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Debt Collection
Securing payment from consumers for purchases made on credit
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What happens if you get sued by the credit card company but you can not pay the debt in florida and lose the case by judgement?
If the company wins a judgment, which is more than likely. Not having the money to pay a debt is in "legalese" not a valid...
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Should you continue having your wages garnished or should you set up an installment plan with your education loan lender?
If you have the option of setting up an installment plan with your student loan lender (or any other lender), that is always a...
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Can you pay a debt to the original company once it has gone to collection?
The only person that can accept payment once an account has been charged off is the purchasing agent. When a collection agency...
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If you have loans and credit card debt in the UK then move back to the US will they be able to find you and collect from you and how will this affect your credit score in the US?
Yes, they can find you. If you have loans, then you should pay them off. When they find you, they could take you to court and...
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Does the state of Virginia allow renewel of judgements on credit reports?
No, they cannot be renewed. But they can stay on your file for up to 20 years.
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Can you be prosecuted in the Philippines for a credit card debt in Dubai?
Yes and no, it depends if you are a citizen of the philippines, since there is no extradition agreement between both countries...
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If you have the opportunity to file a default judgment against a car body shop can you take back the car then file?
best thing i would say is talk to a judge and let them decide on what you should do or not
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Can a 7 year old open a cell phone account?
Yes, if his parents let him/her. I know, it's sad. Money should be spent on neccessary things! I know a little girl at the age of...
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Who is responsible for credit card debt if spouse forged my name to credit card application?
I am not sure which state you are in; therefore, I will pose my answer to your question using Texas information. You should do...
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In Ohio does a spouse assume partners debt that was incurred before the marriage?
No. Although the spouse can be affected by the outstanding debt when applying for joint credit or if a joint bank account is...
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What is SOL as in SOL defense?
saving old ladys defense
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Can a credit card company hold an authorizes card user responsible for a business acount?
Possibly. If the business refuses to authorize the charges, the card user could be held responsible. If the card user signed an...
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How to get bank account for bank out-of-business?
I have two old passbooks for bank accounts in 1983 and 1985. The banks have since closed. I have put in claim for abandoned...
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Under the philippines law can you just be arrested without any notice or summon for non payment od your credit card obligation?
No, you cannot be arrested for non-payment of credit card debts without any other violation other than non-payment, such as...
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Can you take a collection agency to small claims court for not removing a paid collection account?
You can take a creditor or a listed party on a credit report to court for not removing notice on your report if, that account is...
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Should you take my money out the bank before filing bankruptcy?
yes
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How much does a debt collector pay a bank for a discharged debt?
The amounts paid out for debt collections vary. Most of the time, the original creditor pays the collector for recovery. The...
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Wwhere to buy COD keys?
When purchasing CD Keys (Game Authentication Keys) & GTC (Game Time Cards), please bear in mind that... Your CD key is brand...
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Can a bank freeze your account if you owe another bank money?
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Ezra collected 20 items in all.He collected 2 fewer bottles than jars.He collected 6 more cans than bottles.How many did he collect of each?
E = Total Ezra collected. C = Cans collected. B = Bottles collected. J = Jars collected. Therefore, E = C + B + J. E = 20 =...
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Is captain price on cod 6?
Yes he is, I am from EA games and I can confirm his life.
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What are debt mutual funds?
Debt mutual funds are like Equity mutual funds with one main difference. Equity mutual funds buy shares whereas Debt mutual funds...
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What happens to a married person's assets when he dies without a will?
The assets are transferred to the closest family member (if any). Most people have people whom they do not consider family, but...
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Can credit card companies garnish wages for unsecured debt in Texas?
Not that I'm aware of, the credit card companies may tell you they can to collect a debt and if YOU AGREE to wage garnishment....
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Do nuns have to pay back past financial debts?
when taking a vow of poverty does one still need to pay past debts?
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In Michigan does a spouse have to pay a credit card that is only in the deceased spouse's name?
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Who has biggest account of unclaimed money?
i do
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Can a student loan collection agency garnish funds in a bank account in the state of Tennessee?
if your loans are Federally Guaranteed, then the answer is yes. I am an expert on student loans and can help you get out of...
