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Student Loans and Financial Aid
Stafford, Perkins and personal student loans. Financial aid may consist of scholarships, grants, and work study in addition to student loans.
Total questions 9800
Can a Parent Plus Loan be wiped out in chapter 7?
Student loans are no longer dischargeable in any chapter of bankruptcy unless you can prove that repaying the loan creates an...
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Is it possible to get a portion of a student loan forgiven if you agree to continue teaching at an at-risk school?
Some states do offer these type of incentatives to teachers. Contacting school administrators should provide you with that...
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Does a collections agency need a judgment to begin wage garnishment?
Administrative Wage Garnishment can be done by US Department of Education, or any guaranty agency that participates in the...
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How do you use money from a student loan for off-campus housing if the checks are sent directly to the school?
After the check is sent to the school, any money left over is refunded directly to you. My school, for example, sends an...
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How do you write a parental hardship letter requesting financial aid for college - they can't really afford to pay?
How do I write a letter requesting financial aid for a christian eduucation for my child?
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Can a portion or all of your student loan can be paid off if you are hired by a metropolitan school system that is considered an at-risk school?
Ask your school for "forgiveness" option for the Carl D. Perkins loans. Stafford loans do not have forgiveness options.
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How do you get a student loan that will allow you to borrow extra money to pay off credit cards?
You can't. A student loan is for educational purposes only. Answer Yes you can! Go to (a private loan website) for a private...
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Can an international student get a student loan without a co-signer?
"Yes" But this may have to be by way of paying a fee to a third party organization that will provide the needed document and...
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If a student loan requires a cosigner is this a bank loan and not a Federal Student Loan and will cosigning affect your potential borrowing power?
A federal Stafford loan does NOT require a cosigner. If you do co-sign a private loan, both parties have liability to the debt....
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Where can you keep your money so it may not be garnished?
this is a rather odd question. how about you pay off the loans you agreed to pay? since that answer probably doesn't help, if...
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What can you do if you can only qualify for a Stafford loan of 2600 dollars and that is not enough?
Well, that's twice the amount of Student Aid that I got. Consider getting a part time job.
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If you need money for college desperately how can you get some?
Talk to your college financial aid officer for help. If in the US, you can apply for government loans (such as the Stafford and...
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If you are unemployed and can not cosign how can your daughter get a loan for college?
Actually this should be easier for her as she will be seen as independent, all FSA apps need to be filled out and student loan...
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If an old student loan is not on a credit report and it fell off because of the 10 year rule should it be paid if asked to do so?
If you have an outstanding balance, your student loan never goes away. These loans are federally insured. By contacting the...
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Are there any loans for students for school who need a cosigner that has bad credit?
"YES" the answer is yes, technically though, you can and may never get any thing closer than this in terms of cosigning for...
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Are student loan amounts determined by the cost of tuition and expenses of a chosen school or is there a standardized rate for all students?
Now this is a complicated question. The Stafford Loan has maximums of $3,600 for freshman/sophomore $5,200 junior/senior...
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If you recently paid off a student loan how can you get Dept of Education to send you a paid in full letter faster?
I think that a student should get that same amount of wages as regular electician would get unless the company wants to lose an...
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Can you receive a student loan to pay for classes that you have already taken?
P.L.A.T.O. by Wells Fargo (I think is the bank) used to offer loans for paid classes less than a year old.
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How can wage garnishment for a student loan be stopped?
Generally once the judgment has been executed as a garnishment it will run until the debt is paid. In many states a creditor...
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Is there a better way to get money for medical school besides student loans?
Some people choose to join the military. That means signing away at least four years of your life, though. As big as your student...
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Are there student loans that do not have to be cosigned by a parent or guardian or someone with established credit?
Not really. Banks are very conservative by nature. They have fairly strict underwriting criteria. If you do not have established...
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How do you obtain another student loan to supplement your Stafford loan?
Consider obtaining a private loan, also known as an alternative student loan. According to...
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If your parents refuse to sign your student loan and you have no credit is there still a way to get a loan?
