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Deposit accounts against which checks can be written
Total questions 23900
Is there any way around ChexSystems when opening a bank account?
When a person applies for an account at a bank that uses Chexsystems and is denied, it shows up as an inquiry on your report. Too...
Popularity: 396 • Tools: Recategorize
Can you be prosecuted for a returned check if you did not authorize the person to make it out for the amount that they did?
The moment you write a check to somebody, you entitle them to cash it anytime they want (after the check issue date). This is...
Popularity: 188 • Tools: Recategorize
Can you open a savings account if you are on ChexSystems?
Generally if a bank uses chexsystems, they will use it to open a savings as well. Sometimes a credit union will open a savings...
Popularity: 155 • Tools: Recategorize
Are websites that offer help for people on ChexSystems effective and free of charge?
Here is a site that is absolutely free and will provide a list of non-chexsystems banks and credit unions...
Popularity: 129 • Tools: Recategorize
Can the Chex system keep records on you for more than five years?
To dispute write to: Mail: Chex Systems, Inc. 7805 Hudson Road, Suite 100 Woodbury, MN 55125 Phone: By phone at...
Popularity: 127 • Tools: Recategorize
What do you do when you have paid off a NSF to a bank no longer in existence?
Banks merge all the time. Though it may appear the bank does not exist anymore, the paperwork should still be somewhere. Try...
Popularity: 121 • Tools: Recategorize
Why would you be declined to open a new savings account after you had paid off the money you owed to Chex Systems and can this show up on a background report when applying for a new job?
Paying off chexsysems will not remove you from their data base. Chexsystems is a CRA and they will not remove you for 5 years...
Popularity: 117 • Tools: Recategorize
How can you find out if you owe any stores money from past bounced checks?
You would need to see if you had been reported to SCAN.
Popularity: 111 • Tools: Recategorize
If you are moving to a new state and have two past closed accounts one of which is owing will you be able to open an account in the new state?
Because of the Patriot Act, banks and credit unions use your SSN#, ID and the ChexSystems reporting to identify you as a person....
Popularity: 108 • Tools: Recategorize
What is the law on writing bad checks?
Specific bad check laws vary by state. In almost all it is a crime, and depending on the amount (and circumstances) and place,...
Popularity: 97 • Tools: Recategorize
Can a joint bank account be levied in New Jersey?
Yes. NJ is not a "debtor friendly" state. The exemptions allowed are very limited. Joint accounts can be seized in their...
Popularity: 96 • Tools: Recategorize
Can you get a bank to remove your name from ChexSystems if you pay off the account that went bad?
I used to get calls all the time asking me to remove customer's names off of this list. The reporting bank does have the option...
Popularity: 93 • Tools: Recategorize
Can a bank account be garnished more than once?
A bank account can be garnished by one creditor at a time. Levies on bank accounts remain until the debt is paid in full. They...
Popularity: 93 • Tools: Recategorize
If you receive disability and are unable to pay your debts can your bank account be frozen and money taken?
NO! SS, SSI, SSD are protected by Federal Statutes and exempt from creditors. A creditor cannot simply "take money" from your...
Popularity: 91 • Tools: Recategorize
What does 'Transferred Account charged off' mean?
It means the original creditor has given up the account and sold it to a collection agency. It does not mean the debtor is...
Popularity: 90 • Tools: Recategorize
How does an ATM work?
An automated teller machine (ATM) is an electronic computerized telecommunications device that allows a financial institution's...
Popularity: 90 • Tools: Recategorize
Why would a bank report you to Chex Systems for suspected fraud activity because you made a deposit from an account that had been closed?
Suspected fraud activity means whatever the bank decides it shall mean when they report. It is a vague indicator that is used by...
Popularity: 87 • Tools: Recategorize
If one bank reported an account holder to Chex Systems why would another bank close that customers account too?
Once you open an account at any bank, your account is monitored regularly for new Chexsystems records (usually through eFunds)....
