Wiki Answers > Categories > Business & Finance > Insurance

> Medical Insurance Questions

Medical Insurance

Medical insurance is an insurance against loss by bodily injury or illness. It covers doctor’s fee, hospital fee, medicine and other medical expenses. It may be purchased individually or on a group basis. It may also be provided universally by the government.

Total questions 26400

Supervisors

Supervise this category!

Recent Activity

Lazarus (supervisor) [960]
wrote the first answer to Are insurance companies over regulated 11 minutes ago

ID2762311965
added Are insurance companies over regulated to Medical Insurance 24 minutes ago

ID1221360741
added What page of Medicare and You covers deductible for a to Medical Insurance 12 Feb 2012 02:20

ID1202219810
added Is cheasepeke insurance a good health insurance to Medical Insurance 10 Feb 2012 20:08

See more activity

Top Contributors this month

Answers

Moorgate

PorkundBean

Lazarus

Sunshyne11

Marzena J Kuhiwczak

Edits

Dfoofnik

Sparkfighter

Insurance Plus

Johnbrent

Ram Mohan Raj

Organization

Dfoofnik

Insurance Plus

RoyR

Mihaelarapan

9lenawouirt908

Questions

Mihaelarapan

Current Leaders

Hall of Fame

Subcategories

Healthcare Coverage While Pregnant

Medical Billing and Coding

Questions

All unanswered questions | New questions | New answers

[First page]

23456789101112

Next >

[Last Medical Insurance page]

What is considered a preexisting condition?

A pre-existing condition is a medical condition that existed before you obtained health insurance. It is significant because the...

Popularity: 533 • Tools: Recategorize

Does any dental insurance cover implants?

An increasing number of dental insurance plans are adding coverage for implants. Press releases from some of the companies...

Popularity: 374 • Tools: Recategorize

Are life insurance benefits taxable.?

Life Insurance Benefits Taxable? Death benefits are usually not subject to federal income tax. There are exceptions, though, if...

Popularity: 332 • Tools: Recategorize

Can you designate the primary and secondary insurance coverage yourself?

Primary and Secondary Coverage No You can not. Which policy is primary is dictated by law and by the terms of your insuring...

Popularity: 292 • Tools: Recategorize

What is a variable copay?

According to one insurance company, the term "variable copay" has to do more with where services are rendered rather than by...

Popularity: 290 • Tools: Recategorize

How can you get your insurance provider to sign up doctors as in-network?

Participating Doctors Bear in mind that it is ultimately up to the individual doctor as to whether or not he or she wants to...

Popularity: 276 • Tools: Recategorize

Do any insurance companies cover plastic surgery?

Cosmetic Surgery and Insurance Typically, Cosmetic surgery and all other "elective" surgery is NOT covered under Medical...

Popularity: 275 • Tools: Recategorize

How can you get affordable family health insurance if you are self-employed?

Health Insurance for the Self-Employed While the health care and health insurance debate is continually changing in our nation,...

Popularity: 273 • Tools: Recategorize

Why is liability insurance required on two identical vehicles owned by the same person with no other drivers?

Your recluse can crash the first pickup into a school bus at a gas station, then walk home and drive the second one into an...

Popularity: 268 • Tools: Recategorize

How do you determine if you have a 'preexisting condition'?

According to BCBS, if you are still under a doctor's care for a condition and have not been released, it counts as a pre-existing...

Popularity: 255 • Tools: Recategorize

What do you do if you didn't know a doctor was out-of-network?

Go to, don't call, go to the hospital administration office and demand to speak to the CEO. Tell the hospital CEO your problem....

Popularity: 251 • Tools: Recategorize

Can you pay now for coverage later?

The premium charged for health insurance is based on a person's health, medical history, age, amounts of deductibles and...

Popularity: 247 • Tools: Recategorize

How do you accelerate the insurance claim process?

First, document when and to whom you spoke, and what about from the first report of the claim to every subsequent conversation....

Popularity: 247 • Tools: Recategorize

What happens to your medical insurance if you lose your job?

If you are covered by your employer and you leave your job or lose your job, your employer must offer you COBRA, which is a...

Popularity: 234 • Tools: Recategorize

Can you get health insurance if you've been diagnosed with lupus?

If you are currently covered under a group health insurance plan through your employer you are eligible to get it through a new...

Popularity: 234 • Tools: Recategorize

Can you choose whether your ex or your new spouse is covered by your medical insurance?

