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Foreclosure Questions

Total questions: 394

Can a foreclosure be removed from your credit report after the property has been taken back?
Popularity: 233

Should you get a foreclosure loan?
Popularity: 212

Is there a way to get down payment assistance on a HUD foreclosure but have a conventional loan?
Popularity: 205

How much does your credit score drop when a foreclosure is added?
Popularity: 173

Do you have to have 'cash only' at a foreclosure auction?
Popularity: 167

If foreclosure proceedings are started but the loan was reinstated will it show negatively on a credit report?
Popularity: 158

Can foreclosure and bankruptcy be taken off your credit report if you didn't have to go through with the foreclosure and bankruptcy?
Popularity: 146

Is it possible to get a home back in your possession once it has been foreclosed on and sold when the mortgage company is the one that took back possession?
Popularity: 133

How soon after a foreclosure covered by bankruptcy can you buy another house?
Popularity: 107

How many points does a foreclosure count against your credit score?
Popularity: 103

When your home goes through foreclosure do you still have to pay the loan off from the bank?
Popularity: 91

When can a lender start the foreclosure proceedings?
Popularity: 84

How long does a foreclosure stay on your credit report?
Popularity: 81

How long will a foreclosure affect your buying a new home?
Popularity: 78

How long will it affect your credit if you stop making payments on your ex wife's mortgage and the house is in foreclosure?
Popularity: 76

Is a short sale better for your credit than a voluntary foreclosure?
Popularity: 70

What happens to the second mortgage if the first mortgage is in foreclosure and how can you find out if the second mortgage received any money from the sale of the house?
Popularity: 65

Will foreclosure keep you from buying a house in the future?
Popularity: 65

How much does a foreclosure hurt your credit and for how long?
Popularity: 65

How do you know what constitutes a foreclosure?
Popularity: 65

Should a foreclosure appear on your credit report when the mortgage company initiates the process or after the foreclosure sale?
Popularity: 64

What is the impact of foreclosure on credit rating?
Popularity: 60

If you have been served a foreclosure notice and it has been published for a Sheriff sale can you stop this from happening by filing bankruptcy?
Popularity: 56

What is a deed in lieu of foreclosure?
Popularity: 55

If you have had a foreclosure can you purchase other property later?
Popularity: 55

How does a foreclosure work if it is due to an agreed order with the mortgage company while in Chapter 13?
Popularity: 54

How long does a Florida foreclosure remain on public record?
Popularity: 54

How long can you stay on the property after foreclosure proceedings have started?
Popularity: 53

Where do you find a copy of a hardship letter?
Popularity: 51

After foreclosure can the company continue to report you late on payments destroying your credit even more?
Popularity: 51

How will a foreclosure affect your credit?
Popularity: 49

How long can you live in your house after a foreclosure and sale has been done?
Popularity: 48

Is a deed in lieu of foreclosure better than a foreclosure on your credit report?
Popularity: 47

What is the procedure for reporting a foreclosure to the credit bureaus and does it have to be hand-delivered and what can you do to have it removed?
Popularity: 47

Which is worse for your credit bankruptcy or a foreclosure?
Popularity: 47

Can you own two houses and let one go into foreclosure or deed in lieu while keeping the other?
Popularity: 46

How long do you have left on the property after foreclosure after receiving a letter from an attorney stating the property has been purchased and you had 3 days to vacate does letter serve as eviction?
Popularity: 46

Does private mortgage insurance change the foreclosure or deed in lieu proceedings?
Popularity: 45

Can a foreclosure affect renting an apartment?
Popularity: 45

If a foreclosure account is transferred to a new company can they report the foreclosure date as newer than it actually is?
Popularity: 44

If you are thirty days late on a non-reaffirmed mortgage will they foreclose on your home?
Popularity: 44

Does a foreclosure have to be listed on public record in order to be valid?
Popularity: 44

How can you get a foreclosure off your credit report?
Popularity: 44

How do you buy a foreclosure house and do you need an agent?
Popularity: 43

If you received a dismissal with prejudice on a chapter 13 with a one-year bar can you get around this in order to stop a foreclosure?
Popularity: 43

How long do you have to demand the return of personal items in your house after a foreclosure?
Popularity: 42

How many points will come off your credit report when your foreclosure falls off?
Popularity: 42

What is the percentage that can be garnished from your wages during a foreclosure on your home in the state of Tennessee?
Popularity: 41

When a house is sold in a foreclosure auction how much time are the occupants given before they are required to move?
Popularity: 40

If the court ordered you to leave your house by foreclosure but your friend tried to stop or stall you from leaving the house how do you deal with them if you don't want to get in trouble by the court?
Popularity: 40

What is foreclosure?
Popularity: 39

Can foreclosure be eliminated from your credit if you find out that you were paying on a loan that had a bogus appraisal?
Popularity: 39

Where are the foreclosed homes in Arizona?
Popularity: 39

Will a foreclosure on a construction loan have the same effect as foreclosure on an existing home?
Popularity: 38

Who is responsible for securing the house after a voluntary foreclosure?
Popularity: 38

In foreclosure is it illegal to take appliances and fixtures with you that did not come with the house?
Popularity: 38

How long can you stay in your home after foreclosure?
Popularity: 38

What can you do about a foreclosure that should not have happened you had a buyer for your house the closing was just a month away the bank promised to wait and did not your credit is hurt How do you?
Popularity: 38

Can a second mortgage company foreclose on your house?
Popularity: 37

In Indiana if your home goes into foreclosure can they take your 401K retirement savings for payment of balance?
Popularity: 37

How long does a mortgage company have to give you to move once your home is in foreclosure?
Popularity: 36

What happens to a rental tenant if the owner of the building is losing it in a foreclosure?
Popularity: 36

If your home is in your name only and is in the process of foreclosure will it affect your husband also even though his name is not on the mortgage?
Popularity: 35

How badly will one's credit be affected if he lets a mortgage on one's house go into foreclosure shortly after closing on a second?
Popularity: 35

How do you get a letter from your previous mortgage company stating you no longer hold responsibility of property due to foreclosure?
Popularity: 34

If you were in foreclosure but were able to refinance the home before the foreclosure went through how long will this stay on your credit report?
Popularity: 34

If your home is up for foreclosure how do you get out of the foreclosure and keep your home?
Popularity: 33

If your home was sold at foreclosure auction above the amount due to the mortgage company what is the procedure to get the balance sent to you?
Popularity: 32

Can you get a home equity loan while in foreclosure?
Popularity: 32

When your home forecloses and your RV is repossessed can the loan company garnish your bank account for debt still owed on them?
Popularity: 30

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