Popularity: 86 • Tools: Recategorize
How can you get out of paying overdraft charges?
You can call the bank up and ask them to remove it. If its the first or second time (which is pushing it) they will usually...
Popularity: 85 • Tools: Recategorize
How do you freeze someone's bank account?
The person seeking the recovery of money owed must file a lawsuit in the proper court of venue. If they win they will be awarded...
Popularity: 84 • Tools: Recategorize
How does bad check restitution work?
"District Attorney Bad Check Restitution" programs are operated by district attorneys, and by private companies. The following is...
Popularity: 82 • Tools: Recategorize
Can your fiance's payroll check be direct deposited into your bank account?
Yes! Bank regulation E stipulates all these rules about what can and cannot go through your account and what is required if funds...
Popularity: 82 • Tools: Recategorize
How do you find out where all of your checks are that bounced?
You need to get with your bank to see if they paid your checks or not. If they sent them back to the person who deposited the...
Popularity: 82 • Tools: Recategorize
How do you remove an officer name from an account?
Go to the bank; they will give you the forms for the previous and new officers to sign. New signature card is required...
Popularity: 82 • Tools: Recategorize
How do you know if there are any outstanding or bounced checks in your name?
If you need to know now just phone the bank you deal with, identify yourself and they will give you the information. Usually...
Popularity: 81 • Tools: Recategorize
What is the difference between a personal check and a cashier's check?
Cashier's checks or Money Orders are certified checks because you must have cash to purchase these negotiable items, and these...
Popularity: 80 • Tools: Recategorize
How do you get off the Chex System?
Answers: There is no guarantee for removal but since chexsystems is a CRA, everyone has the right to dispute their report with...
Popularity: 79 • Tools: Recategorize
If you had a joint account with your husband and it ended up on chex system then he filed for bankruptcy would you be able to open an account?
most likely not until the debt is satisfied within the check systems records that you have a $0.00 balance. anyone can pay this...
Popularity: 78 • Tools: Recategorize
Can you stop payment on a check?
Yes you can stop payment on a check. Just call your bank and they should walk you through the process. Sure, as long as...
Popularity: 77 • Tools: Recategorize
If you are on chexsystem can you open a joint bank account with someone not on chexsystem?
My father tried to open an account with me & we were rejected. He then turned around & applyed for an account himslf...
Popularity: 76 • Tools: Recategorize
What Happens In Vegas?
Well lots happens in vegas, but it mainly comes to life at night! Check out www.learningtopass.co.uk They should have all you...
Popularity: 75 • Tools: Recategorize
What is Emigrant Direct?
Emigrant Direct is the name of a bank.
Popularity: 74 • Tools: Recategorize
What is consumer banking?
what is consumer banking and explain consumer product Management, Sales & Services ?
Popularity: 74 • Tools: Recategorize
How do you get negative information that has been on Chex Systems more than seven years removed?
Chexsystems agrees to remove all reports after 5 years. If you have a report that is older than that, you can simply write them a...
Popularity: 73 • Tools: Recategorize
Can a bank go in your savings account and take money without your permission?
if your owing the back like you have an over withdrawn account yeah they can take what you owe to them out of any account you...
Popularity: 73 • Tools: Recategorize
Is OSI a reputable company why can they remove money from your account without authorization and keep it for 2 weeks?
OSI is a large collection firm that has affiliates throughout the U.S. The only way they could remove money from a bank account...
Popularity: 72 • Tools: Recategorize
What is conventional banking and electronic banking with the usage of atm's and credit cards?
what is meaning of concentional banking. why it exist? what advantages of it
Popularity: 71 • Tools: Recategorize
What bank will allow you to open an account even though you are in the Chex System?
There are many banks that will open accounts for those in chexsystems. Your options really depend on the state in which you...
Popularity: 68 • Tools: Recategorize
How can you get a bank account unfrozen and could you close your bank account?
The process for getting an account unfrozen is confusing and frustrating, You must go to court and show the reason why the...
