Home
Get updates
Wiki Answers > Categories > Business and Finance > Insurance > Liability Insurance Questions
Liability Insurance
Total questions 2200
Whose auto insurance will cover you if driving another person's car?
As a general rule and with permissive use. The liability, uninsured motorist and medical portions of your Personal Auto insurance...
Popularity: 326 • Tools: Recategorize
Are a general contractor's liability insurance premiums based on what they pay sub-contractors?
A contractor's premiums are based on their payroll--in otherword's what they pay employees. Sub-contractors are not employees...
Popularity: 245 • Tools: Recategorize
How can you get insurance for a rottweiler?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 239 • Tools: Recategorize
Do you need liability insurance for a wedding reception?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 238 • Tools: Recategorize
How can you get affordable family health insurance if you are self-employed?
Government Guide to reliable Health Information - healthfinder.gov National Association of Health Underwriters...
Popularity: 233 • Tools: Recategorize • New Update
Do you need liability insurance for a cleaning service?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 233 • Tools: Recategorize
How much liability insurance does a cleaning business need?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 233 • Tools: Recategorize
What liability insurance do you need for selling candles?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 212 • Tools: Recategorize
What sort of liability insurance does one need for a sole-proprietor HVAC Repair business?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 209 • Tools: Recategorize
What insurance do you need for an auto repair business?
It's important to make certain your policy covers: Products/Completed Operations Insurance for all completed work you...
Popularity: 206 • Tools: Recategorize
Are there cheap places in Houston to get dental work done?
The state of Texas has great dental coverage for the people who live in Houston. Dental Coverage is very important to have...
Popularity: 197 • Tools: Recategorize
Why do you need liability insurance on land you do not use?
Landowners are liable for what happens on their property. You're also liable for the actions of your tennant. Your tennant should...
Popularity: 189 • Tools: Recategorize
Where can you get liability insurance at a good price for a wedding reception?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 185 • Tools: Recategorize
Are contractor's liability insurance policies only written if the policy holder also gets workmans' comp insurance?
to the best of my knowledge, in the state of ny you need workmans comp to get commercial liability insurance
Popularity: 181 • Tools: Recategorize
Where can you find liability insurance in Albany NY?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 179 • Tools: Recategorize
How do you find Commercial Liability providers?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 176 • Tools: Recategorize
How will 3 points on your driving record affect your insurance?
I had recieved 4 speeding tickets in 2 months, so I know first hand the difference in insurance from recieving 3 points. It...
Popularity: 176 • Tools: Recategorize
How can you get inexpensive general liability insurance for a new General Cont Company that is less than a year old?
General Liability insurnace for a General Contractor is not inexpensive. Many companies have minimum premiums starting at 5k. If...
Popularity: 174 • Tools: Recategorize
What is the legal responsibility of insurance companies to be forthcoming about repairs?
If I understand your question properly, it's understandable why others didn’t quite comprehend it. I believe you are referring...
Popularity: 173 • Tools: Recategorize
If somebody has a 100K dollar net worth how much liability insurance do they need?
You should get enough general liability insurance to cover your net worth; perhaps slightly more. If you're involved in...
Popularity: 173 • Tools: Recategorize
What is the law on auto liability insurance in Tennessee?
Tennessee requires "Proof of Financial Responsibility" which can be satisfied by liability insurance with minimums of 25/50/10. ...
Popularity: 173 • Tools: Recategorize
Do private chefs need liability insurance?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 172 • Tools: Recategorize
Is there a scam or conspiracy to raise liability insurance rates?
There is no conspiracy. Most insurance companies have needed to raise rates for the last several years. 9/11 gave them the...
Popularity: 169 • Tools: Recategorize
How can you get liability insurance for UL listed products?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 169 • Tools: Recategorize
Do you need liability insurance for real estate you inherit along with other heirs?
YES YOU CAN, THE INHERITED PROPERTY SHOULD BE INUSRED BY THE OWNER OR THE OWNERS OF THE PROPERTY. YOU CAN INSURE THE PROPERTY...
Popularity: 167 • Tools: Recategorize
Where can one buy liability insurance for a personal chef business in New Jersey?
Ask your friends for a referral to a good local independent agency in your area. If you are new in business, you may be told that...
Popularity: 165 • Tools: Recategorize
Does homeowners insurance cover damage to a private road leading to the house or removal of trees felled by a hurricane?
There is no coverage for trees due to wind...either for their value or to cut & haul them off, UNLESS they land on covered...
Popularity: 161 • Tools: Recategorize
Is workman's comp necessary on top of professional liability insurance to teach exercise classes at a community center?
