Wiki Answers > Categories > Business and Finance > Insurance > Homeowner Insurance Questions

Homeowner Insurance Questions

Total questions: 1392

Does homeowner insurance cover black mold?
Popularity: 15

How do you fight a homeowners insurance agency if ice is the reason for a broken pitless on your well casing and the insurance agent says it was caused by the soil so they don't have to pay?
Popularity: 15

What are the significance of owning your lot?
Popularity: 15

Can the medical bills of someone injured on your property be covered by homeowners insurance?
Popularity: 15

Is a motorcycle covered under homeowners if involved in a garage fire?
Popularity: 15

Can your homeowner's insurance premium be included in closing costs?
Popularity: 15

How can the person with a life estate insure property they do not own?
Popularity: 15

Is there a maximum amount you can insure a home for if it is appaised at 285k and rebuild cost is 700k in Tennessee?
Popularity: 15

How can you purchase homeowner insurance without a social security number?
Popularity: 15

Does homeowners insurance cover heating and air conditioning units?
Popularity: 15

Will your homeowners insurance be at risk for termination if the only claim in years is for a small house fire caused by lightning?
Popularity: 15

If your truck and bike were stolen from your driveway will your rates increase if you file a claim with your homeowner's insurance?
Popularity: 15

If the insurance company is paying for ceramic tile that was destroyed on a fireplace shouldn't they pay to replace the matching tile that remains on the floor?
Popularity: 15

If your home was lost in a fire and you received an insurance settlement and built a new home on the old basement can you get insurance money if something happens again?
Popularity: 15

If the neighbors tree fell on your house during a hurricane took out the fence and damaged your roof of your house does their homeowners insurance cover the damage?
Popularity: 15

What type of insurance should an owner carry on a financed mobile home that is being leased to buy from them?
Popularity: 14

How many people in the US are at risk by hurricanes?
Popularity: 14

Formula for current liability?
Popularity: 14

Do you have any course of action against the main contractor when your wife's wedding ring disappeared while he and a sub-contractor were remodeling your bathroom and you can not prove who stole it?
Popularity: 14

Is compensation for structural damage determined by replacement cost plus depreciation?
Popularity: 14

What causes a weird flapping or clicking noise coming from an interior wall?
Popularity: 14

Where I can get a hold harmless agreement?
Popularity: 14

Will Homeowners insurance cover replacement of brick on house?
Popularity: 14

Will homeowners's insurance pay for a plumber to fix a water line leak in the wall that caused extensive water damage?
Popularity: 14

What is the correct amount of replacement value on a home in the 500 k range?
Popularity: 14

What is agricultural smudging?
Popularity: 14

Is it expensive or hard to insure a mobile home that was built in 1969?
Popularity: 14

Is wood and roof damage caused by a squirrel in the attic covered by homeowners?
Popularity: 14

What does abandonment mean in a homeowners policy in North Carolina?
Popularity: 14

Does homeowners insurance cover plumbing repair to a leaking pipe behind a wall in the house?
Popularity: 14

If a swimming pool was unknowingly installed on top of buried tree stumps and a sink hole was created causing the pool to crack and cave would this be covered by homeowners insurance?
Popularity: 14

Will any homeowner Insurance policies cover a car that was stolen from the driveway?
Popularity: 14

If you purchased a home and got a standard home owners policy and intended to move in within 30 days but then decided to do some renovations and move in much later do you have coverage?
Popularity: 14

Can an insurance company raise their rate on a second home because there was a recent insurance claim on the first home?
Popularity: 14

Does homeowners insurance cover replacement of the central air conditioner?
Popularity: 14

Does homeowner insurance cover lifted boards or unsteady railing on a deck not under state or county codes and is it mandatory that high rise decks have steps?
Popularity: 14

If the water companies pipe bursts under your front lawn and they bill you for the fix can the bill be submitted to insurance?
Popularity: 14

What does it mean by mc mansions are banned in meadow cliff subdivion?
Popularity: 14

Can you get homeowners insurance from anyone after filing a sinkhole claim?
Popularity: 14

If you advise an insurance company about a dead leaning tree but do not remove it and it falls in a storm are you covered for the damage?
Popularity: 14

Will you get paid out on two insurances for your mortgage?
Popularity: 13

Is the home owner liable if a child is injured on the backyard playset?
Popularity: 13

Do you pay taxes on the settlement of an insurance claim?
Popularity: 13

There was a robbery in my home my home owners nsurance company cancelled our policy. Will I be able to get new insurance now?
Popularity: 13

If you are renting an apartment and the water heater suddenly starts leaking will the landlord's home insurance cover damage to books and comic books?
Popularity: 13

There is insurance money for home repairs being held by the mortgage company what happens to this money during a foreclosure?
Popularity: 13

Warranty company is denying coverage quoting that the freon in the airconditioning unit is empty they say it takes a longtime to get it empty but our AC was working fine till last week. Is it true?
Popularity: 13

What are barn wiring safety standards?
Popularity: 13

What is recoverable depreciation?
Popularity: 13

Does homeowner insurance cover damages to a neighbor's home due to owners new construction or renovation or should we purchase a builders risk policy to be safe for demolition and rebuilding?
Popularity: 13

Who is responsible to remove a tree that fell into my yard when the property it fell from is a foreclosure?
Popularity: 13

Does homeowners insurance cover injuries for guests?
Popularity: 13

Should insurance replace all cabinets after water damage?
Popularity: 13

Can your homeowners insurance be canceled if you put your house up for sale and if you just got a policy do you have to wait a specific time if you wanted to list your home for sale?
Popularity: 13

Is there an insurance policy where the insurance company will pay off the mortgage if a married couple took out the mortgage together and one of them passes away?
Popularity: 13

Would homeowner's insurance pay for carpeting that was damaged by a dog?
Popularity: 13

Where do you find facts about smoke and soot damage on wood furniture?
Popularity: 13

Will homeowners insurance cover removing a giant swarm of honey bees that made their hive between the upper and lower floors of your home?
Popularity: 13

Does homeowners insurance cover vandalism to your car in the driveway?
Popularity: 13

Who covers the damage if a limb fell from a healthy tree on a neighbor's car?
Popularity: 13

Can you purchace a no fault or premise med pay policy on your homeowners insurance?
Popularity: 13

Are prescription glasses included in home and contents insurance?
Popularity: 13

Is there a waiting period to purchase theft insurance on personal property?
Popularity: 13

Does homeowners insurance cover plumbing breaks under the slab?
Popularity: 13

Does homeowners insurance cover a window cracked by a rock thrown by your own lawnmower?
Popularity: 13

What are the requirements for securing your trampoline to the ground in North Carolina?
Popularity: 13

Will homeowners insurance cover you if you have a Rotwieler?
Popularity: 13

Can you insure your dwelling for a value higher than the replacement cost?
Popularity: 13

Can you keep house insurance money instead of fixing a damaged floor?
Popularity: 13

How much do homeowners insurance rates increase due to poor credit from a bankruptcy?
Popularity: 13

Help answer questions

Please click on a question to help answer it. You don't need to be an expert and you don't need to sign up for anything. You just need to give a few minutes of your time.

Even if you don't have new information to contribute, you may be able to help improve someone else's answer. This is cooperative Homeowner Insurance Q&A that is constantly being improved by like you.

Click here to browse the new home insurance questions or all unanswered business and finance questions.

Help answer future home insurance questions

Please share your home insurance knowledge, however humble, by helping to answer future questions. Click here to watch Homeowner Insurance so that you'll be alerted when there are new questions and changes.