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Mortgage Insurance
Total questions 225
Can you get mortgage insurance that includes life disability and unemployment?
Mortgage insurance For mortgage - I don't know of any companies that offer unemployment coverage other than thru the State,...
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What are the mortgage insurance requirements in Nebraska?
There are no "requirements" as in you are required to get it unless you mean Private Mortgage Insurance. 2 different...
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What if the amount of insurance is greater than the payoff value of your home?
You would have to check the beneficiary designation. If you need money in addition to your mortgage try...
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Where can you get mortgage insurance quotes?
You can contact an insurance agent in your local yellow pages to request quotes, or use an online mortgage insurance quote...
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Is there an insurance that will pay your mortgage payments in case of job loss or disability?
You can get disabilty insurance - try www.steveshorr.com/disability.htm for unemployment you have to go thru the State - the...
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What mortgage insurance can you cancel after paying it for 2 years?
First, do u really need mortgage insurance? Do u have any other life insurance policy? If yes, then that policy is sufficien....
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Does homeowners insurance pay off your mortgage if the house is lost?
NO! You still have to make payments on the mortgage, pay for living expenses if more than the stipend provided to you by your...
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If you are buying a house on contract can the seller make you pay 'mortgage Insurance' on top of the mortgage payment?
MI is required by the lender, not the seller, so no, a seller can't make you pay it. If the mortgage you qualify for requires MI,...
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Which mortgage company would receive a check that was issued for hurricance damage during a refinancing?
Mortage Refinancing and Payment of a Claim These types of checks are often given directly to a mortgage company - to ensure...
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Where do you find the best prices on mortgage insurance?
Do you have another life insurance of sufficient amount to cover mortgage, then you do not need extra mortgage insurance. Any way...
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If land is in a non-rebuildable flood zone is there another insurance besides floor insurance that can would pay the remaining mortgage?
If your house is a "write off" normal coverage limits should cover it under your F&C insurance. All states differ.
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Do banks require permanent employment for a minimum number of years for mortgage applicants?
Banks require a 2 year job history, you can have different jobs as long as they were in the same industry. So as long as you can...
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Who should have mortgage insurance?
Are you referring to mortgage insurance that is added to your monthly payment in case of default? Anyone with an ltv at 80% or...
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What will be the future of Mortgage Insurance and How will Mortgage Insurance be affected in the future?
it will exist in the future and the price may or may not go up Private Mortgage Insurance is needed now more than ever. For a...
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Does a second mortgage need to be insured?
If you are referring to "Homeowners" insurance, the second mortgagee should be listed on the policy.
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Is it illegal to have two insurance policies on the same vehicle?
It isn't illegal, but understand that you won't get paid twice for damages. Don't plan to make money when the car gets damaged or...
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What is the process to remove private mortgage insurance when the house value has increased more than 20 percent of its original purchase price?
send a written request to the lending institution. In some cases you may have to pay the cost of an appraisal. Ready your closing...
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What is a private mortgage insurance?
This is often called PMI..... and costs anywhere from $10.00 to hundreds a month on your house payment, and is REQUIRED on all...
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What is a mortgage insurance premium?
The amount you pay (generally monthly in your house payment) for the morgage insurance policy. Most lenders require you to carry...
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Does the terms or the percentages change when canceling Freddie Mac private mortgage insurance on a single family home or a non owner occupied investment property?
NO.. It will not affect your mortgage interest rate.
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Can a mortgage company require that you have coverage greater than the replacement value of the dwelling?
I doubt it. The Mortgagee (i.e., the mortgage company) has an interest solely in the value of its collateral, which is its...
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Do you have to carry mortgage insurance?
No you do not have to, but you would be a fool not to carry enough insurance to cover your mortgage! However, most mortgage...
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When can you remove the mortgage insurance from your loan?
1. when the bank allows or 2. when you pay off the mortgage.
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What is meant by 'pre-issuance' in regards to mortgage insurance?