Liability insurance covers your students and workman's comp covers you and your employees.
Popularity: 160 • Tools: Recategorize
Where can you get liability insurance quotes?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 160 • Tools: Recategorize
Where can you buy Utah liability insurance?
Contact an agent in your area, if they do not sell the type of coverage/policy you need (are referring to) they will be able to...
Popularity: 157 • Tools: Recategorize
Why do you need liability insurance?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 151 • Tools: Recategorize
As an independent sub-contractor are you required to get professional liability insurance?
This depends upon wether the person you are doing work for is willing to accept your liability under thier insurance. By design,...
Popularity: 150 • Tools: Recategorize
What kind of insurance does a self employed electrician need?
While the below information is useful, the first answer I gave that some clown deleted is the correct one. For starters an...
Popularity: 149 • Tools: Recategorize
Must an organization provide a copy of liability insurance policy to its members?
yes
Popularity: 147 • Tools: Recategorize
What is a 'retroactive period' in liability insurance?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 146 • Tools: Recategorize
Do you need Liability Insurance to sell handmade Christmas ornaments which have pearls and different trimmings on them?
Yes that would be a good idea, in case one of the pieces becomes apart, and results in injury.
Popularity: 142 • Tools: Recategorize
Where can you get liability insurance on a tattoo and body piercing shop?
In UK AND IRELAND CONTACT INSURANCE WORLD IN NORTHAMPTON ON 01604 615427 OR www.tat2insure.co.uk You get obtain, public...
Popularity: 142 • Tools: Recategorize
Can you get an umbrella policy that will cover auto property and personal liability?
Yes you can, usually those are obtained when you have a business as well
Popularity: 140 • Tools: Recategorize
What is the highest sum insured given till date under a D and O policy?
Are you sure you don't mean an ''E'' and O policy? If so you will need to search court cases for that answer, and still many...
Popularity: 135 • Tools: Recategorize
What would be a recommended source for liability and personal property insurance for commercially rented all terrain vehicles?
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
Popularity: 132 • Tools: Recategorize
Are there companies that provide professional liability insurance specifically for life coaches?
Yes Safeco has a great policy for Life Coaches. I can quote for you on line if you send me a request our website is...
Popularity: 132 • Tools: Recategorize
Is liability insurance available to individuals who occasionally perform small side jobs?
Individuals who perform occasional side jobs are operating as sole proprietorships. According to the Web site About.com, over...
Popularity: 132 • Tools: Recategorize
Do you need Liability Insurance to sell other wholesalers goods on eBay or e-commerce sites?
I don't know, and know many folks in this business that do not have any business insurance, but contact an agent in your area, if...
Popularity: 131 • Tools: Recategorize
How much insurance liability or malpractice should an EMS worker carry and what does it cost?
Found this site: https://www.hpso.com/ It should help those who are looking.
Popularity: 129 • Tools: Recategorize
Are there carriers writing general liability for residential general contractors who do shingle roofing and vinyl siding and sub out their labor?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 128 • Tools: Recategorize
What exactly are general liability and professional liability premiums based on?
this depends on the type of business it is. Some are rated on sales, area, tickets sold, etc...need more specific information It...
Popularity: 128 • Tools: Recategorize
If your security officer uses deadly force that was not 100 percent warranted resulting in homicide will insurance pay the deceased's family's lawsuit?
In most cases of course they will and do their best to pursue the most reasonable and least distructive settlement. Be advised...
Popularity: 126 • Tools: Recategorize
Does an insurance company have to pay diminished value after repairs on a liabilty claim?
Currently, there is no absolute answer. Whether diminished value is recoverable depends on several factors. The initial...
Popularity: 122 • Tools: Recategorize
How do you find the homeowners insurance carrier for someone whose animal injured you?
You will have to start a lawsuit and when you do (providing you were bitten by their animal or injured some other way) the lawyer...
Popularity: 121 • Tools: Recategorize
Who will write insurance for an in-home business of making soy candles and selling them at craft fairs?
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
Popularity: 121 • Tools: Recategorize
How do you find good information on farm and ranch recreation liability insurance?
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
Popularity: 120 • Tools: Recategorize
Where can you get quotes for General Liability for a national company that dispatches services for repair and maintenance pertaining to retail stores?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 117 • Tools: Recategorize
Does NJ have a Consent to Rate form available for Commercial Auto and what is the procedure for filing it?
Read NJ stat 17:29A-7.1 ands 17:29AA-15
Popularity: 117 • Tools: Recategorize
Is there an insurance company writing contractors general liability at a reasonable rate in Nevada?
