Home Buying
For most people buying a home is one of the biggest financial and lifestyle decisions they will ever make. This category could possibly help assist you in making an informed decision about that purchase, so before you decide to buy a home, make sure you're ready by checking out some of the answers in this category.
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Questions
Badluck100
This is a means of transferring ("selling") real estate from one owner to another without triggering specific warranties of any...
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It's like a second mortgage on your home. They would evaluate the worth of your house minus the amount owed on the first...
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This website allows you to input Latitude and Longitude and to convert this to the nearest UK postcode....
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Most houses in the 1960s were much smaller than 6 bedroom, 3 bath! To give some historical context here, during the late 1800s...
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Home equity Loans and Investment properties both come with high Interest Rates. However, if you were to claim bankruptcy with a...
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Frist mortgage seasoning requirements would be determined by the terms of your loan documents. Some lenders allow loans with no...
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The title and deed have nothing to do with the loan. Nothing. So anyone you agree to can be on the deed but you and your dad will...
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Usually you provide a cashiers' check or a certified check. A wire transfer can also be used. You can save quite a bit of...
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'Toney', i.e. having 'tone' means "Marked by an aristocratic or high-toned manner or style." Hence, a 'toney suburb' would be a...
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Yep. In Florida, we have done this many times, using my credit to do the deal (cause im the one who cant stop myself from...
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AnswerYes. In most states such action is required to be handled through a licensed title company or an attorney. Whether required...
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The first Playboy Mansion was located in Chicago at 1340 N. State Street, Now the Playboy Mansion ( west )is located at 10236...
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us$1450 US$ 1450.oo per monthI would say more now a days here in Miami in 2009 I am spending about $2200 a month!
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average cost per per square foot to build a house in durango co
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When you switch off your electricity, you are give our earth a rest, this rest could mean the future of tomorrow, the future of...
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Cost Per Unit - The amount on money spent for one item (unit) in a group of items. cost, per unit. Examples: Which of the...
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The time involved has little effect. It depends on your income to debt ratio. Higher income, lower debt is good, while lower...
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A sales agreement for either immediate or future delivery of the actual product.
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Yes, as long as there is equity to use. The lender that will do the home equity loan will have figured the prepayment penalty...
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You are buying a house, you must have a closing attorney. Why wouldn't you ask him this question? He needs to draft a contract.
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findlaw.com has contracts you can use Staples or any office supply company should carry real estate contracts. However you...
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There are laws in every state regarding contracts. Unless you can prove a necessary reason to break the lease, such as the place...
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LEASE PURCHASE Difficult because most owners know not how to do a lease purchase. Actually they want to just keep renting....
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i would say that 7.5 is probably normal for most houses built in the 50's 60's 70's which i assume is what your looking at. newer...
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The beauty of a Home Equity Loan or Line of Credit is that interest paid is usually tax deductible* AND you can use the money for...
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Answeryou will need to contact a title company and have a new deed recorded with the county. it usually cost around...
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Yes they can if it is done in accordance with the terms of the contract. If it is done in breach of the contract, the seller can...
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How fast will you pay it off? 4lifeguild
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Be certain the property is titled properly. Property is generally held in one of two ways, Tenancy-In-Common or Joint Tenancy.
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Yes but your parents being on the deed will have to also sign.
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Yes, you can convert your HELOC into a fixed home equity loan. And, no you don't have to go through your current lender. There...
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nobody in the U.S. can sell property with a power of attorney unless the person is deceased...for property even being imprisoned...
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what are the filing fees for a quickclaim deed? Additional information: It depends on which state you're in. Contact your County...
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Approximalty 5-6 dollars per square foot (no bevel on edge)
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If you borrow against your home to pay off ANY type of debt and then do not make the payments, you can lose your home to...
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AnswerThe persons who are on title must both sign for a equity line of credit.
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Strictly legal, no you can't, but I don't know a single cop who would ticket you for it. Just take the title with you, and if...
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The simple answer is "any loan that uses the equity in your home" or "any loan that places a lien on your home"is a home equity...
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If you had Mortgage Insurance on it, there is a chance that they may make up the short fall. You will have to check your policy...
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It is actually as simple as the title itself... a letter of explanation. Mortgage companies can request these from a borrower...
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Ask about future costs.You will have a set time to go to the same place all the time, every year, whether you want to or not....
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Some subdivisions are conditioned upon restrictions in deeds, as required by the Planning Board, and other restrictions may be...
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If i`ve lived in a house for over 50 years how much would it be to buy my council house
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Under US tax law, your lifetime federal gift tax exemption would be depleted by the amount of the gift in excess of the annual...
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Modular homes are built in a factory to meet or exceed the building codes where they will be set and permanently attached to a...
