Student Loans and Financial Aid

Student Loans Covering Off-Campus Housing Yes, you can use your student loans for anything you want related to college. Grants...

Popularity: 278   •   Tools: Recategorize

Student loan without a co-signer Federal loans (such as the Stafford loan) are not based on your credit history. You will not...

Popularity: 245   •   Tools: Recategorize

Well that's a tricky question it depends. There are 5 major types of loans to fund an education. Stafford Loans (sub and unsub)...

Popularity: 241   •   Tools: Recategorize

Stafford loans Schools generally participate in one of these Stafford Loan programs: The Federal Family Education Loan (FFEL)...

Popularity: 238   •   Tools: Recategorize

Student Loan Money Suggestions below may be helpful(financially), but they are advising you to commit fraud. I have yet to...

Popularity: 233   •   Tools: Recategorize

NO Answer In some extreme cases, yes. In your cas no. I worked for Direct Loans so I know a little about these things. You...

Popularity: 226   •   Tools: Recategorize

Federal student loans Yes, even though you are attending college already you can still apply for federal student loans. You may...

Popularity: 226   •   Tools: Recategorize

A Parent PLUS Loan to meet students' education costs is available through both the FFEL and Direct Stafford Program. Parents who...

Popularity: 222   •   Tools: Recategorize

Filing bankruptcy on Federally guaranteed Student Loans will not help you 99% of the time. Consolidate the delinquent or...

Popularity: 222   •   Tools: Recategorize

A Federal Perkins Loan is a low-interest loan for both undergraduate and graduate students with exceptional financial need. A...

Popularity: 219   •   Tools: Recategorize

Subsidized means it is need-based and therefore the govenment pays the interest while you are in school, during a six-month grace...

Popularity: 216   •   Tools: Recategorize

It dosen't matter how long you had the loan, you have to pay it back unless you are disabled, a teacher in low-income schools,...

Popularity: 213   •   Tools: Recategorize

It depends on the type of loan: -Stafford: 6 months after you graduate, withdraw, or drop below half-time. This loan type is...

Popularity: 208   •   Tools: Recategorize

First, you can check online whether your income tax refund was applied to the loan by going to...

Popularity: 203   •   Tools: Recategorize

Yes, you would simply accept more loan money than you are going to need for school (I always accept the max). Then your school...

Popularity: 202   •   Tools: Recategorize

Your student loans are yours. You have to repay them later, so you do what you want to with them now. Yes, they are supposed to...

Popularity: 201   •   Tools: Recategorize

If you were a full-time teacher for five consecutive academic years in a "low-income" school, you could qualify for a federal...

Popularity: 197   •   Tools: Recategorize

yes, the private or federally guaranteed student loans will show up on your credit report. If you are delinquent or in default...

Popularity: 196   •   Tools: Recategorize

Only your previous federal loan history affects your ability to get most federal student loans. For private student loans, your...

Popularity: 195   •   Tools: Recategorize

You can get help with consolidating defaulted loans at www.defaultms.com . A consolidation loan will allow you to get an income...

Popularity: 195   •   Tools: Recategorize

There are no income limits for unsubsidized Stafford loans. Subsidized Stafford loans are awarded based on need. There are two...

Popularity: 192   •   Tools: Recategorize

Yes it can be done. I'm in the process of doing so myself.

Popularity: 192   •   Tools: Recategorize

The correct answer to your question is yes. You also must pay taxes on the amount forgiven. If you have FFEL loans instead of...

Popularity: 191   •   Tools: Recategorize

Likewise, I received tons of offers in the mail to consolidate my loans for a lower interest rate. Well, I only had ONE large...

Popularity: 190   •   Tools: Recategorize

yes it is very much possible fill out your fafsa and it will ask you if you would be willing to take out loans if necessary and...

Popularity: 190   •   Tools: Recategorize

Most have an online bill payment system or an automatic debit system that they prefer. The money will automatically be converted.

Popularity: 190   •   Tools: Recategorize

i am on a BTEC National Diploma Course in fish husbandary at brooksby college, and i was woundering if i could be eligable for a...

Popularity: 189   •   Tools: Recategorize

Provide proof you already paid the loan in full. That means front/back copy of canceled check or paid in full letter from the...

Popularity: 188   •   Tools: Recategorize

Don't know what kind of student loan you have but I know federal student loans approve you for the amount of living expenses...

Popularity: 188   •   Tools: Recategorize

Hi there Eligibility for Federal Stafford loans are not based on your credit so yes, it is possible to get a student loan even...

Popularity: 187   •   Tools: Recategorize

The interest weight of a consolidation loan is now the weighted average of the interest rates of the loans being consolidated,...

Popularity: 183   •   Tools: Recategorize

Yes. Answer YESSSS!!! THE WORST thing to have on your credit report is an unpaid loan! TRUST ME on this, it took FOREVER...

Popularity: 183   •   Tools: Recategorize

Hi there If you have not reached your aggregate loan limit ($23,000 for a dependant undergraduate) and if the school considers...