As long as you are 18 and have been accepted to an accredited school it should be no problem. You may have to go through a...
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If the student has no prior credit history will he or she still be able to take out a student loan?
This answer depends on specific details... but assuming - your a full time student (12 credit hours/semester) - Going to a...
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Is it possible to go back and get more student loan money if tuition and books have already been paid for?
Yes. Just because you already paid for it doesn't mean you now can't borrow the money for it. Citibank will give you a loan for...
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Is it true that divorced single parents are able to have their student loans forgiven and also receive extra money for child care?
The only Federal Loan Forgiveness information that I am aware of is as follows: If you die your loans are forgiven If you...
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Are there any options for international students to apply for a loan without a co-signer?
Hello I Am Michael Badejo i have been searching for a co-signer to help me apply for an international student loan to study...
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Should you continue having your wages garnished or should you set up an installment plan with your education loan lender?
If you have the option of setting up an installment plan with your student loan lender (or any other lender), that is always a...
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Are you independent if you support yourself with no parental assistance?
I believe that in the eyes of the government, you are not an independant until you are married or at least 24 years of age. Or...
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How many times you can be granted a forbearance and if it is granted will it show up on your credit report as having an overdue balance of 0?
It depends on the type of loan, your servicer or lender, and the type of forebearance being requested. Terms of forebearances can...
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Is there financial aid or grants available for students who suffer from obsessive-compulsive disorder?
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Would bankruptcy eliminate a private student loan for over 100000?
It is possible that a portion of the loans would be discharged in bankruptcy, perhaps all, but that is difficult to assess...
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How will student loans affect your credit?
OK, I cannot agree. I have about $39,000 in student loans and before I was in repayment period my loans showed up on my credit...
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Can you get a Perkins loan if you have maxed out on a federal Stafford or direct loan?
it depends on your school. Not all schools are part of perkins loan program. Ask, your financial aid office at your school to...
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Are there any free colleges in California?
Any California resident of at least 6 months can get a free education to any public California college as long as they are...
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Where can you get a loan to pay off your overseas student loan?
Why do you need a loan to pay a loan? Ask any financial institution
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Why is Algebra difficult for some people?
This is like asking "why is science hard for some people?" People are different, and their brains are different; capable of...
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Is amity university noida ugc recognised?
Amity is UGC recognised Amity University is fully recognised under the UGC Act. It has been established through...
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What are the risks to the estate of a grandparent over 80 years old who is a cosigner?
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Does every student loan you cosign for show up on your credit report?
If the creditor chooses to report the loan, then yes, the account will show on your credit report. A co-signer is 100% liable...
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How do you describe your ambitions on a college application?
You have to explain to them where you want to end up in your career and the steps you plan to take to get there. Ex. My career...
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How long will it take to pay off 85K in student loans if you make 50K each year after graduation?
Use the student loan payoff calculators at http://www.onesimpleloan.com/loan_calculators.asp to help you figure out your...
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In order to compute the income taxes you owe the federal government this year your employer is required to give you a that lists your earnings and withholding for the past year.?
Yes! If you are in default of a student loan, your federal income tax will be taken every yeare until the loan is satisfied. At...
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What is a subsidized student loan?
A subsidized student loan is a loan in which the interest payments are subsidized. In general terms there is no interest added to...
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Is it possible to have a student loan from a private lender discharged?
If you are referring to bankruptcy, filed after 10/17/2005, the answer is probably no. The new law makes ANY loan for educational...
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In Texas what percentage of income can a second garnishment take if the debtor already has an active garnishment for student loans?
If it pertains to a creditor, then the garnishment writ cannot be executed until the current garnishment has been satisfied, and...
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What can you do if you want to finish college but have reached your aggregate student loan limit have no co-signer and a poor credit history?
Paying for College You may need to make some hard choices. There might be a less expensive school you could attend, such as a...
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After being garnished for a student loan is there any financial help for someone wanting to go back to school?
