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You should check out Mortgage Grapevine and rip off report, plus you should check with your BBB. I would not send them a dime! --- Contact HUD for approved foreclosure counseling agencies. Ocean View will try to talk you into giving them money [big $$$ usually at or in excess of $900] to provide [or not] for a service that you can get for FREE.
When talking to HUD, they said that if you are talking to any ´foreclosure avoidance specialist´ that asks for money, "Run!" [their EXACT advice - no joke!]
Don´t wait - reach out - go to:
http://www.hud.gov/foreclosure/index.cfm
http://www.hopenow.com/
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