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Loans Questions

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Total questions: 1079

Is an installment loan a good idea?
Popularity: 230

How can you tell legitimate loans from scams?
Popularity: 221

What is a cash advance loan?
Popularity: 220

Are loan-by-phone companies legitimate?
Popularity: 207

How do you collect on a private loan that has been defaulted on?
Popularity: 194

Must bad loan obligations always be paid in a bulk payment?
Popularity: 180

Is there any way to know if someone has gotten a loan using your ID?
Popularity: 173

Is it better to obtain a loan from a credit union or a bank?
Popularity: 167

If you have a new leased car is there any way to get a loan to pay off your lease and possibly lower payments?
Popularity: 167

Can you get a title loan if you have bad credit and your car was repossessed but you own a business?
Popularity: 167

How can your loans be forgiven if they are in default and you are disabled?
Popularity: 165

Will making a first payment on a debt after the statute of limitations has run out reset the statute of limitations in New York?
Popularity: 152

If you have thousands of dollars in student loans and credit cards and hospital bills should you try to get a loan?
Popularity: 148

If you loaned someone some money and it was not repaid as agreed can you file a judgement against them?
Popularity: 147

If a spouse dies and has a loan out with the bank is the surviving partner responsible for the debt?
Popularity: 143

What income is reportable to lower the debit to credit ratio when trying to purchase major items likes autos and homes?
Popularity: 141

If you have bad credit and filed bankruptcy about seven years ago is there a lender who would let you borrow about 25K to build a church and some personal expenses if you can put 10 percent down?
Popularity: 137

Which is preferable a loan with a lower present value or a loan with a lower periodic installment and why?
Popularity: 135

What are the chances that a creditor will sue you just before the statute of limitations runs out?
Popularity: 135

Why is more interest paid at the beginning of a loan period than at the end of the loan period?
Popularity: 133

How can you repay debts from a new business faster?
Popularity: 131

Does being the co-owner of a car give you credit?
Popularity: 124

What website could you go to for a student loan with bad credit and no cosigner?
Popularity: 122

If you make 30k a year have no debt and your FICO score is in the low 800's would it be possible to get a 10k-15k personal line of credit?
Popularity: 120

Is it possible to a place lien on someone's home with their consent as collateral for a personal loan?
Popularity: 120

What would be preferable to retire a loan towards the end of its term or much before it?
Popularity: 118

Is there a standard percentage that collections agencies generally accept?
Popularity: 118

Is it mandatory for every single bank or lending agency to request proof of employment or income?
Popularity: 117

Is it best to retire a loan toward the end of its term or much before it?
Popularity: 116

Do you still have to pay a charge off account?
Popularity: 114

If a loan has a prepayment penalty attatched to it would it still be viable to retire it?
Popularity: 113

Can you put a judgement on an ex-boyfriend who owes you 25 thousand dollars?
Popularity: 113

Why is more interest paid at the beginning of a loan than at the end?
Popularity: 111

Is it better to retire all loans before their term?
Popularity: 111

Are there any national lenders which focus on making loans to individuals in bankruptcy?
Popularity: 110

What happens when financing for an auotmobile falls through and you have already driven the vehicle for a week?
Popularity: 109

Can a judgment stop you from getting approved for a home loan?
Popularity: 109

Is it viable to retire a loan with a repayment penalty?
Popularity: 108

Can a pregnant woman get a loan while she is looking for a job?
Popularity: 108

What happens if you take a loan for 10000 in the UK and then leave for the USA?
Popularity: 107

You have perfect credit how can you use that to your advantage for home loans?
Popularity: 104

What steps are taken when you deny a charge?
Popularity: 103

Can a bank take your money for charge off?
Popularity: 103

How do you pay back a loan that is charged off?
Popularity: 102

Can a debtor be discharged from a credit union loan which he took out to pay his taxes?
Popularity: 102

If your social security number on your credit report is one number off and you get credit under the wrong number can the creditor close your account?
Popularity: 102

If a loan has a pre-payment penalty attached to it would it still be viable to retire it?
Popularity: 101

Why is more interest paid at the beginning of a loan period that at the end?
Popularity: 100

Is it possible for a person with a credit score below 450 to get a personal loan with no collateral?
Popularity: 98

What is a loan charge off?
Popularity: 97

Will paying off loans early give you a lower credit score?
Popularity: 97

If you have a car loan in your name from a credit union will it affect your ability to get a loan for a second car from a dealership?
Popularity: 97

What if you have no job no credit and no home to refinance but you get government aid each month is it possible to get a personal loan?
Popularity: 93

If a loan has a prepayment penalty attached to it would it still be viable to retire it?
Popularity: 92

Where can you find samples of financial hardship letters?
Popularity: 91

How do you obtain a credit reference?
Popularity: 91

Why is more interest at the beginning of a loan?
Popularity: 90

If you have a judgement in New York that does not show on any of your credit reports and want to get a morgage in Florida is there any way they can find out about the judgement?
Popularity: 89

When is a capital lease a better alternative than an operating lease?
Popularity: 87

If your parents had you put vet bills under your name before you were 18 and you got bad credit is there any way to take it off?
Popularity: 87

If a loan has a prepayment penalty attached to it could it still be viable to retire it and why?
Popularity: 86

FBCM or LSC was sued by hud and ftc illegal loan procedures destroyed your credit rating to enable us to save your home from false forced forclosure many times from enforced home ins how can you fix it?
Popularity: 84

Your spouse dies without a will and the collection firm wants to settle for less than is owed how will this affect the surviving spouses' credit?
Popularity: 83

How can you obtain business credit without using personal guarantees?
Popularity: 82

Is a new loan possible if you have perfect credit and have financed and paid off all assets but due to contractor negligence the home has been condemned and you've been advised to file bankruptcy?
Popularity: 80

How can you get help with a downpayment when your credit score is 600 or lower?
Popularity: 75

You do not have Judgement against you your court date is in a couple of months you tried to ask the plaintiff for a settlement but he was unwilling Can you ask for a mediator before your court date?
Popularity: 75

Where or how can you find a private lender willing to lend to individuals?
Popularity: 74

Would it still be viable to retire a loan if there a pre-payment penalty?
Popularity: 74

How does bankruptcy affect rates on loans?
Popularity: 73



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