Well, I will try to keep my personal comments to myself in regards to your future husband continuing to have his ex on his...

Popularity: 227 • Tools: Recategorize

Can you get medical insurance for your family that's separate from your own policy?

Yes you can and in many cases you should. You will very often find that individual coverage, if you can qualify for it, is...

Popularity: 221 • Tools: Recategorize

Do doctors in Pennsylvania have to preauthorize your insurance before any surgical procedures?

Different insurance companies have different precertification requirements. Some companies only require precert for inpatient...

Popularity: 221 • Tools: Recategorize

Will you be denied coverage for alcohol abuse?

I would call several companies at random, including the company you are applying at. I would pose as a potential future member...

Popularity: 220 • Tools: Recategorize

Is it possible to find out if a company's medical insurance plan covers a specific treatment before accepting a job offer?

Find out the insurance company the new job offers. Contact them ask for customer service and ask them that question I...

Popularity: 220 • Tools: Recategorize

How do you switch to your spouse's health insurance?

if you are recently married (within 31 days) your spouse needs to fill out an enrollment form. Your coverage will be retroactive...

Popularity: 218 • Tools: Recategorize

Is a divorced man's child covered by the significant other's insurance plan?

As far as I know, in most states the significant other would have to legally adopt, or become the legal gardian of the child in...

Popularity: 218 • Tools: Recategorize

Can you be denied health insurance if you are diagnosed with herpes?

If you're in Washington State, if you're declined by the insurance company, you can enroll in the State's insurance pool...

Popularity: 215 • Tools: Recategorize

When insurance pays three times the amount for pain and suffering is that in addition to medical expenses?

Here are opinions from WikiAnswers Contributors: Yes. It is a totally separate issue from medical bills. No, absolutely do not...

Popularity: 213 • Tools: Recategorize

Is it legal to have your own health insurance through your employer as well as being on your spouse's employer's health insurance plan?

Yes, but check into them carefully first. Both me & my husband both have insurance coverage on us and our kids. I did not...

Popularity: 211 • Tools: Recategorize

Can you switch to a spouse's insurance after losing your own?

This depends on the individual insurance. I would call your spouse's insurance. I wouldn't say anything about why you lost your...

Popularity: 208 • Tools: Recategorize

Is it legal for a doctor to charge one price if a patient pre-pays and another price if insurance is billed?

I would seek legal counsel on this from someone who is familar with medical claims. In the meantime, do you have anything in...

Popularity: 208 • Tools: Recategorize

Can an employer require you to show confirmation of medical coverage before you can drop your existing insurance?

AnswerYes,The way this was explained to me by my companies H.R. Dept. was the fear the company has of being sued. Say you get a...

Popularity: 208 • Tools: Recategorize

Is being pregnant considered a pre-existing condition when changing insurance?

No. According to the Department of Labor' HIPAA Act of 1996, "... HIPAA prohibits plans from applying a preexisting...

Popularity: 207 • Tools: Recategorize

Where can you get medical insurance quotes?

U S Government guide to reliable Health information - healthfinder.gov Check with the Dept of Insurance in your state or the...

Popularity: 206 • Tools: Recategorize

Does having a pacemaker make you uninsurable for medical insurance?

Yes, in the state of Tennessee it does. I have been denied by all independent agencies, and by TennCare, too. They all say I am...

Popularity: 205 • Tools: Recategorize

Can employers offer health coverage for same-sex couples and not for 'significant others'?

Yes, an employer can offer coverage to same-sex domestic partners and/or deny coverage for opposite sex domestic partners. You...

Popularity: 204 • Tools: Recategorize

Is there any law in PA that says you must use your insurance instead of your spouse's as your primary?

Yes. Whose birthday comes first in the year is the primary insurance policy.

Popularity: 204 • Tools: Recategorize

What health insurance company will insure a person with a pacemaker?

Google a search for "guaranteed issue" plans and policies online. Depending on the state where you live, these limited benefit...

Popularity: 203 • Tools: Recategorize

Can an employer force an employee to take the health insurance they are offered?

no, no employer can force you to sign up for medical benefits. If you are covered by a spouse, for example, there may be no need...

Popularity: 202 • Tools: Recategorize

If you change jobs will the new insurance company cover a dependent's cancer treatments assuming the new employer provides sufficient coverage?

Yes, as long as there is no lapse in coverage.

