Call your agent. The company keeps track of things like this.
Yes you can, and hopefully he will if I know what you're going through.
HOA refers to Home Owner Association Insurance policy, which is a Master Property Insurance product used with multiple owners of one property, as in associations. HO3 refers to a standard homeowner...
insurance package (financial product which provides insurance)
an insurance policy will cover you from accidents, getting handicap, some can be to cover car accidents damage or work accidents others cover health.