Absolutely. Yes, National General Insurance Company, Inc is offer low cost Contractors General Liability coverage in...
Popularity: 115 • Tools: Recategorize
Where can you find the insurance carrier of an exhibition in Connecticut?
Insurance is regulated by individual States - Your state insurance department is your best resource for insurance-related...
Popularity: 113 • Tools: Recategorize
What is the average cost per year or month for a 5 million dollar liability policy for an equestrian business?
Policy rates are dependent on too many factors, you will need to contact a few agents and request quotes.
Popularity: 111 • Tools: Recategorize
Will liability insurance cover it if an employee sues the company and the manager if an employee gets hurt and says the manager was negligent?
Worker's comp would be the employees only refielf unless he alleges the owner was guilty of gross negligence, altered a safety...
Popularity: 111 • Tools: Recategorize
What kind of insurance is needed for a commercial cleaning business?
You will need a commercial General Liability and a commercial auto policy if your vehicle is used for business. The underwriters...
Popularity: 109 • Tools: Recategorize
If you have 100k in assets and 100k worth of liability insurance wouldn't somebody just be able to sue me for 200k?
What someone sues you for rarely has anything to do with how much insurance you have. As a practical matter, the plaintiff will...
Popularity: 109 • Tools: Recategorize
Where can a local non-profit motorcycle group get liability insurance rates and minimum requirement advice in Pennsylvania?
I am not sure of your question, but if you need event insurance then try AMA for coverage, if you are needing something for the...
Popularity: 109 • Tools: Recategorize
In a vehicle accident with property damage whose insurance is responsible the driver's or the owner's?
THE INSURANCE ALWAYS FOLLOWS THE VEHICLE. MEANING: THE REGESTERED OWNER IS REQUIRED TO FURNISH A VALID LIABILTY INSURANCE...
Popularity: 107 • Tools: Recategorize
What liability insurance would you need for a warehouse in a rose business?
Popularity: 107 • Tools: Recategorize • Needs Answer
If you change insurance companies will the new company find out about an accident in another state?
All of your driving history is attached to your driver's license number which is in a global insurance reporting source called...
Popularity: 105 • Tools: Recategorize
What kind of insurance would a small one man roof leak repair operation in NJ need and how much would it cost?
You will need to contact an agent or agents for some quotes on the ratings they also will be best equiped to advise you regarding...
Popularity: 104 • Tools: Recategorize
How long after you close a retail store should you keep liability insurance?
Since we assume you already have liability insurance, that will cover all occurrences while that policy is in force. You will...
Popularity: 104 • Tools: Recategorize
If you own your own property and are planning to build yourself what kind of insurance is needed and where can you find it?
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
Popularity: 102 • Tools: Recategorize
Does the England Basketball Association cover its coaches with liability insurance once they have received their national governing body certificates?
Popularity: 100 • Tools: Recategorize • Needs Answer
How can a roofing contractor get affordable insurance with such a closed market in Oklahoma?
You will need to contact some agents in your area to assist you, if you can find no help or referals, contact your states dept....
Popularity: 100 • Tools: Recategorize
Where could you get a million dollar per event public liability insurance policy for a jet-powered vehicle appearing at airshows?
Contact an agent in your area, they will be able to help with this, if they do not sell this type of coverage the will be able to...
Popularity: 99 • Tools: Recategorize
What type of insurance do you need in SC run a cleaning business?
It offten depends on the amount of insurance that your customers are requiring. Most of the time they want to see at least...
Popularity: 98 • Tools: Recategorize
How do you get business insurance and bonding?
Call your local agency and ask them if they offer a buisness insurance for the type of buisness that you are wanting to insure.
Popularity: 97 • Tools: Recategorize
Will liability insurance cover a bride and groom who serve alcohol at a reception that is not catered by a company with a liquor license?
I doubt it, were I you, I would check this with whatever company you are purchasing this event coverage from.
Popularity: 96 • Tools: Recategorize
What type of liability insurance is needed for a one man consulting operation?
Contact an agent in your area, they will be able to assist you in determining the types of coverages, and policy you need. If...
Popularity: 89 • Tools: Recategorize
How would a group of churches acting as one entity get liability coverage for a food pantry set up in a city owned building without incorporating?
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
Popularity: 86 • Tools: Recategorize
What kind of liability insurance is available to private individuals not professional who conduct their own renovations in a co-op apartment?
Contact a good agent in your area, they will be able to advise you.
Popularity: 84 • Tools: Recategorize
Where do you find liability insurance for a small farmer who wants to custom spray for his neighbors gross income 7000 dollars?