What is the purpose and and benefits of per mortgage insurance
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Is there a minimum credit score for Private mortgage insurance?
It is usually required of home buyers whose down payment is 20 percent or less of the property's sale price or appraised value....
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What is a underwriting criteria?
Depends on the policy type, the insured's age, and the face amount. It can include blood, urine, saliva, MIB report, EKG,...
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You have motgage insurance through your leander. you become disabled will they make your payments?
Mortgage insurance protects the LENDER ONLY. If your house were to burn down, they want to make sure they get their money. You...
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What are the causes for privatisation of insurance sector in in India?
when we critically examine the opportunities which were available before the globalization of Indian market, it can be said that...
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Do you have to have mortgage insurance?
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Your mortgage company wants you to insure for the value of the loan but you think insurance should only cover the replacement cost of the structure what is the minimum coverage required?
You have to have it insured for at least the amount of mortgage. That is the mortgage companies "insurance" that it will be paid...
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If a Single person dies what happens to his mortgage?
The mortgage is still attached to the property. An heir can take over any interest in the property, as assigned by the probate...
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What is the FHA mortgage Interest Rate?
FHA mortgage interest rate depends on many factors. There is no set rate. Banks send lenders and mortgage companies a rate sheet...
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Can you use your last pay stub at the end of the year?
to file your taxes? most reputable tax firms can use that information to get a pretty good, educated GUESS at what you should be...
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What is mortgage insurance?
Private Mortgage Insurance is a policy that covers the mortgage company in the event the home buyer defaults on the mortgage...
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Does suicide negate any payout from policy?
suicide will cause your premiums to be refunded if it occurs within the first 2 years of the policy, after that, the full benefit...
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Is it illegal for mortgage companies to require you to carry flood insurance if you are in zone x?
Yes it is legal. You probablly agreed to it when you signed the finance note.
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Will refinancing your mortgage remove the mortgage insurance from your loan?
Actually, you may not have to go as far as refinancing to remove the mortgage insurance. If you have paid down the principle and...
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What steps do you need to take to buy a house?
You should first speak with mortgage/loan officers and see what you can get approved for and what you can afford then find a...
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Deed in lieu?
Often confused with a "short sell", a "deed in lieu" is used when a homeowner facing foreclosure asks the lender to accept the...
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Is there a housing loan insurance available?
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What is the statute of limitations on property damage claims in Florida?
Four Years.
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How much private mortgage insurance will you pay on a 165000 loan?
There is not enough information in your question. The rate changed for PMI is based on the loan to value, so without knowing the...
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Insurance for bills incase of being laid off?
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You have joint policy with your estranged husband and need to find out when policy matures?
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UK mortgage question I just wondered if you could tell me what proportion of the UK population have an interest only mortgage because they cannot afford the monthly mortgage repayments associated with?
US Mortgage design
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What insurance does rudy giuliana have?
I would imagine he would carry whatever is reasonable and necessary. Life, DI, LTC, Health, Auto, Home, Liability, etc.
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What companies write decreasing term life?
There are fewer and fewer these days because it is not of good value. I highly recomend against it. A srraight term life will...
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Job loss insurance in canada?
yes canada has this insurance, but it's usually attached to some other type of insurance you need to buy first.
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Who founded Allstate Corp?
Robert E. Wood founded Allstate on April 17, 1931.
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Who is protected by mortgage mutual insurance?
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Can you sell grneral insurance with cemap?
You do not need any qualifications to sell General Insurance. However, you do need to be working for an FSA registered company...
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Are mortgage insurance premiums deductible on your taxes?
No they are not or the death benefit would be taxable. Since you said mortgage insurance I am assuming that you mean PMI or...
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What is conventional uninsured mortgage?
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Is mortgage insurance optional?
no. If you have a loan greater than 80% of the value of the home and the lender requires mortgage insurance, then it is not...
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Who receives the mortgage insurance payments?
The insurance company.
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Can the mortgagor shop around for mortgage insurance or is he stuck with whatever the lender chooses?