Popularity: 66 • Tools: Recategorize
Can your bank account be garnished if you have someone else on your account?
Maybe, it depends on the laws of the state of residency and how the account is set up. Also there are states which do not allow...
Popularity: 65 • Tools: Recategorize
Is it legal for a bank to charge excessive amount of NSF charges without contacting you to see what's going on with the account?
It is legal for the bank to charge a fee for every nsf check on the account. Now they can't charge you an nsf fee that's higher...
Popularity: 64 • Tools: Recategorize
If you have a savings account levied and the levy is more then the balance in the account can you open a new savings account in another bank or does it show up thru out all banks?
no not untill the bank report u to chexsystems.
Popularity: 60 • Tools: Recategorize
How can a person find out which check system has recorded bad checks?
You can go to: https://www.consumerdebit.com/consumerinfo/us/en/index.htm and get your Chexsystems Report. There is only one...
Popularity: 60 • Tools: Recategorize
What can you do to get a reissue of a workmen's compensation check that expired 2 years earlier because it was good for 60 days only and had been misplaced?
Call the issuing office and tell them what happened. You should be able to tell them the period that the check covered, and so...
Popularity: 58 • Tools: Recategorize
How do you find out if you are in the Chex Systems database?
You can order a report from them, just as you would a consumer credit reporting agency. Go to...
Popularity: 58 • Tools: Recategorize
With direct deposit how do you get the remaining part of your payroll check after the debt has been paid?
It depends on who is doing the depositing/withdrawing. If the person/company owed money set up the direct payment from your...
Popularity: 57 • Tools: Recategorize
If a customer's check bounces due to insufficient funds what can you do other than hire a lawyer?
You can file either criminal or civil charges. Go to your local police dept for criminal charges or to your local small claims...
Popularity: 56 • Tools: Recategorize
What is the phone number for Royal Bank of Scotland?
Popularity: 54 • Tools: Recategorize • Needs Answer
Of the 55 delegates who were in the Legislative branch the Judicial branch and Executive branch?
Popularity: 50 • Tools: Recategorize
What is the Bank Identification Code - BIC for Bank Central Asia in Indonesia Need the code for international money transfer?
you don't need a BIC code. the Swift Code,Branch Name and account number is enough. gretts pingerlo ----------------- BIC is the...
Popularity: 50 • Tools: Recategorize
Idbi bank full form?
IDBI - Industrial Development Bank of India
Popularity: 49 • Tools: Recategorize
Maximum cash withdrawal bank account US?
If you have a personal checking account at a bank in the USA your Financial Institution (FI) may have policies governing the...
Popularity: 49 • Tools: Recategorize
What are the advantages of saving money in a bank?
Money saved in a bank is generally insured up to $100,000. Money saved under a mattress is not. Simply put, the person will...
Popularity: 46 • Tools: Recategorize
In a red clause letter of credit which bank advances money to the beneficiary- seller's bank or buyer's bank?
Buyer's Bank
Popularity: 44 • Tools: Recategorize
How do you get in touch with TCF bank?
TCF Bank is, as far as I know, a Minnesota based bank. It caters to people who have had a bad history with another bank and is...
Popularity: 42 • Tools: Recategorize
Do all creditors have access to banking information?
Creditors do have access to your information that shows up on various credit reports.However, unless you sign an authorization,...
Popularity: 41 • Tools: Recategorize
Payment address for chase home mortgage?
Web Site: mortgage.chase.com Phone: 800-446-8939 Address: 3415 Vision Dr Columbus OH 43219
Popularity: 38 • Tools: Recategorize
How do you stop Speedway Inc from writing an electronic check to your account every month for 5 to 8 dollars when your bank puts the money back but can't stop it?
I work at a bank. At this point Speedway has your account number and routing number and will continue to try to put these checks...
Popularity: 36 • Tools: Recategorize
How do you remove your name from a bank account?
Go to the bank and ask to have your name removed from the account. The other account holders should go with you. I don't...
