cover a cracked foundation that the previous owners hid under carpeting?
Popularity: 149

What are the pros and cons to paying home owner's insurance included in mortgage payment or separately?
Popularity: 149

Does homeowners insurance cover theft of your car if it was taken out of your driveway?
Popularity: 148

If your laptop was stolen from your friend's house and your friend has homeowners insurance can he get a refund for you?
Popularity: 147

If your roof caves in due to the negligence of your insurance company to do a thorough exam of the house do you have any recourse?
Popularity: 147

If you find bricks pulling away from your home will your homeowner insurance pay for the repair?
Popularity: 146

Can your insurance be cancelled due to underwriting because of a swingset and an unfenced backyard?
Popularity: 146

Can smoke damage be successfully removed from textiles upholstered furniture mattresses and the like?
Popularity: 145

Will your homeowner's insurance go up if you buy a pit bull?
Popularity: 144

Does homeowner's insurance cover laptop theft?
Popularity: 144

If there is structural damage from water and tree roots that is not covered by your homeowner's policy is there any way to get financial help?
Popularity: 142

If you lock up your house and leave on a trip for 30 days or more is your homeowners insurance 'in peril' because the home is 'unoccupied'?
Popularity: 141

Does your insurance company legally have to give you a grace period after you are cancelled?
Popularity: 140

Is the water damage caused by a faulty water pressure regulator covered by the homeowner policy?
Popularity: 140

Will your homeowners insurance cover damages caused by a hit and run driver who smashes into your brick wall fence?
Popularity: 139

If your motorcycle without theft coverage was stolen out of a neighbor's garage will their homeowners insurance cover it?
Popularity: 139

Will homeowner insurance cover black mold algae that may be growing on a roof causing damage?
Popularity: 138

How can you get insurance when it has lapsed and you didn't know it?
Popularity: 138

How can you get insurance for a rental property in West Virginia?
Popularity: 138

Will homeowner's insurance pay to remove a tree that windstorm breaks and blows partially into my yard?
Popularity: 137

Can your agent who is also the best friend of your ex remove you as an insured on your homeowners policy even though you co-own the property?
Popularity: 137

If your neighbor agreed to let you build a fence and his driveway was damaged who is responsible?
Popularity: 137

Will homeowners cover medical for a pet that is hit on the property?
Popularity: 136

On your homeowner insurance premium renewal is the dwelling extension amount the same as the land?
Popularity: 134

Does homeowner insurance cover injury to a person who rents an apartment on your property that is a single family property?
Popularity: 132

If the homeowner performs some of the necessary repairs caused by hurricane damage what is the best way to document these expenses?
Popularity: 132

How do you fight your insurance for classifying a claim as a water claim when it was not caused by water damage and there was no pay out?
Popularity: 132



Help answer questions

Please click on a question to help answer it. You don't need to be an expert and you don't need to sign up for anything. You just need to give a few minutes of your time.

Even if you don't have new information to contribute, you may be able to help improve someone else's answer. This is cooperative Homeowner Insurance Q&A that is constantly being improved by like you.

Click here to browse the new home insurance questions or all unanswered business and finance questions.

Help answer future home insurance questions

Please share your home insurance knowledge, however humble, by helping to answer future questions. Click here to watch Homeowner Insurance so that you'll be alerted when there are new questions and changes.