Had an accident 2 year ago in GA the insurance company paid all the money to other party but court did not give penalty or any points to liences So should you mention this while buyiing new insurance?

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If the question is asked on the application for insurance and you fail to disclose it, your policy would be null and void for materiel misrepresentation and you could be left out in the cold in the event you file a claim and they learn of the misrepresentation on the application. If it is not asked on the application....I see no need to "volunteer" the info.

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