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Yes
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Yes, the loan can be in one sole persons name, but the title can remain in two peoples names or be transfered into one. If you...
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The Loan to Value LTV. [ Total loan amount of the 1st and your proposed 2nd as a percentage of the appraised value ]. Your...
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AnswerThe interest on the second mortgage is deductible but not the home equity loan. If you could deduct the interest on the...
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In the Real Estate business, a "low-ball" offer is an offer far below what the average price for a home should be for the area....
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I think it means Lending money to people who have bad credit at a lower interest rate ex; ARMS. and then when interest rates go...
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I truly believe so. I live in Harlem and one day I noticed when I was washing clothes in the laundry room (private housing),...
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Check and see how heavy it is
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Where are these two roads located? State & City would help
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Maybe You should try to google it first ,however if you like some direct resource ,here might be...
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In Florida the law states that if it was property titled to you beore marrage it is not part the marital estate. So if he helps...
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Florida is generally referred to as a "debtor friendly" state. State law provides for unlimited homestead exemption, which...
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If it is a home equity loan, then it is much different than a credit card. You cannot increase the limit.
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Since the house was used as collatoral for the loan you would have to use your equity in the house to pay off the loan.
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It really depends on the state in which you live and whether or not you are referring to a married couple. It also depends on...
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Well, a latent defect would be any defect not previously detected or immediately visible, so the contract would cover...
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Condo 'downsides' There are a few: Having to abide by the conditions, covenants, rules and restrictions, and other governing...
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amount depends on your credit score and the amount of equity you have in your home.
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The earlier you pay down the principal, the shorter the loan, and shorter is cheaper unless there are pre-payment penalties (the...
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Yes you should get it back
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Karen Wisne, Real Estate Agent in Columbus, Ohio orKaren M. Wisne, Real Estate Agent in Las Vegas, Nevada
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The best use of an adjustable loan is to take advantage of the low rates so you can improve your credit standing in other areas....
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It's really up to the housing organization. However, I know of many couples in that situation who do live in housing communities...
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Laws differ from state to state, but the definition of the transaction is the same in every state. Basically, a business was...
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lost the bolts to my child's crib while miving where can i get some and what size sixe do i need?
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Yes, but you will not get as much money as on a regular home, depends on the year of home, how it looks, if your credit is good...
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You add the two loans together and subtract them from the appraised value of the house. This will give the dollar amount of...
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With a higher interest rate. You will able to purchase a home with a subprime mortgage. What this means is your rate will be...
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If you are intending to keep your old home and buy a new home as well, then whether you can get another mortgage would depend on...
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Newark
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Yes, I do know of a home in particular in Breckenridge neighborhood in Augusta, GA. I have the info. below. Please also visit...
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Simple answer: The commission and when it has been earned will be spelled out in the contract between the agent and the party...
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Title insurance would be a good protection for having a clear title to the land. Since the area has not been built up, the...
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Yes. Only the owner of the property can legally sign it over as collateral for a loan. The owner owns the equity in the property.
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If two different locations more than 20 feet apart the termites could be in any or every beam of the house. They bag the whole...
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Normal financing can take up to 45 days or less if the buyers are ready with a pre-approval and the house is empty. If it is...
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Yes it does. You can ask more for your home. I live in British Columbia and our (get lots of rain here at times) but, if...
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Yes.
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It all depends on the sells price of the house your looking at purchasing.
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Florida is the cheapest place to live because it has no state income tax.
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The Company that makes "Easy Wash" Laundry Stain Remover is: Reckitt & Collman Inc., Wayne, New Jersey 07474-0945. They...
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I found a news release on the web that indicated in 2001 Washington Mutual acquired Fleet Mortgage A
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Carolyn May of Bella Designs Home Staging and Home Enhancement, www.bella-design.net, says "I am not sure how many home stagers...
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Under normal circumstances the only thing that might prevent you from buying a house would be if you had insufficient funds to do...
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Yes. Home equity loans are generally ten-year loans. Any loan lasting longer than one year is considered a long-term debt.
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AnswerWhat kind of questions will who ask you??? The realitors, the bank, the seller?I would like to help AnswerUsually...
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It depends on the terms of the lease and the atttude of the landlord. You may be able to sub-let the property. Talk to a lawyer...
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Sure can but probably at a higher rate than most people. Please consider that your home will be the collateral for the loan. So...
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You can borrow it from your Whole Life cash value, sometimes you can finance it in, money back from the seller for closing costs,...
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If you don't want any money for it how about putting an ad in the paper giving it away for free. Just put in the ad that they...
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I don't believe you do. You will pay income taxes when you sell the house--this is called capital gains.
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Assuming you aren't paying cash, some mortgage companies use a formula based upon your current earnings (and future potential),...
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