If your old loan is paid in full, or no longer in default, you are once again eligible for financial aid.
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Can you get a scholarship for having divorced parents and living with a single parent?
Yes. Most scholarships are based on need, or on student achievement. If your single parent has no alimony, or child support...
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How do you bankrupt your student loans?
Everyone knows that you cannot bankrupt student loans. Search the web with the keywords “bankruptcy” and “student loans” and you...
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How do you verify a parent is absent?
A notarized affidavit from two persons who swear to the fact is usually sufficient.
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Can your old student loans be cancelled if you have been teaching in a critical-need subject area and a critical-need school for years?
why not...anything is possible!
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If you are moving to Australia and have a Stafford Loan can you transfer the loan to a university in AU?
No, in fact, you can't "transfer a stafford loan from one school to another school 2 miles away. Your eligibility for financial...
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How do you apply for a Perkins Loan?
Perkins Loans are normally offered through filling out the Federal Student Aid Form or FSAS for short. Perkins Loans are awarded...
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You have nobody to sign for you to get a student loan and you have no credit how can you get a student loan?
Go to administration of your University (or College) and ask them. There are ways and they are there to help. Good luck Marcy
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Can you have more than one wage garnishment on your paycheck?
Not by creditors. The exception to multiple wage garnishments are, child support, federal or state tax arrearages and in rare...
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Can a teacher in a low income area who has consolidated her Stafford and Perkins loans receive a forgiveness and if so how?
If you are working for a public school (or any sort of public service), and if you received student loans after October 1st of...
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How can you get a student loan with a poor credit record?
Gosh, when I was going to school, you could get a student loan independent of having good credit (thank God). The rules may have...
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If a chapter 13 bankruptcy was dismissed in June of 2005 when could tax refund offset of a student loan be expected?
If you are due a refund for taxes filed for the 2005 tax year, that refund can be siezed to offset the student loan - and every...
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Can a cosigner cosign on more than one student loan?
You can co-sign on as many transactions as you feel like..Remember..Every time you co-sign on a loan, it will appear on your...
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Are there any programs available for a teenager out of high school to be able to move to Europe for college and be able to support themselves financially?
You should look into becoming an exchange student. Good luck and God Bless:)
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What is an example of analytical exposition?
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Where can one find the latest legislation for consolidation loans?
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Is a surviving spouse who did not sign responsible for a loan the deceased cosigned?
The spouse would only be responsible if they lived in a community property state. Even then it is doubtful the contract would be...
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How does an international student get a student loan without a US cosigner?
The only one I know of is Access Group Comprehensive loan. The student has to have an US credit history of at least 3 years....
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Can you take out more student loans after filing for bankruptcy?
in most cases you can't included student loans in the bankruptcy filing. It would all depend on who your're trying to get the...
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What are your rights in dealing with collection agencies for a defaulted student loan?
Your rights are extremely limited. If you have a specific question, please repost. The previous person who said that cannot...
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If you live overseas do you still have to pay back your student loan?
yes.
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If your SL is deferred until 2008 but you are being denied credit because of it is it better for your credit score to pay it all or to make payments?
if its deferred because you are in school... then you arent being denied credit because of it. if you dropped out of school then...
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If you accept a settlement offered for less than the total balance of your defaulted student loan will it reflect negatively on your credit report?
DEBT TO INCOME RATIO YES BUT CAN IMPROVE YOUR DEBT TO INCOME RATIO
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Where can you get the help about a twenty year default student loan?
In 2007, there were news reports concerning legislation to cancel old student loans. The bill was HR 2669. The reports and the...
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Why can't a borrower consolidate private student loans and Federal Stafford loans together?
First I am not positive that you cannot do such. If that does hold true it could be due to a variety of details including: -...
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What can you do if your son needs a college loan but you have poor credit and cannot cosign for him?
If I were in your position I would first have the son apply for every scholarship he can, then I would have him apply for every...
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May a person who is permanently and completely disabled who receives a thousand dollars per month from SS DI file bankruptcy to get out from under a student loan?
