Answer.
The quickest way is to simply send in more money each month than you must. You can always pay more than your minimum payment, and that will pay off the mortgage faster.
Answer.
Just one note...
Multiply the balance of your mortgage times your interest rate.
Add this number to your balance.
Divide by 24.
Make that payment each month.
This will get you close. Your very last payment...
By reducing the interest you pay. The only way to do this safely is to pay extra toward your principle. There are many schemes being sold to pay your loan off early, but no one ever seems to know...
Depending on your age, Income, and Financial goals. A mortgage is probably the best "debt you can have" The freedom of not having to make a mortgage payment is also a nice thing for someones cash...