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Mortgages Questions

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Total questions: 1215

How soon after Chapter 7 bankruptcy can you buy a new house?
Popularity: 457

What fees are included with closing costs?
Popularity: 274

What is the advantage of an interest-only mortgage other than lower payments?
Popularity: 262

What if you can't afford the balloon payment?
Popularity: 250

How does a reverse mortgage work?
Popularity: 250

How does a balloon mortgage work?
Popularity: 247

What is the average cost of a new house survey?
Popularity: 235

What if you can't make your mortgage payments?
Popularity: 229

Will selling your current home improve your credit for buying a new home?
Popularity: 217

How can you save money on a home mortgage loan?
Popularity: 214

Is there a way to get down payment assistance on a HUD foreclosure but have a conventional loan?
Popularity: 205

Can someone else be a co-signer for a loan on a house?
Popularity: 200

What is an escrow account?
Popularity: 197

How important is it to be employed for 12 months when applying for a mortgage?
Popularity: 194

How soon will a bank repossess a home?
Popularity: 193

Do you need a down payment if the value of the home is higher than the loan?
Popularity: 191

Do banks only consider the name on the title when checking credit?
Popularity: 191

Can you get a good mortgage rate with a FICO score of 733?
Popularity: 191

Can a couple use one person's credit score but both incomes to secure a mortgage?
Popularity: 188

How can you buy a house if you have bad credit?
Popularity: 185

How soon can you have the cosigner removed from a mortgage?
Popularity: 184

Can two people have separate mortgages for a single property?
Popularity: 183

Whose FICO score is used on a joint mortgage?
Popularity: 182

If you are married and your spouse has bad credit can you apply for a home mortgage on your own?
Popularity: 181

Can they go back more than seven years when purchasing a home?
Popularity: 179

Why wouldn't everyone want to buy a home that has been foreclosed if they are cheaper?
Popularity: 178

Can you get approved for a mortgage loan with a FICO score of 587?
Popularity: 177

Can someone with a mortgage get another mortgage to buy a second house?
Popularity: 177

How can you pay your mortgage off in half the time on the 30 year mortgage without refinancing?
Popularity: 175

How can you get out of a shared appreciation mortgage?
Popularity: 173

If you apply for a mortgage and are turned down will that reflect negatively on your credit report?
Popularity: 170

What is the best loan for a cosmetologist with a 593 credit score and low income?
Popularity: 170

Can you get a mortgage with no money down with a credit score of 577?
Popularity: 169

Do you need to be a qualified buyer to buy a home that the owner will carry?
Popularity: 169

Do you have to have 'cash only' at a foreclosure auction?
Popularity: 167

If your name is on the deed as a co-signer but not on the loan do you have the rights to any equity when the property is sold?
Popularity: 167

What is the turn around time when you apply for a mortgage?
Popularity: 167

If a couple buys a house before they get engaged and then break off the relationship who gets the house?
Popularity: 166

Can a person that is not listed on the mortgage be held liable?
Popularity: 166

Can two single people get a mortgage loan together without being married?
Popularity: 165

Can your daughter and son-in-law and you all be on the same home loan?
Popularity: 165

Do you have to pay cash to buy a foreclosed home?
Popularity: 162

If you have a co-signer for a house will this person's name be on there or just yours?
Popularity: 161

When property is sold is the cosigner entitled to any profit from the sale?
Popularity: 160

What should the closing cost be on a 500K mortgage with no money down?
Popularity: 158

What is the percent that you have to put down when buying a home?
Popularity: 158

What are the pros and cons and steps to follow when buying a new home for cash?
Popularity: 156

Does the cosigner need to be present to refinance if they are not on the title?
Popularity: 155

If you are separated but not divorced will you be able to get a mortgage with your new lover?
Popularity: 155

Why do collection accounts have to be paid in full at the time of closing on a mortgage loan?
Popularity: 154

Can the down payment on a house come out of the home loan if you only have a small amount to put down yourself?
Popularity: 153

Can you get approved for a home purchase if your middle beacon score is 628 and you have a couple of open collection accounts more than 4 years old?
Popularity: 150

How do you turn a loan into what is considered cash for a foreclosed purchase?
Popularity: 150

If you have a FICO score around 500 and your spouse has a score around 700 and makes 50K a year what percentage down payment will you need?
Popularity: 145

What is the definition of a seller's concession?
Popularity: 145

If you have signed a lease for next year and it has not started yet will you be held accountable if you break it to purchase a new home?
Popularity: 145

Can someone get a new mortgage while going through a we-buy house program which pays the mortgage on the first home?
Popularity: 142

If you wish to purchase a property how can you put a relative on the deed without also having them on the mortgage?
Popularity: 140

If your credit rating is in the mid 500's and you want to purchase a house within a year how can you raise it and can you get it to 700 in a year?
Popularity: 139

How does a lease to buy work?
Popularity: 138

If yours is the only name on a home's primary lien but another person's name is on a second mortgage can you refinance without the second person's knowledge?
Popularity: 138

What happens when a 2nd mortgage that was defaulted is transferred to another lender and the court documents reflect the original lender?
Popularity: 137

What are the legal rights if someone cosigns on a promissory note with the borrower and the borrower dies before the note is paid in full?
Popularity: 137

What is the likelihood that you can get approved for a 150 thousand dollar home loan if you have a becan score of 738 and a yearly income of 45K with?
Popularity: 131

What is the penalty if any for having to stop the purchase of a home only days before the closing due to the loss of a job?
Popularity: 130

Can mortgage companies find unpaid judgements or other derogatory that have fallen off your current credit report?
Popularity: 126

If you include a sellers concession of 5 percent in a sales contract is the selling price the amount before or after the concession?
Popularity: 125

What is the effect on your credit rating immediately after you get a mortgage?
Popularity: 123

Can a US citizen and illegal alien married couple get a mortgage if the US citizen has great credit and they both have steady jobs?
Popularity: 123

What are the negatives and positives of having someone cosign on a home loan if you have less than perfect credit?
Popularity: 121



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