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What are the repo laws in Arizona?
when i was born
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Does the state of Missouri allow wage garnishment if a repossessed mobile home is sold for less then the contracted amount?
If the lender sues the borrower and wins a judgment the lender can then execute the judgment as a wage garnishment on any...
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How do you settle a old credit card debt you are being sued for?
First the debtor should determine if the debt is valid. All states have SOL concerning creditor debt where the time limit is set...
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In Ohio can you be liable for someone else's credit card debt if you made their minimum payment every month out of your checking and you weren't a joint card holder?
No, it does not make the non account holder legally obligated to continue payment nor assume the debt.
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If you have a government pension paid into a UK bank account credit card and loan debts amount 5000 and you move abroad will the companies pursue you or is the amount too small?
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How do you have the amount garnished reduced due to undue hardship?
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Are credit cards obligated to inform clients of actions that will be taken with an account such as being sent to collection or charged off?
Original creditors do not have the legal obligation to inform the customer of such actions, but as a rule they will do...
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What happens when a judgment is executed?
In the majority of US states a judgment holder can execute a judgment in several ways. The preferred method is wage garnishment,...
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What is the largest interest rate allowable by law for past due accounts?
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What is the statute of limitations for collecting on medical bills in the State of Michigan?
Not sure if that would fall under the Contract part of Limitations which is 6 years from the time You signed the paper stating...
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What can you do if you receive a notice to appear by a bill collector?
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Do you have to pay a 1000 credit card charge off from 14 years ago?
In all likelihood the statute of limitations has expired and the holder of the debt cannot pursue legal action to recover monies...
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If you leave Canada permanently after you finish University do you still have to pay your Ontario Student Assistance Program debts?
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Can a New Jersey Superior Court or Collection Agency refer your case to a credit repair agency prior to you receiving notice of a lawsuit being served?
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Can a husband be liable for his ex-wife's debt even though it was put in the divorce decree that she would pay for her own debt?
The creditor can try to collect from the ex-spouse regardless of the terms of the divorce decree. Whether or not the court will...
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Is it legal for a debt collector to come to your home?
Yes, as long as he or she does not commit a 'breach of peace' as determined by the laws of the state and/or municipality where...
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What is the statute of limitations when you default on loans and credit cards?
SOL's for debt are determined by the laws of the state in which the debtor resides. In some US states the SOL differs depending...
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How can a judgment for credit card debt be executed in Pennsylvania?
A creditor judgment can be executed as a wage garnishment or bank account levy or seizure and sale of non exempt personal...
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What date is used in cancellation of debt the last payment or when the vehicle was given back?
The debt is not cancelled simply because the vehicle was repossessed. The borrower is still responsible for the existing amount...
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Can you be held responsible for someone who had service with the same cable company you are trying to get service with but is no longer living there but is an immediate relative of your partner?
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Does a wage garnishment damage your credit rating?
Yes.
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If you have a judgment against you in Pennsylvania can you lose your house?
The forced sale of a primary residence is possible by a judgment creditor. However, this seldom happens as the procedure is...
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In Texas can collection agency legally pursue a wife for payment arrangements if she is not on the account?
Yes, in most instances a spouse can be held accountable. Texas is a community property state, both spouses are considered to be...
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If an account has been levied can it still receive direct deposits?
Yes, but the judgment holder can continue to levy the account until the debt is paid. In most states a bank levy is allowed for...
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What action can you take if you are owed a large debt by a friend who has fled the country?
Assuming you can prove the money is owed, you can start a lawsuit, and should be able to effect service or "notice" to that...
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What would a creditor do to a high school student without a job?
It could mean the differance between going to college or not. If you don't pay your debts, and get it put on your credit report,...
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What are bad debts?
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What if you cant pay a credit card?
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How many times a day can a collection agency call in NJ?
U.S., for a collection agency, they can call you until you tell them that they should never contact you again by phone. Legally,...
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What is the statue of limitation on bad debts in the state of Kansas?
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Why doesn't viking collections accept online payments?