Popularity: 36 • Tools: Recategorize
Who is liable for a fraudulent cashier's check if another party purchased it and it was deposited in your bank account?
It is likely all parties involved, the forger, purchaser and depositer will be held accountable until it can be proven otherwise....
Popularity: 35 • Tools: Recategorize
If a mother adds her son's name to her bank accounts and the son dies can the daughter-in-law claim that one half of the money should go to her?
The money was for the son not the Daughter in law. NO if the son had children the put one of the kids names on the account now to...
Popularity: 35 • Tools: Recategorize
Can your personal bank account be affected by garnishment?
In the majority of states a judgment creditor can levy a bank account even if it is jointly held. When an account is joint with...
Popularity: 34 • Tools: Recategorize
Could a joint bank account be seized for a judgment against only one spouse in the state of Florida?
Maybe. Married couples in Florida generally hold property as Tenancy By The Entirety, meaning they both own the entire amount of...
Popularity: 33 • Tools: Recategorize
Are collection services allowed to levy bank accounts?
In most states it is possible for a creditor or collector who wins a lawsuit judgment to execute the judgment against checking or...
Popularity: 33 • Tools: Recategorize
What is the difference between the bpi family bank and the bpi family savings bank?
saving account interest rates
Popularity: 33 • Tools: Recategorize
How do you calculate the interest you will earn in a savings account?
Ask the bank... their rates are usually displayed in the branch office.
Popularity: 32 • Tools: Recategorize
Can you cancel a money order?
The money orders I have encountered were as good as gold to the purchaser right up until they were made out to someone else, at...
Popularity: 32 • Tools: Recategorize
Can you open a savings account if you are on chexsystem?
Most banks that use chexsystems will not allow you to open an a savings or a checking account if you have been reported. There...
Popularity: 31 • Tools: Recategorize
If you pay the bank you owe will they remove you from the chex systems?
The answer is No. Not unless you call and make a formal request. Even then they will tell you it is up to Chexsystems and it will...
Popularity: 30 • Tools: Recategorize
If living in North Carolina can a judgment be taken from all bank accounts?
Yes. I know this because I used to locate bank or employment assets on accounts that have sued by their creditors.Your bank...
Popularity: 30 • Tools: Recategorize
Can banks give out account information to someone not on the account?
No, not unless there is a court order, this is why creditors request a copy of a potential borrower's bank statement. However,...
Popularity: 30 • Tools: Recategorize
Can your bank account be closed if you've had the account for 6 months and you've just been reported on the Chex Systems?
If you were reported to Chex systems by one bank, while you have an account at a different bank, the bank you are in good...
Popularity: 30 • Tools: Recategorize
Will you be removed from ChexSystems even if the balance has not been paid off?
After five years. At least that is how long they kept me in and I paid. It makes no difference if you pay or not. You will still...
Popularity: 29 • Tools: Recategorize
How do you fix a closed bank account with ChexSystems?
Paying off chexsystems will not remove you from chexsystems. There is no guarantee for removal but you can always file a dispute...
Popularity: 29 • Tools: Recategorize
What happens if you write checks on someone else's account and how do you get your money back?
It's called check fraud and most states consider it to be a serious crime. The offender could go to jail and be forced to pay...
Popularity: 29 • Tools: Recategorize
How long will your name stay on the Chex System if you live in Kansas?
5 years
Popularity: 29 • Tools: Recategorize
You have an old savings certificate from 1978 at summit bank in st paul mn what bank now owns summit bank?
contact the treasury dept
Popularity: 29 • Tools: Recategorize
How can you find the Demand Draft details?
Six digits number printed on the DD in double quotes.
Popularity: 29 • Tools: Recategorize
Is it legal for your bank to charge non-your bank ATM fees when there are NO ATMs available from your bank in the country you reside?
YES! When you open the account, you are given disclosures about your ATM card. Processing ATM transactions is very timely,...