Popularity: 202 • Tools: Recategorize

If two parents carry insurance for a child whose is considered the primary?

It depends on how the Summary Plan Descriptions (SPDs) of the insurance plans are worded. Although there are several methods, in...

Popularity: 199 • Tools: Recategorize

Does new medical insurance coverage automatically become the primary coverage?

No, I'm checking on the CA State Law, but haven't found it yet. Here's the research I found so far. From Blue Cross...

Popularity: 194 • Tools: Recategorize

What insurance company will provide medical coverage for a person with lupus?

blue cross blue sheild I have lupus and have been covered by Aetna and am currently on United Health Care. Most...

Popularity: 194 • Tools: Recategorize

Is it Medicare fraud for a company to bill commercial insurance companies a higher fee-for-service than they are billing Medicare for the same service?

Insurance companies negotiate rates for services at the best advantage to them. Companies with larger groups get the best rates...

Popularity: 191 • Tools: Recategorize

How can you get needed surgery in North Dakota if you have no health insurance?

I don't know specifics about N Dakota, but look into state benefits. If this isn't an option, then talk to different doctors or...

Popularity: 191 • Tools: Recategorize

If you are a 39-year-old working woman who's pregnant what kind of insurance is recommended?

You may want to check on your search engine for health insurance for pregnant women. There is no individual or group insurance...

Popularity: 191 • Tools: Recategorize

If divorced parents both carry insurance and father's is primary can the mother file hers as primary?

AnswerJust file and when the question asks about other coverage - answer it honestly. I see so many questions on this site about...

Popularity: 191 • Tools: Recategorize

If a child's name is inadvertently left off of the enrollment form when enrolling for family coverage can the claims be denied for this child?

Yes, but if you work with an agent, he/she can usually take care of that for you.

Popularity: 188 • Tools: Recategorize

What are the benefits of having primary and secondary medical coverage?

to my knowledge, most states only permit residents to buy medical supplements that pay expenses not covered by primary health...

Popularity: 188 • Tools: Recategorize

Will any insurance cover a Type 2 diabetic who takes insulin?

Yes, try a employer group plan or Mr. Mip. Some carriers will offer individual coverage to an insulin dependent Type 2...

Popularity: 184 • Tools: Recategorize

Where do you find affordable health insurance for a single mother of three?

Not sure Wiki.Answers allows posting direct hyperlinks to affordable health insurance options in the answers, so email me if you...

Popularity: 183 • Tools: Recategorize

Can a non-custodial parent find out how much the custodial parent was reimbursed by secondary insurance carried by the custodial parent?

AnswerIf you as a non-custodial parent are having to pay half of the medical expenses and you know he/she has secondary medical...

Popularity: 181 • Tools: Recategorize

If one has found precancerous cells and has them removed is this a pre-existing condition if that person gets the precancerous cells again or even cancer when switching jobs?

In CA: If you're with an employer group - no problem - groups of 2 or more are guaranteed issue and the time you spent on one...

Popularity: 177 • Tools: Recategorize

If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?

Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible...

Popularity: 177 • Tools: Recategorize

Does an employer in NY have to contribute equally by class of employee to health insurance premium?

It appears the Federal Law would require them to - "Simlarly Situated Individuals" The group of covered employees, their...

Popularity: 175 • Tools: Recategorize

Where can you find insurance companies who have offers for pregnancy 'pre-existing' plans around 2-3k?

Popularity: 175 • Tools: Recategorize • Needs Answer

With Primary and Secondary Insurance your primary denied your claim because it was over a year is your secondary obligated to pay?

Yes, subject to the limits in their policy. No. With most insurance policies, there is what is called a timely filing...

Popularity: 174 • Tools: Recategorize

Will there be any lapse in coverage if your old employer and new employer use the same insurance company?

When did your old plan end? When does your new plan start? Do you have the SAME plan with the Insurance Company. That is, one...

Popularity: 173 • Tools: Recategorize

When does medical insurance stop for a child insured by the non-custodial parent's coverage if the child is 18 but a full time college student?

as long as your child continues to be a full time student, then they are covered until they graduate. That may not be the...

Popularity: 173 • Tools: Recategorize

Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?

No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.

Popularity: 171 • Tools: Recategorize

Do you get dropped from your parents insurance the day you graduate from college or is there a grace period to allow you to get insurance on your own?