For student loans to be discharged in bankruptcy the specific guidelines defining "undue hardship" must be met. (1) The...
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Is student loan consolidation the same as refinancing student loans?
In the simplest answer Yes I say this because the appeal of doing either one of those are going to be the same refinancing...
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Can a 21-year-old with a Sallie Mae student loan get a car loan without the risk of losing the approval for the student loan?
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How can you get the papers stating that you have a deferred loan?
Contact your loan holder.
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How do you go about getting a government loan?
Dear "cookie butters": first place to start is your school loan office, since they will have to be involved at some point anyway....
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In Michigan can a married person receive financial aid for college?
Yes, but it will be different financial aid. You will have to include your spouses w-2 forms. Pell Grant often helps couples who...
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How do you find out how much you owe in student loans?
Depending on your state you can acquire a free annual credit report (not a scam like some websites) www.annualcreditreport.com...
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Can student loan money be used to pay off your parents' high interest not-education-associated credit card debts?
Many times the money for a student loan is transfered directly from the lender to the University. Therefore you would be unable...
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How can you get more financial aid when maximum government loans have been taken and your parents have high income but will not help and there is no one to co-sign?
Well, sounds like the only option left for you is to get a private education loan. Talk to the bank where you have your personal...
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Can you get a student loan at a private college without a financial aid department?
Yes, there are lenders who will give you a loan for school without requiring a certification from the financial aid office at...
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Can bankruptcy affect getting approved for a student loan?
Yes it can. A personal bankruptcy indicates that a person is a poor money manager, and any lender will be unlikely to want to...
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What is the negative affect of student loans?
If it is your only option, I argue the negatives are trumped by the positives of having a higher education. First of all they...
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What is the time limit to pay off student loans?
As long as it takes and if they go delinquent they can literally follow you to your grave.
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How do you go about releasing student loan money when you're an auto repair student who needs to buy tools?
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What happens to your school loans when you die?
They go away The simple answer is that the student loan disappears. I was actually asking the financial aid people at my...
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If you cosign a student loan does it show up on your credit report?
YES IT DOES....IF THAT STUDENT LOAN DOESNT GET PAID OFF BY THAT PERSON IT WILL COME BACK ON YOU AND CAN MESS UP YOUR CREDIT.MY...
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What do you have to do each semester to apply for a student loan?
When you apply for FAFSA, the school you will be going to gets this copy, the school then determines their cost of tuition and...
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How would you get a lower interast rate on student loans that have already been consildated?
That's a bit tricky yet doable. You have to contact a company that specializes in re-consolidation. The only way to reduce a rate...
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Is there a student loan available to you if you have very poor credit and no job or collateral?
Yes the Stafford Loan No matter what you do - you need to fill out the FAFSA (Free Application for Federal Student...
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If a husband has a student loan his parents cosigned for is the wife responsible for repayment of the loan if it should go into default?
obviously the husband is yours? and the parents who co-signed are his? and you are the wife? If so, then no you are not...
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Could you stay in school forever and have your student loans perpetually deferred?
No answer yes generally speaking 6 cr hours would allow you to do such the problem lies that your progression merits...
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Can you discharge private student loans?
No. Under the old Bankruptcy Code, you could dismiss student loans if they were not government backed or if they were not issued...
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Can you get a student loan without a co-signer if you have bad credit?
One way is paying a fee to a third party org. They will provide the needed document and support. Answer where and who is...
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How can you go to college for free?
Try your best all the years you go to school apply for financial aid, and every scholarship that you can get your hands on
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How do you find out what your outstanding student loan is?
You'll need to find out what lending institution has taken over your student loan. Once you know who you owe to, just call them.
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Are international students eligible for student loans in the US?
You would need to check with the college you want to go to. You will qualify for some, but not the GSL and probably not the PLUS,...
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How do you find out if you are eligible for a subsidized student loan?
Fill out the Free Application for Federal Student Aid. It can be found here: http://www.fafsa.ed.gov/ Good Luck. Henry
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