Popularity: 28 • Tools: Recategorize
What is the telephone number for ChexSystems?
Chex Systems, Inc. Attn: Consumer Relations 7805 Hudson Rd, Suite 100 Woodbury, MN 55125 Phone: 1-800-428-9623 (Toll Free in...
Popularity: 28 • Tools: Recategorize
How long should canceled checks be kept?
6 years is best...
Popularity: 27 • Tools: Recategorize
How long does it take ChexSystems to send your report?
You should receive your chexsystems report within 2 weeks of ordering it. However, there may be cases where it takes up to 30...
Popularity: 26 • Tools: Recategorize
Can a manager from a FSB bank close your account without notice due to an argument?
Not legally.
Popularity: 26 • Tools: Recategorize
Can you open a savings account after filing chapter 7?
That's up to the lending institution that you apply to.
Popularity: 26 • Tools: Recategorize
Are there any cashflow restrictions between Brazil and the Netherlands and if you do business in Brazil can you send your profit to the NL or will it partly stay in Brazil?
Popularity: 26 • Tools: Recategorize • Needs Answer
Who can sign for a signature guarantee?
Popularity: 26 • Tools: Recategorize • Needs Answer
Can banks freeze your account if you are reported to the Chex systems after your account is opened for months?
possible. After my five years with chex systems passed, I opened a checking account and the bank closed it after two months due...
Popularity: 25 • Tools: Recategorize
Can a joint bank account be seized by a collection agency in New York?
Yup. That is the risk you run when using a joint account. My advice - NEVER use a joint banking account. I know its supposed...
Popularity: 25 • Tools: Recategorize
How do you open a bank account after bankruptcy so your employer can use direct deposit for your paycheck?
It is highly unlikely any bank will allow a consumer to open an account under such conditions even though the debt was discharged...
Popularity: 25 • Tools: Recategorize
Would a cheque be accepted for 100 guineas as legal tender in a bank?
Even in pre-decimal days in the UK (up to 15 February 1971) the guinea had no formal status. When making out a...
Popularity: 25 • Tools: Recategorize
Does NATWEST Bank employ Dr. Elliot Bois?
== Seenu, I work for the Human Resources department at NatWest's Offshore Banking division. I ran a search for one Elliot Bois,...
Popularity: 25 • Tools: Recategorize
How can you remove the negative mark from the chex system sooner than 5 years?
you can't. It has to be removed by the bank that reported you to them. Even if you pay the bank debt, they usually will still not...
Popularity: 24 • Tools: Recategorize
Does bankruptcy show as zero balance on ChexSystems?
Yes, if you file bankruptcy your file needs to be updated to show you no longer owe. If it does not you will need to file a...
Popularity: 24 • Tools: Recategorize
How do children get access to their parents' bank accounts if their parents die while on holiday?
If the person is not on the account they cannot access the account. All assets and property of deceased persons become a part...
Popularity: 24 • Tools: Recategorize
What is ATM SBR COM?
atm-sbr.com appears to me to be a shady centralized source of sexually explicit web sites that lure people in with free or very...
Popularity: 24 • Tools: Recategorize
If you have lost an old bank account book and still had money in that account and the bank has changed names twice how do you go about getting this account number?
The bank should still have your information on file no matter how many times it changes ownership. Just go there and ask for your...
Popularity: 24 • Tools: Recategorize
Can i deposit cash into my clydesdale bank account at a yorkshire bank?
I have tried this in Warrington and they point blank refused. However, according to Clydesdale they should take the deposit. I...
Popularity: 24 • Tools: Recategorize
What is a trust banking account?
What is an in trust for (ITF) account?
Popularity: 24 • Tools: Recategorize
What is unit banking and what are its advantages?
unit banking operate one full banking services
Popularity: 23 • Tools: Recategorize
Is sir earl evans one of the directors of hsbc bank of london uk?
Does this answer your question? Does s/he want to give you lots of money, too? Let's mass email this f***er! -Originating-IP:...
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