Usually when you turn 23, 24 or 25, depending on what the contract says. If you are on your parent's insurance and are...

Popularity: 170 • Tools: Recategorize

Is a man required to continue to provide medical insurance to his wife after they have been separated for 2 years?

It depends on the divorce agreement. If they have filed for divorce and it is pending, this has probably been addressed in a...

Popularity: 169 • Tools: Recategorize

If you have an HMO Medicare Plan that you are not satisfied with can you go back to Medicare being the primary plan?

Yes. All you have to do is send in a cancellation letter or send it to your insurance agent and have them send to the HMO...

Popularity: 168 • Tools: Recategorize

Is it possible for a 24 year old woman who is 3 weeks pregnant to find medical insurance in Missouri?

Yes - check out the Guaranteed Issue Pool for Missouri. Click here to find an agent.

Popularity: 167 • Tools: Recategorize

If you were fine when you applied for coverage then had some problems but no diagnoses can your insurance say you had a pre-existing condition?

They can try and say that, but as far as I know the burden of proof is on them. If you told the truth on the application - they...

Popularity: 164 • Tools: Recategorize

If an Insurance Company pays for services rendered by Doctors Office yet does not post and cash check until after patient has moved on to a new plan is patient still responsible for original payment?

little unclear on who received funds they didn't post or cash, (doc's office has an ins. co. check?) but i believe the answer is...

Popularity: 161 • Tools: Recategorize

If you have medical insurance at work that pays 80 percent of medical bills can you get additional coverage for the other 20 percent?

Yes and no. There are supplemental insurance programs available - do an internet search for "supplemental insurance." Programs...

Popularity: 160 • Tools: Recategorize

If you do not get insurance through your new employer and your wife if pregnant where can you get insurance now and what should you look for when shopping around?

In CA, try the AIM Program or Mr. Mip.

Popularity: 158 • Tools: Recategorize

If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?

If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be...

Popularity: 150 • Tools: Recategorize

What can you do if you have big fluid-filled lumps on your back neck chest and face but do not have any medical insurance?

goto either the er room if they are bothering you or a free clinc

Popularity: 146 • Tools: Recategorize

If already reviewed approved and receiving short term disability benefits how can long term disability be denied only because they consider the problem to be pre-existing?

AnswerIf Long Term Disabilty is denying you because on the date of the claim you were in the pre-x period then it would be...

Popularity: 142 • Tools: Recategorize

If you are considering rhinoplasty and the doctor suggested septoplasty as well which insurance will most likely pay for will your insurance company cooperate?

Rhinoplasty may be performed for reasons which are purely cosmetic, purely reconstructive, or a combination thereof. ...

Popularity: 127 • Tools: Recategorize

Cpt code for surgical removal of prepatellar bursa?

27340

Popularity: 125 • Tools: Recategorize

Does blue cross blue shield cover glasses?

Blue Cross/Blue Shield has many different plans and types of coverage. Yes, it will cover the cost of glasses, if this coverage...

Popularity: 122 • Tools: Recategorize

When you turn 65 must you take medicare?

You can decline part B but part A is free so I can't imagine why you wouldn't take it ... In either case you'll have tons of...

Popularity: 119 • Tools: Recategorize

Where can you get braces that wellcare covers?

It depends on what area you are in. Call wellcare and give them your zip code they will give you a few names and numbers in your...

Popularity: 117 • Tools: Recategorize

Who pays for group insurance?

"Group insurance" is to be distinguished from individual insurance. In that sense, a group policy provides coverage for multiple...

Popularity: 116 • Tools: Recategorize

How long does it take to become eligible for health benefits in Canada if you are an American?

AnswerNeed more info first,,,what province are you in???I am not sure but I think as long as you have a Ontario address you are...

Popularity: 113 • Tools: Recategorize

What is the cpt code for one view of KUB?

74400

Popularity: 113 • Tools: Recategorize

Is US Health Group a scam?

It is not a Job bit an opportunity for you to give them money...they will buy leads with that money...then they will use the...

Popularity: 113 • Tools: Recategorize

How do you get a Florida Insurance License?

Depending on the license, sales or adjusting, you may be able to take a designation course that will excuse you from the state...

Popularity: 108 • Tools: Recategorize

What is medicare cpt code for anorectal manometry?

90911

Popularity: 108 • Tools: Recategorize

How much does medicare pay for nursing home coverage?