I'm not 100 percent sure. They just told me that their online payment methods are under construction. Hopefully they can fix it...
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Can unsecured credit card companies sue you for your property or home?
If you have the assets, and owe them the money, and it is financially profitable for them to sue you, they will. And if you owe...
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What are the statutes of limitations for debt in New York?
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If your name only appears on the title what will happen to your credit if the house is forclosed on?
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If you contact a creditor after seven years can they reopen the collection account?
yes, but only if your reopen the account with that creditor, by making new payments to pay off the old debt. It happend to me,...
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What if you are not on a legal contract and a lawyer tells you abou the other person debt in detail?
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If you have multiple accounts at multiple banks can they all be garnished?
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In community property state after one spouse completes bankruptcy can non-discharged private student loan lenders go after joint marital property -loan was from before the marriage-?
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Are there any times when a spouse's NON-joint bank account can be frozen or garnished in a community property state for loans from BEFORE the marriage?
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Should you pay off old debts?
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What is Arizona's capital?
Arizona's capital is Phoenix.
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Sample of financial hardship letter?
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Does Virginia allow wage garnishment for credit card debt?
Yes, a judgment creditor can execute the judgment as a wage garnishment.
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Can they repossess your car if you bought it from someone and they had it repossessed?
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What legal action can be taken for unpaid hospital bill in SC?
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If one has an unpaid medical bill is it better to continue to pay the hospital in small increments or accept a settlement pay out with regards to that person's credit?
It is actually better to accept the settlement ab=mount and pay it off because the debt will stay on your credit rating for seven...
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Can a laywer garnish your student loans you get from the goverment when your going to school?
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I am making payments to the orginal lender on a charge off account but they are not updating my credit file Is that legal?
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You are being sued in small claims court by a third party debt collector can you contact the original creditor and pay them?
No, the original creditor has sold the debt and is no longer involved in the collection process.
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Can someone take an inheritance for a relief from stay judgment.?
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When should a person turn an unpaid accounts recievable over to small claims court?
This is an opinion question, but as a law student I would suggest filing small claims against unpaid accounts when: The debtor...
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Can a collection agency sue for under 300 dollars in Tennessee?
Yes, there is no minimum or maximum amount of debt required for a lawsuit to be pursued.
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In France what happen in the 1820's?
?????????????????????????
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Can a bank in florida garnish your wages for money they SAY you owe on a credit card Single household?
Popularity: 1 • Tools: Recategorize • Needs Answer
How can you collect a personal loan?
Through the Judicial system - take them to court. If the amount is small, you might consider small claims court. There, the...
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Can your car be repossessed if it has been exported to a different country?
Popularity: 1 • Tools: Recategorize • Needs Answer
If you have been notofied of a filing how do you stop a default judgement?
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What rules of professional conduct is breached by a attorney for intent to overreach new jersey?
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What is the statue of limitations on a dental bill in the state of New Jersey?
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Can credit card companies garnish a pension and SS check that is automatically deposited into a chcking account in the state of Texas the pension and SS are from Texas the senior lives in Arizona?
Popularity: 1 • Tools: Recategorize • Needs Answer
How can a debt collector receive a judgement in court against you without your knowledge?
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In Ohio can a collection agency pursue a husband for his wife's debt?
Popularity: 1 • Tools: Recategorize • Needs Answer
Economic issues to support that the vietnam war was not justified?
was none
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How do you Collect a claim?
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How are non government student loans classified for the statute of limitations on debt collection Are they classified as promissory notes or written contracts?
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Can your bank acct be froze over a civil suit which is a debt collection.?
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What kind of lawyer handles a notice of levy received?
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What is the time limit to collect unpaid bill?
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Is there a statue of limitation on how long a bill is owed on a credit card in the state of north carolina?
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What is the statute of limitations on hospital bills in collections for Rhode Island?
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Does pa law allow checking account garnishment?
Yes, it does. A garnishment can occur only where the creditor has obtained a judgment against you in a court of law. After the...
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How can a civil judgement be removed without paying back?
Civil judgments are good for 20 years in many jurisdictions. All you can do is try to wait out the creditor and hope it doesn't...
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