How badly does voluntary repossession hurt your credit score?

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About the same as any repo. The impact is that you couldnt complete the agreement for whatever reason.

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Same as a repo. A repo is a repo is a repo.

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That is correct, there is no difference in voluntary and involuntary. Stays on your credit report for 7 years. Don't let it happen to you.

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It is not that bad ....in fact you can probably get another car just at a higher interest rate... besides someone has to keep wonk and clay in business.

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