Popularity: 178   •   Tools: Recategorize

You can APPLY until the cows come home. Yes, it is very possible. More so IF you have established some good lines of credit for...

Popularity: 178   •   Tools: Recategorize

Not sure about grants but federal loans can be used for anything you want although they are only meant for tuition, living...

Popularity: 178   •   Tools: Recategorize

It would be a waste of time and money. The higher education ammendment act made student loans non dischargable in Banruptcy...

Popularity: 176   •   Tools: Recategorize

Many lenders have a co-signer release option! Just ask them. ADDED: most lenders that offer this option require a history of 2-5...

Popularity: 176   •   Tools: Recategorize

Apply for US Banks No Fee Loan. The interest rate is considerably low and many of the fees that other loans include, like the...

Popularity: 174   •   Tools: Recategorize

Like any other debt you are responsible for, it can be reported to credit reporting agencies as a debt you owe. Owing money is...

Popularity: 173   •   Tools: Recategorize

Any assets you own, including cars, can be seized if they win a judgment against you in court. Since they can garnish wages and...

Popularity: 171   •   Tools: Recategorize

BECAUSE THEY ARE NOT TITLE IV FEDERAL DEBT - THEY FALL UNDER TITLE XV. SOME STATES WILL INTERCEPT STATE TAXES FOR PERKINS LOANS-...

Popularity: 171   •   Tools: Recategorize

A federal loan does not require a co-signer and the minimum age is 16. Answer The above answer is so incomplete.. Federal...

Popularity: 171   •   Tools: Recategorize

Usually once your application is reviewed and accepted the student loan agency will disburse the money to your school a week or...

Popularity: 170   •   Tools: Recategorize

Yes, you can get your answer here: www.defaultms.com/loan_forgiveness.html Answer Here's a website that may help...

Popularity: 170   •   Tools: Recategorize

If you are at your maximum limit for student loans, you can pay some of it back in order to regain eligibility. I know that...

Popularity: 169   •   Tools: Recategorize

Probably, but you are unlikely to be granted a large enough loan to refinance your consolidated loans. Yearly loan amounts are...

Popularity: 168   •   Tools: Recategorize

The majority of students are still considered dependents by their parents. That does not affect your chances of getting financial...

Popularity: 168   •   Tools: Recategorize

No, as long as you are not in default on the loan.

Popularity: 167   •   Tools: Recategorize

There is no Statute of Limitation on the legal actions and collections of student loans. You can even have Social Security...

Popularity: 167   •   Tools: Recategorize

You can appeal the garnishment if it causes undue hardship to you and/or your dependents. You will have to provide proof of your...

Popularity: 166   •   Tools: Recategorize

Interests rates for both Subsidized and Unsubsidized Stafford loans as of July 1, 2006, are not at a fixed rate of 6.8%; Parent...

Popularity: 164   •   Tools: Recategorize

Federal student loans do not need a cosigner. Your Uncle Sam is guaranteeing them. Answer If you are not applying for a...

Popularity: 164   •   Tools: Recategorize

The IEFC (International Education Financing Corporation offers loans in varying increments with and without a cosignee. Visit...

Popularity: 164   •   Tools: Recategorize

Student Loans and Credit They do not help you establish credit. You have borrowed, but don't owe, so there's no information...

Popularity: 163   •   Tools: Recategorize

That's a kind of tricky question. The answer is "some of each". If you're talking about the maximum amount you can get in a year,...

Popularity: 161   •   Tools: Recategorize

After all your school expenses are paid, your student funds are given to you to cover what you need to get by during the school...

Popularity: 157   •   Tools: Recategorize

Yes, I know all Federal Student Loans start repayment 6 months after graduation.

Popularity: 156   •   Tools: Recategorize

Only if you are getting a private loan. If you get a government loan it will not affect it since they will only hold govenment...

Popularity: 156   •   Tools: Recategorize

Once your loans and grants pay off your school costs (books, tuition, etc), they normally send you a check for the...

Popularity: 156   •   Tools: Recategorize

federal loans didn't check my credit or anything - it didn't seem to matter at all. it was all about need; you tell them your...

Popularity: 156   •   Tools: Recategorize

No. and Yes. The default on your prior student loan must be addressed and the loan rehabilitated before you're eligible for more...

Popularity: 156   •   Tools: Recategorize

The amount of student loan aid you receive is usually "Need-Based". Your family income (including any scholarships you may have)...

Popularity: 153   •   Tools: Recategorize

Minimum age for federal student loans is 16. Federal loans don't require a co-signer.

Popularity: 151   •   Tools: Recategorize

Student loans, financial assistance, grants, etc. Are not in the traditional sense retroactive. Although I am not certain I...

Popularity: 150   •   Tools: Recategorize

I don't know what kind of student loan you have or if you already received the loan but I know that most student loans...

Popularity: 148   •   Tools: Recategorize

From my understanding, if you transfer schools you have to let your lender know what you are planning on doing. If you do not...

