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Mortgages Questions

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Total questions: 1282

What are the negatives and positives of having someone cosign on a home loan if you have less than perfect credit?
Popularity: 121

How do mortgage companies regard people in debt management programs who want to buy a second house?
Popularity: 116

Can you have your name removed from a mortgage loan that was deemed your ex-spouse's responsibility in a divorce?
Popularity: 110

What is the law on a repossession of a home?
Popularity: 105

How will co-signing a mortgage for your mother effect your chances of getting a home of your own at a later date?
Popularity: 101

If you are separated and your wife cosigned on a home for you then you get a divorce a few months later is it possible for her to get off the loan?
Popularity: 101

I need an example on how to fill out a quick claim deed?
Popularity: 100

If you have a credit score of 620 and make 60k per year what programs do they have for B credit mortgages?
Popularity: 93

When your home goes through foreclosure do you still have to pay the loan off from the bank?
Popularity: 91

Besides extra snow shoveling what are the disadvantages of a corner lot?
Popularity: 89

Can you get a mortgage if you have about a 600 FICO score and your wife has around a 650 score?
Popularity: 88

What are the disadvantages of buying a foreclosed property?
Popularity: 87

If someone died and left a house with a mortgage in a trust can you just keep making the house payments or do you need to notify the mortgage holder and can they demand the note be paid in full?
Popularity: 84

If someone is 'buying' a house from her grandmother what is the minimum the selling price can be and is a lawyer needed to transfer the title?
Popularity: 83

If you have a 5 year old eviction on your Equifax report would it still be possible to buy a house?
Popularity: 82

Can a resident alien purchase a house?
Popularity: 82

Can a person with a mobile home mortgage buy a normal house mortgage without selling the mobile home?
Popularity: 80

What does it mean when a seller says Owner Will Carry and what are the advantages or disadvantages for the buyer?
Popularity: 77

What happens to your credit score when you purchase a home?
Popularity: 77

Can someone buy a foreclosed home by obtaining a loan from a bank and not putting any money down or would they have to use some of their own cash?
Popularity: 77

How do you add someone to your home's deed?
Popularity: 76

When buying a house can you get a larger house loan so you can pay off some of your credit cards and car?
Popularity: 76

When you are trying to get a home loan how far back does the lender look to see if you've bounced any checks?
Popularity: 76

How do you find homes that have been foreclosed?
Popularity: 75 | Needs Answer

Can a 2nd mortgage be included in Chapter 13?
Popularity: 75

What is the max loan amount for a credit score of 620?
Popularity: 74

How likely is it to purchase a home during bankruptcy and after repossession?
Popularity: 74

Can you get a mortgage with a 593 credit score bankruptcy 2 yrs ago no debt with no active creditors and an income of 32K?
Popularity: 74

If you are buying a new house but still have time left on your apartment lease can you get out of the lease without paying penalties?
Popularity: 74

As co-borrowers do both credit scores count?
Popularity: 73

Is there a clause that would allow you to rescind a first mortgage?
Popularity: 73

Is there a way to buy a home if your credit score is over 600 but you have a judgement against you?
Popularity: 73

What happens if you purchase a new house and your existing one is up for sale and does not sell in time for the new house to be purchased?
Popularity: 73

Can you qualify for a mortgage even though you are a co-signer on someone's loan?
Popularity: 72

Is it possible for someone who has declared bankruptcy to obtain a mortgage with a co-signer to help re-establish credit?
Popularity: 72

Can you get approved for a mortgage loan with a credit score of 427?
Popularity: 71

Should you look for a higher paying job 3 months before you apply for a new mortgage?
Popularity: 70

If a chapter 7 bankruptcy has not been discharged is it a law stating a lender cannot offer you a home mortgage or would they just be crazy to do so?
Popularity: 70

If someone has a mid FICO score of 680 and a 7 year old judgement can they qualify for a mortgage at a good rate?
Popularity: 70

If an unmarried couple separate and the co-owner is the one who leaves the home can he ask the mortgage lender to be removed?
Popularity: 70

If someone buys a house with someone else and one of them refuses to pay their half what are their rights?
Popularity: 69

Can one person get a mortgage but two people be on the deed?
Popularity: 69

Does an escrow account also cover any needed repairs on a new home?
Popularity: 68

How can you be added to a current loan as a co-borrower or co-owner once it is closed?
Popularity: 68

If you are not yet divorced can you get another mortgage with a different partner although you are still on the first one?
Popularity: 67

If you have a loan of 100 percent financing for a home should you still have to put any money out of your pocket?
Popularity: 67

How long do you have to wait after declaring bankruptcy to get a mortgage?
Popularity: 67

Is it possible to get a home loan with a lien on your credit report?
Popularity: 66

What is the maximum number of people that can get a mortgage on one house?
Popularity: 65

How would an abandoned spouse keep the husband from taking a home she is buying on her own?
Popularity: 65

If you have filed bankruptcy and it has not been final for a year yet is it possible to get a new mortgage?
Popularity: 65

Could you get approved for a 300K dollar home loan if you have a beacon score of 703 an annual income of 58K and 10K personal debt?
Popularity: 65

Where can you apply for a second mortgage when your beacon score is 500 and what is your best option?
Popularity: 65

When the sole borrower on a mortgage dies can his wife continue to make the payments?
Popularity: 65

How can you purchase a home when you are a co-signer to someone elses home?
Popularity: 65

If parents make a down payment on a home and a daughter who will not live there takes a mortgage for the remainder how should the deed be arranged?
Popularity: 65

Who is legally responsible for a mortgage when the borrower's death was not reported but an adult child assumes mortgage payments and is 6 months behind?
Popularity: 65

How do you write a financial hardship letter to a mortgage company?
Popularity: 64

Are your checking and savings accounts just as important to a lender as your credit score when purchasing a home?
Popularity: 64

Is it better or worse for your credit to let the bank foreclose on a mortgage of a second property while facing bankruptcy?
Popularity: 64

Once a bankruptcy is discharged will getting a co-signer help obtain a lower interest rate on a new mortgage?
Popularity: 64

If your mom died leaving a mortgage how can you transfer the mortage over into your name?
Popularity: 64

Are there any companies that will refinance with only one person in the case of a divorce?
Popularity: 63

Do you have to pay taxes on a home equity line of credit when the house is sold tax-free because it was owner-occupied for more than two years?
Popularity: 63

If you purchased a house 6 months ago for 145K with a loan amount of 130K could you now get a 2nd mortgage on it?
Popularity: 63

If one is looking for a short term home and only has enough income for an apt or an interest only mortgage what is the best choice?
Popularity: 63

If two people buy a house then one person refinances in only their name is the other still on the title or do they no longer have rights to the home?
Popularity: 63

What happens when someone has been approved for a mortgage but dies before the sale closes?
Popularity: 62

If you have a higher income than your girlfriend but she has much better credit how can you use her credit score for a better APR?
Popularity: 62

If a seller indicates that the first mortage is delivered free and clear what does this mean?
Popularity: 62



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