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Home Equity and Refinancing Questions

Total questions: 740

Is mortgage elimination a scam or legitimate?
Popularity: 629

Can you refinance after bankruptcy?
Popularity: 469

How does a home equity line of credit work?
Popularity: 373

Where can you get a co-op equity line of credit?
Popularity: 271

How soon can you refinance your mortgage?
Popularity: 245

Can you refinance after a dismissed Chapter 13 bankruptcy?
Popularity: 243

What are the factors involved in the judge approving a mortgage refinancing after a bankruptcy?
Popularity: 243

What should you know about bad credit mortgage refinancing?
Popularity: 238

How long after bankruptcy do you have to wait before refinancing?
Popularity: 236

Can you refinance a house that is listed for sale?
Popularity: 232

Should you get a second mortgage or a home equity line of credit?
Popularity: 229

When should you refinance your mortgage?
Popularity: 225

Should you refinance an adjustable rate mortgage?
Popularity: 214

Should you get a foreclosure loan?
Popularity: 212

Can you refinance two mortgages on one property?
Popularity: 210

Can you use a balloon mortgage to repeatedly refinance the same house?
Popularity: 199

What is home equity loan refinancing?
Popularity: 197

Can you get a home equity loan or line of credit on a cooperative apartment?
Popularity: 194

Should you pay cash for closing cost or have it refinanced back into the loan?
Popularity: 192

Should you get a home improvement loan from a contractor?
Popularity: 187

Can you refinance 2 years after Chapter 7 bankruptcy?
Popularity: 186

What does refinancing cost?
Popularity: 183

Can you write off a Home Equity line-of-credit like you would a first or second mortgage on your tax returns?
Popularity: 183

What should you know and ask when refinancing with banks?
Popularity: 179

What are the tax consequences if a family member refinances your mortgage?
Popularity: 178

Can you get a home equity line without revolving credit?
Popularity: 175

Is it wise to get a home equity loan to buy a new car?
Popularity: 174

Can you get a home equity line without bank charges?
Popularity: 174

Is it possible to refinance a home that you are renting out?
Popularity: 174

How soon can you refinance an adjustable mortgage?
Popularity: 172

How soon after buying a home can you obtain a home equity loan?
Popularity: 170

What if you do not get the money from your second mortgage?
Popularity: 169

When can you change your mind about refinancing?
Popularity: 163

What is a second mortgage?
Popularity: 160

How long do you have to wait to refinance?
Popularity: 159

How soon can you typically refinance a 10 percent Home Equity loan with another bank?
Popularity: 156

Is it possible to refinance an existing home equity loan?
Popularity: 156

If you just bought a house a month ago how soon can you refinance for a lower payment mortgage?
Popularity: 156

How will having a home equity line of credit affect your application for a commercial loan?
Popularity: 155

What does it mean when they ask you if you want to hold your escrow or roll it over?
Popularity: 153

Can you get an equity line of credit on an owner-carry home?
Popularity: 153

If your chapter 7 bankruptcy was discharged six weeks ago what are your options for a refinance?
Popularity: 151

Is it wiser to pay off your mortgage or to refinance your home?
Popularity: 149

If you pay off your debt collections can you refinance?
Popularity: 149

Can you get a home equity loan to pay off a Chapter 13 without much equity?
Popularity: 149

Can you refinance a first loan only and not the second?
Popularity: 148

Can you pay off an existing home equity loan with refinanced cash from the same property?
Popularity: 147

Is it possible to get a 'low doc' or 'no doc' loan on a co-op apartment?
Popularity: 147

Does a home equity line of credit count against your equity when refinancing?
Popularity: 146

While in the process of filing a Chapter 13 where can a refinancing bank be found?
Popularity: 143

Can you get a home equity loan if you have a 1st and 2nd on your property and your escrow states that you can not refinance for 3 years?
Popularity: 141

Can you refinance your home to reduce the interest rate when there is a lien on it?
Popularity: 139

Can you use a home equity loan to pay off your existing mortgage?
Popularity: 138

How soon after closing on a newly constructed house can you get a home equity line of credit to pay off other debts?
Popularity: 137

Was a new law passed in Jan 2004 saying that you can not refinance your home if it was listed for sale within 6 months of the application?
Popularity: 137

How do you refinance a mortgage if you are an illegal immigrant and have no social security number?
Popularity: 137

Can a prior dismissed debt become payable when a Chapter 13 Bankruptcy is paid off through a mortgage refinance?
Popularity: 136

What can you do to stop the sale of your property and how much time do you have?
Popularity: 135

How will refinancing rates be affected if a spouse with a low credit score is added to the policy?
Popularity: 135

Can you refinance a home with poor credit?
Popularity: 132

Is it possible to get a home equity loan while paying chapter 13?
Popularity: 130

What are the pros and cons of a LIBOR ARM?
Popularity: 129

How does an ex's tax lien affect you if you want to refinance a home where the deed has both your names?
Popularity: 127

How long should it take to close after all the refinancing applications are filled out?
Popularity: 126

What is needed to refinance?
Popularity: 124

Is there any way to add fee to the total loan amount?
Popularity: 124

If you have a duplex rented can you a get a equity line for that property and how much can you get?
Popularity: 119

If your mother is on the mortgage loan can you refinance the home in your name if you are on the deeds?
Popularity: 114

How soon can you get a home equity line of credit if you bought a home with lots of equity already in it?
Popularity: 112

Is two or more months too long for processing a refinance?
Popularity: 112



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