Contact an agent in your area, they will be best equiped to answer this.
Popularity: 84 • Tools: Recategorize
Who offers liability insurance for a tattoo studio?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 75 • Tools: Recategorize
Does life insurance cover suicide?
On most policies there will be a clause that says suicide will not be covered for the first two years. Some states, such as...
Popularity: 72 • Tools: Recategorize
Where can you find sample wording for retroactive liabilty insurance?
There is no insurance of that type. An insurance company would never issue a policy covering possible previous damage in regards...
Popularity: 70 • Tools: Recategorize
Who offers malpractice insurance for tattoo shops?
Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance...
Popularity: 64 • Tools: Recategorize
How do you get Liability Insurance for Errors of Omission?
E & O insurance can be obtained from various companies. Do a search for the particular field that you are in and add E &...
Popularity: 60 • Tools: Recategorize
What is the difference between contractors general liability coverage contractors professional liability and builders risk coverage?
Builders Risk - 1st Party coverage for a building under construction - covers the Property - building &...
Popularity: 56 • Tools: Recategorize
What kind of liability insurance would you need for an outdoor production of a play?
You can get what's called a Special Event Policy which is a policy for one specific event only. Prices begin at $150 and you can...
Popularity: 54 • Tools: Recategorize
What does primary and non contributing really mean in regards to general liability insurance coverage?
It means that whoever states their insurance is Primary, it's really Primary regardless of who is at fault. For example, the...
Popularity: 54 • Tools: Recategorize
What liability exposure do you have allowing ATV's on your property?
HUGE! I do NOT recommend this - any accidents that happen on your property you can be held resonsible for. Especially if there...
Popularity: 53 • Tools: Recategorize
What defense is available for a tenant if he has no insurance and a fire started from his stove?
A person has a duty to operate dangerous equipment with the ordinary care of a reasonably prudent person to avoid damage or...
Popularity: 53 • Tools: Recategorize
Where can you get liability Insurance in Nebraska?
Contact a good agent, if they do not sell the type of coverage or policy you require they will more than likely know an agent...
Popularity: 51 • Tools: Recategorize
What are the professional liability insurance requirements for physicians?
Hi Friends, In most of the countries medical practice is covered under consumer laws. So with this regard where the patient...
Popularity: 51 • Tools: Recategorize
If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?
No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to...
Popularity: 50 • Tools: Recategorize
What is liability insurance?
Definitions of LIABILITY INSURANCE on the Web: Insurance for what the policyholder is legally obligated to pay because of bodily...
Popularity: 49 • Tools: Recategorize
What kind of liability insurance is needed for a business that provides staff to sell tickets at outdoor festivals; the staff would all be subcontractors?
Contact a good agent in your area, they will be able to help you with this.
Popularity: 49 • Tools: Recategorize
How much does a one-million-dollar liability insurance policy cost?
Too many variables. Liability insurance for what? You need to contact an insurance agency that handles commercial insurance and...
Popularity: 49 • Tools: Recategorize
What does liability insurance cover?
The term "Liability" means anything you are libal for. The best way to put it is the liability section of an insurance policy...
Popularity: 48 • Tools: Recategorize
Where do you get liability insurance for a small home daycare and how much coverage do you need?
You need General Liability Insurance. Many isurers have programs tailored for day care canters you can obtain from any authorized...
Popularity: 47 • Tools: Recategorize
What type of liability insurance do you need for a small business that provides cooking classes for children and cooking birthday parties?
You need General Liability to begin with. This policy will need to cover medical costs that a student/customer would need if they...
Popularity: 45 • Tools: Recategorize
What is a typical liability rate for contractors doing home remodeling?
Need to know what state...send info to info@nginsuranceonline.com
Popularity: 44 • Tools: Recategorize
Is there anyway to locate whether a company carries liability insurance if they do not disclose it?
Call your local Inter Company Arbitration Assocition and ask to speak to the manager. If you give them the company name they may...
Popularity: 43 • Tools: Recategorize
Can one get an independent audit of the general liability policy at no charge?
Yes, you can. Our company performs just such an audit and we are only paid if we obtain a refund. Our site is www.USA-Audit.com.
Popularity: 43 • Tools: Recategorize
How does a plumber become licensed and bonded?
Licensed with the state: usually a combination of experience and taking a test. Once the state has approved the application, many...
Popularity: 43 • Tools: Recategorize
Where can someone get liability insurance for selling items on ebay?
are you making the product or just reselling?
Popularity: 42 • Tools: Recategorize