For 2010, if you were hospitalized in a skilled nursing facility, Medicare would pay for the first 20 days of your skilled...

Popularity: 108 • Tools: Recategorize

What does the cpt code 63087 mean?

Surgical procedure code for: vertebral corpectomy (vertebral body resection), partial or complete, combined thoracolumbar...

Popularity: 107 • Tools: Recategorize

Can secondary insurance pay claims that are denied by Medicare?

That would be covered under the terms of your policy. In general that is what supplemental, (secondary) insurance is primarily...

Popularity: 104 • Tools: Recategorize

If you incur medical expenses for cancer and have private medical insurance that covers cancer is the insurance payout considered taxable income?

No. You have already paid taxes on the money that you used to pay the insurance premiums. I am an insurance agent that...

Popularity: 103 • Tools: Recategorize

How do you make medicaid your primary insurance?

You don't. Because it is a form of public assistance, Medicaid is always the payor of last resort.

Popularity: 102 • Tools: Recategorize

Is premature birth a preexisting condition?

No.

Popularity: 101 • Tools: Recategorize

Does Medicaid cover braces in Nebraska?

This will probably require prior approval, which will likely depend on whether the patient has the required Salzmann Index score.

Popularity: 100 • Tools: Recategorize

Will pregnancy be a pre-existing condition even if it is not officially documented prior to obtaining insurance?

Official documentation is not relevant. Check out steveshorr.com

Popularity: 99 • Tools: Recategorize

Do you have to see the doctor chosen by your insurance company?

AnswerConcerning an injury claim, yes. Unless you are wiiling to risk an lengthy and expensive court battle. Although an attorney...

Popularity: 99 • Tools: Recategorize

What decade did group health insurance begin?

The concept of health insurance was proposed in 1694 by Hugh the Elder Chamberlen from the Peter Chamberlen family. In the late...

Popularity: 99 • Tools: Recategorize

Does medicaid cover eye glasses?

Yes, if medically necessary.

Popularity: 98 • Tools: Recategorize

What the letter d stands for on a medicare card?

The letter D on a patients Medicare number means the person is a widow.

Popularity: 97 • Tools: Recategorize

Is it possible to check into a company's insurance plan to see if a particular medical treatment is covered before accepting a job?

It is possible; however, from a Human Resource Manager's standpoint, I would not recommend it. Discussing medical treatments...

Popularity: 95 • Tools: Recategorize

Do doctors determine which insurance they will accept or is that determined by a managing network?

Both. The primary decision maker in this process is the doctor. The Managing Networks have two objectives in this...

Popularity: 95 • Tools: Recategorize

How much do US senators pay for medical coverage?

Probible nothing,as we the tax payers pay their bloated salaries.Nothing as of 2010.Egyptians used Facebook and Twitter to defeat...

Popularity: 95 • Tools: Recategorize

How to become an independent insurance broker or agent?

Before becoming an independent agent, it is advisable that you have some experience in the insurance business. Primarily because...

Popularity: 94 • Tools: Recategorize

Does Texas Medicaid cover gastric bypass surgery?

Update to "Bariatric Surgery Benefits Now Available" This is an update to an article that was posted on this website on January...

Popularity: 94 • Tools: Recategorize

Is it possible to have insurance coverage by more than one insurance carriers?

Yes, you can have insurance coverage from multiple carriers.

Popularity: 93 • Tools: Recategorize

How would you locate medical records from 1960?

State laws usually only require holding them for a few years so they may no longer exist. The only way would be to contact the...

Popularity: 93 • Tools: Recategorize

How can you find a website listing only co-op or non-profit health insurance companies and insurance covering alternative medicine like acupuncture?

Here is an excellent site with some wonderful options 4 U. http://www.freewebs.com/health-insurance-leads/

Popularity: 92 • Tools: Recategorize

If you've been diagnosed with Lupus how can you get health insurance coverage in New York?

Try contacting a full time professional health Insurance Agent and a member of the National Association Click here to find one

Popularity: 90 • Tools: Recategorize

How can you get affordable medical insurance that covers alcohol abuse help groups?

The most well known alcohol help group (Alcoholic Anonymous) is available everyday in large cities and costs nothing. If the...

Popularity: 90 • Tools: Recategorize

[First page]

23456789101112

Next >

[Last Medical Insurance page]

Click here to browse the new [Medical Insurance questions] or [All unanswered Medical Insurance questions].

Home

Medical Insurance