Yes you can choose your own mortgage insurer, as long as they are approved to do business with your lender. Ask your lender for...
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National life insurance and accident company?
If you are looking for this company, we can possibly assist you with this information. Please e-mail us through our website...
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Why would your insurance increase?
what insurance?
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Can your insurance ask you to pay for premiums that you have put a claim in to?
I have claimed on my ppi, that also covers my house contents. As I am no longer working, and to enable to meet my mortgage...
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When your house forecloses and it doesn't sell do you owe the difference?
If you're in the US and assuming you mean the home doesn't sell at the foreclosure sale… The lien holder will market the...
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Are mortgages insured by the FDIC if a bank fails?
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Do you legally have to have home insurance to get a mortgage?
It is the Mortgage company's requirement. One of their conditions for loaning you the money is that you carry insurance. This...
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Is it harder to get a home insured if you have moved out and are now renting the property and can the mortgage company object to doing this and can they forbid renting it out?
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Could you afford buying a 300000 house with good credit a making 60000 a year and have 89000 dollars in the bank could you afford it?
Yes and no. With 20% down on $300,000 ($60K), you would owe $240,000. At 6% over 30 years, that is $1438.92/mo, plus taxes and...
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What is the number for our secure family insurance company?
I had an Agent from Our Secure Family Insurance call me. My caller ID shows the number for this Agent as 515-864-7727. Hope this...
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What is the difference between Fannie mae and freddie mac?
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When did Freddie Mac start?
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I need leads to sell mortgage protection in los angeles. Where do I get get information on recently recorded deed in in los angeles county Name of a recent home owner and morgage company name.?
From the Los Angeles County Recorders office. You pay $100 a month + $1 per record. You can only view records one at a time. So,...
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Freddie mac and Fannie Mae are in what businesses?
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Does AIG own Auto Owners Insurance Group?
no...they are competitors
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How many single family homes are there in the United States?
Q. How many housing units are there in the United States in 2001? A. There were 119,117,000 housing units in the United...
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Who is Freddy Mac?
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What is a statement under oath and is it a standard insurance claims proceedure?
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Who was President of the U S when Fannie Mae and Freddie Mac came into being?
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Do subprime loans require mortgage insurance?
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What is a debencher?
A debencher can be the name given to "first refusal tickets". for example at a sporting arena you will have the right to turn...
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If a mortgage is paid off is home owners insurance required?
Generally no. Homeowners insurance may be required by any creditor for whom your home has been put up as collateral on a debt. If...
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How to write an escrow hardsip letter?
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How much is your homeowners insurance?
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What is your monthly payment for homeowners insurance?
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Is graduation mandatory to do executive mba?
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Ann brought a property through her broker sight unseen. escrow closed and the deed was recorded Ann went to move in and found George living there Because notice was given but ann failed to inquire?
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Does mortgage insurance cover the individual who purchased it?
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What happens when you can't pay your mortgage?
It reflects poorly on a bank to have real-estate in its portfolio of assets. When a borrower is performing well on their mortgage...
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What is the average cost per square foot for rebuilding in Lawrence Kansas?
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WHAT IS mortgage assets?
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Can a mortgage company keep the unused portion of insurance claim money when the job is completed and inspected?
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When is the mortgage insurance premium deductible for tax purposes?
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Can you choose private mortgage insurance companies for FHA loans?
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Can you get a private mortgage insurance for an FHA loan?
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Can mortgage company hold insurance fund if you are deliquint?
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What can be done to increase insurance penetration in uganda?
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Can your flood insurance money pay off a mortgage?
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How does principle mortgage insurance affect a foreclosure?
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Laws governing mortgage company's insurance check endorsments?
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What can you do if Citi Mortage wont pay an insurence payout?
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How long does the average homeowner keep his mortgage?
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Does mortgage insurance protect the bank's intrest on a forclosed loan?
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What is mortgage financing?
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Why you have to insurance?
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