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How can you get a loan with bad credit and no job and no house to refinance to pay off bills and student loans?In: Loans
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Student Loan Help
Here is advice:
- You can't. You must at least have a job. They can get around credit and debt.
- I would refinance student loans first. If they are federal, ask for a deferment due to unemployment. Federal student loans have lower interest rates than any unsecured loan someone will give you in your situation. Call bill companies and try to work out a payment plan, let them know you are in a difficult financial situation. I doubt you can find a loan. Try to get a job, save up a few paystubs, and then go to one of those Cash Advance Places where you write them a check and they cash it later. Their interest rates are high though. They will report positive information to the credit bureaus if you pay them on time. And as soon as you pay them off, they´ll let you finance another one the same day. This may help with some quick cash to keep up utilities, but interest rates can be 20% or more on what you borrow. It can also help your credit. Can you put your car title up as collateral with a finance company? They may have better rates. Good Luck.
First answer by ID1165514600. Last edit by ID1165514600. Question popularity: 39 [recommend question]
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