Popularity: 147   •   Tools: Recategorize

Only if the overseas university is recogzined by the U.S. Department of Education and has a DOE number.

Popularity: 147   •   Tools: Recategorize

Education loans are for your education. If you're not enrolled when the money comes in it has to be returned to the lender....

Popularity: 145   •   Tools: Recategorize

Lenders aren't concerned with your dependency status. It's a financial aid office term/issue. You're independent if you answer...

Popularity: 145   •   Tools: Recategorize

Initially, your score will only go up by 5 - 20 points, depending on the student loan balance, and whether or not you are...

Popularity: 140   •   Tools: Recategorize

You should not "advertise" to anyone that you are borrowing student loan money solely so you can invest it to make a profit. ...

Popularity: 137   •   Tools: Recategorize

Student Loan Help Here is advice: You can't. You must at least have a job. They can get around credit and debt. I...

Popularity: 127   •   Tools: Recategorize

never ever ever!

Popularity: 121   •   Tools: Recategorize

FINANCIAL ADVISORS Depending on the circumstances- for example, an inheritance- the estate attorney should be able to recommend...

Popularity: 107   •   Tools: Recategorize

One can usually get student loans after bankruptcy so long as they meet the other eligibility requirements for those loans. ...

Popularity: 85   •   Tools: Recategorize

Can't speak for Canada (try this though: http://www.cic.gc.ca/english/applications/skilled.html), but here's what the process...

Popularity: 84   •   Tools: Recategorize

Sales and Marketing Sales and marketing are another set of business terms that are often used interchangeably. Selling and...

Popularity: 81   •   Tools: Recategorize

Not usually. Perhaps for some private loans if your credit is bad, but I have never heard of it.

Popularity: 77   •   Tools: Recategorize

You need to file an undue hardship petition with either the guarantor or ED. You will be required to disclose and document...

Popularity: 77   •   Tools: Recategorize

18 with a credit history.

Popularity: 74   •   Tools: Recategorize

Cosigning on any debt makes you just as responsible as the other borrower. The balance of the debt will be on both of your credit...

Popularity: 73   •   Tools: Recategorize

I am not entirely sure I understand the question, but I will try to answer for you. FEDERAL STAFFORD/PERKINS LOANS: As long as...

Popularity: 73   •   Tools: Recategorize

In most cases no, because student loans offer advantages that many other types of loans do not have. For example, in a number of...

Popularity: 72   •   Tools: Recategorize

you have not given enough information to answre this question. Public school? Private school? In the united states? graduate...

Popularity: 72   •   Tools: Recategorize

Only if the bankruptcy is currently discharged.

Popularity: 72   •   Tools: Recategorize

USC TITLE 11 > CHAPTER 5 > SUBCHAPTER II > § 523 (a) A discharge under section 727, 1141, 1228 (a), 1228 (b), or 1328...

Popularity: 72   •   Tools: Recategorize

With Federal Financial aid, you will need to have a social security number, and if your student is a male, you need to register...

Popularity: 72   •   Tools: Recategorize

It will if the primary borrower does not keep the terms of the agreement. It will also affect the person's credit score such as...

Popularity: 71   •   Tools: Recategorize

Depending on the agency. Student loans are generally insured by the federal government. Income doesn't matter, you don't even...

Popularity: 71   •   Tools: Recategorize

If the loan was disbursed, it's too late to cancel unless the entire amount is returned to the lender. Answer but you can...

Popularity: 70   •   Tools: Recategorize

when you consolidate your student loans. It helps your credit score by closing the multiple loans. Your credit report will...

Popularity: 70   •   Tools: Recategorize

No. If someone has a bankruptcy in their last 10 years with an above average income and a low debt-to-income ratio can't co-sign...

Popularity: 69   •   Tools: Recategorize

School I am unsure what you mean by 'some schools'. If you are referencing any post high school education which would...

Popularity: 69   •   Tools: Recategorize

Yes, this is actually on the list of things that are considered school related, which include anything related to going to...

Popularity: 68   •   Tools: Recategorize

Generally, no. You're not a teacher, a childcare worker, or a military service-member.

Popularity: 68   •   Tools: Recategorize

Possibly. Some of it at least. A school creates a budget, in which tuition is only ONE of many components. If tuition is waived,...

Popularity: 67   •   Tools: Recategorize

it doesnt go by semesters... it goes by hours... and sometimes even hours attempted... i think its like 150% of total hours in...

Popularity: 67   •   Tools: Recategorize

http://www.fafsa.ed.gov just like everyone else. you can also check with your state's(not private) rehabilitation services....

Popularity: 67   •   Tools: Recategorize

I am trying to figure this out myself as I have recently filed bankruptcy and both my husband and I are students. There is a...

Popularity: 67   •   Tools: Recategorize

Go to nslds.ed.gov to find out about federal loans. For private loans, check your credit report.

Popularity: 66   •   Tools: Recategorize